{"id":57965,"date":"2023-03-30T08:00:20","date_gmt":"2023-03-30T08:00:20","guid":{"rendered":"https:\/\/adamfayed.com\/?p=57965"},"modified":"2025-11-13T03:48:36","modified_gmt":"2025-11-13T03:48:36","slug":"urban-village-group-flexi-notes-review","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/es\/review-articles\/urban-village-group-flexi-notes-review\/","title":{"rendered":"Revisi\u00f3n de los pagar\u00e9s flexibles del Grupo Urban Village"},"content":{"rendered":"<p>We will review Urban Village Group Flexi Notes for those eyeing this type of investment. Before we detail the offering, let\u2019s first get to know the company.<\/p>\n\n\n\n<p>Si te han propuesto esta opci\u00f3n y quieres una segunda opini\u00f3n, puedes enviarme un correo electr\u00f3nico (advice@adamfayed.com) o <a href=\"https:\/\/adamfayed.com\/es\/contact\/\">p\u00f3ngase en contacto conmigo aqu\u00ed.<\/a><\/p>\n\n\n\n<p>A veces podemos ofrecerle descuentos, y otras ventajas, si desea invertir en \u00e9l, en comparaci\u00f3n con muchos otros proveedores, o presentarle alternativas que podr\u00edan ser mejores para su situaci\u00f3n.<\/p>\n\n\n\n<p>La informaci\u00f3n contenida en este art\u00edculo es meramente orientativa. No constituye asesoramiento financiero, jur\u00eddico o fiscal, ni una recomendaci\u00f3n o solicitud de inversi\u00f3n. Algunos hechos pueden haber cambiado desde el momento de su redacci\u00f3n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Who is Urban Village Group?<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/urbanvillagegroup.com\/about-us\/\" target=\"_blank\" rel=\"noopener\">Grupo Urban Village<\/a> is a property development and investment company. It was founded in 2016 and focuses on developing residential and commercial properties in the UK. Residential, Office, Student, Care Homes, and Assisted Living are just a few of the development projects that the company invests in around the country.<\/p>\n\n\n\n<p>While Urban Village Group is primarily focused on property development, the company also offers investment opportunities.<\/p>\n\n\n\n<p>One of the investment products offered by Urban Village Group is the opportunity to invest in the company&#8217;s development projects. Investors can choose to invest in specific projects or in the company as a whole, and in return, receive a share of the profits generated by the development.<\/p>\n\n\n\n<p>The company also has an asset-backed flexi notes, which will be the focus of this <a class=\"wpil_keyword_link\" href=\"https:\/\/adamfayed.com\/es\/category\/review-articles\/\" title=\"revise\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"2646\">revise<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are asset-backed flexi notes?<\/strong><\/h2>\n\n\n\n<p>A note is a type of financial security that obligates loan repayment at a specified interest rate and within a specified duration. Although notes often mature sooner than other debt products, such as bonds, they are similar to bonds in many ways. When an investor buys a bond, they are essentially lending money to the issuer for a fixed period and receiving interest payments in return.<\/p>\n\n\n\n<p>Asset-backed flexi notes, in particular, are notes that are backed by a pool of underlying assets. In the case of Urban Village Group&#8217;s asset-backed flexi notes, the underlying assets are properties.<\/p>\n\n\n\n<p>The term flexi notes suggests that these securities have some flexibility or customization options for investors, such as different payment structures, maturity dates, or interest rates. However, the specific features and risks of these notes would depend on the details of the offering and the underlying assets.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the terms of investing in Urban Village Group flexi notes?<\/strong><\/h2>\n\n\n\n<p>The maximum maturity period for these asset-backed notes is five years from the date of purchase. You can expect returns of 8% or 10% per year, depending on the particulars of your investment choice. So, it\u2019s 8% if you opt for quarterly and 10% for compound payouts.<\/p>\n\n\n\n<p>The interest payable to you are given within a week after the end of January, April, July and October, if you choose quarterly payouts.<\/p>\n\n\n\n<p>If you invest, you will also get a 5% bonus if you keep your money in the account for the full five years until maturity.<\/p>\n\n\n\n<p>You can invest in US dollars, British pounds, or euro.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Are there investment minimums and maximums?<\/h3>\n\n\n\n<p>Yes, you need 10,000 USD, pounds, or euro to be able to subscribe to the flexi notes offering. Meanwhile, in terms of maximum investment, you can subscribe for up to 14.2 million USD, 10 million pounds, or 11.6 million euros.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who can subscribe to this flexi notes offering by Urban Village Group?<\/h3>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image alignright size-medium\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/03\/image-29-300x169.png\" alt=\"flexi notes HNWI\" class=\"wp-image-57985\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/03\/image-29-300x169.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/03\/image-29-81x46.png 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/03\/image-29.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption class=\"wp-element-caption\"><sub><sup>Image from Fund Selector Asia<\/sup><\/sub><\/figcaption><\/figure>\n<\/div>\n\n\n\n<p>Individuals with high net worth, plus firms, professional and institutional investors can access this investment offering. The notes can be purchased directly from private banks, through all of the main stockbrokers, Custodian Life, and TIP. A direct subscription form is also provided when requested.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Who is considered high net worth?<\/h4>\n\n\n\n<p>According to Urban Village Group, clients must have an income worth at least 100,000 pounds (122,482 USD) per annum as well as net assets totaling 250,000 pounds (306,277.5 USD). The net assets exclude primary residence and pensions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What are the documents needed to invest?<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">For UK Resident Investors<\/h4>\n\n\n\n<p>If you are a resident in the UK, you need only to provide identification details, i.e., a UK passport or driving license.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">For Non-UK Resident Investors<\/h4>\n\n\n\n<p>Two valid identification documents issued within the past three months are required for investors who are not a resident in the UK. Any non-English document must have a certified translation.<\/p>\n\n\n\n<p>Investors should submit:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Passport or driving license<\/li>\n\n\n\n<li>Proof of address, such as utility bill, bank statement, driving license, rental\/tenancy agreement<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">For Companies<\/h4>\n\n\n\n<p>Certificate of Incorporation, plus identification document of one director are needed.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">For Trusts<\/h4>\n\n\n\n<p>Legitimate copy of the Trust Deed, plus identification details of one trustee must be presented.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the benefits and risks of investing in Urban Village Group flexi notes offering?<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Beneficios<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">Favorable investment prospects<\/h4>\n\n\n\n<p>Urban Village has its focus on attractive developments, such as student lodging, healthcare, and private rented industries. These aren\u2019t yet saturated and offer solid demand for increasing capital value.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Seguridad<\/h4>\n\n\n\n<p>The notes offered provide a measure of security for investors since they are asset-backed and the underlying assets serve as collateral. In the event that Urban Village fails to repay the notes, the properties can be offloaded to repay for the bonds.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Multicurrency investment<\/h4>\n\n\n\n<p>Investors can choose to invest in USD, pounds, or euros.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Reasonable investment minimum<\/h4>\n\n\n\n<p>Interested investors can subscribe for the notes with just 10,000 USD, euros, or pounds.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Attractive returns<\/h4>\n\n\n\n<p>Yields of 8% or 10% per year (plus the 5% bonus payment) can be a better investment than cash deposits or government bonds.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Cobertura de la inflaci\u00f3n<\/h4>\n\n\n\n<p>The interest rate of 8% or 10% can protect investors from inflation.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image alignright size-medium\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/03\/image-28-300x200.png\" alt=\"flexi notes pros and cons \" class=\"wp-image-57984\" style=\"object-fit:cover\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/03\/image-28-300x200.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/03\/image-28-768x512.png 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/03\/image-28-81x54.png 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/03\/image-28.png 900w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption class=\"wp-element-caption\"><sub><sup>Imagen de Freepik<\/sup><\/sub><\/figcaption><\/figure>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Riesgos<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">Riesgo de mercado<\/h4>\n\n\n\n<p>Property values can fluctuate based on changes in the overall market conditions, and this can impact the value of your investment. Therefore, there is a risk of losing part or all of your investment capital if the market conditions deteriorate.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Riesgo de liquidez<\/h4>\n\n\n\n<p>Property investments are generally considered illiquid, meaning that they cannot be easily sold or converted to cash. Therefore, investors may face difficulty in exiting their investments quickly, particularly in times of market volatility.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Development Risk<\/h4>\n\n\n\n<p>Urban Village Group&#8217;s investments are typically focused on property development, which can be complex and subject to various risks such as construction delays, cost overruns, and planning issues. This can result in delays in project delivery and may impact the expected returns on investment.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Lack of repayment guarantee<\/h4>\n\n\n\n<p>At the end of the bond&#8217;s term, the issuer is supposed to repay the principal amount to the investor. However, there is no guarantee that the issuer will be able to repay the bond in full or on time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusi\u00f3n<\/strong><\/h2>\n\n\n\n<p>If you&#8217;re wanting to diversify, investing in Urban Village flexi notes can bring value if kept as a tiny portion of a bigger portfolio. Just be aware of the potential risks, just as you would any other investments. You can consult with a financial advisor to help you better decide on what to invest on.<\/p>\n\n\n\n<p>Compare Urban Village&#8217;s notes with the <a href=\"https:\/\/adamfayed.com\/es\/review-articles\/utmost-international-collective-redemption-bond-review\/\" data-type=\"link\" data-id=\"https:\/\/adamfayed.com\/review-articles\/utmost-international-collective-redemption-bond-review\/\">Bono de rescate colectivo Utmost International<\/a>.<\/p>\n\n\n\n<p><strong>\u00bfLe duele la indecisi\u00f3n financiera? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"512\" height=\"288\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg\" alt=\"\" class=\"wp-image-117505\" style=\"width:683px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-300x169.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-768x432.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-scaled.jpg 825w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/become-adams-client\/\">Convi\u00e9rtase en mi cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Realice el cuestionario de elegibilidad de clientes<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">P\u00f3ngase en contacto con<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam es un autor reconocido internacionalmente en temas financieros, con m\u00e1s de 830 millones de respuestas en Quora, un libro muy vendido en Amazon y colaborador de Forbes.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Revisi\u00f3n de los pagar\u00e9s flexibles del Grupo Urban Village<\/p>","protected":false},"author":1,"featured_media":57981,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11534],"tags":[],"class_list":["post-57965","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review-articles"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/57965","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/comments?post=57965"}],"version-history":[{"count":2,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/57965\/revisions"}],"predecessor-version":[{"id":232734,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/57965\/revisions\/232734"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media\/57981"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media?parent=57965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/categories?post=57965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/tags?post=57965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}