{"id":20578,"date":"2019-11-21T22:42:01","date_gmt":"2019-11-21T22:42:01","guid":{"rendered":"https:\/\/adamfayed.com\/?p=20578"},"modified":"2025-03-27T14:15:17","modified_gmt":"2025-03-27T14:15:17","slug":"guinness-asset-management-funds-review","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/it\/review-articles\/guinness-asset-management-funds-review\/","title":{"rendered":"Recensione dei fondi di Guinness Asset Management"},"content":{"rendered":"<p>This article will review Guinness funds, that are widely sold within the expat market.<\/p>\n\n\n\n<p>Se avete problemi finanziari come espatriati o individui con un alto patrimonio netto, che \u00e8 ci\u00f2 in cui sono specializzato, potete inviarmi un'e-mail (advice@adamfayed.com) o utilizzare WhatsApp (+44-7393-450-837).<\/p>\n\n\n\n<p>Questo vale anche per chi \u00e8 alla ricerca di un secondo parere o di investimenti alternativi.<\/p>\n\n\n\n<p>Alcuni fatti potrebbero cambiare rispetto al momento della stesura del presente documento e nulla di quanto qui scritto rappresenta una consulenza finanziaria, legale, fiscale o di qualsiasi tipo, n\u00e9 una sollecitazione a investire.<\/p>\n\n\n\n<img decoding=\"async\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/CTA_5_final_-512x288.jpg\" usemap=\"#image-map\" alt=\"Discover How We Can Address Your Financial Pain Points\">\n\n<map name=\"image-map\">\n    <area href=\"https:\/\/adamfayed.com\/subscribe\/\" target=\"_blank\" alt=\"Subscribe Free\" title=\"Abbonati gratuitamente\" coords=\"72,217,198,252\" shape=\"rect\">\n    <area href=\"https:\/\/adamfayed.com\/contact\/\" target=\"_blank\" alt=\"Discover Now\" title=\"Scopri ora\" coords=\"303,217,429,252\" shape=\"rect\">\n<\/map>\n\n\n\n<div style=\"height:22px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Who are Guinness funds and what investment areas do they focus on?<\/strong><\/h2>\n\n\n\n<p>Guinness are an asset management company, domiciled in Ireland. They also offer US investments, approved by <a href=\"https:\/\/www.sec.gov\" data-type=\"link\" data-id=\"https:\/\/www.sec.gov\" target=\"_blank\" rel=\"noopener\">the SEC<\/a>, through Guinness Atkinson Asset Management Inc.<\/p>\n\n\n\n<p>Most of the funds they offer, are focused on global, US, Chinese and European stock markets, whilst offering specialist funds in energy. Since 2010, Guinness has also started the EIS Service that is focused on value investments in EIS qualifying companies.<\/p>\n\n\n\n<p>The full list of funds is <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Guinness Global Equity Income Fund<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li> Guinness European Equity Income Fund<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li> Guinness Asian Equity Income Fund<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li> Guinness Emerging Markets Equity Income Fund<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Guinness Global Innovators Fund<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Guinness Global Energy Fund<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li> Guinness Sustainable Energy Fund<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Guinness Global Money Managers Fund<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Guinness Best of China Fund<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Guinness Guinness EIS<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Guinness Guinness AIM EIS<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Most of the funds have an accumulation share, where the dividends is reinvested, and am income fund, where the dividends are paid out.   <\/p>\n\n\n\n<p>Each fund will have an investment class as well, such as Guinness Global Equity Income Fund C Class. <\/p>\n\n\n\n<div style=\"height:22px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Where are they commonly sold?<\/strong><\/h2>\n\n\n\n<p>They are sold all around the world, but are particularly widely sold in cities with big expat populations, such as Singapore, Hong Kong, Dubai, Shanghai, Qatar and Bangkok. They are usually sold in conjunction with the <a href=\"https:\/\/adamfayed.com\/it\/investment-options\/expat-investing\/\" data-type=\"link\" data-id=\"https:\/\/adamfayed.com\/investment-options\/expat-investing\/\">expat investments<\/a> sold within the platforms and life companies reviewed at the bottom of the article.<\/p>\n\n\n\n<div style=\"height:22px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How have they performed?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image alignright size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20578_a_photo_of_court_scale_e481bdfa-4bf2-4d75-bc72-2f2811187537-512x512.png\" alt=\"Guinness Asset Management Funds Review\" class=\"wp-image-70472\" style=\"width:229px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20578_a_photo_of_court_scale_e481bdfa-4bf2-4d75-bc72-2f2811187537-512x512.png 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20578_a_photo_of_court_scale_e481bdfa-4bf2-4d75-bc72-2f2811187537-300x300.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20578_a_photo_of_court_scale_e481bdfa-4bf2-4d75-bc72-2f2811187537-150x150.png 150w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20578_a_photo_of_court_scale_e481bdfa-4bf2-4d75-bc72-2f2811187537-81x81.png 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/20578_a_photo_of_court_scale_e481bdfa-4bf2-4d75-bc72-2f2811187537.png 573w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<p>Some of the funds have performed very badly, with others performing reasonably well. The energy funds, as an example, have been minus for over 10 years.  <\/p>\n\n\n\n<p>The Global Equities Fund has performed at +11% for the last 5 years, although the wider index has yielded 12% per year on average, as global markets have performed impressively well in recent years.  Almost all of the funds seem to lag the benchmark.  Even the US fund, which has increased by just over 20% so far in 2019, is lagging its benchmark by about 5% for the year.  <\/p>\n\n\n\n<p>Moreover, these are the net performances of the funds.  In reality, many expat investors are getting less, due to the fee structure within the investments they are holding. So 8% gross return can often become 4% net return, adjusted for this reality. <\/p>\n\n\n\n<div style=\"height:22px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the positives and negatives associated with the funds?<\/strong><\/h2>\n\n\n\n<p>The main positives about the funds is that they are liquid, meaning you can sell them daily.  They are not an opaque, complicated, investment, that could go down to 0.  They are also well-regulated within Ireland.  <\/p>\n\n\n\n<p>The biggest negatives with the funds is that they usually lag their benchmarks and are sold in conjunction with many high-cost <a class=\"wpil_keyword_link\" href=\"https:\/\/adamfayed.com\/it\/what-are-the-best-investing-options-for-american-expats-in-2023\/\" title=\"expat investments\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1885\">expat investments<\/a>, which brings down the net returns substantially.   They are also not the cheapest funds available on the market and these fees compound over time.<\/p>\n\n\n\n<div style=\"height:22px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What can you do if you have an underperforming expat portfolio with these funds inside?<\/strong><\/h2>\n\n\n\n<p>If you have an underperforming expat portfolio with Guinness funds, you have 3 options. You can completely exit the investment, although penalties might be applied for doing so,<\/p>\n\n\n\n<p>You can often partially exit the investment, meaning if you have $100,000 in your portfolio, you can take out a certain percentage, without penalty.  Finally, you can simply change the funds within your existing portfolio, to lower the cost.  <\/p>\n\n\n\n<p>I have helped clients with all three in the past.<\/p>\n\n\n\n<p><strong>Siete afflitti dall'indecisione finanziaria? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"512\" height=\"288\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg\" alt=\"\" class=\"wp-image-117505\" style=\"width:683px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-512x288.jpg 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-300x169.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-768x432.jpg 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2025\/03\/Adam-Fayed-Contact_CTA3-scaled.jpg 825w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/become-adams-client\/\">Diventa mio cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fare il quiz sull'idoneit\u00e0 del cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">Contatto<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam \u00e8 un autore riconosciuto a livello internazionale in materia finanziaria con oltre 830 milioni di visualizzazioni di risposte su Quora, un libro molto venduto su Amazon e un contributo su Forbes.<\/strong><\/p>\n\n\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>This article will review Guinness funds, that are widely sold within the expat market. If you have financial pain points as an expat or high-net-worth individual, which is what I specialize in, you can email me (advice@adamfayed.com) or WhatsApp (+44-7393-450-837). This includes if you are looking for a second opinion or alternative investments. Some of [&hellip;]<\/p>","protected":false},"author":56,"featured_media":20589,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11534],"tags":[72],"class_list":["post-20578","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review-articles","tag-review-articles"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/20578","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/users\/56"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/comments?post=20578"}],"version-history":[{"count":2,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/20578\/revisions"}],"predecessor-version":[{"id":122532,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/20578\/revisions\/122532"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media\/20589"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media?parent=20578"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/categories?post=20578"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/tags?post=20578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}