{"id":21944,"date":"2020-03-02T09:02:09","date_gmt":"2020-03-02T09:02:09","guid":{"rendered":"https:\/\/adamfayed.com\/?p=21944"},"modified":"2022-02-28T07:52:14","modified_gmt":"2022-02-28T07:52:14","slug":"%ec%a4%91%ea%b5%ad%ec%97%90%ec%84%9c-%ec%86%a1%ea%b8%88%ed%95%98%ea%b8%b0-2020%eb%85%84","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/it\/money-transfer\/%ec%a4%91%ea%b5%ad%ec%97%90%ec%84%9c-%ec%86%a1%ea%b8%88%ed%95%98%ea%b8%b0-2020%eb%85%84\/","title":{"rendered":"\uc911\uad6d\uc5d0\uc11c \uc1a1\uae08\ud558\uae30 (2020\ub144)"},"content":{"rendered":"<p>\uc544\ub798\uc5d0\uc11c\ub294 \uc911\uad6d \ubc1c \uc1a1\uae08(\uc911\uad6d\uc5d0\uc11c \ud55c\uad6d \ub4f1 \ud0c0\uad6d\uc73c\ub85c \ub3c8\uc744 \ubcf4\ub0b4\ub294 \uacbd\uc6b0) \ubc29\ubc95\uacfc \ud574\uc678 \uac70\uc8fc\uc790\ub4e4\uc774 \ubcf8\uad6d\uc73c\ub85c \uc1a1\uae08\ud558\ub294 \uacbd\uc6b0 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc138\uae08 \uad00\ub828 \uc774\uc288\ub97c \ub2e4\ub8e8\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc911\uad6d \ubc1c \uc1a1\uae08 \uad00\ub828\ud558\uc5ec \uc2e0\uc18d\ud55c \ub3c4\uc6c0\uc774 \ud544\uc694\ud558\uc2dc\uac70\ub098 \uae30\ud0c0 \uc7ac\ubb34 \uc124\uacc4 \uad00\ub828 \ubb38\uc758 \uc0ac\ud56d\uc774 \uc788\uc73c\uc2e0 \ubd84\uc740 <a href=\"mailto:advice@adamfayed.com\">advice@adamfayed.com<\/a> \ub610\ub294 koreandesk@adamfayed.com\uc73c\ub85c \uc5f0\ub77d \uc8fc\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc9c0\uae08\uae4c\uc9c0 \ub9ce\uc740 \ubd84\ub4e4\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \ub3c4\uc640\ub4dc\ub9b0 \ubc14 \uc788\uc73c\uba70, \ud2b9\ud788 \ube44\uc790\uce74\ub4dc\ub098 \ub9c8\uc2a4\ud130\uce74\ub4dc \uc0ac\uc6a9\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \ud574\ub2f9\ub418\uc9c0\ub9cc \uadf8 \ubc16\uc758 \uacbd\uc6b0\ub3c4 \ub3c4\uc6c0 \ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc628\ub77c\uc778\uc5d0 \ubd80\uc815\ud655\ud558\uac70\ub098 \ub108\ubb34 \uc624\ub798\ub41c \uc815\ubcf4\uac00 \ub9ce\uc740\ub370\uc694. \uc798\ubabb \uc54c\uace0 \uacc4\uc2e0 \uc810 \uc911 \ub300\ud45c\uc801\uc778 \uac83\uc740 \ud604\uc9c0 \uc740\ud589\uc5d0 \uac00\uc11c \ucc98\ub9ac\ud558\ub294 \uac8c \uac00\uc7a5 \uc27d\uace0 \uc800\ub834\ud558\ub2e4\uac70\ub098, \uadf8\ub9ac \ub9ce\uc740 \ubb38\uc11c\uac00 \ud544\uc694\ud558\uc9c0\ub294 \uc54a\ub2e4\uac70\ub098, \uc740\ud589 \uc9c1\uc6d0\ub4e4\uc774 \ubaa8\ub4e0 \uad00\ub828 \ubc29\ubc95\uacfc \uc808\ucc28\ub97c \uc815\ud655\ud788 \uc798 \uc54c\uace0 \uc788\uc744 \uac83\uc774\ub77c\ub294 \uac83\uc778\ub370, \uc774\ub294 \uc624\ud574\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc544\ub798 \uae00\uc744 \uc77d\uae30 \uc804\uc5d0 \uc601\uc0c1\ub3c4 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4:<\/p>\n\n\n\n<figure><\/figure>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\uc6b0\uc120, \uc65c \uc911\uad6d\uc5d0 \uc788\ub294 \ub3c8\uc744 \uc62e\uae30\ub824\uace0 \ud558\ub294\uac00?<\/strong><\/p>\n\n\n\n<p>\uc911\uad6d\uc5d0 \uac70\uc8fc\ud558\uace0 \uc788\ub294 \ubd84\ub4e4(\ud2b9\ud788 \ud55c\uad6d\uc778\uc744 \ud3ec\ud568\ud55c \uc678\uad6d\uc778)\uc5d0\uac8c \uac00\uc7a5 \ud070 \uc774\uc288 \uc911 \ud558\ub098\ub294 \uc911\uad6d(\uc740\ud589)\uc5d0 \uc788\ub294 \ub3c8\uc744 \uc911\uad6d \ubc16\uc73c\ub85c \uac00\uc838\uc624\ub294(\uc1a1\uae08) \uac83\uc785\ub2c8\ub2e4. \ub300\ub2e4\uc218 \uc678\uad6d\uc778\ub4e4\uc740 \ub2e8\uae30\ub85c \uc911\uad6d\uc5d0 \uac70\uc8fc\ud558\uba70, 10\ub144 \uc774\uc0c1 \uac70\uc8fc\ud560 \uacc4\ud68d\uc744 \uac00\uc9c4 \ubd84\uc740 \uc18c\uc218\uc785\ub2c8\ub2e4. \uc124\uc0ac 10\ub144 \uc774\uc0c1\uc758 \uac70\uc8fc \uacc4\ud68d\uc774 \uc788\ub2e4 \ud560\uc9c0\ub77c\ub3c4 \uc911\uad6d \uc5f0\uae08\uc5d0 \ub0a9\uc785\ud558\ub824\ub294 \ubd84\uc740 \ub9ce\uc9c0 \uc54a\uc8e0.&nbsp;<\/p>\n\n\n\n<p>\uc774\ub294 \ucd5c\uadfc career expat\uc758 \ube44\uc911\uc774 \uc810\ucc28 \uc801\uc5b4\uc9c0\ub294, \uc989 \ud55c \uad6d\uac00\uc5d0 10\ub144 \uc774\uc0c1 \uc8fc\uc7ac\uc6d0\uc73c\ub85c \uacc4\uc2dc\ub294 \uacbd\uc6b0\uac00 \uc801\uc5b4\uc9c0\ub294 \ucd94\uc138\ub85c \uc778\ud574 \ub354 \uc911\uc694\ud55c \uc774\uc288\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. &nbsp;<\/p>\n\n\n\n<p>\ud604\uc9c0\uc5d0\uc11c \ubcf8\uc778\uc758 \uc0ac\uc5c5\uccb4\ub97c \uc6b4\uc601\ud558\uc2dc\ub294 \uacbd\uc6b0\uac00 \uc544\ub2c8\ub77c\uba74 \uc678\uad6d\uc778 \uadfc\ub85c\uc790\ub4e4\uc740 \ub9e4 2~4\ub144 \ub9c8\ub2e4 \uc9c0\ub9ac\uc801\uc73c\ub85c \uc774\ub3d9\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \ube44\ub2e8 \uc678\uad6d\uc778\ub4e4\ub9cc \uc911\uad6d \ubc1c \uc1a1\uae08\uc5d0 \uad00\uc2ec\uc788\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc911\uad6d \ubd84\ub4e4(\ud2b9\ud788 \uc720\ud559, \uc0ac\uc5c5 \ub4f1\uc73c\ub85c \ud574\uc678\uc5d0\uc11c \uc9c0\ub0b4\ub2e4\uac00 \uc911\uad6d\uc73c\ub85c \uadc0\uad6d\ud55c \uacbd\uc6b0) \uc5ed\uc2dc \uac19\uc740 \uace0\ubbfc\uc744 \uac00\uc9c0\uace0 \uc788\uc73c\uba70, \uadf8 \ud574\uacb0\ucc45\uc73c\ub85c \uc218\ub144 \uac04 \ud574\uc678 \ubd80\ub3d9\uc0b0 \ubc0f \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud574\uc628 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ucd5c\uadfc\uc5d0\ub294 \ubbf8\u00b7\uc911 \ubb34\uc5ed\uc804\uc7c1, \uc704\uc548\ud654 \ud3c9\uac00\uc808\ud558 \ub4f1 \uc5ec\ub7ec \uc694\uc778\uc73c\ub85c \uc778\ud574 \uc774\ub7ec\ud55c \uacbd\ud5a5\uc774 \ub354 \uc9d9\uc5b4\uc9c0\uace0 \uc788\uc73c\uba70, \uadf8 \uacb0\uacfc \ub9ce\uc740 \uc911\uad6d \ubd84\ub4e4 \uc5ed\uc2dc \uc911\uad6d\uc5d0 \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uc704\uc548\ud654\ub97c \uad6d\uc678\ub85c \uc62e\uaca8 \ubbf8 \ub2ec\ub7ec\ud654\ub85c \uc804\ud658 \ubcf4\uc720\ud560 \ubc29\ubc95\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc2e4\uc81c\ub85c \ube14\ub8f8\ubc84\uadf8(Bloomberg)\ub3c4 \ub3c4\ub300\uccb4 \uc65c \uc774\ub807\uac8c \ub9ce\uc740 \uc774\ub4e4\uc774 \uc911\uad6d\uc5d0 \uc788\ub294 \ub3c8\uc744 \uc911\uad6d \ubc16\uc73c\ub85c \uc62e\uae30\ub824\uace0 \ud558\ub294\uc9c0\uc5d0 \ub300\ud574 \uc5b8\uae09\ud588\ub358 \ubc14 \uc788\uc73c\uba70, \uadf8 \uacbd\ud5a5\uc740 \uc2dc\uac04\uc774 \uc9c0\ub0a0\uc218\ub85d \ub354\ub354\uc6b1 \ub69c\ub837\ud558\uac8c \ub098\ud0c0\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc0ac\uc2e4 \uc18c\uc561(20,000\uc704\uc548 \ubbf8\ub9cc)\uc778 \uacbd\uc6b0\uc5d0\ub294 \uc138\uad00\uc5d0 \uc2e0\uace0\ud558\uc9c0 \uc54a\uace0 \uc911\uad6d \ubc1c \ube44\ud589\uae30 \ud0d1\uc2b9 \uc2dc\uc5d0 \uc9c1\uc811 \uc9c0\ub2c8\uace0 \ub098\uc62c \uc218\uac00 \uc788\uc2b5\ub2c8\ub2e4\ub9cc, \ube44\uad50\uc801 \ud070 \uae08\uc561\uc778 \uacbd\uc6b0\ub77c\uba74 \uc774 \ubc29\ubc95\uc740 \uadf8\ub9ac \uc548\uc804\ud558\uc9c0 \uc54a\uace0, \uc77c\uc815 \uae08\uc561\uc778 \uc774\uc0c1\uc778 \uacbd\uc6b0\uc5d0\ub294 \uc544\uc608 \uc120\ud0dd\uc9c0\uac00 \ub420 \uc218 \uc870\ucc28 \uc5c6\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uadf8\ub7fc, \ud604\uc7ac \uac00\ub2a5\ud55c \uc5ec\ub7ec \ubc29\ubc95 \uc911 \ucd5c\uc120\uc758 \ubc29\uc548 \uba87 \uac00\uc9c0\ub97c \uc544\ub798\uc5d0\uc11c \ub9d0\uc500\ub4dc\ub9ac\uace0, \uc790\uc8fc \ubc1b\ub294 \uc9c8\ubb38\uc5d0 \ub300\ud574 \ub2f5\ubcc0 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\uc911\uad6d \ubc1c \uc1a1\uae08\uc774 \ubbf8\ub798\uc5d0 \ub354\ub354\uc6b1 \uc5b4\ub824\uc6cc\uc9c8 \uac83\uc774\ub77c\uace0 \ubcf4\ub294\uac00?<\/strong><\/p>\n\n\n\n<p>\ud5a5\ud6c4 2-3\ub144 \uc548\uc5d0 \uc911\uad6d\uc5d0 \uc788\ub294 \ub3c8\uc744 \ube7c\ub0b4\uc11c \ub2e4\ub978 \ub098\ub77c\uc758 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud558\ub294 \ub4f1 \ud604\uae08\uc744 \uc4f8 \uc77c\uc774 \uc788\ub294\ub370 \uadf8 \uc0ac\uc774\uc5d0 \uc911\uad6d \ubc1c \uc1a1\uae08\uc774 \ub354 \uae4c\ub2e4\ub86d\uace0 \uc5b4\ub824\uc6cc\uc9c0\uba74 \uc5b4\uca4c\ub098 \uac71\uc815\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc2b5\ub2c8\ub2e4. \uacb0\ub860\uc801\uc73c\ub85c \ub9d0\uc500 \ub4dc\ub9ac\uc790\uba74 \ubbf8\ub798\ub294 \uc5b4\ub290 \ub204\uad6c\ub3c4 \uc815\ud655\ud788 \uc54c \uc218 \uc5c6\uc9c0\ub9cc, \uc911\uad6d \uc815\ubd80\uac00 \ub354\uc6b1 \uaddc\uc81c\ub97c \uac00\ud560 \uac83\uc73c\ub85c \ubcf4\uc774\uae30\ub294 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uac8c\ub2e4\uac00 \uc704\uc548\ud654 \uac00\uce58\uac00 \ub5a8\uc5b4\uc9c0\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \uc911\uad6d \ud604\uc9c0 \ubd84\ub4e4 \uc5ed\uc2dc \uc911\uad6d \uc678\ub85c \uc790\uc0b0\uc744 \uc62e\uae30\uace0\uc790 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc911\uad6d \ubc1c \uc1a1\uae08\uc774 \uc810\uc810 \ub354 \uc5b4\ub824\uc6cc\uc9c4\ub2e4\uace0 \ud574\ub3c4 \ub180\ub784 \uc77c\uc740 \uc544\ub2c8\uae30 \ub54c\ubb38\uc5d0 \ub354 \uc774\uc0c1 \uc1a1\uae08\uc744 \ubbf8\ub904\ub450\ub294 \uac83\uc740 \ud569\ub9ac\uc801\uc774\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\ubbf8<\/strong>\u00b7<strong>\uc911 \ubb34\uc5ed\uc804\uc7c1\uc744 \ud3ec\ud568\ud55c \ud604 \uc815\uce58\uc801 \uc0c1\ud669\uc744 \uace0\ub824\ud558\uba74\uc11c \uc77c\ub2e8 \uc5f0\uae30\ud558\ub294\uac83\uc774 \ub098\uc740\uac00?<\/strong><\/p>\n\n\n\n<p>\ud604 \uc815\uce58\uc801 \uc0c1\ud669\uc744 \ubcf4\uac74\ub300 \uc704\uc548\ud654 \uac00\uce58\ub294 \ub354\uc6b1 \ub0ae\uc544\uc9c8 \uc218 \uc788\uace0, \ub9ce\uc740 \uacbd\uc81c\ud559\uc790\ub4e4 \uc5ed\uc2dc \uadf8\ub7f4 \uac83\uc73c\ub85c \uc608\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac8c\ub2e4\uac00 \uc911\uad6d \ub0b4 \uc740\ud589 \uae08\ub9ac\ub294 \ub2e4\ub978 \uad6d\uac00\uc758 \uacbd\uc6b0\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \ucd08 \uc800\uae08\ub9ac\uc785\ub2c8\ub2e4. \uc790\uc0b0\uc744 \uc911\uad6d \ub0b4 \uc740\ud589\uc5d0 \uc704\uc548\ud654\ub85c \ubcf4\uc720\ud558\ub294 \uac83\uc740 \uc778\ud50c\ub808\uc774\uc158\uacfc \ud1b5\ud654\uac00\uce58 \uc808\ud558\ub97c \ubc29\uad00\ud558\ub294 \uac83\uacfc \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>2018\ub144\uc5d0\ub294 \ud130\ud0a4\ub098 \uc5ec\ub7ec \ub0a8\ubbf8 \uad6d\uac00\ub4e4 \ud654\ud3d0\uc758 \ub2ec\ub7ec\ud654 \ub300\ube44 \uac00\uce58\uac00 \uc704\uc548\ud654 \ub300\ube44\uc758 \uacbd\uc6b0\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \uae09\uaca9\ud788 \ub5a8\uc5b4\uc9c4 \uc801\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ud5a5\ud6c4 \uc7a5\uae30\uc801\uc73c\ub85c \uc5b4\ub5bb\uac8c \ub420\uc9c0\ub294 \uc5b4\ub290 \ub204\uad6c\ub3c4 \uc815\ud655\ud788 \uc54c \uc218 \uc5c6\uc9c0\ub9cc, \uc55e\uc73c\ub85c\ub3c4 \uc704\uc548\ud654 \uac00\uce58\uac00 \uae09\uaca9\ud788 \ub5a8\uc5b4\uc9c8 \uac00\ub2a5\uc131\uc740 \ub9e4\uc6b0 \ud06c\ub2e4\uace0 \uc0dd\uac01\ub429\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc774\ubbf8 \uc9c0\ub09c 10\uc6d4 31\uc77c, \ubbf8 \ub2ec\ub7ec\ud654 \ub300\ube44 \uc704\uc548\ud654 \ud658\uc728\uc740 2008\ub144 \uc774\ub798 \uc0ac\uc0c1 \ucd5c\uace0\uce58\uc778 6.97\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. \ub9cc\uc77c \uc911\uad6d \uc911\uc559\uc740\ud589\uc774 \ub2ec\ub7ec \ub300\ube44 \uc704\uc548\ud654 \uac00\uce58\uac00 1:7\uc774\uc0c1\uc73c\ub85c \ub0ae\uc544\uc9c0\ub294 \uac83\uc744 \ud5c8\uc6a9\ud55c\ub2e4\uba74, \uc704\uc548\ud654 \uac00\uce58 \ud558\ub77d\uc740 \ub354\uc6b1 \uc2ec\ud654\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uac70\ub4ed \ub9d0\uc500\ub4dc\ub9ac\uc9c0\ub9cc \uadf8 \ub204\uad6c\ub3c4 \ubbf8\ub798\ub97c \uc815\ud655\ud788 \uc54c \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \uc774\ub7ec\ud55c \ubd88\ud655\uc2e4\uc131 \uc790\uccb4\uac00 \ud63c\ub780\ud55c \uc2dc\uae30\uc5d0 \ubbf8 \ub2ec\ub7ec\ud654\uac00 \uc548\uc804 \uc790\uc0b0\uc73c\ub85c \ube5b\uc744 \ubc1c\ud558\ub294 \uc8fc\uc694 \uc774\uc720 \uc911 \ud558\ub098\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>2020~2021\ub144, \uc704\uc548\ud654 \uac00\uce58\ub294 \ud68c\ubcf5\ub420 \uac83\uc778\uac00?<\/strong><\/p>\n\n\n\n<p>\ubb3c\ub860 \ud68c\ubcf5\ub420 \uc218 \uc788\uace0, \uc2ec\uc9c0\uc5b4\ub294 \uc0c1\uc2b9\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud604\uc7ac \uc804\ubc18\uc801\uc778 \ucd94\uc138\ub97c \ubcfc \ub54c, \uadf8 \ubc18\ub300\uc758 \uac00\ub2a5\uc131\uc774 \ub354 \ucee4 \ubcf4\uc774\uba70, \ud2b9\ud788 \ubbf8 \ub2ec\ub7ec\ud654\uc5d0 \ub300\ud55c \uc704\uc548\ud654 \uac00\uce58\ub294 \ub354\uc6b1 \ube44\uad00\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uae00\uc744 \ucd5c\ucd08 \uc791\uc131\ud55c \uc2dc\uc810\uc744 \uae30\uc900\uc73c\ub85c\ub9cc \ubcf4\ub354\ub77c\ub3c4 \ub2ec\ub7ec\ud654 \ub300\ube44 \uc704\uc548\ud654 \uac00\uce58\ub294 10%\uc774\uc0c1 \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b8\ub7fc\ud504\uc758 \uc7ac\uc120\uc740 \ubd80\ubd84\uc801\uc73c\ub85c \ub300\uc911 \uac15\uacbd \ub178\uc120\uc5d0 \uae30\ub300\uace0 \uc788\ub2e4\ub294 \uc810\uc744 \uace0\ub824\ud560 \ub54c, \uc911\uad6d\uc774 \uc5c4\uccad\ub09c \uc591\ubcf4\ub97c \ud558\uc9c0 \uc54a\ub294 \uc774\uc0c1 \ud2b8\ub7fc\ud504 \uc815\ubd80\uac00 \ubb34\uc5ed\uc804\uc7c1\uc5d0\uc11c \ud55c \ubc1c \ubb3c\ub7ec\uc124 \uac00\ub2a5\uc131\uc740 \uc801\ub2e4\uace0 \uc0dd\uac01\ub429\ub2c8\ub2e4. \uc911\uad6d \ub0b4 nationalism\uc774 \uac15\ud574\uc9c0\uace0 \uc788\ub294 \uac78 \ubcfc \ub54c \uc911\uad6d\uc774 \uc5c4\uccad\ub09c \uc591\ubcf4\ub97c \ud560 \uac00\ub2a5\uc131\ub3c4 \uc801\uace0\uc694.<\/p>\n\n\n\n<p>\uc124\uc0ac \ud569\uc758\uac00 \uc131\uc0ac\ub41c\ub2e4 \ud558\ub354\ub77c\ub3c4, \ubd80\ubd84\uc801\uc77c \uac00\ub2a5\uc131\uc774 \ud06c\uace0, \uc704\uc548\ud654\uac00 \uc218\ucd9c \uc800\uc870\uc5d0 \ub300\ud55c \ubc29\ud328\ub9c9\uc73c\ub85c \uc774\uc6a9\ub420 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\ud64d\ucf69\uc744 \uac70\uce58\ub294 \ubc29\ubc95<\/strong><\/p>\n\n\n\n<p>\uc5b4\ub5a4 \ubd84\ub4e4\uc740 \ud64d\ucf69\uc744 \uac70\uccd0\uc11c \uc624\ub294 \ubc29\ubc95\uc744 \uc0dd\uac01\ud558\uc2ed\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \ud64d\ucf69\uc744 \ud1b5\ud574 \uac00\ub2a5\ud55c \ubc29\ubc95 \uc911 \ub300\ubd80\ubd84\uc740 \ube44\uc6a9\uc801\uc73c\ub85c \ube44\ud6a8\uc728\uc801\uc785\ub2c8\ub2e4. \ud604\uc2e4\uc801\uc73c\ub85c \uc2dc\uac04\ub3c4 \ub3c8\uc774\ub77c\ub294 \uc810\uc744 \uace0\ub824\ud560 \ub54c, \ub2e8\uc21c\ud788 \uc774 \ubaa9\uc801\uc744 \uc704\ud574 \uc0c1\ud574 \ub4f1 \uc911\uad6d \ubcf8\ud1a0\uc5d0\uc11c \ud64d\ucf69\uc744 \ubc29\ubb38\ud558\ub294 \uac74 \ub10c\uc13c\uc2a4\ub77c\uace0 \ud558\uaca0\uc2b5\ub2c8\ub2e4. &nbsp;<\/p>\n\n\n\n<p>\uc2ec\uc9c0\uc5b4 \uc2ec\ucc9c\uc5d0 \uac70\uc8fc\ud558\uace0 \uc788\ub2e4\uace0 \ud574\ub3c4 \ud64d\ucf69\uc73c\ub85c \uc774\ub3d9\ud558\ub824\uba74 \uc801\uc5b4\ub3c4 \ud558\ub8e8\ub294 \ud22c\uc790\ud574\uc57c \ud569\ub2c8\ub2e4. \uac8c\ub2e4\uac00 \ud64d\ucf69 \uc2e0\ubd84\uc99d(HKID card)\uc774 \uc5c6\uc73c\uba74 \ud64d\ucf69 \ub0b4 \uc740\ud589 \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uae30\uac00 \uac70\uc758 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uacb0\uad6d \ud658\uc804\uc18c\ub97c \uc774\uc6a9\ud574\uc57c \ud558\ub294\ub370, \uc774 \uc5ed\uc2dc \ub10c\uc13c\uc2a4\uc8e0.&nbsp;<\/p>\n\n\n\n<p>\uc218\uc911\uc5d0 \ud070 \uae08\uc561\uc758 \ud604\uae08\uc744 \ub4e4\uace0 \ud658\uc804\uc744 \ud574\uc57c\ud558\ub294\ub370 \uc77c\uc815 \uae08\uc561 \uc774\uc0c1\uc758 \ud070 \ub3c8\uc744 \uadf8\ub807\uac8c \ud658\uc804\ud558\ub294 \uac74 \uc6a9\uc774\ud558\uc9c0\ub3c4 \uc54a\uace0 \uc548\uc804\ud558\uc9c0\ub3c4 \uc54a\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub2f9\uc5f0\ud788 \uc138\uad00\uc5d0 \uc801\ubc1c\ub420 \uc704\ud5d8\ub3c4 \uac10\uc218\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd5c\uadfc \ud64d\ucf69\uc758 \uc5b4\uc218\uc120\ud55c \uc0c1\ud669\uc744 \uace0\ub824\ud560 \ub54c \uc774\ub294 6\uac1c\uc6d4 \uc804\uc5d0 \ube44\ud574 \ub354\ub354\uc6b1 \uc5b4\ub824\uc6b4 \ubc29\ubc95\uc774 \ub41c \ub4ef \ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\uc6e8\uc2a4\ud134\uc720\ub2c8\uc5b8(Western Union)\uc744 \ud65c\uc6a9\ud558\ub294 \ubc29\ubc95<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"350\" data-id=\"21998\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/03\/a1-1.jpg\" alt=\"\" class=\"wp-image-21998\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/03\/a1-1.jpg 500w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/03\/a1-1-300x210.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/03\/a1-1-81x57.jpg 81w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure>\n<\/figure>\n\n\n\n<p>\uc6e8\uc2a4\ud134 \uc720\ub2c8\uc5b8\uc744 \uc0ac\uc6a9\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc6e8\uc2a4\ud134 \uc720\ub2c8\uc5b8\uc740 \uc911\uad6d \uc18c\ub3c4\uc2dc\uc5d0 \uc870\ucc28 \uc9c0\uc810\uc744 \ub450\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub9e4\ub825\uc801\uc778 \ubc29\ubc95\uc774\ub77c\uace0 \ubcfc \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc, \uc218\uc218\ub8cc\uc640 \ud658\uc728\uc774 \uce58\uba85\uc801\uc774\uae30 \ub54c\ubb38\uc5d0 \uc9c1\uac04\uc811\uc801\uc778 \ube44\uc6a9\uc744 \ub2e4 \uace0\ub824\ud558\uba74 \uc2e4\uc0c1 7~10%\uc758 \ube44\uc6a9\uc744 \uac10\uc218\ud558\ub294 \uc148\uc774 \ub429\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc77c\ubc18\uc801\uc73c\ub85c \uc6e8\uc2a4\ud134 \uc720\ub2c8\uc5b8 \uc218\uc218\ub8cc\ub294 15~30\ub2ec\ub7ec\uc5d0 \ubd88\uacfc\ud55c \uac83\ucc98\ub7fc \ubcf4\uc774\uc9c0\ub9cc, \ud658\uc728\uc744 \uace0\ub824\ud558\uba74 \ube44\uc6a9\uc801\uc73c\ub85c \ub9e4\uc6b0 \ube44\ud6a8\uc728\uc801\uc785\ub2c8\ub2e4. \uc6e8\uc2a4\ud134 \uc720\ub2c8\uc5b8\uacfc \uc720\uc0ac\ud55c \ud0c0 \ud68c\uc0ac(\uc11c\ube44\uc2a4)\ub294 \uc218\uc218\ub8cc\uac00 \ubb34\ub8cc\ub77c\uace0 \uc8fc\uc7a5\ud560\uc9c0 \ubaa8\ub974\uc9c0\ub9cc, \uc5ed\uc2dc \ud658\uc728\uc774 \ub9e4\uc6b0 \uce58\uba85\uc801\uc774\uc8e0.&nbsp;<\/p>\n\n\n\n<p>\ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc6e8\uc2a4\ud134 \uc720\ub2c8\uc5b8\uc744 \ud1b5\ud55c \uc1a1\uae08\uc774 \ud56d\uc0c1 \uc6a9\uc774\ud55c \uac83\ub3c4 \uc544\ub2d9\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc81c\uac00 \uc911\uad6d\uc5d0\uc11c \uacbd\ud5d8\ud55c \ubc14\uc5d0 \uc758\ud558\uba74 \uc774 \ubc29\ubc95\uc744 \uc774\uc6a9\ud588\ub358 \ub9ce\uc740 \ubd84\ub4e4\uc774 \ud604\uae08\uc744 \uc9c1\uc811 \uac00\uc838\uac00\uac70\ub098 \ubc1b\uc544\uc640\uc57c\ub9cc \ud588\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\uc911\uad6d \ub0b4 \uc740\ud589\uc744 \uc774\uc6a9\ud558\ub294 \ubc29\ubc95<\/strong><\/p>\n\n\n\n<p>\ub610 \ub2e4\ub978 \ubc29\ubc95\uc740 \uc911\uad6d \ub0b4 \uc740\ud589\uacc4\uc88c\ub97c \ud65c\uc6a9\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc911\uad6d \ub0b4 \uc740\ud589 \ud658\uc728\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc6e8\uc2a4\ud134 \uc720\ub2c8\uc5b8\uc774\ub098 \uadf8 \uacbd\uc7c1\uc0ac(\uc11c\ube44\uc2a4)\uac00 \uc81c\uacf5\ud558\ub294 \ud658\uc728\ubcf4\ub2e4 \ub0ab\uae34 \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc678\uad6d\uc778\uc778 \uacbd\uc6b0\uc5d0\ub294 1\ud68c \uac70\ub798 \uae08\uc561\uc774 500\ub2ec\ub7ec\ub85c \uc81c\ud55c\ub418\uae30 \ub54c\ubb38\uc5d0 \uc774 \uc5ed\uc2dc \uc6e8\uc2a4\ud134 \uc720\ub2c8\uc5b8\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ub9e4\uc6b0 \ube44\uc2fc, \uc989 \ube44\ud6a8\uc728\uc801\uc778 \ubc29\ubc95\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc218\uc218\ub8cc\uac00 25\ub2ec\ub7ec\ubc16\uc5d0 \uc548\ub41c\ub2e4\uace0 \ud574\ub3c4 \uc2e4\uc0c1 5%\ub098 \ub418\ub294 \uac83\uc774\uace0, \uc774\uc5d0 \ub354\ud574 1~2%\uc758 \ucd94\uac00\uc801\uc778 \uac04\uc811 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc808\uce5c\ud55c \uc911\uad6d\uc778 \uce5c\uad6c\ub098 \uc9c0\uc778\uc774 \uc788\ub2e4\uba74, \uadf8 \uce5c\uad6c\ub098 \uc9c0\uc778 \uacc4\uc88c\uc5d0 \ub3c8\uc744 \uc785\uae08\ud55c \ud6c4\uc5d0 \ucd5c\ub300 \uc5f0 50,000\ub2ec\ub7ec\uae4c\uc9c0 \uc1a1\uae08\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 1\ud68c \uc1a1\uae08 \uc561\uc218\uac00 \ub192\uc73c\uba74 \uc218\uc218\ub8cc\ub97c \uc808\uc57d\ud560 \uc218 \uc788\uc8e0. \uac00\ub839 \ud55c \ubc88\uc5d0 10,000\ub2ec\ub7ec\ub97c \uc1a1\uae08\ud558\uba74 \uc740\ud589 \uc218\uc218\ub8cc 30\ub2ec\ub7ec\ub97c \ud55c \ubc88\ub9cc \ub0b4\uba74 \ub429\ub2c8\ub2e4. \ud658\uc804 \uc218\uc218\ub8cc\uac00 1-2% \ub4e0\ub2e4\uace0 \ud574\ub3c4 \ub300\ub7b5 1.3~2.3%\uc815\ub3c4\uc758 \uc218\uc218\ub8cc\ub9cc \ubd80\ub2f4\ud558\uba74 \ub418\ub294 \uac70\uc8e0. \ud558\uc9c0\ub9cc 1\ud68c \uc1a1\uae08 \ud55c\ub3c4\uac00 2-5,000\ub2ec\ub7ec\ub85c \uc81c\ud55c\ub418\uba74 \ubd80\ub2f4\ud574\uc57c \ud558\ub294 \uc218\uc218\ub8cc\ub294 3%\uae4c\uc9c0 \ub192\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \uc911\uad6d\uc5d0\uc11c \uc790\uad6d\uc73c\ub85c \uc1a1\uae08\ud558\ub294 \uac8c \ud56d\uc0c1 \ucd5c\uc120\uc758 \uc120\ud0dd\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ub9e4\ubc88 1~3%\uc529 \ubd80\ub2f4\uc774 \ucee4\uc9c8 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\uc8e0. \uac00\ub839 \uc790\uad6d \ub0b4 \uc5f0\uae08 \uc0c1\ud488\uc5d0 \ub0a9\uc785\ud558\uace0\uc790 \uc1a1\uae08\ud558\ub294 \uacbd\uc6b0, \uc218\uc218\ub8cc\ub97c \uace0\ub824\ud558\uae30 \uc774\uc804\uc5d0 \uc774\ubbf8 1~3% \uc190\ud574\ub97c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub2e4\ub978 \uac01\ub3c4\uc5d0\uc11c \ubcf4\uba74, 100,000\ub2ec\ub7ec\ub97c \uac00\uc9c4 \uacbd\uc6b0\ub77c\ub3c4 100,000\ub2ec\ub7ec\uac00 \uc544\ub2c8\ub77c 97,000\ub2ec\ub7ec\ub9cc \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uc148\uc785\ub2c8\ub2e4. \ud22c\uc790 \uc218\uc775\ub960\uc774 10%\ub77c\uba74 \uadf8 \ucc28\uc774\ub294 110,000\ub2ec\ub7ec\uc640 106,700\ub2ec\ub7ec\ub85c \ub354 \ubc8c\uc5b4\uc9c0\uaca0\uc8e0. 10\ub144 \ud22c\uc790\ud558\ub294 \uacbd\uc6b0\ub77c\uba74 \uadf8 10\ub144 \uac04 \ub9e4\ub144 \ucc28\uc774\uac00 \ubc8c\uc5b4\uc838\uc11c \uacb0\uad6d 50,000\ub2ec\ub7ec \uc774\uc0c1 \uc190\ud574\ub97c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc790\uad6d\uc73c\ub85c\uc758 \uace0\uc561 \uc1a1\uae08\uc774 \ud2b9\uc815\ud55c \uacb0\uacfc\ub97c \ucd08\ub798\ud55c\ub2e4\ub294 \uc810\uc744 \ub9d0\uc500\ub4dc\ub9ac\uace0\uc790 \ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc601\uad6d\uc758 \uacbd\uc6b0, \uc5f0\uac04 \uc99d\uc5ec\ub85c \uc5bb\uc744 \uc218 \uc788\ub294 \uae08\uc561\uc774 3,000\ud30c\uc6b4\ub4dc\ub85c \uc81c\ud55c\ub429\ub2c8\ub2e4. \ub9cc\uc77c \uc911\uad6d \uce5c\uad6c\ub098 \uc9c0\uc778\uc744 \ud1b5\ud55c \ub300\ub9ac \uc1a1\uae08 \ubc29\ubc95\uc744 \uc774\uc6a9\ud558\uba74, \uadf8 \uae08\uc561\uc740 \uc99d\uc5ec\ub85c \uac04\uc8fc\ub420 \uac83\uc785\ub2c8\ub2e4. \ub530\uc9c0\uace0 \ubcf4\uba74 \uc0ac\uc2e4 \ubcf8\uc778 \ub3c8\uc744 \ubcf8\uc778\uc774 \ubc1b\ub294 \uac83\uc774\uc9c0\ub9cc, \uc5b4\uca0c\ub4e0 \uc1a1\uae08\uc790 \uba85\uc758\ub294 \uadf8 \uc911\uad6d \uce5c\uad6c\/\uc9c0\uc778\uc77c \uac83\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>(\uc601\uad6d\uc758 \uacbd\uc6b0) \ub9ce\uc740 \uc740\ud589\ub4e4\uc774 5,000\ud30c\uc6b4\ub4dc \uc774\uc0c1 \ud639\uc740 \uadf8 \uc678 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798\uc758 \uacbd\uc6b0 HMRC\uc5d0 \uc790\ub3d9 \ubcf4\uace0\ud558\uac8c \ub418\uc5b4\uc788\uc2b5\ub2c8\ub2e4. \uc798\ubabb\ud55c \ubc14\uac00 \uc5c6\ub2e4\uace0 \ud560\uc9c0\ub77c\ub3c4 \ud574\uc678\ub85c\ubd80\ud130\uc758 \uc1a1\uae08\uc774 \uc7a6\uc73c\uba74 \uc758\uc2ec \ubc1b\uae30 \uc27d\uc8e0. \uc138\uae08 \ud3ed\ud0c4\uc744 \ub9de\uc9c0 \uc54a\uc73c\ub824\uba74 \uc2e4\uc81c \ube44\uac70\uc8fc\uc790\ub77c\ub294 \uc810\uc744 \uc99d\uba85\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. \ud638\uc8fc, \uce90\ub098\ub2e4 \ub4f1 \uc5ec\ud0c0 \uad6d\uac00\uc758 \uacbd\uc6b0\uc5d0\ub3c4 \uc0c1\ud669\uc740 \uc720\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc740\ud589\uc744 \uc774\uc6a9\ud558\uace0\uc790 \ud558\ub294 \uacbd\uc6b0 \ub610 \ub2e4\ub978 \ubb38\uc81c\ub294, \ubcf8\uc778 \uba85\uc758\uac00 \uc544\ub2cc \uac83\uc5d0 \ub300\ud574 \uc9c0\ubd88\ud558\ub294 \uacbd\uc6b0 \uc911\uad6d \uc678\ub85c\uc758 \uc1a1\uae08\uc774 \uac70\uc808\ub418\ub294 \uacbd\uc6b0\uac00 \uc885\uc885 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uac00\ub839, \uc911\uad6d \uc678\uc758 \uad6d\uac00\uc5d0 \ubd80\ub3d9\uc0b0 \uad6c\ub9e4 \ubaa9\uc801\uc73c\ub85c \uc1a1\uae08\ud558\ub824\ub294 \uacbd\uc6b0, \ud639\uc740 \ubcf8\uc778 \uba85\uc758\uc758 \ud1b5\uc7a5\uc774\ub098 \ud22c\uc790 \uacc4\uc88c\uac00 \uc544\ub2cc \uacf3\uc73c\ub85c \uc1a1\uae08\ud558\ub824\ub294 \uacbd\uc6b0, \uc740\ud589 \uce21\uc73c\ub85c\ubd80\ud130 \ubd88\ud5c8\ub420 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\ube44\ud2b8\ucf54\uc778\uc744 \uc774\uc6a9\ud558\ub294 \ubc29\ubc95<\/strong><\/p>\n\n\n\n<p>\uc804 \uc138\uacc4\uc801\uc73c\ub85c \ube44\ud2b8\ucf54\uc778\uc5d0 \ub300\ud55c \uc778\uc2dd\uc774 \uc88b\uc740 \uac83\ub9cc\uc740 \uc544\ub2c8\uc9c0\ub9cc, \ube44\ud2b8\ucf54\uc778\uc744 \uc774\uc6a9\ud558\ub294 \uac83\ub3c4 \ubd88\uac00\ub2a5\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ube44\ud2b8\ucf54\uc778 \uac00\uce58\ub294 \ud558\ub8e8\uc5d0\ub3c4 25%\uae4c\uc9c0 \uc694\ub3d9\uce60 \ub9cc\ud07c \ubd88\uc548\uc815\ud558\ub2e4\ub294 \uc810\uc744 \uace0\ub824\ud558\uba74 \ud574\uc678 \uc1a1\uae08 \uc218\ub2e8\uc73c\ub85c\ub294 \uc801\uc808\ud558\uc9c0 \uc54a\ub2e4\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uac8c\ub2e4\uac00 \uc911\uad6d \uc815\ubd80\ub294 \ube44\ud2b8\ucf54\uc778 \uac70\ub798\ub97c \uc81c\ud55c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2017\ub144\uc5d0 \ube44\ud2b8\ucf54\uc778 \uac70\ub798\ub97c \uae08\uc9c0\ud574\uc11c \uc704\uc548\ud654\ub85c \ube44\ud2b8\ucf54\uc778\uc744 \uc0ac\uace0 \ud314\uae30\ub294 \uc5b4\ub824\uc6cc\uc84c\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc911\uad6d \uc815\ubd80\uc758 \uae08\uc9c0 \uc870\uce58 \uc774\ud6c4, \uc77c\ubd80\uc5d0\uc11c\ub294 P2P \uac70\ub798\ub85c \uc6b0\ud68c\ud560 \uc218 \uc788\ub2e4\ub294 \uc774\uc57c\uae30\uac00 \ub098\uc624\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4\ub9cc, \uadf8 \ubc29\ubc95 \uc5ed\uc2dc \uac04\ub2e8\ud558\uc9c0\uac00 \uc54a\uc744 \ubfd0 \uc544\ub2c8\ub77c \ube44\ud2b8\ucf54\uc778\uc740 \ud658\uc804\uc6a9\uc73c\ub85c \ud65c\uc6a9\ud558\uae30\uc5d0\ub294 \uac00\uce58\uac00 \uc5ec\uc804\ud788 \ub108\ubb34 \ubd88\uc548\uc815\ud574\uc11c \ud070 \uc190\uc2e4\uc744 \uac10\uc218\ud560 \uc900\ube44\uac00 \ub418\uc5b4\uc788\uc9c0 \uc54a\uc740 \uc774\uc0c1 \uc88b\uc740 \ubc29\ubc95\uc774 \uc544\ub2c8\ub77c\uace0 \ud558\uaca0\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\ud398\uc774\ud314(Paypal)\uc744 \uc774\uc6a9\ud558\ub294 \ubc29\ubc95<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"720\" height=\"480\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/03\/a1.jpg\" alt=\"\" class=\"wp-image-21997\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/03\/a1.jpg 720w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/03\/a1-300x200.jpg 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/03\/a1-81x54.jpg 81w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/figure>\n\n\n\n<p>\ud398\uc774\ud314\uc740 \uc911\uad6d \ubc1c \uc1a1\uae08\uc5d0 \uc0ac\uc6a9\ub418\uc5b4 \uc628 \uac00\uc7a5 \uc624\ub798\ub41c \ubc29\ubc95 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc5ec\uc804\ud788 \uc720\ud6a8\ud55c \ubc29\ubc95\uc774\uae34 \ud558\uc9c0\ub9cc \uc5ed\uc2dc \uc218\uc218\ub8cc\uac00 \ubb38\uc81c\uc8e0. \uadf8 \ubc16\uc5d0\ub3c4 \uc911\uad6d \ud398\uc774\ud314 \uacc4\uc815\uc744 \ub530\ub85c \ub9cc\ub4e4\uc5b4\uc57c \ud558\ub294 \ub4f1 \ubd80\uc218\uc801\uc778 \ubb38\uc81c\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc911\uad6d \ud398\uc774\ud314 \uacc4\uc815\uc740 \uc911\uad6d \uc740\ud589 \uacc4\uc88c\uc5d0 \uc5f0\uacb0\ub418\uc5b4\uc57c \uc601\uad6d \ub610\ub294 \ubbf8\uad6d \ub4f1\uc758 \ud398\uc774\ud314 \uacc4\uc815\uc73c\ub85c \uc1a1\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc870\ucc28 \uadf8 \uacfc\uc815\uc5d0\uc11c \uc5ec\ub7ec\uac00\uc9c0 \ub2e8\uacc4\ub97c \uac70\uccd0\uc57c\ub9cc \ud558\uace0\uc694.&nbsp;<\/p>\n\n\n\n<p>\uad6d\uac00 \uac04 \uc1a1\uae08\uc774\uae30 \ub54c\ubb38\uc5d0 \uad6d\uc81c \uc1a1\uae08 \uc218\uc218\ub8cc(\ud1b5\uc0c1 0.5~2%) \ubfd0 \uc544\ub2c8\ub77c \ud658\uc728 \ub4f1\uc744 \ubaa8\ub450 \uace0\ub824\ud558\uba74 \ucd1d \uc218\uc218\ub8cc\ub294 \uc0c1\ub2f9\ud788 \ub192\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\ud22c\uc790 \ud50c\ub79c\uc744 \uc774\uc6a9\ud558\ub294 \ubc29\ubc95<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"234\" height=\"132\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/04\/Picture6.jpg\" alt=\"\" class=\"wp-image-22447\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/04\/Picture6.jpg 234w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/04\/Picture6-81x46.jpg 81w\" sizes=\"(max-width: 234px) 100vw, 234px\" \/><\/figure><\/div>\n\n\n\n<p>\ub354 \ub098\uc740 \ubc29\ubc95\uc740 \ud574\uc678\uc5d0 \uac70\uc8fc\ud558\uc2dc\ub294 \ub3d9\uc548 \ubbf8\uad6d \ub2ec\ub7ec, \uc720\ub85c \ub610\ub294 \ud30c\uc6b4\ub4dc\ub85c \ud574\uc678\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. ISA\uac00 \uc560\ucd08\uc5d0 \uc601\uad6d \uac70\uc8fc \uc601\uad6d\uc778\ub4e4\uc5d0\uac8c \uc808\uc138\uc5d0 \ud6a8\uacfc\uc801\uc778 \uc800\ucd95\/\ud22c\uc790 \uc635\uc158\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uace0\uc548\ub41c \uac83\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c, \ub9e8\uc12c \ub4f1 \uc601\uad6d\ub839 \uc9c0\uc5ed\ub4e4 \uc5ed\uc2dc \uc560\ucd08\uc5d0 \ud574\uc678 \uac70\uc8fc\uc790\ub4e4\uc5d0\uac8c \uc720\ub9ac\ud55c \ud22c\uc790 \uc635\uc158\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uace0\uc548\ub418\uc5c8\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ud574\uc678 \uac70\uc8fc\uc790\ub4e4\uc740 \ud64d\ucf69\uc774\ub098 \ub9e8\uc12c \ub4f1\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub294\ub370\uc694. \ub2e4\ub978 \uc635\uc158\ub4e4\ubcf4\ub2e4, \ud2b9\ud788 \uc0c1\uae30 \uc5b8\uae09\ud55c \ubc29\ubc95\uc744 \uc774\uc6a9\ud574\uc11c \uc1a1\uae08\ud558\ub294 \uac83\ubcf4\ub2e4 \ube44\uc6a9\uc801\uc73c\ub85c \ud6e8\uc52c \ud6a8\uc728\uc801\uc778 \uc120\ud0dd\uc9c0\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ud2b9\ud788 \ube44\uc790\uce74\ub4dc\ub098 \uc5ec\ud0c0 \uad6d\uc81c \uce74\ub4dc\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub294 \ud574\uc678 \uac70\uc8fc\uc790\ub77c\uba74 \ud2b9\ud788 \ub354\ub354\uc6b1 \uc720\ub9ac\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4(\ubcf4\ud1b5 \ud504\ub9ac\ubbf8\uc5c4\uc774 \uc704\uc548\ud654\ub85c \uc778\ucd9c\ub41c \ud6c4 \ubbf8 \ub2ec\ub7ec\ud654 \ub610\ub294 \ud30c\uc6b4\ub4dc\ud654\ub85c \uc804\ud658\ub420 \uc218 \uc788\uae30 \ub54c\ubb38). &nbsp;<\/p>\n\n\n\n<p>\uc774 \ubc29\ubc95\uc758 \ub610 \ub2e4\ub978 \uc7a5\uc810\uc740 \uc2e0\uc18d\uc131\uc785\ub2c8\ub2e4. \uc800\ub294 \uace0\uac1d\ub4e4\uc5d0\uac8c 48-72\uc2dc\uac04 \ub0b4 \uacc4\uc88c\uac1c\uc124\uc744 \ub3d5\uace0 \uc788\uc73c\uba70, \ubaa8\ub4e0 \uc11c\ub958 \uc808\ucc28\ub294 \uc628\ub77c\uc778\uc73c\ub85c \uc9c4\ud589\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\ubd80\ub3d9\uc0b0\uc744 \uc774\uc6a9\ud558\ub294 \ubc29\ubc95<\/strong><\/p>\n\n\n\n<p>\uc911\uad6d \ubcf8\ud1a0\uc5d0 \uac70\uc8fc\ud558\uace0 \uacc4\uc2e0 \ub9ce\uc740 \ubd84\ub4e4(\ud604\uc9c0\uc778+\uc678\uad6d\uc778 \ubaa8\ub450)\uc774 \ubbf8\uad6d, \uc601\uad6d \ubc0f \uadf8 \ubc16\uc758 \uad6d\uac00 \ubd80\ub3d9\uc0b0\uc5d0 \uad00\uc2ec\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc77c\uc2dc\uc5d0 \ubaa9\ub3c8\uc744 \uc911\uad6d \ubc16\uc73c\ub85c \uc774\uc804\ud558\uace0\uc790 \ud558\uc2dc\ub294 \ubd84\ub4e4\uc5d0\uac8c \uc18c\uac1c\uc2dc\ucf1c\ub4dc\ub9b4 \uc218 \uc788\ub294 \ud68c\uc0ac\uac00 \uba87 \uc788\ub294\ub370, \uc801\uc6a9\ub418\ub294 \ud658\uc728\ub3c4 \uaf64 \uad1c\ucc2e\uc740 \ud3b8\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc77c\uc815 \uc815\ub3c4\uc758 \uc218\uc218\ub8cc\uac00 \ubd80\uacfc\ub418\ub294 \ub9cc\ud07c USD55,000 \ub610\ub294 GBP40,000 \uc774\uc0c1 \ubaa9\ub3c8\uc744 \uc1a1\uae08\ud558\uace0\uc790 \ud558\uc2dc\ub294 \ubd84\ub4e4\uc5d0\uac8c\ub9cc \uc88b\uc740 \uc120\ud0dd\uc9c0\uac00 \ub420 \uc218 \uc788\uc744 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud68c\uc0ac\ub4e4\uc744 \ud1b5\ud55c \uc801\ub9bd\uc2dd(\ub9e4\uc6d4 \uc77c\uc815\uc561 \uc1a1\uae08) \ud22c\uc790\ub294 \ubd88\uac00\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2e4\uc81c\ub85c \ubd80\ub3d9\uc0b0 \uad6c\ub9e4 \uc2dc \uacc4\uc57d\uae08\/\ubcf4\uc99d\uae08\uc744 \uc9c0\ubd88\ud558\uae30 \uc704\ud574 \uc774 \ubc29\ubc95\uc744 \uc774\uc6a9\ud558\ub294 \ubd84\ub4e4\uc774 \uaf64 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\uc911\uad6d\ubd84\ub4e4\uc744 \uc704\ud55c \ubc29\ubc95<\/strong><\/p>\n\n\n\n<p>\uc678\uad6d \uc5ec\uad8c\uc744 \ubcf4\uc720\ud558\uace0 \uc911\uad6d\uc73c\ub85c \ub3cc\uc544\uc628 \ubd84\ub4e4\uc758 \uacbd\uc6b0, \uc911\uad6d \ubc1c \uc1a1\uae08\uc774 \uc6a9\uc774\ud55c \ud3b8\uc785\ub2c8\ub2e4. \uc6d0\uce59\uc801\uc73c\ub85c \uc911\uad6d \uc815\ubd80\ub294 \uc774\uc911 \uc5ec\uad8c\uc744 \ud5c8\uc6a9\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc678\uad6d \uc5ec\uad8c\uc744 \ubcf4\uc720\ud55c \uc911\uad6d \ubd84\ub4e4\uc740 \uc124\uc0ac \uc911\uad6d\uc5d0\uc11c \ucd9c\uc0dd\ud588\ub2e4 \ud560\uc9c0\ub77c\ub3c4 \uc0ac\uc2e4\uc0c1 \ubc95\uc801\uc73c\ub85c \ud574\uc678(\uc911\uad6d) \uac70\uc8fc \uc678\uad6d\uc778\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc55e\uc5d0\uc11c \uc5b8\uae09\ud588\ub2e4\uc2dc\ud53c, \uc911\uad6d \ud604\uc9c0 \ubd84\ub4e4\uc740 \uc77c\uc815\ud55c \ubc29\uc2dd\uc73c\ub85c USD 50,000\uc5d0 \ud574\ub2f9\ud558\ub294 \ubaa9\ub3c8\uc744 \uc911\uad6d \ubc16\uc73c\ub85c \uc1a1\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc77c\ubd80 \ub300\uae30\uc5c5\uc774 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\uc774\uba70, \uc911\uac1c\uc778(broker)\uc744 \ud1b5\ud574 \uc628\ub77c\uc778\uc73c\ub85c \ub610\ub294 \uc2e4\ubb3c \uc2e0\uccad\uc11c\ub97c \uc791\uc131\ud568\uc73c\ub85c\uc368 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>USD50,000\uc774\uc0c1\uc758 \uae08\uc561\uc744 \uc1a1\uae08\ud558\uace0\uc790 \ud558\ub294 \uc911\uad6d \ubd84\ub4e4\uc758 \uacbd\uc6b0, \ucd94\uac00\uc801\uc73c\ub85c \ub9e4\uc6d4 USD500~700\ub97c \uc815\uae30 \ud22c\uc790\ud558\ub294 \uc801\ub9bd\uc2dd \ud50c\ub79c\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc774 \uc88b\uc740 \ubc29\ubc95 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc774 \ubc29\ubc95\uc774 \ud6a8\uacfc\uc801\uc778 \uc774\uc720\ub294 \ub3c8\uc774 RMB\ub85c \uc778\ucd9c\ub418\uc5b4 USD \uacc4\uc88c\uc5d0 \ud22c\uc790\ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774\ub294 \uac89\uc73c\ub85c \ubcf4\uba74 \ud22c\uc790\ub77c\uace0 \ud558\uae30 \ubcf4\ub2e4\ub294 \uacf5\uacfc\uae08 \ub0a9\ubd80 \uc815\ub3c4\ub85c \ubcf4\uc77c \uc218 \uc788\uac8c \ub429\ub2c8\ub2e4. \ud22c\uc790\uc561\uc774 \uc9c0\ub098\uce58\uac8c \ucee4\uc9c0\uac70\ub098 \uce74\ub4dc \ud55c\ub3c4\uac00 \ucd08\uacfc\ub418\ub294 \ub4f1 \ud2b9\uc815\ud55c \uacbd\uc6b0\uac00 \uc544\ub2cc&nbsp; \uc774\uc0c1 \uc740\ud589\uc5d0\uc11c \uadc0\ucc2e\uac8c \ud560 \uc5fc\ub824\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ube44\uc790\uce74\ub4dc\ub098 \ub9c8\uc2a4\ud130\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc720\ub2c8\uc628\ud398\uc774 \ub4f1\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \uc6a9\uc774\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc911\uad6d \ubc1c \uc1a1\uae08\uc744 \uc6d0\ud558\ub294 \uc911\uad6d\ubd84\ub4e4 \ub300\ubd80\ubd84\uc740 \uc911\uc0b0\uce35 \uc774\uc0c1\uc77c \uac00\ub2a5\uc131\uc774 \ud06c\uae30 \ub54c\ubb38\uc5d0 \ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc \uc774\uc6a9\uc774 \uac00\ub2a5\ud560 \uac83\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc5b4\ub5a4 \ubd84\ub4e4\uc740 \ubcf8\uc778\ub4e4\uc758 \uae08\uc735 \uac70\ub798 \uad00\ub828 \uc815\ubcf4\uac00 \uc911\uad6d \uc138\ubb34 \ub2f9\uad6d\uc5d0 \uc790\ub3d9 \uacf5\uc720\ub418\uc5b4 \ucc98\ubc8c \uaddc\uc815\uc774 \uc18c\uae09 \uc801\uc6a9\ub418\uba74 \uc5b4\uca4c\ub098 \uac71\uc815\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ub2e4\uc2dc \ub9d0\ud558\uc790\uba74 \ub0b4\ub144\uc5d0 \ubc95\uc774 \uac1c\uc815\ub418\uc5b4 \uc911\uad6d \ubc1c \uc1a1\uae08 \ud55c\ub3c4\uac00 \ud604 USD50,000\uc5d0\uc11c USD40,000\uc73c\ub85c \uc904\uc5b4\ub4e4\uace0, \ubc95 \uac1c\uc815 \uc774\uc804\uc5d0 USD50,000\ub97c \uc1a1\uae08\ud55c \ubd84\ub4e4\uc5d0\uac8c \uc18c\uae09 \uc801\uc6a9\ub418\uc5b4 \ucc98\ubc8c(\uc138\uae08 \ubd80\uacfc)\ub420 \uac00\ub2a5\uc131\uc5d0 \ub300\ud574 \uc6b0\ub824\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc0c1\uc2dd\uc801\uc73c\ub85c \uc774\ub7f0 \ubb38\uc81c\ub294 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc744 \ubfd0 \uc544\ub2c8\ub77c, \uc77c\ubd80 \ubbf8\uad6d\ub839 \uc5ed\uc678 \uc9c0\uc5ed\uc740 \uc138\uae08 \uad00\ub828 \uc815\ubcf4\ub97c \uacf5\uc720\ud558\uc9c0 \uc54a\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uae30\uc5c5\uccb4\uc758 \uacbd\uc6b0 \uc0c1\ud669\uc774 \uc870\uae08 \ub2e4\ub985\ub2c8\ub2e4. \uc790\ubcf8\uc744 \uc911\uad6d \ubc16\uc73c\ub85c \uc774\uc804\ud558\uace0\uc790 \ud558\ub294 \uae30\uc5c5\uccb4\ub294 \uc5ec\ub7ec\uac00\uc9c0 \ubc29\ubc95\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uace0, \uc5ed\uc2dc \uac04\ub2e8\ud558\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \uac1c\uc778\ub4e4\uc774 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc5d0 \ube44\ud574 \uc880 \ub354 \ub2e4\uc591\ud55c \uc120\ud0dd\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4. &nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Swapsy \ub4f1 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\ub4e4\uc740 \uc5b4\ub5a4\uac00?<\/strong><\/p>\n\n\n\n<p>\ud604\uc7ac \uc774\uc6a9 \uac00\ub2a5\ud55c \uc0c8\ub85c\uc6b4 \ubc29\ubc95\ub4e4 \uc911 \ud558\ub098\uc778 Swapsy\ub294 \uc800\ub834\ud55c \uc1a1\uae08 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 P2P \ud50c\ub7ab\ud3fc\uc774\ub77c\uc11c \uc778\uc99d \ubc1b\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc740 \uc704\ucc57(Wechat), \uc54c\ub9ac\ud398\uc774(Alipay) \ub610\ub294 \uadf8 \uc678 \uc720\uc0ac \uc571\uc744 \ud1b5\ud574 \ud658\uc804\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub530\ub77c\uc11c \uc911\uad6d\uc5d0 \uac70\uc8fc\ud558\uace0 \uacc4\uc2e0 \ubd84\uc774 \uc704\uc548\ud654\ub97c \ub2ec\ub7ec \ub4f1 \uc678\ud654\ub85c \ud658\uc804 \uc1a1\uae08\ud558\uc2dc\ub294 \uacbd\uc6b0 \uc2e4\uc9c8\uc801\uc73c\ub85c \uc774\ub294 \uc911\uad6d \ubc16\uc73c\ub85c\uc758 \uc1a1\uae08\uc774 \uc544\ub2d9\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub300\uc2e0 \uc704\uc548\ud654\ub97c \uc911\uad6d \uc740\ud589 \uacc4\uc88c \ubcf4\uc720\uc790\uc778 \ud0c0 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc1a1\uae08\ud558\uba74, \uadf8 \uc0ac\ub78c\uc774 \uc5ec\ub7ec\ubd84\uc758 \uc678\ud654 \uacc4\uc88c\ub85c \uc1a1\uae08\ud574\uc8fc\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc678\ud654 \uc218\ub839\uc740 24\uc2dc\uac04 \uc774\ub0b4\uc5d0 \uac00\ub2a5\ud558\uba70, \uc218\uc218\ub8cc\ub294 0.5%\uae4c\uc9c0 \uc800\ub834\ud55c \ud3b8\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>Swapsy\ub97c \uc774\uc6a9\ud558\ub294 \ubc29\ubc95\uc740, \ub85c\uadf8\uc778 \uc2dc \ud658\uc728\uc774 \uc5bc\ub9c8\uc778\uc9c0\ub97c \ud655\uc778\ud558\uace0 \uc8fc\uc5b4\uc9c4 \ucf54\ub4dc\uc640 \ud568\uaed8 \uc1a1\uae08\ud55c \ud6c4 \ucd5c\uc885 \uc778\uc99d\ud558\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc81c\uac00 \uc9c1\uc811 \uc774\uc6a9\ud574 \ubcf8 \uc801\uc740 \uc5c6\uc9c0\ub9cc, \uc2e4\uc81c \uc0ac\uc6a9\uc790\ub4e4\uc5d0\uac8c \ub4e4\uc740 \ubc14\uc5d0 \uc758\ud558\uba74 \uc774\uc6a9 \ubc29\ubc95\uc774 \uc26c\uc6cc\uc11c \uc88b\ub2e4\ub294 \uae0d\uc815\uc801\uc778 \ubc18\uc751\uc774 \ub9ce\uc558\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc8fc\uc694 \ub2e8\uc810 \uc911 \ud558\ub098\ub294 \uc11c\ube44\uc2a4\uac00 \uc81c\ub300\ub85c \uc791\ub3d9\ud558\uae30 \uc704\ud574\uc11c\ub294 \ucd5c\ub300\ud55c \ub2e4\uc591\ud55c \ub2e4\uc218 \ud1b5\ud654\uc5d0 \ub300\ud574 \uc77c\uc815 \uc218 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790\ub4e4\uc774 \uc788\uc5b4\uc57c \ud55c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uac8c\ub2e4\uac00 \uc5b8\uc81c\ub4e0\uc9c0 \ubcf8\uc778\uc774 \uc6d0\ud558\ub294 \ub9cc\ud07c\uc758 \uae08\uc561\uc744 \uc804\ubd80 \ud658\uc804\ud560 \uc218 \uc788\ub2e4\ub294 \ubcf4\uc7a5\ub3c4 \uc5c6\uc2b5\ub2c8\ub2e4. \ud0c0 \uc0ac\uc6a9\uc790\ub4e4\uc758 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub294 \uac83\uc774\uc8e0.<\/p>\n\n\n\n<p>P2P \ud50c\ub7ab\ud3fc\uc774\uae30 \ub54c\ubb38\uc5d0 \uc0c1\ud638\uac04\uc758 \uc2e0\ub8b0 \uc5ed\uc2dc \ub4b7\ubc1b\uce68\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ubb3c\ub860 \ubaa8\ub4e0 \uc0ac\uc6a9\uc790\ub4e4\uc740 \uc2e0\ubd84\uc99d, \uc8fc\uc18c \uc99d\uba85 \ub4f1\uc744 \uac70\uccd0 \uc778\uc99d \ubc1b\uc544\uc57c\ub9cc \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uace0, \ubaa8\ub4e0 \uc0ac\uc6a9\uc790\ub4e4\uc774 \uc774\uc640 \uac19\uc740 \uc778\uc99d\uc744 \uac70\uce58\uae30 \ub54c\ubb38\uc5d0 \uadf8 \uc911 \ub204\uad70\uac00\uac00 \ubd88\ubc95\ud589\uc704\ub97c \uc800\uc9c0\ub97c \uc704\ud5d8\uc740 \uc801\ub2e4\uace0 \ud558\uaca0\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ud55c\ub3c4\uac00 \ud06c\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc911\uad6d \ud604\uc9c0 \uc740\ud589 \ud55c\ub3c4\ubcf4\ub2e4\ub294 \ub192\uc744 \uc218 \uc788\uc9c0\ub9cc, \uac00\ub839 \ubd80\ub3d9\uc0b0 \uad6c\ub9e4\ub098 \ud22c\uc790\uc6a9\uc73c\ub85c 200,000\ub2ec\ub7ec\ub97c \uc1a1\uae08\ud558\uae30\uc5d0\ub294 \uc801\uc808\uce58 \uc54a\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc774\ucc98\ub7fc \ud070 \uae08\uc561\uc758 \ubaa9\ub3c8\uc740 \uc55e\uc5d0\uc11c \uc5b8\uae09\ud588\ub358 \ud68c\uc0ac(currency companies)\ub4e4\uc774 \ub354 \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\uae08\uc561\uc774 \ud070 \uacbd\uc6b0(\ubaa9\ub3c8)?<\/strong><\/p>\n\n\n\n<p>\uc218\uc2ed\ub9cc \uc704\uc548 \ub610\ub294 \uc218\uc2ed\ub9cc \ub2ec\ub7ec \uc774\uc0c1\uc758 \ud070 \uae08\uc561\uc740 \uc911\uad6d \ubc16\uc73c\ub85c \uac00\uc838\uc624\uae30\uac00 \ub9e4\uc6b0 \uae4c\ub2e4\ub86d\uc9c0\ub9cc, \uc55e\uc11c \ub9d0\uc500\ub4dc\ub9b0 \ubc29\ubc95 \uc911 \uc77c\ubd80\ub97c \uc774\uc6a9\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\uacb0\ub860<\/strong><\/p>\n\n\n\n<p>\uc77c\uc11d\uc774\uc870\uc758 \ud6a8\uacfc\ub97c \uc6d0\ud558\uc2e0\ub2e4\uba74, \uc2e0\uc6a9\uce74\ub4dc\ub098 \uc9c1\ubd88\uce74\ub4dc\ub97c \uc774\uc6a9\ud574\uc11c \ubbf8\uad6d \ub2ec\ub7ec, \uc720\ub85c \ub610\ub294 \ud30c\uc6b4\ub4dc\ud654 \ud50c\ub79c\uc5d0 \ud22c\uc790\ud558\uc2dc\ub294 \uac83\uc774 \uc790\uad6d\uc73c\ub85c\uc758 \uc1a1\uae08\ubcf4\ub2e4 \ud6e8\uc52c \uc800\ub834\ud558\uace0 \ud6a8\uc728\uc801\uc778 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud604\uc2e4\uc801\uc73c\ub85c \ud574\uc678 \uac70\uc8fc\uc790\ubd84\ub4e4\uc774 \uad81\uadf9\uc801\uc73c\ub85c \uc6d0\ud558\uc2dc\ub294 \ubc14 \uc911 \ud558\ub098\ub294 \uc790\uad6d\uc73c\ub85c \uc1a1\uae08\ud55c \ud6c4 \uc5b4\ub518\uac00\uc5d0 \uc800\ucd95 \ub610\ub294 \ud22c\uc790\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uac70\ub798\uac00 \ub450 \ubc88 \uc774\ub8e8\uc5b4\uc9c0\uba74(\uc790\uad6d\uc73c\ub85c\uc758 \uc1a1\uae08 + \ud22c\uc790 \uacc4\uc88c\ub85c\uc758 \uc1a1\uae08) \ud55c \ubc88\uc5d0 \ud574\uacb0\ud558\ub294 \uac83\uc5d0 \ube44\ud574 \ube44\ud6a8\uc728\uc801\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ud55c\ud3b8, \ub2e8\uc9c0 \uacf5\uacfc\uae08 \ub0a9\ubd80 \uc815\ub3c4\ub97c \uc704\ud574 \uc790\uad6d \uc1a1\uae08\uc744 \ud76c\ub9dd\ud558\uc2dc\ub294 \uacbd\uc6b0\ub77c\uba74 <a href=\"https:\/\/adamfayed.com\/it\/new-investment-app-for-android\/\">\ud22c\uc790 \uc571(apps)<\/a>\uc774\ub098 currency companies\uc640 \uac19\uc740 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\ub4e4\uc744 \ud1b5\ud574 \ub354 \ud6a8\uc728\uc801\uc73c\ub85c \ucc98\ub9ac\ud558\uc2e4 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc1a1\uae08\uc561\uc774 \uc77c\uc815 \uc218\uc900\uc744 \ucd08\uacfc\ud558\uc9c0 \uc54a\ub294 \uc774\uc0c1, \uc740\ud589\uc5d0 \ube44\ud574 \ud6e8\uc52c \ub098\uc740 \ub300\uc548\uc774\ub77c \ud560 \uc218 \uc788\uc8e0.<\/p>\n\n\n\n<p>\uc774\ub294 \uc5b4\ub514\uae4c\uc9c0\ub098 \ud604 \uae30\uc900\uc73c\ub85c \ub9d0\uc500 \ub4dc\ub9b0 \uac83\uc774\uba70, \uc911\uad6d \uc815\ubd80\uac00 \uacc4\uc18d\ud574\uc11c \ucd94\uac00\uc801\uc778 \uaddc\uc81c\ub97c \ub3c4\uc785\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud5a5\ud6c4 \uc0c1\ud669\uc740 \ubcc0\ub3d9\ub420 \uac00\ub2a5\uc131\uc774 \ub9e4\uc6b0 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc989, \ud604\uc7ac \uc774\uc6a9 \uac00\ub2a5\ud55c \uc5ec\ub7ec \ubc29\ubc95\ub4e4\uc774 \ud5a5\ud6c4\uc5d0\ub294 \uc774\uc6a9 \uac00\ub2a5\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc1e0\ubfd4\ub3c4 \ub2e8 \uae40\uc5d0 \ube7c\ub77c\ub294 \ub9d0\uc774 \ub5a0\uc624\ub974\ub294 \ub300\ubaa9\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\uc5f0\ub77d\ucc98<\/strong><\/p>\n\n\n\n<p>\uc0c1\uae30 \uc774\uba54\uc77c \uc678\uc5d0 \uc5ec\ub7ec \uba54\uc2e0\uc800\ub97c \ud1b5\ud574 \uc5f0\ub77d \uc8fc\uc154\ub3c4 \ub429\ub2c8\ub2e4. \uac00\ub2a5\ud55c \uc5f0\ub77d\ucc98\ub294 \uc544\ub798\ub97c \ucc38\uace0\ud574\uc8fc\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-embed-wordpress wp-block-embed is-type-wp-embed is-provider-adam-fayed\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"tspqE2c6ph\"><a href=\"https:\/\/adamfayed.com\/it\/contact\/\">Contatto<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;Contact&#8221; &#8212; Adam Fayed\" src=\"https:\/\/adamfayed.com\/contact\/embed\/#?secret=s5rb9A4pMo#?secret=tspqE2c6ph\" data-secret=\"tspqE2c6ph\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\ucd94\uac00\uc790\ub8cc<\/strong><\/p>\n\n\n\n<p>\uae30\uc874 \ud22c\uc790 \ud50c\ub79c\uc744 \ubcf4\uc720\ud558\uc2e0 \ud574\uc678 \uac70\uc8fc\uc790\ubd84\ub4e4\uc758 \uacbd\uc6b0 \uc544\ub798 \uae00\uc774 \ub3c4\uc6c0\ub420 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/adamfayed.com\/it\/zurich-vista-review-rl360-quantum-friends-provident-hansard\/\">Expat savings plans and portfolio bonds reviews: Zurich Vista + RL360 Quantum\/PIMS + Friends Provident + Old Mutual executive\/redemption bonds<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\uc911\uad6d\uc5d0\uc11c \uc1a1\uae08\ud558\uae30 (2020\ub144) . A translated article in Korean.<\/p>","protected":false},"author":1,"featured_media":21978,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11826],"tags":[],"class_list":["post-21944","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-transfer"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/21944","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/comments?post=21944"}],"version-history":[{"count":0,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/21944\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media\/21978"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media?parent=21944"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/categories?post=21944"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/tags?post=21944"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}