{"id":23536,"date":"2020-07-29T11:01:18","date_gmt":"2020-07-29T11:01:18","guid":{"rendered":"https:\/\/adamfayed.com\/?p=23536"},"modified":"2025-11-20T07:28:40","modified_gmt":"2025-11-20T07:28:40","slug":"the-investment-platform-tip-mauritius-review","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/it\/review-articles\/the-investment-platform-tip-mauritius-review\/","title":{"rendered":"The Investment Platform (TIP) Mauritius Review &#8211;  better options exist"},"content":{"rendered":"<p>The Investment Platform is an expat focused solution, which is based in Mauritius, and also offered to some locals in Latin America and beyond.<\/p>\n\n\n\n<p>With a completely open architecture structure, which means that the investment choice is wide-ranging, this is becoming a more popular option in the market.&nbsp;<\/p>\n\n\n\n<p>However, this article will explain why there are better options than The Investment Platform (TIP) Mauritius in the market for most people.<\/p>\n\n\n\n<p>If you have been suggested this solution and want a second opinion, or are already in the product and are not satisfied for any reason, you can contact me. My contact details are hello@adamfayed.com and WhatsApp +44-7393-450-837.<\/p>\n\n\n\n<p>Le informazioni contenute in questo articolo hanno un valore puramente indicativo. Non costituiscono consulenza finanziaria, legale o fiscale e non rappresentano una raccomandazione o una sollecitazione a investire. Alcuni fatti potrebbero essere cambiati dal momento della stesura.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the costs associated with The Investment Platform (TIP)?<\/strong><\/h2>\n\n\n\n<p>The main costs are:<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image alignright size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/23536_a_calculator_on_the_table_with_papers_and_pen_0e79313d-19e0-430a-9325-4d6bc7270e48-512x512.png\" alt=\"The Investment Platform\" class=\"wp-image-70911\" style=\"width:259px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/23536_a_calculator_on_the_table_with_papers_and_pen_0e79313d-19e0-430a-9325-4d6bc7270e48-512x512.png 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/23536_a_calculator_on_the_table_with_papers_and_pen_0e79313d-19e0-430a-9325-4d6bc7270e48-300x300.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/23536_a_calculator_on_the_table_with_papers_and_pen_0e79313d-19e0-430a-9325-4d6bc7270e48-150x150.png 150w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/23536_a_calculator_on_the_table_with_papers_and_pen_0e79313d-19e0-430a-9325-4d6bc7270e48-81x81.png 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/23536_a_calculator_on_the_table_with_papers_and_pen_0e79313d-19e0-430a-9325-4d6bc7270e48.png 573w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Management charge &#8211; 0.55%<\/li>\n\n\n\n<li>Dealing fees. &#8211; 0.1% + a 35 Euro flat charge&nbsp;<\/li>\n\n\n\n<li>Any fees you negotiate with your advisor&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the positives of The Investment Platform (TIP)?<\/strong><\/h2>\n\n\n\n<p>The main positives associated with this platform are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>It is a near complete open book.&nbsp; You are able to gain access to a countless number of investments whereas some other offshore platforms are more restrictive&nbsp;<\/li>\n\n\n\n<li>The costs aren&#8217;t the worst in the market.<\/li>\n\n\n\n<li>There are some excellent options for Americans offered on this investment platform. Most non-US platforms don&#8217;t want to deal with Americans these days, so this is a significant advantage.<\/li>\n\n\n\n<li>Small minimums of $1,000 so this solution can work for regular investments even though most clients use it as a lump sum platform&nbsp;<\/li>\n\n\n\n<li>No geographical restrictions in terms of where clients can be taken from within reason.&nbsp; Therefore, for expats that are portable and moving from country to country, this can offer a good solution to minimise hassles when you move.<\/li>\n\n\n\n<li>A Mauritius base gives this platform a tax-efficient angle for many expats, although this will depend on your nationality and country of tax residency.<\/li>\n\n\n\n<li>Can be held with a range of other solutions, such as <a href=\"https:\/\/en.wikipedia.org\/wiki\/Self-invested_personal_pension\" target=\"_blank\" rel=\"noreferrer noopener\">SIPPS<\/a> e <a href=\"https:\/\/www.gov.uk\/guidance\/check-the-recognised-overseas-pension-schemes-notification-list\" target=\"_blank\" rel=\"noreferrer noopener\">QROPS<\/a> for British pensions.<\/li>\n\n\n\n<li>They can accept money directly from other providers if you are dissatisfied with some of your existing investments&nbsp;<\/li>\n\n\n\n<li>Available in numerous currencies including EUR, GBP, HKD, JPY, SGD and USD.<\/li>\n\n\n\n<li>Excellent investment safeguards which ensures that your money should be safe in an extreme situation like a financial crash.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>What are the negatives<\/strong>?<\/strong><\/h2>\n\n\n\n<p>The main drawbacks with this solution are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The client onboarding process is relatively good compared with many providers out there and miles better than the <a href=\"https:\/\/adamfayed.com\/it\/review-articles\/zurich-vista-quantum-friends-provident-hansard-rl360-reviews\/\" target=\"_blank\" rel=\"noreferrer noopener\">traditional companies I previously mentioned<\/a>. However, there are easier options out there in the market, which are quicker and have less paperwork attached to them.<\/li>\n\n\n\n<li>The IT system is relatively poor.<\/li>\n\n\n\n<li>Your results will depend on your advisor and advisory company. Person 1 could be getting excellent returns whilst Investor 2 could be receiving sub-par performance and service. This is the same for all the major advisor-led solutions though and can&#8217;t be blamed on the platform. <\/li>\n\n\n\n<li>The platform costs, IT system and investment choice are all better than average but in each case, much better alternatives can be found.  The same is true for safety and investor protections. Whilst this option has reasonable safety, there are platforms with more robust financial protections.<\/li>\n\n\n\n<li>As per the last point, overall superior options exist for the same (or better) benefits.<\/li>\n\n\n\n<li>They have heavily been involved in the Pardus Bond offering, <a href=\"https:\/\/adamfayed.com\/it\/pardus-fixed-income-bond-review-is-it-a-good-idea\/\">which I reviewed here.<\/a>  Plenty of TIPS clients are in the bond.  The bond isn&#8217;t guaranteed to collapse and default, but payments have been pending for quite some time at the time of writing.  That isn&#8217;t a good sign.  <\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusione&nbsp;<\/strong><\/h2>\n\n\n\n<p>Overall, there are better options in the expat market for most investors.<\/p>\n\n\n\n<p>You can get the same assets, with a better IT system, and lower cost.<\/p>\n\n\n\n<p>What is more, your overall returns will depend on how your account is being managed by your existing advisor\/advisory company.<\/p>\n\n\n\n<p>It is therefore important to consider which company you engage with, before going into this product.<\/p>\n\n\n\n<p><br><br><strong>Ulteriori letture: <\/strong><a href=\"https:\/\/adamfayed.com\/it\/review-articles\/rl360-quantum-savings-plan-review\/\" data-type=\"link\" data-id=\"https:\/\/adamfayed.com\/review-articles\/rl360-quantum-savings-plan-review\/\">Recensione del piano di risparmio RL360 Quantum <\/a><\/p>\n\n\n\n<p><strong>Siete afflitti dall'indecisione finanziaria? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"1024\" height=\"604\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-1.png\" alt=\"\" class=\"wp-image-41171\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-1.png 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-1-300x177.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-1-768x453.png 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-1-81x48.png 81w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/become-adams-client\/\">Diventa mio cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fare il quiz sull'idoneit\u00e0 del cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">Contatto<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam \u00e8 un autore riconosciuto a livello internazionale in materia finanziaria con oltre 830 milioni di visualizzazioni di risposte su Quora, un libro molto venduto su Amazon e un contributo su Forbes.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>The Investment Platform is an expat focused solution, which is based in Mauritius, and also offered to some locals in Latin America and beyond. With a completely open architecture structure, which means that the investment choice is wide-ranging, this is becoming a more popular option in the market.&nbsp; However, this article will explain why there [&hellip;]<\/p>","protected":false},"author":1,"featured_media":23537,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11534],"tags":[],"class_list":["post-23536","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review-articles"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/23536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/comments?post=23536"}],"version-history":[{"count":2,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/23536\/revisions"}],"predecessor-version":[{"id":235602,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/23536\/revisions\/235602"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media\/23537"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media?parent=23536"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/categories?post=23536"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/tags?post=23536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}