{"id":32740,"date":"2021-12-29T06:13:26","date_gmt":"2021-12-29T06:13:26","guid":{"rendered":"https:\/\/adamfayed.com\/?p=32740"},"modified":"2024-05-16T07:39:41","modified_gmt":"2024-05-16T07:39:41","slug":"expat-financial-advisor-in-the-gambia-part-1","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/es\/expats\/expat-financial-advisors\/expat-financial-advisor-in-the-gambia-part-1\/","title":{"rendered":"Expat financial advisor in the Gambia part 1  &#8211;"},"content":{"rendered":"<p>Expat financial advisor in the Gambia part 1 &#8211; that will be the topic of today\u2019s article.<\/p>\n\n\n\n<p>Comparar\u00e9 algunas de las opciones disponibles a nivel local, junto con otras m\u00e1s port\u00e1tiles, en l\u00ednea e internacionales, como las que nosotros ofrecemos.<\/p>\n\n\n\n<p>Para cualquier pregunta, o si desea invertir como expatriado, puede ponerse en contacto conmigo utilizando&nbsp;<a href=\"https:\/\/adamfayed.com\/es\/#contact-me\">este formulario<\/a>, o a trav\u00e9s de la funci\u00f3n WhatsApp.<\/p>\n\n\n\n<p>Tiene sentido tener una opci\u00f3n port\u00e1til como expatriado, frente a una localizada, y eso es algo en lo que nos especializamos.&nbsp;<\/p>\n\n\n\n<p><strong>INTRODUCCI\u00d3N<\/strong><\/p>\n\n\n\n<p>The Gambia, officially the Republic of The Gambia, is a country in West Africa. It is the smallest country on mainland Africa, surrounded by Senegal, with the exception of its western coast of the Atlantic Ocean. The Gambia is located on either side of the lower reaches of the Gambia River, the namesake of the nation, which flows through the center of the Gambia and empties into the Atlantic Ocean.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/Explore-Gambia-1024x682-1.jpg\" alt=\"Expat financial advisor in the Gambia\" class=\"wp-image-32742\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/Explore-Gambia-1024x682-1.jpg 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/Explore-Gambia-1024x682-1-300x200.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/Explore-Gambia-1024x682-1-768x512.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/Explore-Gambia-1024x682-1-81x54.jpg 81w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>It has an area of \u200b\u200b10,689 square kilometers (4,127 sq mi) with a population of 1,857,181 as of the April 2013 census. Banjul is the capital of the Gambia and the largest metropolis in the country.&nbsp; The largest cities are Serekunda and Brikama.<\/p>\n\n\n\n<p>The Gambia has historical roots with many other West African countries in the slave trade, which was a key factor in the establishment and maintenance of a colony on the Gambia River, first by the Portuguese, during which it was known as the Gambia, and then the Curonians. Later, on May 25, 1765 The Gambia became part of the British Empire when the government officially took over, establishing a colony and protectorate of Gambia.<\/p>\n\n\n\n<p>The Gambia gained independence in 1965 under the leadership of Davda Jawara, who ruled until Yahya Jammeh seized power in a bloodless 1994 coup. Adama Barrow became the third President of the Gambia in January 2017 after defeating Jammeh in elections in December 2016. Jammeh first accepted the results and then refused to accept them, which triggered a constitutional crisis and military intervention by the Economic Community of West African States, leading to his expulsion.<\/p>\n\n\n\n<p>The economy of the Gambia is dominated by agriculture, fishing and especially tourism. In 2015, 48.6% of the population lived in poverty. In rural areas, poverty is even more widespread &#8211; almost 70%.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"economy-of-the-gambia\"><strong>Economy of the Gambia<\/strong><\/h4>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"668\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/GettyImages-1209223451.jpg\" alt=\"Expat financial advisor in the Gambia\" class=\"wp-image-32743\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/GettyImages-1209223451.jpg 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/GettyImages-1209223451-300x196.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/GettyImages-1209223451-768x501.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/GettyImages-1209223451-81x53.jpg 81w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>The Gambia has a liberal market economy characterized by traditional subsistence farming, historical reliance on peanuts for export earnings, re-export trade established around a seaport, low import duties, minimal administrative procedures, volatile exchange rates without foreign exchange controls, and significant tourism industry.<\/p>\n\n\n\n<p>The World Bank has estimated the Gambia&#8217;s GDP for 2018 at $ 1,624 million; The International Monetary Fund has estimated it at US $ 977 million for 2011.<\/p>\n\n\n\n<p>From 2006 to 2012, the economy of the Gambia grew annually by 5-6% of GDP. Agriculture accounts for about 30% of the gross domestic product (GDP) and employs about 70% of the workforce. In agriculture, peanut production is 6.9% of GDP, other crops &#8211; 8.3%, livestock &#8211; 5.3%, fishing &#8211; 1.8% and forestry &#8211; 0.5%. Industry accounts for about 8% of GDP, and services &#8211; about 58%. The limited amount of production is mainly related to agriculture. Other production activities are related to soap, soft drinks, and clothing.<\/p>\n\n\n\n<p>Previously Britain and the EU were the main export markets for The Gambia. However, in recent years, Senegal, the United States, and Japan have become important trading partners for the Gambia. In Africa, Senegal was the Gambia&#8217;s largest trading partner in 2007, in stark contrast to previous years when Guinea-Bissau and Ghana were equally important trading partners.<\/p>\n\n\n\n<p>Globally, Denmark, the United States, and China have become important importing countries for The Gambia. The UK, Germany, Cote d&#8217;Ivoire, and the Netherlands also provide a significant share of imports from The Gambia. The Gambia&#8217;s trade deficit in 2007 was $ 331 million.<\/p>\n\n\n\n<p>In May 2009, there were twelve commercial banks in the Gambia, including one Islamic bank. The oldest of these, Standard Chartered Bank, has been around since its opening in 1894, which soon after became the Bank of British West Africa. In 2005, the Swiss-based banking group International Commercial Bank established a subsidiary and now has four branches in the country.<\/p>\n\n\n\n<p>Access Bank of Nigeria established a subsidiary in 2007, which now has four branches in the country in addition to its head office; the bank has promised to open four more. In 2008, Zenith Bank (Gambia) Limited, a subsidiary of Nigerian giant Zenith Bank Plc, was established in the country. In May 2009, the Lebanese Canadian Bank opened a subsidiary called Prime Bank.<\/p>\n\n\n\n<p>Since 2017, China has been investing in The Gambia through its Belt and Road Initiative. China&#8217;s main business in The Gambia is the processing of locally caught fish to produce fishmeal for export. The economic and environmental impacts of fishmeal production in The Gambia are controversial.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"political-status\"><strong>Political status<\/strong><\/h4>\n\n\n\n<p>The presidential elections in December 2016 brought about political changes after incumbent President Yahya A.J. Jammeh, who ruled the country for 22 years, was defeated by Adam Barrow, the presidential candidate from the political coalition. Parliamentary elections in April 2017 resulted in an absolute majority of votes for the United Democratic Party (UDP) with 31 seats in the 58-seat National Assembly.<\/p>\n\n\n\n<p>The former ruling party, the Alliance for Patriotic Reorientation and Construction (APRC), has been cut to five seats. As a result of local elections in May 2018, 62 of 120 seats went to UDP and 18 to APRC.<\/p>\n\n\n\n<p>In December 2019, President Adam Barrow formed a new political party, the National People&#8217;s Party, which will allow him to run for a second term in the 2021 elections. A new draft constitution that imposes a two-term limit on the presidency was presented in November 2019 to the National Assembly but then rejected by parliament in September 2020, halting key economic governance reforms.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/banjul_508-1024x683.jpg\" alt=\"Expat financial advisor in the Gambia\" class=\"wp-image-32745\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/banjul_508-1024x683.jpg 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/banjul_508-300x200.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/banjul_508-768x512.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/banjul_508-81x54.jpg 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/banjul_508.jpg 1254w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"who-is-a-financial-advisor\"><strong>\u00bfQui\u00e9n es un asesor financiero?<\/strong><\/h4>\n\n\n\n<p>Usually, a financial advisor offers you a variety of financial products and services for individuals, families, businesses, and others. Most often, a long-term relationship is established with a consultant, which includes ongoing services such as investment portfolio management and annual <a class=\"wpil_keyword_link\" href=\"https:\/\/adamfayed.com\/es\/financial-planning\/personal-financial-planning\/\"   title=\"planificaci\u00f3n financiera\" data-wpil-keyword-link=\"linked\"  data-wpil-monitor-id=\"806\">planificaci\u00f3n financiera<\/a> reviews.<\/p>\n\n\n\n<p>While almost everyone needs financial advice, products, and services from an early age, a relationship with a financial advisor usually begins when both parties are mutually beneficial.<\/p>\n\n\n\n<p>Knowing when this total benefit threshold has been exceeded depends on several factors, such as the complexity of the client&#8217;s financial life and, for example, the amount of funds that need to be managed.<\/p>\n\n\n\n<p>Fortunately, most financial advisors offer advice free of charge, and it is during this consultation that mutual benefits can be determined. In the event that there is no mutual benefit yet, a good counselor will still offer some guidance on what steps you can take to meet the needs in your financial life that are appropriate for your current situation.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"several-reasons-to-use-a-financial-advisor\"><strong>Several reasons to use a financial advisor<\/strong><\/h4>\n\n\n\n<p>Financial advice is not only very wealthy, it can be helpful to everyone. It can help you protect and grow your assets, and can help you get the most out of your investment, and ensure a long-term future for you and your family.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"to-help-plan-your-expenses-and-save\"><strong>Para ayudarle a planificar sus gastos y ahorrar<\/strong><\/h4>\n\n\n\n<p>Para asegurar tu futuro a largo plazo, necesitas crear patrimonio: primero para sobrevivir a los d\u00edas de lluvia y luego para pagarte las vacaciones y los art\u00edculos de lujo. El primer paso es planificar tus gastos para empezar a ahorrar, y el segundo, planificar esos ahorros para multiplicar tu patrimonio de la forma m\u00e1s eficiente posible. Independientemente de la cantidad, un asesor financiero analizar\u00e1 su situaci\u00f3n y encontrar\u00e1 el mejor punto de partida para usted.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"to-help-you-plan-your-retirement\"><strong>Para ayudarle a planificar su jubilaci\u00f3n<\/strong><\/h4>\n\n\n\n<p>Una vez cubiertas sus necesidades de ahorro a corto plazo, puede empezar a pensar en el ahorro a largo plazo. Hoy en d\u00eda, la mayor\u00eda de la gente entiende que no puede depender del Estado m\u00e1s que por motivos absolutos. Planificar la jubilaci\u00f3n no es tarea f\u00e1cil, y hay muchas opciones diferentes. Un asesor financiero no s\u00f3lo le ayudar\u00e1 a entender las numerosas normas y opciones de productos, sino que le ayudar\u00e1 a construir una cartera que maximice sus perspectivas a largo plazo.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"to-help-you-achieve-your-investment-goals\"><strong>Para ayudarle a alcanzar sus objetivos de inversi\u00f3n<\/strong><\/h4>\n\n\n\n<p>A medida que avanza en la vida y sus bienes e ingresos empiezan a aumentar, es posible que empiece a pensar en formas de mejorar su situaci\u00f3n, no s\u00f3lo de reforzarla. Esto puede significar cualquier cosa, desde una jubilaci\u00f3n anticipada hasta la matr\u00edcula de un colegio privado. Sea cual sea su objetivo, un asesor financiero puede ayudarle a evaluar qu\u00e9 es factible y a planificar con usted para ayudarle a conseguirlo.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"find-the-right-combination-of-assets\"><strong>Encontrar la combinaci\u00f3n adecuada de activos<\/strong><\/h4>\n\n\n\n<p>Invertir no s\u00f3lo consiste en protegerse de posibles desventajas, sino tambi\u00e9n en aspirar al m\u00e1ximo crecimiento. Los altos rendimientos suelen ir asociados a un alto riesgo, y no a todo el mundo le gusta la idea de que su inversi\u00f3n pueda caer un tercio o m\u00e1s de la noche a la ma\u00f1ana. Antes de hacer una recomendaci\u00f3n, un asesor financiero evaluar\u00e1 cuidadosamente su actitud ante el riesgo. Tambi\u00e9n se asegurar\u00e1 de que no ponga todos los huevos en la misma cesta, ayud\u00e1ndole a diversificar no s\u00f3lo entre clases de activos, sino tambi\u00e9n entre cuentas, fondos individuales y proveedores de productos.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"628\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/iStock-1189301937-1024x628.jpg\" alt=\"Expat financial advisor in the Gambia\" class=\"wp-image-32746\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/iStock-1189301937-1024x628.jpg 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/iStock-1189301937-300x184.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/iStock-1189301937-768x471.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/iStock-1189301937-1536x942.jpg 1536w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/iStock-1189301937-133x83.jpg 133w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/iStock-1189301937-81x50.jpg 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/12\/iStock-1189301937.jpg 1810w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"local-financial-advisors\"><strong>Asesores financieros locales<\/strong><\/h4>\n\n\n\n<p>Financial advisors from the Gambia can assist you in many financial transactions, from opening a simple bank account to making large investments in their country. Their experience and knowledge cannot be less than the skills of any other financial advisor, so the main advantage here is that they are locals and they have a local financial education, they are very familiar with all the rules that are used in the Gambia, which is excellent a tool and an excellent investment for your future financial goals.<\/p>\n\n\n\n<p>Pero a la hora de elegir, por ejemplo, un asesor financiero bancario que tambi\u00e9n se considere local, tenga en cuenta que su principal objetivo es venderle un servicio o producto bancario. Esto no es realmente culpa suya, pero en cualquier caso, le supondr\u00e1 costes adicionales y puede que no sea necesario en ese momento. se recomienda abrir s\u00f3lo una cuenta de ahorro o inversi\u00f3n en un banco con la ayuda de un asesor bancario, por lo tanto, como extranjero, puede que necesite la ayuda de un asesor financiero bancario, pero nada m\u00e1s.<\/p>\n\n\n\n<p>Para ser claros, pueden estar ofreci\u00e9ndole sus opciones hipotecarias con tipos atractivos, pero de cualquier forma, tenga en cuenta sus objetivos principales y avance con eso en mente. Para fines financieros adicionales, puede ponerse en contacto con un asesor individual o en l\u00ednea, que puede ser m\u00e1s eficaz que otras opciones en el mercado.<\/p>\n\n\n\n<p>Por encima de todo, los asesores individuales y en l\u00ednea dan prioridad a sus clientes y hacen todo lo posible por alcanzar sus objetivos financieros con rapidez y eficacia. En consecuencia, pueden cobrar honorarios y comisiones peque\u00f1os, pero ofrecen buenas estrategias, se aseguran de que toda su documentaci\u00f3n est\u00e9 a salvo.<\/p>\n\n\n\n<p><strong>\u00bfLe duele la indecisi\u00f3n financiera? \u00bfQuiere invertir con Adam?<\/strong><\/p>\n\n\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/adamfayed.com\/es\/apply-now\/\">Solicitar<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/adamfayed.com\/es\/are-we-a-good-match-faqs\/\">Preguntas frecuentes<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/adamfayed.com\/es\/#contact-me\">P\u00f3ngase en contacto con<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam is an internationally recognised author on financial matters, with over&nbsp;344.1 million&nbsp;answers views on Quora.com and a widely sold book on Amazon<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Asesor financiero en Gambia<\/p>","protected":false},"author":4,"featured_media":32741,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11612],"tags":[9360,8975],"class_list":["post-32740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-financial-advisors","tag-expat-financial-advisor","tag-who-is-a-financial-advisor"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/32740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/comments?post=32740"}],"version-history":[{"count":1,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/32740\/revisions"}],"predecessor-version":[{"id":86576,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/32740\/revisions\/86576"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media\/32741"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media?parent=32740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/categories?post=32740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/tags?post=32740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}