We’ll discuss what OneLife Spain is, what the products and services are, plus the advantages and disadvantages of the opportunity.
This OneLife division focuses on offering customized financial services for affluent individuals who live in Spain.
Si desea invertir como expatriado o particular con un elevado patrimonio neto, que es en lo que estoy especializado, puede enviarme un correo electrónico (advice@adamfayed.com) o WhatsApp (+44-7393-450-837).
This includes if you are looking for alternatives or a second opinion.
Some facts might change from the time of writing, so potential investors shouldn’t decide to invest or not to invest based on this revise alone.
For updated guidance, please contact me.
What is OneLife insurance?
Life insurance specialist OneLife has been existent for more than 30 years. They specialize in asset management, wealth management, and international planificación financiera.
Their primary clientele in Europe and beyond consists of ultra high net worth, high net worth, and high affluent individuals.
In particular, they provide service to clients residing in Belgium, Denmark, Finland, France, Luxembourg, Portugal, Spain, and Sweden. They cater to other EU and emerging markets too upon request.
OneLife services include:
- Inheritance planning
- Long-term savings strategies
- Tax optimization
- Wealth management
They collaborate with a network of partners that includes independent financial advisors, family offices, and private banks.
The firm is a part of the third-largest social protection provider in France, the APICIL Group.
They are managing assets worth 9.5 billion euros.
OneLife Spain Products and Services
Wealth Spain Product
Under Spanish law, this unit-linked insurance offering gives policyholders flexibility and diversification by giving them access to different asset classes, including hedge funds, private equity, and UCITS funds.
Profits realized at withdrawal or surrender are subject to a 23% marginal tax rate, and complete tax deferral is allowed for the duration of the policy.
The policy also offers ways to lessen the effects of wealth tax and, under certain circumstances, the ability to postpone Spanish inheritance and gift tax obligations.
Unlisted Assets Management
The firm offers services for managing unlisted assets in many countries, like debt instruments, shares, and inmobiliario.
Pros and cons of OneLife Spain
Advantages of OneLife Spain
- OneLife Spain provides wealthy people with customized options.
- Various investment vehicles are available to clients, such as unit-linked insurance contracts that enable substantial asset class diversification.
- The structure provides ways to lower wealth and inheritance tax burdens and permits complete tax deferral for the policy term.
- OneLife can manage unlisted assets.
Disadvantages of OneLife Spain
- Prospective customers should think about the expense and intricacy of these services.
- Clients’ access to their money may be restricted by certain products’ limitations on withdrawals or modifications once they are set up.
- The available financial products might be complicated, necessitating in-depth knowledge and even expert guidance to handle successfully.
¿Le duele la indecisión financiera?
Adam es un autor reconocido internacionalmente en temas financieros, con más de 830 millones de respuestas en Quora, un libro muy vendido en Amazon y colaborador de Forbes.
