{"id":58294,"date":"2023-04-04T16:33:15","date_gmt":"2023-04-04T16:33:15","guid":{"rendered":"https:\/\/adamfayed.com\/?p=58294"},"modified":"2026-02-12T06:02:13","modified_gmt":"2026-02-12T06:02:13","slug":"william-john-fixed-income-bond","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/es\/review-articles\/william-john-fixed-income-bond\/","title":{"rendered":"William John (HV) 14% Fixed Income Bond Review"},"content":{"rendered":"<p>Let\u2019s review the fixed income bond due 2025 offered by William John (HV) PLC.<\/p>\n\n\n\n<p>If you have been proposed this option and want a second opinion, you can email me (advice@adamfayed.com) or WhatsApp (+44-7393-450-837).<\/p>\n\n\n\n<p>We have a dedicated WhatsApp group for investors in the bond. You can join using <a href=\"https:\/\/chat.whatsapp.com\/KXGwFacAK3p4sfczyLbGRC?mode=gi_t\" target=\"_blank\" rel=\"noopener\">this link<\/a>.<\/p>\n\n\n\n<p>Overall, we do feel like this is a riskier option compared to some of the other options available on the market.<\/p>\n\n\n\n<p>One reason for this is that it will be difficult for them to maintain paying 14% per year forever in addition to the other costs they face as a business.<\/p>\n\n\n\n<p>We have recently heard reports from two people that William John have delayed repayments, but we are currently waiting on confirmation of this.<\/p>\n\n\n\n<img decoding=\"async\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/CTA_5_final_-512x288.jpg\" usemap=\"#image-map\" alt=\"Discover How We Can Address Your Financial Pain Points\">\n\n<map name=\"image-map\">\n    <area href=\"https:\/\/adamfayed.com\/subscribe\/\" target=\"_blank\" alt=\"Subscribe Free\" title=\"Suscr\u00edbase gratis\" coords=\"72,217,198,252\" shape=\"rect\">\n    <area href=\"https:\/\/adamfayed.com\/contact\/\" target=\"_blank\" alt=\"Discover Now\" title=\"Desc\u00fabrelo ahora\" coords=\"303,217,429,252\" shape=\"rect\">\n<\/map>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the terms of William John&#8217;s fixed income bond offering?<\/strong><\/h2>\n\n\n\n<p>The fixed rate bond bears a 14% yearly coupon that is payable on a quarterly basis. The bond is denominated in US dollar, Euro, and British pound.<\/p>\n\n\n\n<p>Right now, the returns aren&#8217;t being paid.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Who are eligible to invest?<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image alignright size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/image-9-1024x683.png\" alt=\"fixed income bond HNWI\" class=\"wp-image-58471\" style=\"aspect-ratio:1.4444444444444444;width:338px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/image-9-1024x683.png 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/image-9-300x200.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/image-9-768x512.png 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/image-9-81x54.png 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/image-9.png 1125w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><sub> <sup>Photo by RODNAE Productions from Pexels<\/sup><\/sub><\/figcaption><\/figure>\n<\/div>\n\n\n\n<p>Sophisticated investors and <a href=\"https:\/\/adamfayed.com\/es\/annuities-for-high-net-worth-individuals\/\">particulares con grandes patrimonios<\/a> can participate in the fixed rate bond offering. But you might wonder, who is considered high net worth?<\/p>\n\n\n\n<p>William John said investors who have an income of at least 100,000 pound per year and\/or net assets of at least 250,000 pound are deemed high net worth. Such assets must exclude primary residence, insurance, or pensions.<\/p>\n\n\n\n<p>You can consult with a <a href=\"https:\/\/adamfayed.com\/es\/expat-financial-advisor\/\" data-type=\"link\" data-id=\"https:\/\/adamfayed.com\/expat-financial-advisor\/\">asesor financiero<\/a> before making any move.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What would my investment returns look like?<\/strong><\/h2>\n\n\n\n<p>Since the yearly interest on the fixed income bond is 14%, you can expect to collect a profit share of 3.5% of your investment per quarter. The principal amount is due in full on the maturity date.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image alignright size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/closeup-accountant-hands-counting-calculator-1024x683.jpg\" alt=\"fixed income bond taxes\" class=\"wp-image-58467\" style=\"aspect-ratio:1.4444444444444444;width:212px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/closeup-accountant-hands-counting-calculator-1024x683.jpg 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/closeup-accountant-hands-counting-calculator-300x200.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/closeup-accountant-hands-counting-calculator-768x512.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/closeup-accountant-hands-counting-calculator-1536x1024.jpg 1536w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/closeup-accountant-hands-counting-calculator-scaled.jpg 2048w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/04\/closeup-accountant-hands-counting-calculator-81x54.jpg 81w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><sub><sup><em>Calculating taxes. <\/em>Imagen de katemangostar en Freepik<\/sup><\/sub><\/figcaption><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Do I have to pay taxes?<\/strong><\/h2>\n\n\n\n<p>Taxes that should have been withheld on the interests paid will be the responsibility of the investor. Each investor&#8217;s personal tax situation and country of residency will determine the amount of tax that must be withheld from their investment (if applicable).<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the pros and cons of investing in William John\u2019s fixed income bond?<\/strong><\/h2>\n\n\n\n<p>A fixed income bond can be an attractive investment option for those looking for steady income and capital preservation. The regular, fixed payments they provide can give investors a reliable source of income.<\/p>\n\n\n\n<p>14% per annum is not a normal return.<\/p>\n\n\n\n<p>There are other fixed-return instruments paying 10% per year, which offer safer returns than this.<\/p>\n\n\n\n<p>Overall, safer options exist.<\/p>\n\n\n\n<p><strong>\u00bfLe duele la indecisi\u00f3n financiera? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"512\" height=\"288\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg\" alt=\"\" class=\"wp-image-117505\" style=\"width:683px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-300x169.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-768x432.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-scaled.jpg 825w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/become-adams-client\/\">Convi\u00e9rtase en mi cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Realice el cuestionario de elegibilidad de clientes<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">P\u00f3ngase en contacto con<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam es un autor reconocido internacionalmente en temas financieros, con m\u00e1s de 830 millones de respuestas en Quora, un libro muy vendido en Amazon y colaborador de Forbes.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Let\u2019s review the fixed income bond due 2025 offered by William John (HV) PLC. If you have been proposed this option and want a second opinion, you can email me (advice@adamfayed.com) or WhatsApp (+44-7393-450-837). We have a dedicated WhatsApp group for investors in the bond. You can join using this link. Overall, we do feel [&hellip;]<\/p>","protected":false},"author":1,"featured_media":58468,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11534],"tags":[],"class_list":["post-58294","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review-articles"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/58294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/comments?post=58294"}],"version-history":[{"count":3,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/58294\/revisions"}],"predecessor-version":[{"id":264797,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/58294\/revisions\/264797"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media\/58468"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media?parent=58294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/categories?post=58294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/tags?post=58294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}