{"id":138977,"date":"2025-04-24T11:30:20","date_gmt":"2025-04-24T11:30:20","guid":{"rendered":"https:\/\/adamfayed.com\/?p=138977"},"modified":"2025-04-24T11:30:20","modified_gmt":"2025-04-24T11:30:20","slug":"hansard-future-focus-review","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/it\/review-articles\/hansard-future-focus-review\/","title":{"rendered":"Hansard Future Focus Review"},"content":{"rendered":"<p>Future Focus is a unit-linked <a href=\"https:\/\/adamfayed.com\/it\/insurance\/\">assicurazione<\/a> policy with no set contribution schedule and accepts lump sum payments.<\/p>\n\n\n\n<p>Si tratta di un <a href=\"https:\/\/adamfayed.com\/it\/financial-planning\/basic-financial-terms-financial-planning-retirement-insurance\/\">financial product<\/a> from Hansard Worldwide Limited, a unit of financial services firm <a href=\"https:\/\/adamfayed.com\/it\/review-articles\/hansard-global-review\/\">Hansard Global<\/a>.<\/p>\n\n\n\n<p>In this Hansard Future Focus review, we\u2019ll delve into the offering\u2019s features, fees, and advantages and disadvantages, among other things.<\/p>\n\n\n\n<p>Se state cercando di investire come espatriati o individui con un alto patrimonio netto, che \u00e8 ci\u00f2 in cui sono specializzato, potete inviarmi un'e-mail (hello@adamfayed.com) o un messaggio WhatsApp (+44-7393-450-837).<\/p>\n\n\n\n<p>Questo vale anche per chi \u00e8 alla ricerca di un secondo parere o di investimenti alternativi.<\/p>\n\n\n\n<p>Some facts might change from the time of writing. Nothing written here is financial, legal, tax, or any kind of individual advice or a solicitation to invest. So, potential investors shouldn&#8217;t base any investment decision on this Hansard product <a class=\"wpil_keyword_link\" href=\"https:\/\/adamfayed.com\/it\/category\/review-articles\/\"   title=\"recensione\" data-wpil-keyword-link=\"linked\"  data-wpil-monitor-id=\"2009\">recensione<\/a> da solo.<\/p>\n\n\n\n<img decoding=\"async\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/CTA_5_final_-512x288.jpg\" usemap=\"#image-map\" alt=\"Discover How We Can Address Your Financial Pain Points\">\n\n<map name=\"image-map\">\n    <area href=\"https:\/\/adamfayed.com\/subscribe\/\" target=\"_blank\" alt=\"Subscribe Free\" title=\"Abbonati gratuitamente\" coords=\"72,217,198,252\" shape=\"rect\">\n    <area href=\"https:\/\/adamfayed.com\/contact\/\" target=\"_blank\" alt=\"Discover Now\" title=\"Scopri ora\" coords=\"303,217,429,252\" shape=\"rect\">\n<\/map>\n\n\n\n<div style=\"height:26px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is Hansard Future Focus?<\/strong><\/h2>\n\n\n\n<p>Il <a href=\"https:\/\/www.hansard.com\/future-focus\/\" target=\"_blank\" rel=\"noopener\">product<\/a> provides flexible investment choices, with no minimum fund allocations, multi-currency access, and bid-to-bid switches.<\/p>\n\n\n\n<p>You can withdraw your money anytime with no penalties and manage your contract easily online.<\/p>\n\n\n\n<p>Every contribution has a term of five years.<\/p>\n\n\n\n<p>A 0.5% annual loyalty bonus is credited every five years, commencing on the fifth anniversary of each payment.<\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Who can invest in Hansard Worldwide Future Focus?<\/h3>\n\n\n\n<p>Those seeking a straightforward, adaptable, and safe online option with internationally diversified options for medium- to long-term saving and investing can access the product.<\/p>\n\n\n\n<p>Prospective clients must be at least 18 years old.<\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Come investire<\/h3>\n\n\n\n<p>You can open the contract with just USD\/GBP\/EUR 1,000, and top up whenever you like with a minimum USD\/GBP\/EUR 1,000.<\/p>\n\n\n\n<p>The product comes in three currency options and may be issued as life assurance or capital redemption, depending on local regulations.<\/p>\n\n\n\n<p>For life assurance contracts, the policyholder is generally the same person as the life assured, unless it&#8217;s set up under a trust.<\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Future Focus Investment Options<\/h3>\n\n\n\n<p>The product puts you in control, allowing you to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Build a custom investment plan with Hansard Unit-linked Funds<\/li>\n\n\n\n<li>Use the Hansard Deposit Fund to safeguard your portfolio during uncertain markets<\/li>\n\n\n\n<li>Align your investments with <a href=\"https:\/\/adamfayed.com\/it\/personal-financial-planning\/the-retirement-plan-guide\/retirement-income-strategies\/\">pensionamento<\/a> or estate goals through Trusts or Pension Schemes<\/li>\n<\/ul>\n\n\n\n<img decoding=\"async\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/CTA_5_final_-512x288.jpg\" usemap=\"#image-map\" alt=\"Discover How We Can Address Your Financial Pain Points\">\n\n<map name=\"image-map\">\n    <area href=\"https:\/\/adamfayed.com\/subscribe\/\" target=\"_blank\" alt=\"Subscribe Free\" title=\"Abbonati gratuitamente\" coords=\"72,217,198,252\" shape=\"rect\">\n    <area href=\"https:\/\/adamfayed.com\/contact\/\" target=\"_blank\" alt=\"Discover Now\" title=\"Scopri ora\" coords=\"303,217,429,252\" shape=\"rect\">\n<\/map>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Hansard Future Focus Charges<\/h3>\n\n\n\n<p>Future Focus fees include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An establishment charge of 1.5% per year of each contribution (initial and additional) is applied, charged quarterly over 5 years.<\/li>\n\n\n\n<li>A tiered annual management charge of 0.90%\u20130.50% per year is assessed monthly based on the contract\u2019s aggregate value, with lower rates for higher amounts.<\/li>\n\n\n\n<li>No additional charges for investing in Hansard Deposit or Unit-linked Funds.<\/li>\n\n\n\n<li>External fund charges vary depending on the external fund manager.<\/li>\n\n\n\n<li>Currency conversion fees apply when trading across different currencies.<\/li>\n\n\n\n<li>Bank transfer charges may be incurred when making contributions or withdrawals.<\/li>\n\n\n\n<li>There\u2019s also an optional fee of up to 1.5% per annum, agreed with your financial advisor for continued service.<\/li>\n\n\n\n<li>A termination charge starts at 7.5% and diminishes over the term.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"422\" height=\"296\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/04\/image-35.png\" alt=\"Hansard Future Focus termination charges\" class=\"wp-image-138978\" style=\"width:339px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/04\/image-35.png 422w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/04\/image-35-300x210.png 300w\" sizes=\"(max-width: 422px) 100vw, 422px\" \/><figcaption class=\"wp-element-caption\"><em><sub><sup>Source: Hansard Worldwide<\/sup><\/sub><\/em><\/figcaption><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Each top-up or premium&#8217;s terms and charges are evaluated independently over a five-year period from the date of purchase.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Pros and Cons of Hansard Worldwide Future Focus<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Future Focus Hansard Investment Benefits<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Offers a loyalty bonus.<\/li>\n\n\n\n<li>The Hansard online account allows easy monitoring.<\/li>\n\n\n\n<li>There is no penalty for withdrawals made at any time.<\/li>\n\n\n\n<li>There is no set timetable for payments, so contributions are flexible.<\/li>\n\n\n\n<li>There are no minimums for asset options, so you can invest any sum in any of the funds available.<\/li>\n\n\n\n<li>Can be held within a Trust or Personal <a href=\"https:\/\/adamfayed.com\/it\/financial-planning\/personal-financial-planning\/pensions\/pension-providers\/\">Pension Plan<\/a>.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Future Focus Investment Risks<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Changes in exchange rates can raise or trim the value of your investment.<\/li>\n\n\n\n<li>There\u2019s no protection on your capital, so losses are possible.<\/li>\n\n\n\n<li>Hansard Worldwide isn\u2019t backed by any investor compensation program.<\/li>\n\n\n\n<li>Higher rewards often mean taking on more investment risk.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Making the wrong investment decision could be the result of incomplete information or misguided advice.<\/p>\n\n\n\n<p>The product has its merits, but there are more competitive alternatives available.<\/p>\n\n\n\n<p><strong>Siete afflitti dall'indecisione finanziaria? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"512\" height=\"288\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg\" alt=\"\" class=\"wp-image-117505\" style=\"width:683px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-300x169.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-768x432.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-scaled.jpg 825w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/become-adams-client\/\">Diventa mio cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fare il quiz sull'idoneit\u00e0 del cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">Contatto<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam \u00e8 un autore riconosciuto a livello internazionale in materia finanziaria con oltre 830 milioni di visualizzazioni di risposte su Quora, un libro molto venduto su Amazon e un contributo su Forbes.<\/strong><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Future Focus is a unit-linked insurance policy with no set contribution schedule and accepts lump sum payments. It is a financial product from Hansard Worldwide Limited, a unit of financial services firm Hansard Global. In this Hansard Future Focus review, we\u2019ll delve into the offering\u2019s features, fees, and advantages and disadvantages, among other things. If [&hellip;]<\/p>","protected":false},"author":14,"featured_media":138989,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11534],"tags":[],"class_list":["post-138977","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review-articles"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/138977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/comments?post=138977"}],"version-history":[{"count":3,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/138977\/revisions"}],"predecessor-version":[{"id":140512,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/138977\/revisions\/140512"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media\/138989"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media?parent=138977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/categories?post=138977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/tags?post=138977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}