{"id":92035,"date":"2025-01-03T13:41:01","date_gmt":"2025-01-03T13:41:01","guid":{"rendered":"https:\/\/adamfayed.com\/?p=92035"},"modified":"2025-01-03T13:42:20","modified_gmt":"2025-01-03T13:42:20","slug":"this-sucked","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/es\/expats\/this-sucked\/","title":{"rendered":"Esto apesta"},"content":{"rendered":"<p>This article is taken from my latest newsletter.<\/p>\n\n\n\n<p>Sign up to get weekly emails like this, and get two free ebooks on expat investing <a href=\"http:\/\/adamfayed.com\/es\/subscribe-now\/\">by clicking here click here. <\/a><\/p>\n\n\n\n<p>Last year, a few of my clients asked me to find providers whereby they could lend against their portfolio assets.<\/p>\n\n\n\n<p>That meant if they had a million dollars, Euros or Pounds in their investment accounts, they could get a loan worth $600,000-$700,000 against that money.<\/p>\n\n\n\n<p>I approached many providers I knew, including one gentleman who was introduced to me as a trustworthy debt advisor.<\/p>\n\n\n\n<p>I had a first conversation with him, and everything seemed good after he sent me some details and offers.<\/p>\n\n\n\n<p>That was until I realized that the name of the bank or lender wasn&#8217;t on the offers. I asked him why, and he responded that my clients and I might go to the bank directly.<\/p>\n\n\n\n<p>I don&#8217;t deny that some sleazy people will try to get things for free and then execute themselves.<\/p>\n\n\n\n<p>However, I asked him how he could expect any of my clients to go ahead if we didn&#8217;t know the names of the lenders in question, and besides, the value of a trusted advisor goes beyond transactions.<\/p>\n\n\n\n<p>Surely, the value is also in asking him technical questions, which he, as an independent third-party who deals with countless providers, will be more objective in answering than asking the same question directly to the bank.<\/p>\n\n\n\n<p>I believe transparency is very important, which is why I bought out an FAQ page&nbsp;<a href=\"https:\/\/adamfayed.com\/es\/are-we-a-good-match-faqs\/\"><u>which reveals all the information most people need before reaching out to me<\/u><\/a>, y&nbsp;<a href=\"https:\/\/insurance.adamfayed.com\/\"><u>an expat insurance comparison website.<\/u><\/a><\/p>\n\n\n\n<p>Yes, people can go behind my back, but I trust that my expertise will benefit enough readers and clients.<\/p>\n\n\n\n<p>Speaking about transparency, we should be partnering with a company that offers second passports by investments soon.<\/p>\n\n\n\n<p>Unlike all other firms in that niche, we want to partner with them because everything is transparent online &#8211; they showcase every offering with price. You can also pay online.<\/p>\n\n\n\n<p>Alongside bringing in our 24-hour guarantee (a guarantee that all eligible expat and HWNI clients who want an account open within one working day can do so), we have a lot of exciting announcements to make this year.<\/p>\n\n\n\n<p>Have a great 2025.&nbsp;<\/p>\n\n\n\n<p><strong>\u00bfLe duele la indecisi\u00f3n financiera? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"288\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg\" alt=\"\" class=\"wp-image-117505\" style=\"width:683px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-300x169.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-768x432.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-scaled.jpg 825w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/become-adams-client\/\">Convi\u00e9rtase en mi cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Realice el cuestionario de elegibilidad de clientes<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/es\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">P\u00f3ngase en contacto con<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam es un autor reconocido internacionalmente en temas financieros, con m\u00e1s de 830 millones de respuestas en Quora, un libro muy vendido en Amazon y colaborador de Forbes.<\/strong><\/p>\n\n\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Mi \u00faltimo bolet\u00edn hablaba de lo mal que lo pas\u00e9 en una experiencia reciente.<\/p>","protected":false},"author":1,"featured_media":92036,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11554],"tags":[],"class_list":["post-92035","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expats"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/92035","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/comments?post=92035"}],"version-history":[{"count":1,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/92035\/revisions"}],"predecessor-version":[{"id":92038,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/posts\/92035\/revisions\/92038"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media\/92036"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/media?parent=92035"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/categories?post=92035"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/es\/wp-json\/wp\/v2\/tags?post=92035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}