{"id":48289,"date":"2022-09-23T01:27:21","date_gmt":"2022-09-23T01:27:21","guid":{"rendered":"https:\/\/adamfayed.com\/?p=48289"},"modified":"2024-05-24T06:33:30","modified_gmt":"2024-05-24T06:33:30","slug":"6-common-investing-mistakes-of-newbie-investors","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/es\/financial-planning\/6-common-investing-mistakes-of-newbie-investors\/","title":{"rendered":"6 errores comunes de los inversores novatos"},"content":{"rendered":"<p>6 errores comunes de los inversores novatos<br><br>Avoiding the six common investing mistakes of newbie investors helps you steer clear of <a href=\"https:\/\/adamfayed.com\/es\/investment-options\/offshore-investment-bonds\/\" data-type=\"link\" data-id=\"https:\/\/adamfayed.com\/investment-options\/offshore-investment-bonds\/\">inversi\u00f3n mundial<\/a> pitfalls and build a successful investment portfolio.<\/p>\n\n\n\n<p>Si desea invertir como expatriado o particular con un elevado patrimonio neto, que es en lo que estoy especializado, puede enviarme un correo electr\u00f3nico (advice@adamfayed.com) o utilizar WhatsApp (+44-7393-450-837).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Introducci\u00f3n <\/h2>\n\n\n\n<p>Below are the common investing mistakes that are often committed by investors who have just been introduced to the investment scene. However, this article isn\u2019t exactly limited to the blunders committed by rookies, as even old timers can fall to any of such woes if they don\u2019t proceed with sufficient caution.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common Investing Mistakes: Prospects and Risks<\/strong><\/h2>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>You finally reach that point where you think of settling down &#8212; perhaps not exactly marrying &#8212; but more of setting your priorities straight, halting your excessive and impulsive shopping spree, making your first investment. You read a bit about saving and investing 101s then make your move, only to find yourself at a loss with how easily your hard-earned money can be depleted.<\/p>\n\n\n\n<p>Investing for the first time can be very exciting, particularly when you calculate all the potential returns you could accumulate. You choose from a variety of assets and additional income sources, such as properties, stocks, <a href=\"https:\/\/adamfayed.com\/es\/should-i-just-save-my-money-in-a-bank-savings-account-or-invest-it-in-stocks-mutual-funds-etc\/\">fondos de inversi\u00f3n<\/a>, and commodities. You even hear about how much money someone made from using a bot for foreign <a href=\"https:\/\/adamfayed.com\/es\/everything-you-need-to-know-about-exchange-traded-funds-and-the-hong-kong-stock-market-2022\/\">exchange trading<\/a>. You think it would be a piece of cake, only considering a rising market and the amount you were supposed to make based on someone else\u2019s story.<\/p>\n\n\n\n<p>Aunque el mercado pueda parecer estable y fuerte, no est\u00e1 exento de riesgos, ya que puede desmoronarse f\u00e1cilmente y dejar sus inversiones en un callej\u00f3n sin salida. Incluso las previsiones alcistas de los analistas pueden invertirse en un santiam\u00e9n dependiendo de una mezcla de factores econ\u00f3micos y pol\u00edticos, seguidos de <a href=\"https:\/\/adamfayed.com\/es\/work-from-home-show-part-2-adapting-to-changing-market-conditions\/\">cambios en el mercado general<\/a> sentimiento y apetito.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"706\" height=\"498\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/risk.png\" alt=\"Common Investing Mistakes risks\" class=\"wp-image-48298\" style=\"width:530px;height:374px\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/risk.png 706w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/risk-300x212.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/risk-81x57.png 81w\" sizes=\"(max-width: 706px) 100vw, 706px\" \/><figcaption class=\"wp-element-caption\"><em>Investments always come with certain risks.<\/em> Imagen de rawpixel.com en Freepik<br><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Below are six common mistakes for first-time investors:<\/strong><\/h3>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Following the crowd<\/li>\n\n\n\n<li>Rushing things<\/li>\n\n\n\n<li>Failing to diversify<\/li>\n\n\n\n<li>Going all in<\/li>\n\n\n\n<li>Being overly emotional<\/li>\n\n\n\n<li>Not investing at all<\/li>\n<\/ol>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common <strong>Invertir <\/strong>Mistakes: Following the Crowd<\/strong><\/h2>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Blindly going after the majority\u2019s decision whether or not to invest on something can be very dangerous. While it may seem like you are making the right choice along with a sizable number of fellow investors, the so-called \u201cfear of missing out\u201d on what\u2019s trending or hot on the market plus uninformed calls can lead to devastating outcomes.<\/p>\n\n\n\n<p>American business mogul and <a href=\"https:\/\/adamfayed.com\/es\/is-the-bull-market-over-in-2018-why-isnt-there-another-investor-wealthier-than-warren-buffett\/\">investor Warren Buffett<\/a> even said that investors should be \u201cfearful when others are greedy, and greedy when others are fearful.\u201d When everyone else says it\u2019s going to be great, try to pause and be skeptical. When everyone else is afraid, consider getting in action. Think long term.<\/p>\n\n\n\n<p>Todos sus movimientos de compra y venta deben estar bien documentados y respaldados por un plan o estrategia s\u00f3lidos, as\u00ed como por s\u00f3lidos an\u00e1lisis de expertos en la materia. Con la proliferaci\u00f3n de noticias falsas y la aparici\u00f3n de personas influyentes en las redes sociales, aseg\u00farate de estar m\u00e1s atento a la informaci\u00f3n que recoges.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common <strong>Invertir <\/strong>Mistakes: Rushing Things<\/strong><\/h2>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>You cannot take your eyes off your investment because you are in such a hurry to hit your goals and get rich. You almost cannot wait to see some improvement and reap your gains even if it was only yesterday when you made the investment.&nbsp;<\/p>\n\n\n\n<p>While some choose shorter investing time frames, a lot of investments actually take time. You have to be in it for the long haul. Yes, you cannot hold onto a particular investment forever, especially when you do not get anything in return. However, you must be patient enough to wait for the market to at least recover.<\/p>\n\n\n\n<p>There is no one-way market. Never dispose all your assets during a crash, especially when what you are experiencing is only an impermanent loss. Accept that, for most, <a href=\"https:\/\/adamfayed.com\/es\/6stepstofinancialfreedomandpassiveinvestmentinvestments\/\">libertad financiera<\/a> is not an overnight goal.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/divy-1024x682.jpeg\" alt=\"Common Investing Mistakes diversification\" class=\"wp-image-48299\" style=\"width:768px;height:512px\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/divy-1024x682.jpeg 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/divy-300x200.jpeg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/divy-768x512.jpeg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/divy-1536x1024.jpeg 1536w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/divy-81x54.jpeg 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/divy.jpeg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>Diversified investments. <\/em>\u00a9Shutterstock<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common <strong>Invertir <\/strong>Mistakes: Failing to Diversify<\/strong><\/h2>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Should one of your investments fail, say, when rent plunges and negatively affects the <a href=\"https:\/\/adamfayed.com\/es\/why-isnt-warren-buffett-into-real-estate-investments\/\">real estate you invested<\/a> in, having diversified products in your portfolio can minimize risks and save you from possible material financial losses.<\/p>\n\n\n\n<p>Es un gran <a href=\"https:\/\/adamfayed.com\/es\/what-is-a-good-investment-strategy-during-high-inflationary-periods\/\">estrategia para invertir<\/a> en una variedad de sectores y evitar poner todo su dinero en un \u00fanico sector o producto. Contar con una amplia gama de productos en su cesta de inversi\u00f3n tambi\u00e9n puede ayudarle a recuperarse m\u00e1s r\u00e1pidamente cuando <a href=\"https:\/\/adamfayed.com\/es\/why-you-can-lose-money-on-property-with-3-capital-gains-6-net-yields\/\">perder dinero<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common <strong>Invertir <\/strong>Mistakes: Going All In<\/strong><\/h2>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Overlooking or deliberately ignoring near-term needs and expenses to pour all your money on investments while hoping for the best is also a big no-no.&nbsp; Do not over-invest. Such decision should not exceed what is necessary and what you can afford to wait for and even lose. &nbsp;<\/p>\n\n\n\n<p>Having a cash reserve can prove to be very efficient as it saves your finances from being overly stretched and keeps you from having to take on debt. It can also present an opportunity to enter a particular investment when prices later fall and become even more affordable.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common <strong>Invertir <\/strong>Mistakes: Being Overly Emotional<\/strong><\/h2>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>You should not be ruled by your emotions when you make investment choices. You cannot win anything if you get panic attacks for whenever the market sees a slight fall and if you wish to sell off your assets during a mere hint of a crash.<\/p>\n\n\n\n<p>Getting familiar with the psychology of investing will help you get through the ups and downs of the market and teach you the best way to behave to avoid hurting your finances.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"732\" height=\"486\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/panic.png\" alt=\"Common Investing Mistakes manage emotions\" class=\"wp-image-48301\" style=\"width:549px;height:365px\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/panic.png 732w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/panic-300x199.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/09\/panic-81x54.png 81w\" sizes=\"(max-width: 732px) 100vw, 732px\" \/><figcaption class=\"wp-element-caption\"><em>Being too emotional<\/em>. Image by cookie_studio on Freepik<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common <strong>Invertir <\/strong>Mistakes: Not Investing At All<\/strong><\/h2>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>You want to play it safe. You tell yourself you would invest as soon as the \u201cright time\u201d comes &#8212; until you miss the chance. You like to wait until <a href=\"https:\/\/adamfayed.com\/es\/uk-house-prices-fall-and-are-lower-in-real-terms-than-13-years-ago\/\">bajan los precios<\/a>, but when they do, you think they can still drop further so you would rather wait a little longer. You reckon you cannot afford to lose that\u2019s why you would rather let your extra money sit inside your treasure chest.<\/p>\n\n\n\n<p>Remember, not making a move is also a move. In whatever age you come to realize the whole point of investing, know that you have to take action and be accountable for it. Invest something to earn something else. Prep yourself to take more risks \u2013 whether that ends up becoming a bitter lesson of dos and don\u2019ts later.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Common Investment Mistakes: Other Tips<\/h2>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Identify your current stage in the investing life cycle, what targets you are eyeing, and how much funds you need to invest to hit them before it&#8217;s too late. Seek the advice of a trustworthy financial planner if you don&#8217;t feel competent to handle this.<\/p>\n\n\n\n<p>Also, keep in mind why you are investing your money. By doing so, you will be motivated to save more and perhaps find it simpler to choose the appropriate allocation for your portfolio. Watch your money in the market and consider previous market results while adjusting your expectations.<\/p>\n\n\n\n<p>You can decide to add more when your income increases. <a class=\"wpil_keyword_link\" href=\"https:\/\/adamfayed.com\/es\/category\/review-articles\/\" title=\"Consulte\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"280\">Consulte<\/a> your investments&#8217; performance by the end of each year. Note that expecting your portfolio to make you wealthy overnight is unrealistic. Wealth will be built over time through a dependable,&nbsp;investing approach in the long term.<\/p>\n\n\n\n<p>It\u2019s inevitable that you\u2019ll have this feeling when you would want to risk more and be tempted to spend money on occasion. Instead of being too rigid and trying so hard to resist it, you can embrace such scenario and set aside some investing money for fun. This is money that you can totally forget, something you can afford to lose. Just make sure this amount does not go over 5% of your entire investment bag.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common <strong>Invertir <\/strong>Mistakes: Final Thoughts<\/strong><\/h2>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Investment mistakes can happen to anyone even to seasoned investors. <a href=\"https:\/\/adamfayed.com\/es\/whyyoushouldhopeforfallingmarkets\/\">Falling into a trap and losing money<\/a> when you are new in the field can happen. It will hurt. No investor has really only gained and not lose anything in the entire process. But that should be okay. Congratulate yourself for making that bold move. It\u2019s something to be proud of.<\/p>\n\n\n\n<p>Once you\u2019re up and running again, know that there are a lot of materials that can help you with your <a href=\"https:\/\/adamfayed.com\/es\/expat-investing-guide-for-beginners\/\">investments and guide<\/a> you in every step of the way if that\u2019s what works for you. I can also be that guide, so don\u2019t be afraid to reach out to me if I can advise you in your <a href=\"https:\/\/adamfayed.com\/es\/what-financial-decisions-can-you-make-in-your-twenties-to-help-you-save-money-2022\/\">decisiones financieras<\/a>.<\/p>\n\n\n\n<p>Si quiere saber m\u00e1s sobre inversiones, puede leer nuestros art\u00edculos <a href=\"https:\/\/adamfayed.com\/es\/best-investment-options-for-australian-expats-in-2021\/\">opciones de inversi\u00f3n para expatriados australianos<\/a> en 2021, \u00bfcu\u00e1les son las mejores <a href=\"https:\/\/adamfayed.com\/es\/investment-options-for-canadian-expats-in-2021\/\">opciones de inversi\u00f3n para los expatriados canadienses en 2021<\/a>, \u00bfCu\u00e1les son los mejores <a href=\"https:\/\/adamfayed.com\/es\/investment-options-for-uk-expats\/\">opciones de inversi\u00f3n para expatriados brit\u00e1nicos<\/a> in 2022, and how <a href=\"https:\/\/adamfayed.com\/es\/how-to-invest-in-the-sp-500-from-outside-america\/\">to invest in the S&amp;P 500 from outside America<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00bfLe duele la indecisi\u00f3n financiera? \u00bfQuiere invertir con Adam?<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"604\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-2.png\" alt=\"\" class=\"wp-image-41190\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-2.png 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-2-300x177.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-2-768x453.png 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-2-81x48.png 81w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/become-adams-client\/\">Convi\u00e9rtase en mi cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Realice el cuestionario de elegibilidad de clientes<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">P\u00f3ngase en contacto con<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam es un autor reconocido internacionalmente en temas financieros, con m\u00e1s de 830 millones de respuestas en Quora, un libro muy vendido en Amazon y colaborador de Forbes.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>6 errores comunes de los inversores novatos<\/p>","protected":false},"author":1,"featured_media":48295,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11829],"tags":[],"class_list":["post-48289","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-planning"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/48289","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/comments?post=48289"}],"version-history":[{"count":2,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/48289\/revisions"}],"predecessor-version":[{"id":87153,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/48289\/revisions\/87153"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media\/48295"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media?parent=48289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/categories?post=48289"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/tags?post=48289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}