September 2019

Posted by | September 27, 2019
British residents – moving money overseas due to Brexit

I have spoken to a lot of British people recently that either want to move money overseas, or invest in USD-based investments from the UK. I have made an argument...

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Posted by | September 27, 2019
Where can you live like a king with an investment pot of 750k-$1m?

In many parts of the world, $750,000-$1m isn't enough to retire comfortably, if you want a long 30 year+ retirement. That isn't the case everywhere, however. In this video, I...

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Posted by | September 27, 2019
William Russell Life Insurance Review + health and income protection

This article was last updated on September 27, 2019 Continuing my review series of popular investment and insurance providers, I will review William Russell today. They are a health and...

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Posted by | September 25, 2019
Best expat saving account options

This video speaks about options for expats that want to save and invest and why there is no such thing as a free lunch. https://www.youtube.com/watch?v=TQImYLbwCvE

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Posted by | September 21, 2019
Atlas Life Insurance Review

Atlas Life Insurance Review

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I have spoken to a lot of British people recently that either want to move money overseas, or invest in USD-based investments from the UK.

I have made an argument time and time again; politics doesn't affect stock markets as much as the media likes to suggest.

They have gone up during periods of instability - the Cuban Missile Crisis, Trump's election and government shutdowns as just three examples - and gone gown during other periods of uncertainty.

However, I do think the penny has finally dropped for more people. Namely, there is no such thing as a free lunch.

Many people assume that putting money in the bank is "risk-free". It might produce less, much less in fact, long-term, compared to investing as per the figures below, but it is "safe":

In reality, countless devaluations of the British Pound coupled with inflation, has lead to indirect losses.

When I travel around the world, from South Africa, to Brazil and beyond, the biggest regret I hear from investors is "not factoring in inflation and the possibility of currency falls".

The Pound may, or may not, recover. What will never change is putting your money in the bank, is never a good investment.

If it was so good, why would the banks be able to make a profit from our deposits?