Bendura Bank is a specialist wealth management firm targeting clients who want capital preservation, discretion, and custom private banking, but limited for anyone looking for everyday banking or broad public access.
Bendura does not offer standard retail checking accounts or consumer banking products. Its services focus on asset management, structured lending, and issuer services, among others.
Offshore alternatives remain available for those looking for broader accessibility or diversified jurisdictional exposure.
Este artículo trata:
- What is Bendura Bank?
- Bendura Bank ratings
- Advantages and disadvantages of Bendura Bank Liechtenstein
Principales conclusiones:
- Boutique Liechtenstein private bank for high-net-worth clients.
- Focused on wealth management, not retail banking.
- Strong regulation but no public credit rating.
- High entry thresholds typical of boutique banks.
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La información contenida en este artículo es meramente orientativa. No constituye asesoramiento financiero, jurídico o fiscal, ni una recomendación o solicitud de inversión. Algunos hechos pueden haber cambiado desde el momento de su redacción.
Bendura Bank Background
Bendura Bank AG is a fully licensed private bank headquartered in Gamprin-Bendern, Liechtenstein, founded in 1998 and regulated by the Liechtenstein Financial Market Authority (FMA).
It focuses on private banking, gestión de patrimonios, asset management, and bespoke investment advisory for high-net-worth individuals, entrepreneurial families, and medium-sized companies.
Who owns Bendura Bank?
Bendura Bank is majority-owned by Citychamp Watch & Jewellery Group Ltd., a publicly listed Hong Kong-based luxury goods company. The remaining shares are held by employees and minor third parties.
Being part of a publicly listed group gives Bendura enhanced transparency compared with privately held banks, while still operating as a boutique private bank regulated by the FMA.
What are the products and services of Bendura Bank?
Bendura Bank AG offers tailored private banking and wealth management solutions, including asset management, investment advisory, lending, and issuer services.
- Asset Management: Customized portfolio management with discretionary or advisory mandates.
- Investment Advisory: Strategic guidance aligned with individual goals and risk tolerance.
- Execution-Only Trading: Direct market access for self-directed investors.
- Credit & Financing: Lombard loans, mortgages, and structured lending solutions.
- Issuer Services: Support for bonds and equity issuance, including listing assistance on venues like Vienna’s MTF.
- International Payments & E-Banking: SEPA/SWIFT transfers, multi-jurisdictional banking solutions, and multilingual advisory.
Bendura Bank Credit Rating
Bendura Bank Liechtenstein does not have a publicly published credit rating from major agencies such as S&P, Moody’s, or Fitch.
However, as a regulated bank in Liechtenstein, it must comply with strict capital adequacy, liquidity, and risk management rules enforced by the FMA.
This regulatory oversight provides a baseline of financial stability, even in the absence of a formal agency rating.
Bendura Bank Reputation
Bendura Bank is known in the industry as a stable boutique private bank. They emphasize:
- Personalized, multilingual advisory services.
- Focus on long-term wealth management rather than standard retail banking products.
- A footprint in Asia, including a Hong Kong representative office.
Independent client reviews are limited due to its high-net-worth client focus, making public reputation assessment difficult.
Employee reviews are mixed, highlighting a professional environment but occasional operational slowdowns.
Pros and cons of Bendura Bank (Liechtenstein)
Bendura Bank is a boutique private bank ideal for high-net-worth clients but not suitable for everyday retail banking due to high minimum requirements and limited public credit visibility.
Their strengths and limitations include:
Pros
- Personalized wealth management and investment advisory.
- Flexible financing (Lombard loans, mortgages) without forcing asset liquidation.
- Capital markets support and issuer services for professional clients.
- International connectivity with multilingual advisory teams.
- Boutique, independent approach free from proprietary product bias.
Contras
- No everyday checking accounts, consumer loans, or retail banking services.
- High minimum deposit requirements and strict documentation.
- Limited publicly available credit ratings and client reviews.
Alternative Options to Bendura and Liechtenstein
Liechtenstein private banks like Bendura don’t offer everyday checking or retail banking like universal banks. Instead, they specialize in personalized services and capital preservation for wealthy clients.
Clients seeking similar services can also explore offshore alternatives for similar private banking solutions.
- Suiza: Strong wealth management, multi-currency services, high minimum deposits.
- Singapur or Hong Kong: Multilingual advisory, global investment access, favorable regulatory frameworks.
- Other European options (Luxembourg, Malta, Cyprus): Investment structuring, trusts, and fund management with cross-border accessibility.
Offshore alternatives could provide ease of access, currency options, and broader oportunidades de inversión internacional.
Preguntas frecuentes
Which bank do most billionaires use?
Billionaires typically use private banks that offer bespoke wealth management, such as UBS, Credit Suisse, Julius Baer (Switzerland), or LGT and VP Bank (Liechtenstein).
However, they rarely keep all their assets in one institution. Billionaires diversify across multiple private banks or offshore structures and jurisdictions.
What is the largest bank in Liechtenstein?
The largest banks in Liechtenstein are LGT Bank and VP Bank, both offering private banking, gestión de activos, and wealth planning services for high-net-worth clients.
Can a foreigner open a bank account in Liechtenstein?
Yes, but strict KYC/AML rules apply. Foreigners must provide proof of identity, source of funds, and financial background, and accounts are typically limited to high-net-worth individuals or corporate entities.
Why do people bank in Liechtenstein?
People choose Liechtenstein for privacy, capital protection, wealth preservation, and access to specialized private banking services.
The country’s stable political and legal system, along with strong financial regulation, makes it attractive for high-net-worth clients.
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Adam es un autor reconocido internacionalmente en temas financieros, con más de 830 millones de respuestas en Quora, un libro muy vendido en Amazon y colaborador de Forbes.
