{"id":91003,"date":"2024-10-26T00:57:28","date_gmt":"2024-10-26T00:57:28","guid":{"rendered":"https:\/\/adamfayed.com\/?p=91003"},"modified":"2024-10-26T00:57:33","modified_gmt":"2024-10-26T00:57:33","slug":"onelife-spain-review","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/es\/review-articles\/onelife-spain-review\/","title":{"rendered":"Revisi\u00f3n de OneLife Espa\u00f1a"},"content":{"rendered":"<p>We\u2019ll discuss what OneLife Spain is, what the products and services are, plus the advantages and disadvantages of the opportunity.<\/p>\n\n\n\n<p>This OneLife division&nbsp;focuses on offering customized financial services for affluent individuals who live in&nbsp;Spain.<\/p>\n\n\n\n<p>Si desea invertir como expatriado o particular con un elevado patrimonio neto, que es en lo que estoy especializado, puede enviarme un correo electr\u00f3nico (advice@adamfayed.com) o WhatsApp (+44-7393-450-837).<\/p>\n\n\n\n<p>Tambi\u00e9n si busca alternativas o una segunda opini\u00f3n.<\/p>\n\n\n\n<p>Algunos hechos pueden cambiar desde el momento de la redacci\u00f3n, por lo que los inversores potenciales no deben decidir si invertir o no bas\u00e1ndose en esto. <a class=\"wpil_keyword_link\" href=\"https:\/\/adamfayed.com\/es\/category\/review-articles\/\" title=\"revise\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1203\">revise<\/a> solo.<\/p>\n\n\n\n<p>Si desea orientaci\u00f3n actualizada, p\u00f3ngase en contacto conmigo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is OneLife insurance?<\/h2>\n\n\n\n<p>Vida <a href=\"https:\/\/adamfayed.com\/es\/insurance\/\">seguro<\/a> specialist <a href=\"https:\/\/www.onelife.com\/\" target=\"_blank\" rel=\"noopener\">OneLife&nbsp;<\/a>has been existent for more than 30 years. They specialize in asset management, wealth management, and international <a class=\"wpil_keyword_link\" href=\"https:\/\/adamfayed.com\/es\/financial-planning\/personal-financial-planning\/\" title=\"planificaci\u00f3n financiera\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1202\">planificaci\u00f3n financiera<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image alignleft size-medium\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/What-is-OneLife-insurance-300x300.webp\" alt=\"OneLife spain\" class=\"wp-image-91009\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/What-is-OneLife-insurance-300x300.webp 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/What-is-OneLife-insurance-512x512.webp 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/What-is-OneLife-insurance-150x150.webp 150w, https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/What-is-OneLife-insurance-768x768.webp 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/What-is-OneLife-insurance-scaled.webp 825w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<p>Their primary clientele in Europe and beyond consists of ultra high net worth, high net worth, and high affluent individuals.<\/p>\n\n\n\n<p>In particular, they provide service to clients residing in Belgium, Denmark, Finland, France, Luxembourg, Portugal, Spain, and Sweden. They cater to other EU and emerging markets too upon request.<\/p>\n\n\n\n<p>OneLife services include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Inheritance planning<\/li>\n\n\n\n<li>Long-term savings strategies<\/li>\n\n\n\n<li>Tax optimization<\/li>\n\n\n\n<li><a href=\"https:\/\/adamfayed.com\/es\/financial-planning\/expat-financial-advisor\/what-is-wealth-management\/\">Gesti\u00f3n de patrimonios<\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>They collaborate with a network of partners that includes <a href=\"https:\/\/adamfayed.com\/es\/financial-planning\/expat-financial-advisor\/independent-financial-advisor\/\">independent financial advisors<\/a>, family offices, and private banks.<\/p>\n\n\n\n<p>The firm is a part of the third-largest social protection provider in France, the APICIL Group.<\/p>\n\n\n\n<p>They are managing assets worth&nbsp;9.5 billion euros.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">OneLife Spain Products and Services<\/h2>\n\n\n\n<figure class=\"wp-block-image alignleft size-medium\"><img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/OneLife-Spain-Products-and-Services-300x300.webp\" alt=\"OneLife Spain Products and Services\" class=\"wp-image-91011\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/OneLife-Spain-Products-and-Services-300x300.webp 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/OneLife-Spain-Products-and-Services-512x512.webp 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/OneLife-Spain-Products-and-Services-150x150.webp 150w, https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/OneLife-Spain-Products-and-Services-768x768.webp 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2024\/10\/OneLife-Spain-Products-and-Services.webp 825w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Wealth Spain Product<\/h3>\n\n\n\n<p>Under Spanish law, this unit-linked insurance offering&nbsp;gives policyholders&nbsp;flexibility and diversification by giving them access to different&nbsp;asset classes, including <a href=\"https:\/\/adamfayed.com\/es\/investment-options\/hedge-funds\/\">fondos de alto riesgo<\/a>, private equity, and <a href=\"https:\/\/adamfayed.com\/es\/investment-options\/ucits\/\">OICVM<\/a> funds.<\/p>\n\n\n\n<p>Profits realized at withdrawal or surrender are subject to a 23% marginal tax rate, and complete tax deferral is allowed for the duration of the policy.<\/p>\n\n\n\n<p>The policy also offers ways to lessen the effects of wealth tax and, under certain circumstances, the ability to postpone Spanish inheritance and gift tax obligations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Unlisted Assets Management<\/h3>\n\n\n\n<p>The firm offers services for managing unlisted assets in many countries, like debt instruments, shares, and&nbsp;<a href=\"https:\/\/adamfayed.com\/es\/investment-options\/real-estate\/\">inmobiliario<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pros and cons of OneLife Spain<\/h3>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Advantages of OneLife Spain<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>OneLife Spain provides wealthy people with customized options.<\/li>\n\n\n\n<li>Various&nbsp;investment vehicles are available to clients, such as unit-linked insurance contracts that enable substantial asset class diversification.<\/li>\n\n\n\n<li>The structure provides ways to lower wealth and inheritance tax burdens and permits complete tax deferral for the policy term.<\/li>\n\n\n\n<li>OneLife can manage unlisted assets.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Disadvantages of OneLife Spain<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Prospective customers should think about the expense and intricacy of these services.<\/li>\n\n\n\n<li>Clients\u2019 access to their money may be restricted by certain products&#8217; limitations on withdrawals or modifications once they are set up.<\/li>\n\n\n\n<li>The available financial products might be complicated, necessitating in-depth knowledge and even expert guidance to handle successfully.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u00bfLe duele la indecisi\u00f3n financiera? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"512\" height=\"288\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg\" alt=\"\" class=\"wp-image-117505\" style=\"width:683px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-300x169.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-768x432.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-scaled.jpg 825w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/become-adams-client\/\">Convi\u00e9rtase en mi cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Realice el cuestionario de elegibilidad de clientes<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">P\u00f3ngase en contacto con<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam es un autor reconocido internacionalmente en temas financieros, con m\u00e1s de 830 millones de respuestas en Quora, un libro muy vendido en Amazon y colaborador de Forbes.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Hablaremos de qu\u00e9 es OneLife Espa\u00f1a, cu\u00e1les son sus productos y servicios, adem\u00e1s de las ventajas y desventajas de esta oportunidad. Esta divisi\u00f3n de OneLife se centra en ofrecer servicios financieros personalizados para personas adineradas que viven en Espa\u00f1a. Si usted est\u00e1 buscando invertir como expatriado o individuo de alto patrimonio neto, que es en lo que me especializo, puede enviar un correo electr\u00f3nico [...]<\/p>","protected":false},"author":14,"featured_media":91012,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11534],"tags":[],"class_list":["post-91003","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review-articles"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/91003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/comments?post=91003"}],"version-history":[{"count":2,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/91003\/revisions"}],"predecessor-version":[{"id":91013,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/91003\/revisions\/91013"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media\/91012"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media?parent=91003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/categories?post=91003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/tags?post=91003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}