{"id":117874,"date":"2025-03-26T11:47:32","date_gmt":"2025-03-26T11:47:32","guid":{"rendered":"https:\/\/adamfayed.com\/?p=117874"},"modified":"2025-04-04T08:00:55","modified_gmt":"2025-04-04T08:00:55","slug":"moving-abroad-with-a-family","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/it\/financial-planning\/moving-abroad-with-a-family\/","title":{"rendered":"Is Moving Abroad with a Family Worth It?"},"content":{"rendered":"<p><a href=\"https:\/\/adamfayed.com\/it\/living-abroad\/\">Relocating to another country<\/a> for work can be a life-changing opportunity, offering the chance to earn higher salaries, experience a new culture, and build a better future.<\/p>\n\n\n\n<p>However, when is moving abroad with a family worth it? The answer suddenly becomes much more complex.<\/p>\n\n\n\n<p>Se state cercando di investire come espatriati o individui con un alto patrimonio netto, che \u00e8 ci\u00f2 in cui sono specializzato, potete inviarmi un'e-mail (advice@adamfayed.com) o un messaggio WhatsApp (+44-7393-450-837).<\/p>\n\n\n\n<p>Questo vale anche per chi \u00e8 alla ricerca di un secondo parere o di investimenti alternativi.<\/p>\n\n\n\n<p>Alcuni fatti potrebbero cambiare rispetto al momento della stesura del presente documento e nulla di quanto qui scritto rappresenta una consulenza finanziaria, legale, fiscale o di qualsiasi tipo, n\u00e9 una sollecitazione a investire.<\/p>\n\n\n\n<p>Unlike single expats, who only need to consider their career and lifestyle, families must think about education for children, healthcare access, spouse employment, long-term residency, financial stability, and social integration.<\/p>\n\n\n\n<p>For some, moving abroad can provide a higher quality of life, better work-life balance, and long-term financial security.<\/p>\n\n\n\n<p>For others, it can create significant financial stress, emotional difficulties, and bureaucratic challenges that make the move more trouble than it\u2019s worth.<\/p>\n\n\n\n<img decoding=\"async\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/CTA_5_final_-512x288.jpg\" usemap=\"#image-map\" alt=\"Discover How We Can Address Your Financial Pain Points\">\n\n<map name=\"image-map\">\n    <area href=\"https:\/\/adamfayed.com\/subscribe\/\" target=\"_blank\" alt=\"Subscribe Free\" title=\"Abbonati gratuitamente\" coords=\"72,217,198,252\" shape=\"rect\">\n    <area href=\"https:\/\/adamfayed.com\/contact\/\" target=\"_blank\" alt=\"Discover Now\" title=\"Scopri ora\" coords=\"303,217,429,252\" shape=\"rect\">\n<\/map>\n\n\n\n<p><strong>Siete afflitti dall'indecisione finanziaria? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"288\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg\" alt=\"\" class=\"wp-image-117505\" style=\"width:683px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-300x169.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-768x432.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-scaled.jpg 825w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/become-adams-client\/\">Diventa mio cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fare il quiz sull'idoneit\u00e0 del cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">Contatto<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam \u00e8 un autore riconosciuto a livello internazionale in materia finanziaria con oltre 830 milioni di visualizzazioni di risposte su Quora, un libro molto venduto su Amazon e un contributo su Forbes.<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Is moving abroad worth it if you have a family?<\/strong><\/h2>\n\n\n\n<p>Working abroad with a family is much different from doing it on your own. It\u2019s not just about your career. Your spouse and children also need to adjust and thrive.<\/p>\n\n\n\n<p><a href=\"https:\/\/adamfayed.com\/it\/financial-planning\/personal-financial-planning\/\">Long-term planning<\/a> becomes even more crucial, because unlike solo expats who can move easily, families need stability in visas, housing, and schooling.<\/p>\n\n\n\n<p>Meanwhile you have to consider things like cost of living becoming much higher. A high salary may not be enough if <a href=\"https:\/\/adamfayed.com\/it\/financial-planning\/school-fees-planning-top-8-strategies-for-expat\/\" data-type=\"link\" data-id=\"https:\/\/adamfayed.com\/financial-planning\/school-fees-planning-top-8-strategies-for-expat\/\">international school fees<\/a>, private healthcare, and rent eat up most of your income.<\/p>\n\n\n\n<p>There are also the unstated issues of social and emotional well-being. Children especially must adapt to a new culture, and spouses may struggle with career changes and isolation.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who should consider moving abroad with a family?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Professionals with high salaries or full expat packages (housing, school, healthcare included).<\/li>\n\n\n\n<li>Families with young children who can easily adapt to a new culture and language.<\/li>\n\n\n\n<li>Those seeking long-term relocation with a clear pathway to residency and citizenship.<\/li>\n\n\n\n<li>Expats moving to family-friendly countries with strong healthcare, education, and work-life balance.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who should think twice?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Expats on temporary contracts who may have to move frequently.<\/li>\n\n\n\n<li>Families with older children who might struggle with major educational transitions.<\/li>\n\n\n\n<li>Households relying on two incomes, if the spouse may have trouble finding work abroad.<\/li>\n\n\n\n<li>Anyone moving to a country with strict immigration policies that make residency unstable.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Ultimately, moving abroad as a family requires a completely different level of planning than moving alone.<\/p>\n\n\n\n<p>The most important factor to consider before making the move is whether your family\u2019s residency and legal status will be secure long-term\u2014which brings us to the next critical topic.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img decoding=\"async\" width=\"512\" height=\"361\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/moving-abroad-with-a-family-512x361.jpg\" alt=\"\" class=\"wp-image-121688\" style=\"width:390px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/moving-abroad-with-a-family-512x361.jpg 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/moving-abroad-with-a-family-300x212.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/moving-abroad-with-a-family.jpg 598w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption class=\"wp-element-caption\"><sub><sup>foto di <a href=\"https:\/\/www.pexels.com\/@panditwiguna\/\" target=\"_blank\" rel=\"noopener\">Agung Pandit Wiguna<\/a><\/sup><\/sub><\/figcaption><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Visa &amp; Immigration: Can you move family overseas long-term?<\/strong><\/h2>\n\n\n\n<p>One of the most overlooked risks of moving abroad with a family is residency and visa stability.<\/p>\n\n\n\n<p>Many expats assume that if they have a work visa, their family will automatically have the right to stay long-term\u2014but immigration laws vary widely between countries.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Work Visas &amp; Family Residency<\/h3>\n\n\n\n<p>Many countries issue work visas that allow the primary expat to live and work legally, but they often have strict rules for dependents.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>In some cases, family members automatically receive dependent visas, allowing them to stay as long as the primary worker remains employed.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Other countries require separate visa applications for spouses and children, sometimes with financial requirements or restrictions.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some nations have quota-based approach, meaning visas are not guaranteed for family members.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Examples of Family-Friendly Work Visa Policies<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Canada \u2013 Spouses of skilled workers can apply for an <a href=\"https:\/\/www.canada.ca\/en\/immigration-refugees-citizenship\/services\/work-canada\/permit\/temporary\/open-work-permit-spouses-dependent-children\/eligibility.html\" data-type=\"link\" data-id=\"https:\/\/www.canada.ca\/en\/immigration-refugees-citizenship\/services\/work-canada\/permit\/temporary\/open-work-permit-spouses-dependent-children\/eligibility.html\" target=\"_blank\" rel=\"noopener\">open work permit<\/a>, allowing them to find employment freely. Children automatically receive study permits.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Germany \u2013 Spouses of work visa holders can live in Germany and work without restrictions.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>United Arab Emirates (UAE) \u2013 Employees can sponsor their spouse and children, but spouses need a separate work permit to take a job.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Examples of Restrictive Work Visa Policies<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Japan \u2013 Spouses on dependent visas cannot work unless they apply for a separate work permit.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Saudi Arabia \u2013 Expat spouses are not allowed to work on a dependent visa and need their own employer-sponsored visa.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>United States \u2013 The H-1B work visa does not grant automatic work rights to spouses (unless they qualify for specific exceptions).<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Work Permit for Spouses<\/h3>\n\n\n\n<p>One of the most common frustrations for expat families is when a spouse is not allowed to work. This can create financial strain, especially if the family relied on two incomes before moving.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some countries are more open to allow spouses to work (e.g., Canada, Germany, Netherlands).<\/li>\n\n\n\n<li>Others require separate work permits (e.g., UAE, Japan, <a href=\"https:\/\/www.mom.gov.sg\/passes-and-permits\/dependants-pass\/working-in-singapore\" target=\"_blank\" rel=\"noopener\">Singapore<\/a>).<\/li>\n\n\n\n<li>Certain countries significantly restrict spouses from working unless they find an employer to sponsor them a work visa (e.g., <a href=\"https:\/\/www.saudiembassy.net\/companion-visa\" data-type=\"link\" data-id=\"https:\/\/www.saudiembassy.net\/companion-visa\" target=\"_blank\" rel=\"noopener\">Arabia Saudita<\/a>).<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>If your family depends on two incomes, make sure that your spouse can legally work before moving.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Permanent Residency or Citizenship for Children Abroad<\/h3>\n\n\n\n<p>If you\u2019re planning to stay in the new country long-term, it\u2019s important to check whether your children can become permanent residents or citizens.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/en.wikipedia.org\/wiki\/Jus_soli\" data-type=\"link\" data-id=\"https:\/\/en.wikipedia.org\/wiki\/Jus_soli\" target=\"_blank\" rel=\"noopener\">Birthright Citizenship (Jus Soli<\/a>) \u2013 Some countries grant automatic citizenship to children born there.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Citizenship by Descent \u2013 Some countries allow expat children to inherit nationality if one parent is a citizen.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Long-Term Residency for Children \u2013 In some countries, children on dependent visas must reapply for residency at 18 and may not have an automatic right to stay.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Divorce &amp; Custody Issues for Expat Families<\/h3>\n\n\n\n<p>Many expat couples don\u2019t realize that family law works differently in other countries. If a marriage ends in divorce, custody battles can become legally complicated if the child was born abroad or has citizenship in a different country.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some countries favor the local parent in custody disputes.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Certain nations do not allow children to leave without the other parent\u2019s permission.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Legal systems may treat foreign marriages differently, leading to unexpected legal challenges.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Legal and immigration stability is one of the biggest factors in deciding whether moving abroad with a family is truly a good idea.<\/p>\n\n\n\n<img decoding=\"async\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/CTA_5_final_-512x288.jpg\" usemap=\"#image-map\" alt=\"Discover How We Can Address Your Financial Pain Points\">\n\n<map name=\"image-map\">\n    <area href=\"https:\/\/adamfayed.com\/subscribe\/\" target=\"_blank\" alt=\"Subscribe Free\" title=\"Abbonati gratuitamente\" coords=\"72,217,198,252\" shape=\"rect\">\n    <area href=\"https:\/\/adamfayed.com\/contact\/\" target=\"_blank\" alt=\"Discover Now\" title=\"Scopri ora\" coords=\"303,217,429,252\" shape=\"rect\">\n<\/map>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Financial Considerations: Is it expensive to move abroad with family?<\/strong><\/h2>\n\n\n\n<p>Moving abroad for work with a family is an entirely different financial challenge compared to relocating as a single professional.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Salary vs. Cost of Living<\/h3>\n\n\n\n<p>Many professionals move abroad assuming that a higher salary means better <a href=\"https:\/\/adamfayed.com\/it\/expats\/expat-guide\/is-working-abroad-a-good-idea\/#:~:text=Is%20working%20abroad%20worth%20it%20financially%3F\" data-type=\"link\" data-id=\"https:\/\/adamfayed.com\/expats\/expat-guide\/is-working-abroad-a-good-idea\/#:~:text=Is%20working%20abroad%20worth%20it%20financially%3F\">financial security<\/a>. However, the cost of living can quickly offset any salary increase, especially in countries with expensive housing, high taxes, and costly private education.<\/p>\n\n\n\n<p>Some countries offer great salaries for expats, but they also come with extremely high <a href=\"https:\/\/adamfayed.com\/it\/living-abroad\/living-expenses\/\">spese di soggiorno<\/a>, making it difficult to save money or even break even.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Example: Switzerland \u2013 A software engineer in Zurich may earn $120,000 per year, but rent for a family-sized apartment can exceed $4,000 per month, and groceries, childcare, and healthcare are all expensive.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Example: Singapore \u2013 A banking professional earning $150,000 annually may still struggle with rent, school fees ($20,000+ per year), and the high cost of daily living.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Example: UAE \u2013 Dubai offers tax-free salaries, but housing, private schools, and healthcare can consume a large portion of earnings.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>On the other hand, some families reduce expenses significantly by moving to countries where their home currency stretches further.<\/p>\n\n\n\n<p>Before moving, expats must calculate whether their salary actually translates into a better financial situation. A higher paycheck doesn\u2019t always mean higher savings if living expenses consume most of it.<\/p>\n\n\n\n<img decoding=\"async\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/CTA_5_final_-512x288.jpg\" usemap=\"#image-map\" alt=\"Discover How We Can Address Your Financial Pain Points\">\n\n<map name=\"image-map\">\n    <area href=\"https:\/\/adamfayed.com\/subscribe\/\" target=\"_blank\" alt=\"Subscribe Free\" title=\"Abbonati gratuitamente\" coords=\"72,217,198,252\" shape=\"rect\">\n    <area href=\"https:\/\/adamfayed.com\/contact\/\" target=\"_blank\" alt=\"Discover Now\" title=\"Scopri ora\" coords=\"303,217,429,252\" shape=\"rect\">\n<\/map>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Financial Tips for Moving Abroad with a Family<\/h3>\n\n\n\n<p>Even if an expat earns a high salary, there are many hidden costs that families often overlook.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udccdInternational Schools vs. Public Schools<\/h4>\n\n\n\n<p>For expat families, schooling is often the biggest expense\u2014especially if public schools are not an option due to language barriers or curriculum differences.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>International School Fees \u2013 Can range from $10,000 to $50,000 per year per child.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Local Public Schools \u2013 Free or low-cost but may have language barriers or a different education system.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bilingual or Private Schools \u2013 A middle ground but still expensive in many countries.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udccdHealthcare &amp; Insurance<\/h4>\n\n\n\n<p>Expats may not have access to free public healthcare and must rely on <a href=\"https:\/\/adamfayed.com\/it\/insurance\/\">private insurance<\/a>, which can be costly.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Employer-provided health insurance? Some companies offer family health coverage, but not all do.<\/li>\n\n\n\n<li>Private insurance costs? Family insurance can range from $2,000 to $10,000 per year.<\/li>\n\n\n\n<li>Pre-existing conditions? Some countries deny coverage for pre-existing health issues.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udccdVisa &amp; Residency Costs<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Work visas often include fees for family members ($500-$2,000 per person in some countries).<\/li>\n\n\n\n<li>Renewal costs \u2013 Some visas require annual renewals, which can be expensive.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udccdCost of Relocation &amp; Setting Up a Home<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Flights &amp; Moving Costs \u2013 Shipping household items can cost anywhere from $5,000 to $15,000, depending on the country.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Housing Deposits \u2013 Many landlords require 3-6 months&#8217; rent upfront.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udccdCurrency Exchange &amp; Financial Instability<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If an expat earns in a strong currency (USD, EUR, GBP) but spends in a weaker one, they benefit.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If the local currency fluctuates or weakens, expenses can suddenly rise, making it harder to maintain financial stability.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udccdTaxes, Benefits &amp; Savings<\/h4>\n\n\n\n<p>Many expats assume they will pay fewer <a href=\"https:\/\/adamfayed.com\/it\/personal-financial-planning\/expat-tax\/\">taxes abroad<\/a>, but some still owe taxes in their home country.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The United States taxes its citizens on worldwide income, meaning Americans working abroad must file US taxes even if they pay foreign taxes.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some European countries have high expat tax rates (e.g., France, Sweden).<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Low-tax countries (UAE, Singapore, Panama) allow expats to keep more of their salary.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udccdRetirement &amp; Long-Term Savings<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some countries do not allow expats to contribute to national <a href=\"https:\/\/adamfayed.com\/it\/personal-financial-planning\/pensions\/\">pension<\/a> systems.<\/li>\n\n\n\n<li>Expats must set up private <a href=\"https:\/\/adamfayed.com\/it\/personal-financial-planning\/the-retirement-plan-guide\/\">piani di pensionamento<\/a>, which can have higher fees and fewer benefits.<\/li>\n\n\n\n<li>Will the expat job offer pension contributions? If not, how will you save for retirement?<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>For more personalized guidance, it is highly recommended to speak to an expat financial advisor.<\/p>\n\n\n\n<p><strong>Siete afflitti dall'indecisione finanziaria? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"288\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg\" alt=\"\" class=\"wp-image-117505\" style=\"width:683px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-300x169.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-768x432.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-scaled.jpg 825w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/become-adams-client\/\">Diventa mio cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fare il quiz sull'idoneit\u00e0 del cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">Contatto<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam \u00e8 un autore riconosciuto a livello internazionale in materia finanziaria con oltre 830 milioni di visualizzazioni di risposte su Quora, un libro molto venduto su Amazon e un contributo su Forbes.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Relocating to another country for work can be a life-changing opportunity, offering the chance to earn higher salaries, experience a new culture, and build a better future. However, when is moving abroad with a family worth it? The answer suddenly becomes much more complex. If you are looking to invest as an expat or high-net-worth [&hellip;]<\/p>","protected":false},"author":16,"featured_media":119669,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11829],"tags":[],"class_list":["post-117874","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-planning"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/117874","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/comments?post=117874"}],"version-history":[{"count":3,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/117874\/revisions"}],"predecessor-version":[{"id":127829,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/117874\/revisions\/127829"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media\/119669"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media?parent=117874"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/categories?post=117874"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/tags?post=117874"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}