{"id":23820,"date":"2020-08-27T06:52:37","date_gmt":"2020-08-27T06:52:37","guid":{"rendered":"https:\/\/adamfayed.com\/?p=23820"},"modified":"2024-02-23T05:28:14","modified_gmt":"2024-02-23T05:28:14","slug":"diy%ed%88%ac%ec%9e%90-%ec%b5%9c%ec%84%a0%ec%9d%b8%ea%b0%80-2","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/it\/investment-options\/diy%ed%88%ac%ec%9e%90-%ec%b5%9c%ec%84%a0%ec%9d%b8%ea%b0%80-2\/","title":{"rendered":"DIY\ud22c\uc790, \ucd5c\uc120\uc778\uac00?"},"content":{"rendered":"<p>\uc544\ub798 \ub0b4\uc6a9\uc740 \uc81c \ucc45&nbsp;<a href=\"https:\/\/www.amazon.co.uk\/Steps-Financial-Freedom-Marketers-Independence-ebook\/dp\/B07DLY168X\/ref=sr_1_1?keywords=Adam+fayed&amp;qid=1580138976&amp;sr=8-1\" target=\"_blank\" rel=\"noopener\">6 passi verso la libert\u00e0 finanziaria: I segreti che i marketer e Wall Street non vogliono che tu sappia<\/a>\uc5d0\uc11c \uc77c\ubd80 \ubc1c\ucdcc\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.amazon.co.uk\/Steps-Financial-Freedom-Marketers-Independence-ebook\/dp\/B07DLY168X\/ref=sr_1_1?keywords=Adam+fayed&amp;qid=1580138976&amp;sr=8-1\" target=\"_blank\" rel=\"noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"436\" height=\"702\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/08\/Book-2.png\" alt=\"\" class=\"wp-image-23822\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/08\/Book-2.png 436w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/08\/Book-2-186x300.png 186w, https:\/\/adamfayed.com\/wp-content\/uploads\/2020\/08\/Book-2-81x130.png 81w\" sizes=\"(max-width: 436px) 100vw, 436px\" \/><\/a><\/figure><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>\ubcf8\uc778\uc774 \uc9c1\uc811 \uc790\uae30 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\uace0 \uad00\ub9ac\ud558\ub294&nbsp;DIY\ud22c\uc790\ub294 \uacfc\uc5f0 \ud6a8\uacfc\uc801\uc77c\uae4c\uc694?&nbsp;\uc548\ud0c0\uae5d\uac8c\ub3c4 \ub300\ub2e4\uc218 \ubd84\ub4e4\uc5d0\uac8c\ub294 \uadf8\ub807\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;\ud1b5\uacc4\ub97c \ubcf4\uba74&nbsp;S&amp;P\ub294 \uc5f0 \ud3c9\uade0&nbsp;10%\uc815\ub3c4\uc758 \uc218\uc775\ub960\uc744 \ubcf4\uc5ec\uc654\uc9c0\ub9cc,&nbsp;\uc77c\ubc18 \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc740 \ud3c9\uade0\uc801\uc73c\ub85c \uaca8\uc6b0 \uc5f0&nbsp;4%&nbsp;\uc815\ub3c4\ubc16\uc5d0 \uc218\uc775\uc744 \uac70\ub450\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. DIY\ud22c\uc790\ub97c \uc704\ud55c \ud50c\ub7ab\ud3fc\uc740 \ud1b5\uc0c1 \ube44\uc6a9\ub3c4 \ub354 \uc801\uac8c \ub4dc\ub294\ub370\ub3c4 \ubd88\uad6c\ud558\uace0 \ub9d0\uc774\uc8e0.&nbsp;\uad49\uc7a5\ud788 \ud070 \uaca9\ucc28\uac00 \uc788\ub294 \uc148\uc778\ub370,&nbsp;\ub3c4\ub300\uccb4 \uc65c\uc77c\uae4c\uc694?<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Two Best Investment Platform For European Investors + Why DIY Investing Often Doesn&#039;t Work\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/7KHZ_uSwYgo?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub294 \uc778\uac04\uc774\ub77c\uc11c \ub450\ub824\uc6c0,&nbsp;\ud0d0\uc695,&nbsp;\uc790\uae30\uc911\uc2ec\uc131 \ub4f1 \ube44\uc774\uc131\uc801 \uc694\uc778\uc5d0 \uc758\ud574 \ubc29\ud574 \ubc1b\ub294 \uac8c \ubcf8\uc131\uc801\uc73c\ub85c \ubd88\uac00\ud53c\ud569\ub2c8\ub2e4. DIY\ud22c\uc790\ub97c \ub9dd\uce58\ub294 \uac00\uc7a5 \ud070 \uc774\uc720 \uc911 \ud558\ub098 \uc5ed\uc2dc \uc9c0\ub098\uce5c \uc790\uc2e0\uac10\uc774\uad6c\uc694. <a href=\"https:\/\/faculty.haas.berkeley.edu\/odean\/papers\/gender\/BoysWillBeBoys.pdf\" target=\"_blank\" rel=\"noopener\">Barber\uc640&nbsp;Odean\uc774&nbsp;2000\ub144\ub300 \ucd08&nbsp;\ubc1c\ud45c\ud55c \ubcf4\uace0\uc11c<\/a>\uc5d0\uc11c\ub3c4 \uc54c \uc218 \uc788\ub4ef&nbsp;\u201c\uac70\ub798 \ube44\uc6a9 \ub4f1\uc744 \uc81c\ud558\uace0 \ub098\uba74 \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc774 \uac70\ub454 \uc218\uc775\ub960\uc740 \ubca4\uce58\ub9c8\ud06c\ubcf4\ub2e4 \ubabb\ud588\uc2b5\ub2c8\ub2e4.&nbsp;\ub354 \ub9ce\uc774 \uac70\ub798\ud560\uc218\ub85d \uc218\uc775\ub960\uc740 \ucd5c\uc545\uc774\uc5c8\ub358 \uac70\uc8e0.&nbsp;\uc774\uac8c \ubc14\ub85c \uc9c0\ub098\uce58\uac8c \uc790\uc2e0\uac10 \ub118\uce58\ub294 \ud22c\uc790\uc790\ub4e4\uc758 \ubaa8\uc2b5\uc785\ub2c8\ub2e4.\u201d<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ub2e4\ub978 \uc790\ub8cc\ub3c4 \ubcfc\uae4c\uc694. Odean [1999]\uc5d0 \ub530\ub974\uba74&nbsp;\u201c\uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc774 \ub9e4\uc218\ud558\ub294 \uc885\ubaa9\uc740 \ub9e4\ub3c4\ud558\ub294 \uc885\ubaa9\uc5d0 \ube44\ud574 \uc218\uc775\ub960\uc774 \ub0ae\uc2b5\ub2c8\ub2e4. Liquidity demands, tax-loss selling, rebalancing, changes in risk aversion\ub4f1\uc744 \uace0\ub824\ud558\uba74 \uc0c1\ud669\uc740 \ub354 \ucd5c\uc545\uc774\uad6c\uc694.&nbsp;\uc774\ub294 \uc218 \ub9ce\uc740 \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc774 \ubd80\uc871\ud55c \uc815\ubcf4\uc5d0 \uae30\ubc18\ud574\uc11c \ud589\ub3d9\uc744 \ucde8\ud558\uace0\uc790 \ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c,&nbsp;\uadf8\ub978 \uacb0\uc815\uc744 \ud560 \ub54c \ub354\ub354\uc6b1 \ud589\ub3d9\uc5d0 \ub098\uc11c\ub824\uace0 \ud55c\ub2e4\ub294 \uc810\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.\u201d<\/p>\n\n\n\n<p>\uadf8\ub4e4\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \ud22c\uc790\uc790\ub4e4\uc740 \uacfc\ub3c4\ud558\uac8c \uac70\ub798\ud558\uace0,&nbsp;\uc190\ud574\ub97c \ubcf4\uac8c \uac70\ub798\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc778\uac04 \ubcf8\uc131 \uc0c1 \uc6b0\ub9ac\ub294 \ubb34\uc758\uc2dd\uc801\uc73c\ub85c \ub0b4\uac00 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\ubcf4\ub2e4 \ud3c9\uade0\uc801\uc73c\ub85c \ub354 \ub611\ub611\ud558\uace0 \uadf8\ub798\uc11c&nbsp;stock pick\uc73c\ub85c \uc131\uacf5\ud560 \uc218 \uc788\ub2e4\uace0 \ucc29\uac01\ud558\uae30\uac00 \uc27d\uc2b5\ub2c8\ub2e4.&nbsp;\uc2b9\uc790\uac00 \ub420 \uc885\ubaa9\uc744 \uc815\ud655\ud788 \uc120\uc815\ud574\uc11c \ub192\uc740 \uc218\uc775\ub960\uc744 \uac70\ub458 \uc218 \uc788\uc73c\ub9ac\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \uac70\uc8e0. CNBC\ub098 \ube14\ub8f8\ubc84\uadf8 \ub4f1 \ubbf8\ub514\uc5b4\uac00 \uc774\ub7ec\ud55c \uac1c\uc778\ud22c\uc790\uc790\ub4e4\uc744 \ubd80\ucd94\uaca8\uc11c&nbsp;market timing\ud560 \uc218 \uc788\ub2e4\uace0 \ucc29\uac01\ud558\uac8c \ub9cc\ub4e4\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud380\ub4dc\uac00 \uc544\ub2c8\ub77c \uac1c\ubcc4 \uc8fc\uc2dd\uc744&nbsp;stock picking\ud558\ub294 \uacbd\uc6b0, 5\ub144\uc744 \ub2e8\uc704\ub85c \ubcfc \ub54c \uc2dc\uc7a5\uc218\uc775\ub960\ubcf4\ub2e4 \uc190\uc2e4\uc744 \ubcfc \ud655\ub960\uc774&nbsp;80%&nbsp;\uc774\uc0c1\uc774\uace0, 40\ub144 \uc774\uc0c1 \uc7a5\uae30 \ud22c\uc790(\ub178\ud6c4 \ub300\ube44)\ud558\ub294 \uacbd\uc6b0\ub85c \ubcf4\uba74&nbsp;98%\uc774\uc0c1\uc785\ub2c8\ub2e4.&nbsp;\uc989 \uc2dc\uc7a5\uc744 \uc774\uae38 \ud655\ub960\uc774 \uac70\uc758 \uc81c\ub85c\uc5d0 \uac00\uae5d\uc2b5\ub2c8\ub2e4.&nbsp;\ub9ce\uc740 \uc774\uc720\uac00 \uc788\uc8e0.&nbsp;\uc2ec\uc9c0\uc5b4\ub294 \uc18c\uc561\uc758 \uac70\ub798\uc138 \uc5ed\uc2dc \ub204\uc801\ub418\uba74 \uaf64 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc5b4\uca4c\ub2e4\uac00 \ub2e8\uae30\uc801\uc73c\ub85c \ud070 \uc218\uc775\uc744 \uac70\ub450\ub294 \uacbd\ud5d8\uc744 \ud558\uac8c \ub418\uba74 \uc704\ud5d8\ud55c \uc790\uae30 \ud655\uc2e0\uacfc \uc790\uc2e0\uac10\uc774 \ub354 \ucee4\uc838\uc11c&nbsp;\uc548\uc77c\ud568\uc5d0 \ube60\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;\ud558\uc9c0\ub9cc \uc808\ub300\ub85c \uac04\uacfc\ud558\uc9c0 \ub9d0\uc544\uc57c \ud560 \uc0ac\uc2e4\uc774 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;\uc694\uc998\uc740 \uc6cc\ub099 \uc815\ubcf4\uac00 \ub9ce\uace0 \ud22c\uba85\ud558\uac8c \uacf5\uac1c\ub418\uc5b4 \uc788\uc73c\uba70,&nbsp;\uc138\uc0c1\uc5d0 \uacf5\uc9dc\ub294 \uc5c6\ub2e4\ub294 \uc810\uc778\ub370\uc694.&nbsp;\uae30\uc5c5\uc5d0 \uad00\ud55c \uc815\ubcf4\ub294 \ub300\ubd80\ubd84 \uacf5\uac1c\uc801\uc73c\ub85c \uc811\uadfc \uac00\ub2a5\ud558\uba70,&nbsp;\uadf8\ub7f0 \uc815\ubcf4\ub97c \uc77c\uc77c\uc774 \uac80\ud1a0\ud558\uace0 \ubd84\uc11d\ud558\uba74\uc11c \uc7a5\ub2e8\uc810\uc744 \uc7ac\ub294 \uc77c\uc744 \uc5c5\uc73c\ub85c \ud558\ub294 \ubd84\ub4e4\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uae30\uc220\uc8fc\ub97c \uc608\ub85c \ub4e4\uc5b4\ubcfc\uac8c\uc694. 1990\ub144\ub300 \ub2f9\uc2dc\uc5d0 \ubbf8\ub798\ub97c \uc0c1\ub2f9\ud788 \uc815\ud655\ud788 \uc608\uce21\ud588\ub358 \uc77c\ubd80&nbsp;IT&nbsp;\uc804\ubb38\uac00\ub4e4\uc774 \ucc9c\ubb38\ud559\uc801\uc778 \ub3c8\uc744 \ubc8c\uc5c8\uc744 \uc218\ub3c4 \uc788\ub2e4\ub294 \uac74 \ub9de\ub294 \ub9d0\uc785\ub2c8\ub2e4.&nbsp;\ud398\uc774\uc2a4\ubd81\uc774\ub098 \uc544\ub9c8\uc874\uc758 \ucd08\uae30 \ud22c\uc790\uc790\ub4e4\uc740 \ubd84\uba85\ud788 \uadf8\ub7ac\uaca0\uc8e0.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc&nbsp;1995\ub144\uc5d0 \ubcf4\uc720 \uc790\uc0b0 \ub300\ubd80\ubd84\uc744 \uc544\ub9c8\uc874\uc5d0 \ud22c\uc790\ud558\ub294 \uac74 \uc77c\ubc18 \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc77c\uc885\uc758 \ubbf8\uce5c \uc9d3\uc5d0 \uac00\uae4c\uc6e0\uc744 \uac81\ub2c8\ub2e4.&nbsp;\uc774\uc131\uc801\uc778 \ud22c\uc790\uc790\ub77c\uba74 \ud574\ub2f9 \uc2dc\uc810\uc5d0 \ubcf8\uc778\uc774 \uc811\uadfc \uac00\ub2a5\ud55c \uc815\ubcf4\uc5d0 \uadfc\uac70 \ud574\uc11c\ub9cc \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ubbf8\ub798\ub97c \uc815\ud655\ud788 \ub0b4\ub2e4\ubcf4\ub294 \uac74 \uac70\uc758 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.&nbsp;\uc124\uc0ac \uc6b0\uc5f0\ud788 \ud55c \ubc88\uc740 \uc815\ud655\ud788 \ub9de\ucd9c \uc218 \uc788\ub2e4\uace0 \ud558\ub354\ub77c\ub3c4 \ub2e4\uc74c \ubc88\uae4c\uc9c0 \uc9c0\uc18d\uc801\uc73c\ub85c \uc774\uc5b4\uc9c0\uae30\ub294 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.&nbsp;\ud2b9\ud788 \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \ud3ec\ud568\ud55c \uc804 \uc138\uacc4 \uc218 \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc5d0 \uad00\ud574\uc11c\ub294 \ub108\ubb34\ub098 \ub9ce\uc740&nbsp;unknown unknowns&nbsp;\ubc0f&nbsp;known unknowns\uac00 \ubb34\uc131\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub9cc\uc57d \uc544\ub9c8\uc874\uc758&nbsp;CEO\uac00&nbsp;20\ub144 \uc804\uc5d0 \uc5b4\ub5a4 \uc774\uc720\uc5d0\uc11c\ub4e0\uc9c0 \uc0ac\ub9dd\ud588\ub2e4\uba74 \uc5b4\ub5bb\uac8c \ub410\uc744\uae4c\uc694?&nbsp;\uc5c4\uccad\ub098\uac8c \uce58\uba85\uc801\uc778 \uc2a4\uce94\ub4e4\uc774 \uc788\uc5c8\ub2e4\uba74\uc694?\uc544\ub9c8\uc874 \uc784\uc9c1\uc6d0 \ub300\ub2e4\uc218\uac00 \ud2b9\uc815 \uacbd\uc7c1 \uc5c5\uccb4\ub85c \uc774\uc9c1\ud574\ubc84\ub838\ub2e4\uba74 \uc5b4\ub5bb\uac8c \ub410\uc744\uae4c\uc694?&nbsp;\uc544\ub9c8\uc874\uc740 \uc9c0\uae08\ucc98\ub7fc \ud06c\uac8c \uc131\uc7a5\ud558\uc9c0 \ubabb\ud588\uc744\uc9c0 \ubaa8\ub985\ub2c8\ub2e4.&nbsp;\ud639\uc2dc \ubaa8\ub974\uc8e0.&nbsp;\uc544\ub9c8\uc874\ub3c4 \uae30\uc5c5 \uacf5\uac1c \ub2f9\uc2dc\uac00 \ub418\uc5b4\uc11c\uc57c \ubc95\uc801 \uc694\uac74\uc744 \uc900\uc218\ud558\uae30 \uc704\ud574 \uae30\uc5c5 \uc815\ubcf4\ub97c \uacf5\uac1c\ud588\uc73c\ub2c8 \uadf8 \uc774\uc804\uae4c\uc9c0 \uac70\uc758 \ud30c\uc0b0 \uc218\uc900\uc5d0 \uc774\ub974\ub800\ub358 \uc801\uc774 \uc788\uc744\uc9c0\ub3c4..<\/p>\n\n\n\n<p>\uadf8 \ubfd0\ub9cc\uc774 \uc544\ub2d9\ub2c8\ub2e4.&nbsp;\uc9c0\ub09c&nbsp;20\uc5ec \ub144\uac04&nbsp;IT\uae30\uc5c5\ub4e4\uc774 \ud3c9\uade0\uc801\uc73c\ub85c \uc88b\uc740 \uc2e4\uc801\uc744 \ubcf4\uc5ec\uc628 \uac83\uc740 \uc0ac\uc2e4\uc774\uc9c0\ub9cc,&nbsp;\uc2e4\uc0c1\uc744 \ub4e4\uc5ec\ub2e4\ubcf4\uba74 \uc218 \ub9ce\uc740&nbsp;IT\uae30\uc5c5\ub4e4\uc774 \ud30c\uc0b0\ud558\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4.&nbsp;\uc2dc\uc7a5,&nbsp;\uc989 \uc5ec\ub7ec \uae30\uc5c5\ub4e4\uc758 \uc8fc\uc2dd \ubb36\uc74c\uc5d0 \ud22c\uc790\ud558\ub294 \uac74 \ud22c\uae30\uac00 \uc544\ub2d9\ub2c8\ub2e4.&nbsp;\uc5b8\uc81c\ub098 \uadf8\ub798\uc654\ub4ef\uc774,&nbsp;\ubbf8\uad6d\uc744 \ud3ec\ud568\ud55c \uc5ec\ub7ec \uc9c0\uc5ed\uc758 \ub300\uae30\uc5c5 \uc218\ubc31 \uc5ec\uac1c\uc5d0 \ud22c\uc790\ud558\uba74 \uc7a5\uae30\uc801\uc73c\ub85c \ubcfc \ub54c \ubd84\uba85 \uc88b\uc740 \uc218\uc775\uc744 \uac70\ub458 \uc218 \uc788\ub2e4\uace0 \ubcf4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub530\ub77c\uc11c \uac00\ub839&nbsp;2050\ub144\uc5d0&nbsp;S&amp;P&nbsp;\uae30\uc5c5 \ub300\ubd80\ubd84\uc774 \uae08\uc735\uc11c\ube44\uc2a4,&nbsp;\ubc95\ub960\uc11c\ube44\uc2a4,&nbsp;\uc18c\ube44\uc7ac \ud639\uc740 \uc2ec\uc9c0\uc5b4 \ube44\ud2b8\ucf54\uc778 \ucc44\uad74 \uae30\uc5c5\uc774\ub4e0\uc9c0(\uc800\ub294 \uac1c\uc778\uc801\uc73c\ub85c \uac00\ub2a5\uc131\uc774 \uc801\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0\ub9cc)&nbsp;\uad00\uacc4\uc5c6\uc774 \uc2dc\uc7a5\uc744 \uc0b0 \ud22c\uc790\uc790\ub77c\uba74 \uc218\uc775\uc744 \uac70\ub458 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubb3c\ub860 \uc2dc\uc7a5 \uc218\uc775\ub960\uc744 \ub118\uc5b4\uc11c\ub294 \uac00\uc0c1 \ud654\ud3d0\uac00 \uc874\uc7ac\ud558\uace0,&nbsp;\ubcf8\uc778\uc758 \uc790\uc0b0&nbsp;100%&nbsp;\ubaa8\ub450\ub97c \ud574\ub2f9 \uac00\uc0c1 \ud654\ud3d0\uc5d0 \ud22c\uc790\ud55c \uc0ac\ub78c\uc774 \uc788\ub2e4\uba74 \uadf8 \uc0ac\ub78c\ubcf4\ub2e4\ub294 \uc218\uc775\uc131\uc774 \uc88b\uc744 \uc218 \uc5c6\uaca0\uc8e0.&nbsp;\ud558\uc9c0\ub9cc \ud1b5\uacc4\uc801\uc73c\ub85c \uc2dc\uc7a5\uc774 \uc57d&nbsp;10%\uc758 \uc5f0 \uc218\uc775\ub960\uc744 \ubcf4\uc5ec\uc654\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0&nbsp;DIY\ud22c\uc790\uc790\ub4e4\uc740 \ud3c9\uade0 \uc57d&nbsp;4~5%&nbsp;\uc218\uc775\ub960 \ubc16\uc5d0 \uac70\ub450\uc9c0 \ubabb\ud55c \uc774\uc720 \uc911 \ud558\ub098\ub294 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uac80\uc0c9\uacfc \ub9ac\uc11c\uce58\ub97c \ud1b5\ud574 \ubb34\uc758\uc2dd\uc801\uc73c\ub85c \ubcf8\uc778\uc774 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\ubcf4\ub2e4 \uc798 \ud560 \uc218 \uc788\ub2e4\uace0 \ucc29\uac01\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub9d0\uc500 \ub4dc\ub838\ub4ef\uc774 \uc774\ub294 \uc778\uac04 \ubcf8\uc131\uc5d0 \uae30\uc778\ud55c \uac83\uc774\uae30\ub3c4 \ud55c\ub370\uc694.&nbsp;\uc548\ud0c0\uae5d\uac8c\ub3c4 \ud559\uc220\uc801 \uc5f0\uad6c \uc790\ub8cc\uc5d0 \ub530\ub974\uba74 \uc124\uc0ac \ub354 \ub9ce\uc774 \uc548\ub2e4\uace0 \ud574\ub3c4 \uc9c0\uc18d\uc801\uc73c\ub85c \ud3c9\uade0 \uc2dc\uc7a5 \uc218\uc775\ub960 \uc774\uc0c1\uc744 \uac70\ub458 \uc218 \uc788\ub294 \uac83\uc740 \uc544\ub2c8\ub77c\uace0 \ud569\ub2c8\ub2e4.&nbsp;\uc77c\uc815 \uc2dc\uc810 \ud639\uc740 \uae30\uac04\uc740 \uadf8\ub7f4 \uc218 \uc788\uaca0\uc9c0\ub9cc,&nbsp;\uc7a5\uae30\uc801\uc73c\ub85c \ubcf4\uba74 \uacb0\uad6d \uc2dc\uc7a5\uc774 \uc774\uae34\ub2e4\ub294 \uac81\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub610 \ud55c\uac00\uc9c0 \uc9da\uace0 \ub118\uc5b4\uac00\uc57c \ud560 \uc810\uc740 \uc544\ubb34\ub9ac \uc5f4\uc2ec\ud788 \ud558\ub294 \uc0ac\ub78c\uc774\ub77c\ub3c4 \ub04a\uc784\uc5c6\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc2a4\uc2a4\ub85c\ub97c \ucee8\ud2b8\ub864\ud558\uace0 \ub3d9\uae30\ubd80\uc5ec\ud558\uae30\ub780 \uc27d\uc9c0 \uc54a\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.&nbsp;\uc0b4\uc744 \ube7c\uae30 \uc704\ud574\uc11c \ud639\uc740 \uadfc\uc721\uc744 \ub9cc\ub4e4\uae30 \uc704\ud574\uc11c \ud5ec\uc2a4\uc7a5\uc5d0 \uac00\ubcf4\uc2e0 \uc801\uc774 \uc788\uc73c\uc2dc\uc8e0?&nbsp;\uba87 \ubc88\uc774\ub098 \uc131\uacf5 \ud558\uc168\ub098\uc694?&nbsp;\ub204\uad6c\uc758 \ub3c4\uc6c0\ub3c4 \uc5c6\uc774 \ub9e4\uc77c,&nbsp;\ub9e4\ub144 \ud56d\uc0c1 \uac19\uc740 \uc815\ub3c4\uc758 \ub9c8\uc74c\uac00\uc9d0\uacfc \uacb0\uc2ec\uc73c\ub85c \uc2a4\uc2a4\ub85c \uc6b4\ub3d9\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \uc5bc\ub9c8\ub098 \ub420\uae4c\uc694?&nbsp;\uc5b4\ub824\uc6b4 \uc77c\uc774\uc8e0.&nbsp;\uc774\uc131\uc801\uc778 \ud22c\uc790\uc790\uac00 \ub41c\ub2e4\ub294 \uac83 \uc5ed\uc2dc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ub192\uc740 \uc218\uc900\uc758 \uc790\uae30 \uaddc\uc728\uc744 \uc694\ud558\ub294 \uc77c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacc4\uc18d \uac70\ub798\ub97c \ud558\uac8c \ub9cc\ub4dc\ub294 \uc694\uc778\uc740 \ube44\ub2e8 \uc790\ub9cc\uc2ec\uc774\ub098 \ub3d9\uae30 \ubd80\uc871 \ubfd0\ub9cc\uc774 \uc544\ub2d9\ub2c8\ub2e4.&nbsp;\ub450\ub824\uc6c0\uacfc \ud0d0\uc695 \uc5ed\uc2dc \ud070 \uc5ed\ud560\uc744 \ud558\uc8e0.&nbsp;\uc2dc\uc7a5\uc774 \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc77c \ub54c \ub354 \ud22c\uc790(\ub9e4\uc218)\ud558\uace0 \uc2f6\uace0,&nbsp;\ud558\ub77d\uc138\ub97c \ubcf4\uc77c \ub54c \ub9e4\ub3c4\ud558\uace0 \uc2f6\uc740,&nbsp;\ud639\uc740 \uc801\uc5b4\ub3c4 \ucd94\uac00 \ud22c\uc790\ub294 \uba48\ucd94\uace0 \uc2f6\uc740 \ub9c8\uc74c\uc774 \ub4dc\ub294 \uac74 \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \ud604\uc0c1\uc785\ub2c8\ub2e4.&nbsp;\uc5b4\ub5a4 \uc5f0\uad6c\uc5d0 \uc758\ud558\uba74,&nbsp;\uc190\uc2e4 \ubcfc \ud655\ub960\uc774&nbsp;5%\ub77c\uace0 \ud560 \ub54c\ubcf4\ub2e4 \uc218\uc775 \ubcfc \ud655\ub960\uc774&nbsp;95%\ub77c\uace0 \ud560 \ub54c \uc0ac\ub78c\ub4e4\uc774 \ud22c\uc790 \ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ud06c\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>1990\ub144\ub300 \uc0c1\ud669 \uc5ed\uc2dc \ud55c \ubaab\uc744 \ud588\ub294\ub370\uc694.&nbsp;\ud2b9\ud788 \ub098\uc2a4\ub2e5(NASDAQ)&nbsp;\uae30\uc220\uc8fc \ub4f1 \uc8fc\uc2dd \uc2dc\uc7a5 \ud638\ud669\uc73c\ub85c \uc778\ud574 \ub9ce\uc740 \uc774\ub4e4\uc774 \uc5b4\uca4c\ub2e4 \ubcf4\ub2c8 \uc6b0\uc5f0\ud788 \uc8fc\uc2dd\uc73c\ub85c \ud070 \ub3c8\uc744 \ubc8c\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.&nbsp;\uc2dc\uc7a5\uc774 \uc88b\uc744 \ub54c\ub294 \uac70\uc758 \ub204\uad6c\ub098 \uc218\uc775\uc744 \ubcfc \uc218 \uc788\ub294\ub370,&nbsp;\uc774\uac8c \uadfc\uac70 \uc5c6\ub294 \uc9c0\ub098\uce5c \uc790\uc2e0\uac10\uc744 \ubd88\ub7ec\uc624\uae30\ub3c4 \ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc6b0\ub9ac \uc778\uac04\uc740 \uc5b8\uc81c\ub098 \uc628\uc804\ud788 \uc774\uc131\uc801\uc774\uc9c0\uac00 \ubabb\ud569\ub2c8\ub2e4.&nbsp;\ud22c\uc790\ub85c \uc88b\uc740 \uc218\uc775\ub960\uc744 \uc5bb\uae30 \uc704\ud574\uc11c\ub294 \uc774\ub7f0 \uc778\uac04\uc758 \ubcf8\uc131\uacfc \ub04a\uc784\uc5c6\uc774 \uc2f8\uc6cc\uc57c \ud558\ub294 \uac70\uc8e0.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>&lt;\ud55c\uad6d\uc5b4 \uc790\ub9c9 \ucf1c\uae30 \uac00\ub2a5&gt;<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Perch\u00e9 ho iniziato a farlo + il mio processo di investimento\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/GE6RXUfT-iM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u25b6\ufe0e<\/strong><strong>\uc774\uba54\uc77c<\/strong><strong>:&nbsp;<\/strong><strong>\u200b<\/strong><strong>koreandesk@adamfayed.com<\/strong><\/p>\n\n\n\n<p><strong>\u25b6\ufe0e<\/strong><strong>\uce74\uce74\uc624\ud1a1<\/strong><strong>&nbsp;Discorso Kakao<\/strong>: adamfayed<\/p>\n\n\n\n<p><strong>\u25b6\ufe0e<\/strong><strong>\uc653\uce20\uc571<\/strong><strong>&nbsp;Whatsapp\/&nbsp;<\/strong><strong>\ub77c\uc778<\/strong><strong>&nbsp;LINEA<\/strong>: +81-90-9851-0589<\/p>\n\n\n\n<p><strong>\u25b6\ufe0e<\/strong><strong>\uc704\ucc57<\/strong><strong>&nbsp;WeChat<\/strong>: Thefayed2&nbsp;<\/p>\n\n\n\n<p><strong>\u25b6\ufe0e\ub9c1\ud06c\ub4dc\uc778\/\uace0\uac1d\ud6c4\uae30:<\/strong>&nbsp;Puoi aggiungermi&nbsp;<a href=\"https:\/\/www.linkedin.com\/in\/adam-fayed-tokyo\/\" target=\"_blank\" rel=\"noreferrer noopener\">qui<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-embed-wordpress wp-block-embed is-type-wp-embed is-provider-adam-fayed\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"SXlhkudeEf\"><a href=\"https:\/\/adamfayed.com\/it\/review-articles\/client-review\/\">Recensione del cliente\/Testimonianza<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201cRecensione del cliente\/Testimonianza\u201d - Adam Fayed\" src=\"https:\/\/adamfayed.com\/review-articles\/client-review\/embed\/#?secret=qdnqudSX8z#?secret=SXlhkudeEf\" data-secret=\"SXlhkudeEf\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Intervista al cliente\/Rassegna di Adam Fayed\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/GsOwNNSReZM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\u25b6\ufe0eQuora: https:\/\/www.quora.com\/profile\/Adam-Fayed<\/p>\n\n\n\n<p>\u25b6\ufe0e\uc720\ud29c\ube0c:&nbsp;<a href=\"https:\/\/www.youtube.com\/channel\/UChK5TMy_Yhae6vnyvIDbL7g\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.youtube.com\/channel\/UChK5TMy_Yhae6vnyvIDbL7g<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\u200b<\/p>\n\n\n\n<p><strong>\u25b6\ufe0e<\/strong><strong>Siamo in sintonia?<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-embed-wordpress wp-block-embed is-type-wp-embed is-provider-adam-fayed\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"ZFnIp4mkJz\"><a href=\"https:\/\/adamfayed.com\/it\/are-we-a-good-match-faqs\/\">Siamo una buona coppia e domande frequenti<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"\u201cSiamo una buona coppia e domande frequenti\u201d - Adam Fayed\" src=\"https:\/\/adamfayed.com\/are-we-a-good-match-faqs\/embed\/#?secret=zxxSAkk4yI#?secret=ZFnIp4mkJz\" data-secret=\"ZFnIp4mkJz\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>","protected":false},"excerpt":{"rendered":"<p>From Korean Desk.<br \/>\n\ub0b4 \ub3c8, \uc804\ubb38\uac00\uc5d0\uac8c \ub9e1\uaca8\uc57c \ud558\ub294 \uc774\uc720<\/p>","protected":false},"author":1,"featured_media":23810,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11798],"tags":[470,2337,2169,1825,1826,2114,2110,1455,1713,1447,1449,1452,2117,2066,1933,2164,2166],"class_list":["post-23820","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment-options","tag-diy-investing","tag-diy-","tag-2169","tag-1825","tag-1826","tag-2114","tag-2110","tag---etf","tag-1713","tag-1447","tag-1449","tag-1452","tag-2117","tag-2066","tag-1933","tag-2164","tag-2166"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/23820","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/comments?post=23820"}],"version-history":[{"count":1,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/23820\/revisions"}],"predecessor-version":[{"id":80723,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/23820\/revisions\/80723"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media\/23810"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media?parent=23820"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/categories?post=23820"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/tags?post=23820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}