{"id":44603,"date":"2022-05-30T02:13:51","date_gmt":"2022-05-30T02:13:51","guid":{"rendered":"https:\/\/adamfayed.com\/?p=44603"},"modified":"2025-04-11T12:34:57","modified_gmt":"2025-04-11T12:34:57","slug":"whats-the-best-investment-strategy-right-now","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/it\/uncategorized\/whats-the-best-investment-strategy-right-now\/","title":{"rendered":"What&#8217;s the best investment strategy right now?"},"content":{"rendered":"<p>Scrivo spesso su Quora.com, dove sono lo scrittore pi\u00f9 visto in materia finanziaria, con oltre 267,5 milioni di visualizzazioni negli ultimi anni.<\/p>\n\n\n\n<p><strong>Nelle risposte che seguono mi sono concentrato sui seguenti argomenti e problemi<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What&#8217;s the best investment strategy right now?<\/li>\n\n\n\n<li>What are the best return investments that use compound interest?<\/li>\n\n\n\n<li>Would you rather have 1M in cash now or 2M in stocks that you couldn\u2019t sell for 5 years?<\/li>\n<\/ul>\n\n\n\n<p>Se volete che risponda a qualche domanda su Quora o YouTube, o se state cercando di investire, non esitate a<a href=\"https:\/\/adamfayed.com\/it\/#contact-me\">&nbsp;contattatemi<\/a>, e-mail (advice@adamfayed.com) o utilizzare la funzione WhatsApp qui sotto.<\/p>\n\n\n\n<p>Alcuni dei link e dei video a cui si fa riferimento potrebbero essere disponibili solo nelle risposte originali.&nbsp;<\/p>\n\n\n\n<p>Fonte di tutte le risposte: la pagina Quora di Adam Fayed.<\/p>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What&#8217;s the best investment strategy right now?<\/strong><\/h2>\n\n\n\n<p>Anybody interested in investing in 2022 (or whenever you are reading this) should do something.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image alignright size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/whitephoenix_a_photo_of_one_people_is_playing_chess_a730b20b-e8d8-4479-a0f6-1249cecce32f-512x512.png\" alt=\"\" class=\"wp-image-68938\" style=\"width:273px;height:auto\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/whitephoenix_a_photo_of_one_people_is_playing_chess_a730b20b-e8d8-4479-a0f6-1249cecce32f-512x512.png 512w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/whitephoenix_a_photo_of_one_people_is_playing_chess_a730b20b-e8d8-4479-a0f6-1249cecce32f-300x300.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/whitephoenix_a_photo_of_one_people_is_playing_chess_a730b20b-e8d8-4479-a0f6-1249cecce32f-150x150.png 150w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/whitephoenix_a_photo_of_one_people_is_playing_chess_a730b20b-e8d8-4479-a0f6-1249cecce32f-81x81.png 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2023\/10\/whitephoenix_a_photo_of_one_people_is_playing_chess_a730b20b-e8d8-4479-a0f6-1249cecce32f.png 573w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n<\/div>\n\n\n\n<p>Pick a random date from the past. Then see what was being said on that date.<\/p>\n\n\n\n<p>I will give you an example. 1994.<\/p>\n\n\n\n<p>Below is a lecture from Peter Lynch &#8211; one of the most successful fund managers of the last half-century.<\/p>\n\n\n\n<p>As per the talk, what were people worried about in 1994?<\/p>\n\n\n\n<p><strong>Well:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Healthcare stocks going down due to some legislation being bought in<\/li>\n\n\n\n<li>Would the Dow hit 4,000 or not? It hit 36,000 earlier this year<\/li>\n\n\n\n<li>Volatilit\u00e0 del mercato<\/li>\n\n\n\n<li>Interest rates and inflation<\/li>\n\n\n\n<li>18 million unemployed in Western Europe, which was the worst unemployment rate since the Great Depression.<\/li>\n<\/ol>\n\n\n\n<p>I could expand that list but I won\u2019t.<\/p>\n\n\n\n<p><strong>What were the worries a few years earlier, as per the talk?<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The war between Kuwait and Iraq.<\/li>\n\n\n\n<li>A financial recession, or depression, in 1990, was caused by the banking sector<\/li>\n\n\n\n<li>The crash of 1987, and worries about a depression<\/li>\n<\/ol>\n\n\n\n<p>As he says, the prediction is always that \u201cthis will cause a depression\u201d, or \u201cthis is the big one\u201d. It sells more papers.<\/p>\n\n\n\n<p>The point is, that the stock market goes up long-term, but there will always be something to worry about. That could be recession, wars, pandemics, and loads of other events.<\/p>\n\n\n\n<p>There will always be volatility as well. Markets will go up long-term but will fall loads of times, and nobody can predict when those events will occur.<\/p>\n\n\n\n<p>Those who do predict one correct market fall got the last five (or more) wrong!<\/p>\n\n\n\n<p>The bottom line, as he says, is that your stomach is more important than your brain when investing. If you have loads of knowledge, but can\u2019t handle volatility, you will do badly.<\/p>\n\n\n\n<p>If you know enough or have somebody advising you who does, and never panic, you will do well long-term in investing.<\/p>\n\n\n\n<p>This time is never truly different unless we have a nuclear war<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/qph.fs.quoracdn.net\/main-qimg-bcdef62cb6244aeb0272e3d4770b25db-lq\" alt=\"\"><\/figure>\n\n\n\n<p>It is just that the media makes more money from making sensationalist predictions (clickbait) than telling people to stay the course.<\/p>\n\n\n\n<p>The founder of Forbes admitted as much in the revealing quote below:<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/qph.fs.quoracdn.net\/main-qimg-56ffa2e284ed32afb2214b781323ed7a-lq\" alt=\"\"><\/figure>\n\n\n\n<p>Just get out of cash, stay invested, be long-term and diversified, and so on.<\/p>\n\n\n\n<p>That has always worked.<\/p>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the best return investments that use compound interest?<\/strong><\/h2>\n\n\n\n<p>These investments use compounded interest\/dividends\/coupons in addition to capital appreciation:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>ETFs and funds<\/li>\n\n\n\n<li>Some individual shares, but with extra risk than funds<\/li>\n\n\n\n<li>Good quality corporate and bond governments, even though the returns are lower.<\/li>\n\n\n\n<li>Societ\u00e0 d'investimento immobiliare (REIT)<\/li>\n\n\n\n<li>Direct real estate.<\/li>\n\n\n\n<li>High interest savings accounts, but these days, few are high. That might change one day.<\/li>\n<\/ol>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Would you rather have 1M in cash now or 2M in stocks that you couldn\u2019t sell for 5 years?<\/strong><\/h2>\n\n\n\n<p>Of course 2m in stocks, but 1m in cash would earn 1% per year on average (at most).<\/p>\n\n\n\n<p>So, you won&#8217;t get to 2m in five years with cash in the bank, and the risk is indirectly higher. Many people have lost money in cash to inflation, whereas the market has always came back.<\/p>\n\n\n\n<p>The exception is in individual stocks. I would prefer to have 1M in cash than 2m in one, high-risk, small-cap company, or even four\u2026\u2026.unless I knew the company very well.<\/p>\n\n\n\n<p>But 2m in ETFs or funds vs 1m in cash? Easy. 2M in ETFs or funds.<\/p>\n\n\n\n<p><strong>Siete afflitti dall'indecisione finanziaria?<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"1024\" height=\"604\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-2.png\" alt=\"\" class=\"wp-image-41190\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-2.png 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-2-300x177.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-2-768x453.png 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2022\/04\/smile-beige-jacket-4-1024x604-2-81x48.png 81w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/become-adams-client\/\">Diventa mio cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fare il quiz sull'idoneit\u00e0 del cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">Contatto<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam \u00e8 un autore riconosciuto a livello internazionale in materia finanziaria con oltre 830 milioni di visualizzazioni di risposte su Quora, un libro molto venduto su Amazon e un contributo su Forbes.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>I often write on Quora.com, where I am the most viewed writer on financial matters, with over 404.4 million views in recent years. In the answers below I focused on the following topics and issues: If you want me to answer any questions on Quora or YouTube, or you are looking to invest, don\u2019t hesitate [&hellip;]<\/p>","protected":false},"author":1,"featured_media":44604,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[1],"tags":[],"class_list":["post-44603","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/44603","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/comments?post=44603"}],"version-history":[{"count":2,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/44603\/revisions"}],"predecessor-version":[{"id":132052,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/44603\/revisions\/132052"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media\/44604"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media?parent=44603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/categories?post=44603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/tags?post=44603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}