{"id":20818,"date":"2019-12-18T20:06:35","date_gmt":"2019-12-18T20:06:35","guid":{"rendered":"https:\/\/adamfayed.com\/?p=20818"},"modified":"2025-12-16T09:15:37","modified_gmt":"2025-12-16T09:15:37","slug":"platform-one-international-review","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/es\/review-articles\/platform-one-international-review\/","title":{"rendered":"Plataforma Uno Internacional"},"content":{"rendered":"<p>For a more in-depth review of \u00a0Platform One International and similar plans, alongside customer reviews and questions at the bottom of the page, please see this article: <a href=\"https:\/\/adamfayed.com\/es\/review-articles\/zurich-vista-quantum-friends-provident-hansard-rl360-reviews\/\" target=\"_blank\" rel=\"noreferrer noopener\">Zurich Vista Quantum Friends Provident Hansard RL360 Comentarios<\/a><\/p>\n\n\n\n<p>Mis datos de contacto son hello@adamfayed.com y WhatsApp +44-7393-450-837 si tiene alguna pregunta.<\/p>\n\n\n\n<p>La informaci\u00f3n contenida en este art\u00edculo es meramente orientativa. No constituye asesoramiento financiero, jur\u00eddico o fiscal, ni una recomendaci\u00f3n o solicitud de inversi\u00f3n. Algunos hechos pueden haber cambiado desde el momento de su redacci\u00f3n.<\/p>\n\n\n\n<img decoding=\"async\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/CTA_5_final_-512x288.jpg\" usemap=\"#image-map\" alt=\"Discover How We Can Address Your Financial Pain Points\">\n\n<map name=\"image-map\">\n    <area href=\"https:\/\/adamfayed.com\/subscribe\/\" target=\"_blank\" alt=\"Subscribe Free\" title=\"Suscr\u00edbase gratis\" coords=\"72,217,198,252\" shape=\"rect\">\n    <area href=\"https:\/\/adamfayed.com\/contact\/\" target=\"_blank\" alt=\"Discover Now\" title=\"Desc\u00fabrelo ahora\" coords=\"303,217,429,252\" shape=\"rect\">\n<\/map>\n\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Who is Platform One?<\/strong><\/h2>\n\n\n\n<p>Platform One International is a UK Investment firm, which has entered the overseas market. They have started something they call the International Plus Offshore Service, coming out of the Isle of Man.<\/p>\n\n\n\n<p>This is a multi-currency platform that has access to a wide range of funds and investments including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>OEICS funds <\/li>\n\n\n\n<li>Fondos cotizados (ETF)<\/li>\n\n\n\n<li>Investment Trusts<\/li>\n\n\n\n<li>Productos estructurados<\/li>\n\n\n\n<li>Individual listed International Equities<\/li>\n\n\n\n<li>Offshore collectives investments <\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>The custody is held in Luxembourg and they are regulated by the UK&#8217;s financial regulator &#8211; the <a href=\"https:\/\/www.fca.org.uk\" target=\"_blank\" rel=\"noreferrer noopener\">Autoridad de Conducta Financiera (FCA)<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Is there a difference between Capital One offered in the UK and the one offered to expats?<\/strong><\/h2>\n\n\n\n<p>Yes the UK (onshore) version and offshore version sold to expats are different products, with contrasting charging structures. This is made clear on the website which has separate tabs for UK and International investments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Where is Platform One sold?<\/strong><\/h2>\n\n\n\n<p>They are sold worldwide in Dubai, Qatar, Hong Kong, Singapore, Malaysia, China and other expat destinations.<\/p>\n\n\n\n<p>As they are originally from the UK, a great deal of the clients are British.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfCu\u00e1les son las tasas?<\/strong><\/h2>\n\n\n\n<p>This depends on which structure is used. If you are a UK-resident, all the fees are clear and transparent.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image alignright size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_dollar_bank_note_and_there_is_stock_market_behin_0880a10f-cb38-49da-ba37-dd41224dc580-1-512x512.png\" alt=\"Platform One International Review\" class=\"wp-image-70443\" style=\"width:232px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_dollar_bank_note_and_there_is_stock_market_behin_0880a10f-cb38-49da-ba37-dd41224dc580-1-512x512.png 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_dollar_bank_note_and_there_is_stock_market_behin_0880a10f-cb38-49da-ba37-dd41224dc580-1-300x300.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_dollar_bank_note_and_there_is_stock_market_behin_0880a10f-cb38-49da-ba37-dd41224dc580-1-150x150.png 150w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_dollar_bank_note_and_there_is_stock_market_behin_0880a10f-cb38-49da-ba37-dd41224dc580-1-81x81.png 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_dollar_bank_note_and_there_is_stock_market_behin_0880a10f-cb38-49da-ba37-dd41224dc580-1.png 573w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n<\/div>\n\n\n\n<p>If you are a UK expat using this platform, the fees will depend on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>How much management fee your advisor charges <\/li>\n\n\n\n<li>Whether an outsourced investment solution is utilized <\/li>\n\n\n\n<li>Any commissions coming from the funds<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>So in reality, investor A, could be paying 5x more than investor B. As the fees are hidden, it isn&#8217;t always clear whether or not you are being overcharged.<\/p>\n\n\n\n<p>Let&#8217;s look at a simple example:<\/p>\n\n\n\n<p>Sarah pays a 1% management fee + 0.1% for index funds + the platform fees = slightly over 1% annual fees<\/p>\n\n\n\n<p>In comparison, Sean is paying 1.5% management fee + 1.5%-2.5% for actively managed fees +  platform fees = 3%-4%+ per year.<\/p>\n\n\n\n<p>Over a period of 5\u201310 years, this could make a huge difference.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What\u2019re the positives about the platform?<\/strong><\/h2>\n\n\n\n<p>1. It is well-regulated in Isle of Man, UK and Luxembourg, although pretty much all offshore locations now have good investor protections these days.<\/p>\n\n\n\n<p>2. It isn\u2019t as high cost as some platforms if the right funding structure is put in on day 1.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image alignright size-large is-resized\"><img decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_trading_platform_that_is_designed_to_provide_adv_07743599-a474-4764-ad5b-80474c9daa64-512x512.png\" alt=\"\" class=\"wp-image-70444\" style=\"width:228px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_trading_platform_that_is_designed_to_provide_adv_07743599-a474-4764-ad5b-80474c9daa64-512x512.png 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_trading_platform_that_is_designed_to_provide_adv_07743599-a474-4764-ad5b-80474c9daa64-300x300.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_trading_platform_that_is_designed_to_provide_adv_07743599-a474-4764-ad5b-80474c9daa64-150x150.png 150w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_trading_platform_that_is_designed_to_provide_adv_07743599-a474-4764-ad5b-80474c9daa64-81x81.png 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20818_a_trading_platform_that_is_designed_to_provide_adv_07743599-a474-4764-ad5b-80474c9daa64.png 573w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n<\/div>\n\n\n\n<p>3. The platform itself is fine. It is how it is used that counts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the negatives about the platform?<\/strong><\/h2>\n\n\n\n<p>1. Some clients are paying high fees, due to the charging structure chosen by their broker on day 1, or indirectly due to the funds that have been picked.<\/p>\n\n\n\n<p>2. Extensive fund choices sound great on paper, but this also means that many clients are put in expensive and opaque investments.<\/p>\n\n\n\n<p>3. If you have been introduced by a financial advisory company, your mileage my vary. In practice this means you may have a great or bad experience, like in any other industry or service, depending on the firm you are with.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Are there charges for getting out of this product?<\/strong><\/h2>\n\n\n\n<p>There are often indirect costs of getting out of many of the investments held within the platform, even if the platform itself doesn&#8217;t always have an exit fee.<\/p>\n\n\n\n<p>For example, let\u2019s say you have $150,000 in your account. If there are no fees for getting out from the platform, but there is a 5% charge for getting out of the funds within the platform, you will still be charged $7,500 for existing, in an indirect way.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Are most clients happy?<\/strong><\/h2>\n\n\n\n<p>Some clients are happy, whilst others are not. The happy clients tend to be those in sensible investments within the platform.<\/p>\n\n\n\n<p>The unhappy ones have often been put in high-cost and opaque investments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>For unhappy clients, if there are charges for getting out of the product, what can I do?<\/strong><\/h2>\n\n\n\n<p>This is a case by case issue.  In some instances, reducing the management fee and fund charges can make a huge difference.<\/p>\n\n\n\n<p>For example, if somebody has already been invested for more than five years, the exit charges often don&#8217;t apply.<\/p>\n\n\n\n<p>In such instances,  reducing the fees within the platform, could increase performance over the long-term.<\/p>\n\n\n\n<p>For people in other situations, cashing out the policy is productive. This tends to depend on factors including comparing the charging structure with alternative platforms and investments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusi\u00f3n <\/strong><\/h2>\n\n\n\n<p>This isn&#8217;t a bad platform, but the way it is used, isn&#8217;t always best for clients. Many unhappy clients are getting overcharged and would be better suited to another structures.<br><br><strong>M\u00e1s informaci\u00f3n: <\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/adamfayed.com\/es\/review-articles\/utmost-international-collective-redemption-bond-review\/\" data-type=\"link\" data-id=\"https:\/\/adamfayed.com\/review-articles\/utmost-international-collective-redemption-bond-review\/\">Revisi\u00f3n del bono de rescate colectivo Utmost International<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u00bfLe duele la indecisi\u00f3n financiera? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"512\" height=\"288\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg\" alt=\"\" class=\"wp-image-117505\" style=\"width:683px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-300x169.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-768x432.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-scaled.jpg 825w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/become-adams-client\/\">Convi\u00e9rtase en mi cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Realice el cuestionario de elegibilidad de clientes<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">P\u00f3ngase en contacto con<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam es un autor reconocido internacionalmente en temas financieros, con m\u00e1s de 830 millones de respuestas en Quora, un libro muy vendido en Amazon y colaborador de Forbes.<\/strong><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>For a more in-depth review of \u00a0Platform One International and similar plans, alongside customer reviews and questions at the bottom of the page, please see this article: Zurich Vista Quantum Friends Provident Hansard RL360 Reviews My contact details are hello@adamfayed.com and WhatsApp +44-7393-450-837 if you have any questions. The information in this article is for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":20834,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11534],"tags":[72],"class_list":["post-20818","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review-articles","tag-review-articles"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/20818","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/comments?post=20818"}],"version-history":[{"count":2,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/20818\/revisions"}],"predecessor-version":[{"id":245269,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/20818\/revisions\/245269"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media\/20834"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media?parent=20818"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/categories?post=20818"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/tags?post=20818"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}