{"id":24146,"date":"2020-09-22T01:28:22","date_gmt":"2020-09-22T01:28:22","guid":{"rendered":"https:\/\/adamfayed.com\/?p=24146"},"modified":"2024-05-16T07:53:07","modified_gmt":"2024-05-16T07:53:07","slug":"2021%eb%85%84-%ec%a3%bc%ec%8b%9d-%ec%8b%9c%ec%9e%a5-%ed%8f%ad%eb%9d%bd-%ea%b0%80%eb%8a%a5%ec%84%b1","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/es\/stock-markets\/2021%eb%85%84-%ec%a3%bc%ec%8b%9d-%ec%8b%9c%ec%9e%a5-%ed%8f%ad%eb%9d%bd-%ea%b0%80%eb%8a%a5%ec%84%b1\/","title":{"rendered":"2021\ub144 \uc8fc\uc2dd \uc2dc\uc7a5 \ud3ed\ub77d \uac00\ub2a5\uc131?"},"content":{"rendered":"<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-black-color has-text-color\">\uc624\ub298, \uc544\uc8fc \uc624\ub798\uac04\ub9cc\uc5d0 \uc88b\uc740 \uae00\uc744 \ubc1c\uacac\ud588\uc2b5\ub2c8\ub2e4. \uc9e7\uace0 \uad75\uac8c \uc815\uace1\uc744 \ucc0c\ub974\ub294 \uae00\uc774\uc5c8\uc5b4\uc694.<\/p>\n\n\n\n<p>2011\ub144\uc5d0 \uc791\uc131\ub41c \uac83\uc73c\ub85c \ubcf4\uc774\ub294 \u201c\u00bfUn crack burs\u00e1til de 30 a\u00f1os? S\u00ed, por favor!\u201d\uc774\ub77c\ub294 \uae00\uc785\ub2c8\ub2e4. \uc800\uc790\uc758 \uae00\uc740 \ucc98\uc74c \ubcf4\ub294 \uac83\uc774\uc5c8\uc9c0\ub9cc, \uad49\uc7a5\ud788 \ud765\ubbf8\ub85c\uc6e0\uc2b5\ub2c8\ub2e4. \uc6d0\ud558\uc2dc\uba74 \ud55c \ubc88 \uc77d\uc5b4\ubcf4\uc138\uc694.<\/p>\n\n\n\n<p><a href=\"https:\/\/valueindexer.wordpress.com\/2011\/08\/25\/a-30-year-stock-market-crash-yes-please\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00bfUn crash burs\u00e1til de 30 a\u00f1os? S\u00ed, por favor.<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc5ec\uae30\uc11c \ud2b9\ud788 \uc7ac\ubbf8\uc788\ub294 \uc0ac\uc2e4\uc740 \ud56d\uc0c1 \uc138 \uac00\uc9c0 \ubd80\ub958\uac00 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\"><li>\uc5ec\ub7ec \uc2e4\uc99d \uc790\ub8cc\ub4e4\uc744 \uc811\ud558\uace0 market timing\uc740 \ubd88\uac00\ub2a5\ud558\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc778\uc9c0\ud558\uc5ec \uc8fc\uc2dd\uacfc \ucc44\uad8c\uc744 buy, hold and rebalance\ud558\ub294 \uc0ac\ub78c<\/li><li>\uc5ec\ub7ec \uc2e4\uc99d \uc790\ub8cc\ub4e4\uc744 \uc811\ud558\uace0 market timing\uc740 \ubd88\uac00\ub2a5\ud558\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc778\uc9c0\ud558\uba70 \uc8fc\uc2dd\uacfc \ucc44\uad8c\uc744 comprar, mantener y rebalance\ud558\ub824\uace0 \ub178\ub825\ud558\uc9c0\ub9cc 2008\ub144 \uae08\uc735\uc704\uae30\ub098 \uae08\ub144 \ucd08\uc640 \uac19\uc740 \ucda9\uaca9\uc774 \ubc1c\uc0dd\ud558\uba74 \uac81\uba39\uace0 \ub2f9\ud669\ud558\ub294 \uc0ac\ub78c. \ub9d0\ub85c\ub294 \uc790\uae30\ub294 \uc808\ub300 \uadf8\ub807\uc9c0 \uc54a\uc744 \uac70\ub77c\uace0 \ud558\uba74\uc11c\ub3c4 \uc2e4\uc81c\ub85c\ub294 \uadf8\ub807\uc9c0 \ubabb\ud568.<\/li><li>\uc5ec\uc804\ud788 \uc7a5\uae30\uc801\uc73c\ub85c\ub3c4 market timing\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \ucc29\uac01\uc5d0 \ube60\uc838\uc788\ub294 \uc0ac\ub78c. \uc77c\uc804\uc5d0 \uc6b4 \uc88b\uac8c \uc5b4\uca4c\ub2e4\uac00 \ud55c \ubc88 \uc131\uacf5\ud55c \uc801\uc774 \uc788\uae30 \ub54c\ubb38\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc74c. 4-50\ub144\uc744 \ub0b4\ub2e4\ubd10\ub3c4 market timing\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc744 \uc774\uae38 \uc218 \uc788\ub2e4\ub294 \uc798\ubabb\ub41c \ubbff\uc74c\uc744 \uac00\uc9c0\uace0 \uc788\uc74c. \ud558\uc9c0\ub9cc \ud604\uc2e4\uc801\uc73c\ub85c \uc131\uacf5\ud558\ub294 \uc0ac\ub78c\uc740 0,1% \ubbf8\ub9cc \ubfd0.<\/li><\/ol>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc774\ub7f0 \uc9c8\ubb38\uc744 \ud558\uc2dc\ub294 \ubd84\uc740 \ub9ce\uc9c0 \uc54a\uc8e0. \u201c\uc7a5\uae30 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \uc2dc\uc7a5\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc0c1\uc2b9\ud558\ub294 \uac83\ubcf4\ub2e4\ub294 \ud558\ub77d\uc138\ub97c \uc720\uc9c0\ud558\ub294 \uac8c \ub354 \uc88b\uc740 \uac70 \uc544\ub2cc\uac00\uc694?\u201d<\/p>\n\n\n\n<p>\uc800\uc790\uac00 \ub9d0\ud558\uace0\uc790 \ud558\ub294 \ubc14\ub294 \ube44\uad50\uc801 \uc80a\uc740 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \uc2dc\uc7a5 \ud558\ub77d\uc138\uac00 \uc704\ud611\uc774 \uc544\ub2c8\ub77c \uae30\ud68c\ub77c\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc218\ud559\uc801\uc73c\ub85c \uc99d\uba85\uc774 \ub418\ub294 \uc0ac\uc2e4\uc785\ub2c8\ub2e4. \ube44\uad50\uc801 \uc80a\uc744 \ub54c \ub354 \ub9ce\uc774 \ub9e4\uc218\ud560 \uc218 \uc788\ub2e4\uba74 \uc7a5\uae30\uc801\uc73c\ub85c \uc2dc\uc7a5\uc774 \uacb0\uad6d \uc0c1\uc2b9\ud560 \ub54c \ub354 \ud070 \uc774\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uac04\ub2e8\ud55c \uc608\ub97c \ub4e4\uc5b4\ubcfc\uac8c\uc694. \ub098\uc2a4\ub2e5(Nasdaq)\uc740 2014\ub144\uae4c\uc9c0 2000\ub144 \uace0\uc810\uc744 \ucc0d\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. 14\ub144\uac04 \ud558\ub77d\uc138 \ub610\ub294 \uc815\uccb4\uc600\ub358 \uac70\uc8e0.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/09\/0922.jpg\" alt=\"\" class=\"wp-image-24147\" width=\"555\" height=\"342\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/09\/0922.jpg 451w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/09\/0922-300x185.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/09\/0922-133x83.jpg 133w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/09\/0922-81x50.jpg 81w\" sizes=\"(max-width: 555px) 100vw, 555px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc774\ub294 \uc7a5\uae30\ud22c\uc790\uc790\ub4e4\uc758 \uc218\uc775\ub960\uc744 \uc62c\ub9ac\ub294\ub370 \uae30\uc5ec\ud560 \ubfd0\uc785\ub2c8\ub2e4. \uc544\ub798 \ub450 \uc0ac\ub78c\uc744 \ube44\uad50\ud574\ubcf4\uc138\uc694.<\/p>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\"><li>David\ub294 2000\ub144\uc5d0 \uace0\uc810\uc5d0 \uac00\uae4c\uc6b4 4.400\uc5d0\uc11c \ub098\uc2a4\ub2e5\uc744 \ub9e4\uc218\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\ub09c \ub2ec \ub098\uc2a4\ub2e5\uc740 10,500~11,800\uc815\ub3c4\uc5d0\uc11c \uac70\ub798\ub410\uc8e0. \ub530\ub77c\uc11c David\ub294 \ucc38\uc744\uc131 \uc788\uac8c \uae30\ub2e4\ub838\ub2e4\uba74 \ub098\uc058\uc9c0 \uc54a\uc740 \uc218\uc775\ub960\uc744 \uac70\ub458 \uc218 \uc788\uc5c8\uc744 \uac81\ub2c8\ub2e4. \ud2b9\ud788 \ubc30\ub2f9\uae08(\ubd84\ubc30\uae08)\uc744 \uc7ac\ud22c\uc790\ud55c \uacbd\uc6b0\ub77c\uba74 \ub354\ub354\uc6b1 \uadf8\ub807\uace0\uc694. \ubc30\ub2f9\uae08\uc744 \uace0\ub824\ud574\uc11c \ub530\uc838\ubcf4\uba74 \uc801\uc5b4\ub3c4 3\ubc30 \uc815\ub3c4 \uc218\uc775\uc744 \ubd24\uc2b5\ub2c8\ub2e4.<\/li><li>Sarah\uc758 \uacbd\uc6b0\ub97c \ubcf4\uba74, Sarah \uc5ed\uc2dc 2000\ub144\uc5d0 4,400\uc5d0\uc11c \ub098\uc2a4\ub2e5\uc744 \ub9e4\uc218\ud588\uc2b5\ub2c8\ub2e4. \ub9c8\ucc2c\uac00\uc9c0\ub85c \ub048\uae30 \uc788\uac8c \uc7a5\uae30 \ud22c\uc790\ub97c \ud588\uace0\uc694. \ub2e4\ub978 \uc810\uc740 \ub2e4\uc74c 14\ub144 \ub3d9\uc548 \ud558\ub77d\uc138\/\uc815\uccb4\uc778 \ub098\uc2a4\ub2e5(1.300-4.400)\uc744 \ub9e4\uc6d4 \uafb8\uc900\ud788 \ub9e4\uc218\ud588\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.&nbsp;&nbsp;<\/li><\/ol>\n\n\n\n<p>\ub458 \uc911 \ub204\uac00 \ub354 \ud070 \uc218\uc775\ub960\uc744 \uc5bb\uc744 \uc218 \uc788\uc5c8\uc744\uae4c\uc694? \ub2f9\uc5f0\ud788 Sarah\uc785\ub2c8\ub2e4. \uad6c\uc9c0 \uacc4\uc0b0\uae30\ub97c \uaebc\ub0b4 \ub4e4\uc9c0 \uc54a\uc544\ub3c4 \ucda9\ubd84\ud788 \uc54c \uc218 \uc788\uc8e0.<\/p>\n\n\n\n<p>\ube44\ub2e8 \ub098\uc2a4\ub2e5\ub9cc\uc774 \uc544\ub2d9\ub2c8\ub2e4. S&amp;P500 \uc5ed\uc2dc 2000\ub144\ubd80\ud130 2010~2011\ub144\uae4c\uc9c0 \ud558\ub77d\/\uc815\uccb4\uae30\ub97c \uacaa\uc5c8\uc8e0.<\/p>\n\n\n\n<p>\ubcf5\ub9ac \uacc4\uc0b0\uae30\ub97c \ud65c\uc6a9\ud558\uc2dc\uba74 \uc2a4\ub85c \ud310\ub2e8\ud558\uc2e4 \uc218 \uc788\uc744 \uac81\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ub9e4\uc6d4 1.000\ub2ec\ub7ec (\uc57d 120\ub9cc\uc6d0)\ub97c 40\ub144\uac04 \ud22c\uc790\ud558\uba74\uc11c \uc5f0 \uc218\uc775\ub960 8%\ub97c \uafb8\uc900\ud788 \uc5bb\ub294\ub2e4\uba74 (\ud604\uc2e4\uc801\uc73c\ub85c \ub9e4\ub144 \uadf8\ub807\uae30\ub294 \uac70\uc758 \ubd88\uac00\ub2a5\ud558\uc9c0\ub9cc \uc608\uc2dc\ub97c \uc704\ud568\uc784), 3.357,372\ub2ec\ub7ec\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9e4\uc6d4 1,000\ub2ec\ub7ec\ub97c 40\ub144\uac04 \ud22c\uc790\ud558\uba74\uc11c \uccab 20\ub144\uac04\uc740 \uc218\uc775\ub960\uc774 0%\uc774\uc9c0\ub9cc(\uc2e4\uc81c 2000-2010\ub144\ucc98\ub7fc) \ub098\uba38\uc9c0 20\ub144\uac04\uc740 \uc57d 13%\ub77c\uba74 (1982-1999 \ud3c9\uade0 \uc218\uc775\ub960\ubcf4\ub2e4 3%\uc815\ub3c4 \ub0ae\uc740 \uc218\uc900, 2009~2019\uae30\uac04\uacfc \uc720\uc0ac\ud55c \uc218\uc900), $3,863,180.06\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uccab 10\ub144\uac04 \uc218\uc775\ub960\uc774 0%\uc774\uba74\uc11c \ub2e4\uc74c 10\ub144\uc740 -5%\uc774\uace0, \ub098\uba38\uc9c0 20\ub144\uac04\uc740 15%\ub77c\uba74 $4,086,972.90\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2dc\uc7a5\uc774 \uc88b\uc9c0 \uc54a\uc740 \ub54c\ub97c \ud53c\ud558\uae30 \uc704\ud574 market timing\uc744 \ud560 \uc218 \uc788\ub2e4\uace0 \ucc29\uac01\uc5d0 \ube60\uc9c0\uae30 \uc27d\uc9c0\ub9cc, \uc2e4\uc81c \ud604\uc2e4\uc740 \uadf8\ub807\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ub530\ub77c\uc11c \ubd84\uba85\ud788 \uc5fc\ub450\ud558\uc154\uc57c \ud560 \uc810\uc740<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Market timing\ud558\uc9c0 \ub9d0 \uac83.<\/li><li>\uc2dc\uc7a5 \ud3ed\ub77d, \ud558\ub77d\uc138, \uc815\uccb4\ub97c \uac10\uc0ac\ud788 \uc5ec\uae38 \uac83.<\/li><li>\ubc30\ub2f9\uae08(\ubd84\ubc30\uae08)\uc744 \uc7ac\ud22c\uc790\ud560 \uac83. \uc2dc\uc7a5 \uc815\uccb4\uae30\uc5d0 \ud2b9\ud788 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. UK FTSE\ub97c \ubcf4\uc138\uc694. \ubc30\ub2f9\uae08 \uc7ac\ud22c\uc790\uac00 \uc5b4\ub5a4 \ubcc0\ud654\ub97c \ub9cc\ub4e4\uc5b4 \ub0b4\ub294\uc9c0 \uc544\ub798 \uadf8\ub798\ud504\ub97c \ubcf4\uc2dc\uba74 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/09\/0922_2.jpg\" alt=\"\" class=\"wp-image-24148\" width=\"526\" height=\"316\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/09\/0922_2.jpg 401w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/09\/0922_2-300x180.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/09\/0922_2-81x49.jpg 81w\" sizes=\"(max-width: 526px) 100vw, 526px\" \/><\/figure>\n\n\n\n<p>4. Market timing\uc744 \ubd80\ucd94\uae30\ub294 \ubbf8\ub514\uc5b4\uc640 \uba40\uc5b4\uc9c0\uc138\uc694. \uc5ec\ub7ec \uc5f0\uad6c\uc790\ub8cc\uc5d0 \ub530\ub974\uba74 \uc0b4\uc544\uc788\ub294 \uc0ac\ub78c\ubcf4\ub2e4 \uc0ac\uc790(\u6b7b\u8005)\uc758 \ud22c\uc790 \uacc4\uc88c\uac00 \ub354 \ub098\uc740 \uc131\uacfc\ub97c \ubcf4\uc774\uace0, \uc218\uc2dc\ub85c \ub274\uc2a4\ub098 \ubbf8\ub514\uc5b4\ub97c \ubcf4\uba74\uc11c \ubcf8\uc778\uc758 \ud22c\uc790 \uacc4\uc88c\ub97c \uccb4\ud06c\ud558\ub294 \uc0ac\ub78c\uc740 \uadf8\ub807\uc9c0 \uc54a\uc740 \uc0ac\ub78c\ubcf4\ub2e4 \ud22c\uc790 \uc131\uacfc\uac00 \uc88b\uc9c0 \uc54a\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uc774\uc720\ub294 \ubd84\uba85\ud558\uc8e0. \uac10\uc815\uc785\ub2c8\ub2e4. \uc8fd\uc740 \uc0ac\ub78c\uc774\ub098 \uc790\uae30 \uacc4\uc88c\ub97c \uac70\uc758 \uc5f4\uc5b4\ubcf4\uc9c0 \uc54a\ub294 \uc0ac\ub78c\uc740 \ub274\uc2a4\ub098 \ubbf8\ub514\uc5b4\ub97c \ubcf4\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub274\uc2a4 \ub4f1 \ubbf8\ub514\uc5b4\ub294 \uad6c\ub3c5\uc790, \uc8fc\ubaa9\uc744 \ub04c\uae30 \uc704\ud574 \uc874\uc7ac\ud558\uc8e0. \uadf8\ub7f0\ub370 \uadf8\uc800 \u201c\uc2dc\uc7a5\uc774 \uc624\ub298 \uc0c1\uc2b9\/\ud558\ub77d\uc785\ub2c8\ub2e4 \ud558\uc9c0\ub9cc \uc800\ud76c\ub3c4 \uc774\uc720\ub294 \ubaa8\ub985\ub2c8\ub2e4 \u201d\ub77c\ub294 \ub274\uc2a4\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uadf8\ub9ac \ud765\ubbf8\ub86d\uc9c0 \uc54a\uc744 \uac81\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>5. \uc8fc\uc2dd\uacfc \ucc44\uad8c \ubaa8\ub450 \ubcf4\uc720\ud558\uc138\uc694. \uc8fc\uc2dd\uc774 \ud558\ub77d\ud560 \ub54c \ub2e8\uae30 \uad6d\ucc44\ub294 \uc624\ub974\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \uc0c1\ud669\uc744 \uc608\ub85c \ub4e4\uc5b4\ubcfc\uac8c\uc694. \uc2dc\uc7a5\uc774 5~10% \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4. \ub2e8\uae30 \uad6d\ucc44\ub294 \uc18c\ud3ed \uc0c1\uc2b9\ud588\uace0\uc694. \ucda9\uaca9\uc774 \ubc1c\uc0dd\ud558\uba74 \ucc44\uad8c\uc5d0\uc11c \ubcf4\ub2e4 \uac12\uc2f8\uc9c4 \uc8fc\uc2dd\uc73c\ub85c \ub9ac\ubc38\ub7f0\uc2f1\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \ub2e4\uc2dc \ub9d0\ud574, \uc774\uc790\uc728\uc774 \uac70\uc758 0%\uc5d0 \uac00\uae4c\uc6b4 \uc740\ud589 \uacc4\uc88c\uc5d0 \ud604\uae08 \uc794\uace0\ub97c \ubcf4\uc720\ud558\uc9c0 \uc54a\uace0\ub3c4 \ud558\ub77d\uc138\uc778 \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c \uc774\ub4dd\uc744 \ucde8\ud560 \uc218 \uc788\ub2e4\ub294 \uac81\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>6. \ube44\uad50\uc801 \uc80a\uc740 \uce35\uc774\ub77c\uba74 10%\uc815\ub3c4\ub9cc \ucc44\uad8c\uc73c\ub85c \ubcf4\uc720\ud574\ub3c4 \uad1c\ucc2e\uc2b5\ub2c8\ub2e4. \uc740\ud1f4\uac00 5~10\ub144 \uc815\ub3c4 \ub0a8\uc740 \ubd84\uc774\ub77c\uba74 3-40% \uc815\ub3c4\ub294 \ucc44\uad8c\uc73c\ub85c \ubcf4\uc720\ud558\ub294 \uac83\uc774 \ub354 \uc548\uc804\ud558\uaca0\uc8e0.<\/p>\n\n\n\n<p>7. \uc2dc\uc7a5\uc774 \uc5b8\uc81c \ud3ed\ub77d\ud560\uc9c0 \ud639\uc740 \uae09\uc0c1\uc2b9\ud560\uc9c0 \uc608\uce21\ud558\ub824\uace0 \uc2dc\ub3c4\ud558\uc9c0 \ub9c8\uc138\uc694. \uc791\ub144\uc5d0 \uc2dc\uc7a5\uc774 30%\uc774\uc0c1 \uc0c1\uc2b9\ud560\uac70\ub77c\uace0 \uc815\ud655\ud788 \ub9de\ucd98 \uc0ac\ub78c\uc740 \uac70\uc758 \uc5c6\uc2b5\ub2c8\ub2e4. \ub77d\ub2e4\uc6b4(Bloqueo) \ud6c4\uc5d0 50%\uc774\uc0c1 \ud558\ub77d\ud560\uac70\ub77c\uace0 \ub9de\ucd98 \uc0ac\ub78c\uc740 \ub354 \uc801\uace0\uc694. \uc774\ud6c4 \ud070 \ubc18\ub4f1\uc774 \uc788\uc744 \uac70\ub77c\uace0 \ub9de\ucd98 \uc0ac\ub78c\uc740 \ub354\ub354\uc6b1 \uc5c6\uc8e0. \uadf8\ub7ec\ub2c8\uae4c \ub0b4\ub144\uc5d0, 2022\ub144\uc5d0, 2023\ub144\uc5d0, \ud639\uc740 \uc5b8\uc81c\uac74 \uc2dc\uc7a5\uc774 \uc815\ud655\ud788 \uc5b8\uc81c \ud558\ub77d\ud560\uc9c0 \ub9de\ucd94\ub824\uace0 \uc560\uc4f0\uc9c0 \ub9c8\uc138\uc694.<\/p>\n\n\n\n<p>8. \ubcf8\uc778\uc774 \uc18c\uc704 \u201c\ud2b8\ub80c\ub4dc \u201d\ub97c \uc815\ud655\ud788 \uc7a1\uc544\ub0bc \uc218 \uc788\ub2e4\uace0 \ucc29\uac01\ud558\uc9c0 \ub9c8\uc138\uc694. \uc81c\uac00 2011\ub144\ubd80\ud130 \uc5c5\ub85c\ub4dc\ud55c \uae00\uc744 \ubcf4\uc2dc\uba74 \uc544\uc2dc\uaca0\uc9c0\ub9cc, \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ub2f9\uc2dc\uc5d0 10~11\ub144 \uac04 \uc815\uccb4\uae30\ub97c \uacaa\uc740 \ud6c4 \uc2dc\uc7a5\uc5d0 \ub300\ud574 \ube44\uad00\uc801\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\ub9ce\uc740 \uc774\ub4e4\uc774 \ubbf8\uad6d \uc2dc\uc7a5\uc740 \ub178\ub839\ud654 \ub4f1 \uc694\uc778\uc73c\ub85c \uc804\ub9dd\uc774 \uc88b\uc9c0 \uc54a\uc740 \ubc18\uba74 \uac1c\ubc1c\ub3c4\uc0c1\uad6d \uc2dc\uc7a5 \uc804\ub9dd\uc774 \uc88b\ub2e4\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4. \uc774\ud6c4 \ud604\uc2e4\uc740 \uc5b4\ub560\ub098\uc694? \uac1c\ubc1c\ub3c4\uc0c1\uad6d \uc2dc\uc7a5\uc740 \uc88b\uc9c0 \uc54a\uc558\uace0 \ubbf8\uad6d \uc2dc\uc7a5\uc740 \uad49\uc7a5\ud788 \ud638\ud669\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \uc601\uc6d0\ud788 \uac19\uc9c0\ub294 \uc54a\uc744 \uac81\ub2c8\ub2e4. \uac1c\ubc1c\ub3c4\uc0c1\uad6d \uc2dc\uc7a5\uc774 \uc798 \ub098\uac08 \ub54c\ub3c4 \uc5b8\uc820\uac00 \uc624\uaca0\uc8e0. \uc694\uc9c0\ub294 \ud2b8\ub80c\ub4dc \ub300\ubd80\ubd84\uc744 \uc815\ud655\ud788 \uc608\uacac\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\uc740 \uc5c6\ub2e4\ub294 \uac81\ub2c8\ub2e4. \ub2e4\ubcc0\ud654\uac00 \ucd5c\uc120\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc774 \uc804\ub7b5\uc744 \ub530\ub974\ub294 \uac8c \ub9e4\ubc88 \uc2dc\uc7a5 \ud3ed\ub77d\uc5d0 \ub300\ud574 \uac71\uc815\ud558\uac70\ub098 \uace0\ub300\ud558\ub294 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \ud6a8\uc728\uc801\uc774\uace0 \uc7a5\uae30\uc801\uc73c\ub85c \uc774\ub4dd\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p style=\"font-size:25px\"><strong>&lt;\ud55c\uad6d\uc5b4 \uc790\ub9c9 \ucf1c\uae30 \uac00\ub2a5&gt;<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Por qu\u00e9 empec\u00e9 a hacer esto + mi proceso de inversi\u00f3n\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/GE6RXUfT-iM?start=4&#038;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\u00bfC\u00f3mo hacerse millonario a los 20 o 30 a\u00f1os?\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/BKcnwt-0YOk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p style=\"font-size:25px\"><strong>\u25b6\ufe0eAre \u00bfsomos una buena pareja?<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-embed-wordpress wp-block-embed is-type-wp-embed is-provider-adam-fayed\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"FN3dx1iaET\"><a href=\"https:\/\/adamfayed.com\/es\/are-we-a-good-match-faqs\/\">\u00bfSomos compatibles?<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"\u201c\u00bfSomos una buena pareja?\u201d - Adam Fayed\" src=\"https:\/\/adamfayed.com\/are-we-a-good-match-faqs\/embed\/#?secret=yiOROks9MB#?secret=FN3dx1iaET\" data-secret=\"FN3dx1iaET\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Korean Desk.<br \/>\n\uc8fc\uc2dd\uc2dc\uc7a5 \uc5b8\uc81c \ud3ed\ub77d\ud560\uc9c0, \uae09\uc0c1\uc2b9\ud560\uc9c0?<\/p>","protected":false},"author":1,"featured_media":24153,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11558],"tags":[2337,2169,2114,2110,2117,1305,1935,1306,1307,1304,2164,2166,1309],"class_list":["post-24146","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stock-markets","tag-diy-","tag-2169","tag-2114","tag-2110","tag-2117","tag-1305","tag-1935","tag-1306","tag-1307","tag-1304","tag-2164","tag-2166","tag-1309"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/24146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/comments?post=24146"}],"version-history":[{"count":1,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/24146\/revisions"}],"predecessor-version":[{"id":86811,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/24146\/revisions\/86811"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media\/24153"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media?parent=24146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/categories?post=24146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/tags?post=24146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}