{"id":46924,"date":"2022-08-04T05:13:23","date_gmt":"2022-08-04T05:13:23","guid":{"rendered":"https:\/\/adamfayed.com\/?p=46924"},"modified":"2025-11-19T03:11:37","modified_gmt":"2025-11-19T03:11:37","slug":"zp-secured-direct-lending-plc-investment-review","status":"publish","type":"post","link":"https:\/\/adamfayed.com\/it\/review-articles\/zp-secured-direct-lending-plc-investment-review\/","title":{"rendered":"Recensione dell'investimento di ZP secured direct lending plc"},"content":{"rendered":"<p>This review of ZP secured direct lending plc investment will be a brief. It will answer a simple question: on a risk-adjusted basis, is this a good investment option?<\/p>\n\n\n\n<p>I miei recapiti sono hello@adamfayed.com e WhatsApp +44-7393-450-837 se avete domande.<\/p>\n\n\n\n<p>Le informazioni contenute in questo articolo hanno un valore puramente indicativo. Non costituiscono consulenza finanziaria, legale o fiscale e non rappresentano una raccomandazione o una sollecitazione a investire. Alcuni fatti potrebbero essere cambiati dal momento della stesura.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the basics associated with this investment?<\/strong><\/h2>\n\n\n\n<p>ZP is linked to ZSL, which is a real estate lender. They focus on lending to small and medium sized developers.<\/p>\n\n\n\n<p>As part of the Zenzic Group of companies, they have advised on over $3.1billion worth of transactions since they started.<\/p>\n\n\n\n<p>Investors into the bond are lending to the group to expand. The rate of return is 7.25%, based quarterly, until 2026.  They do also have other bonds paying above 7.25%, with some paying over 8% per annum.<\/p>\n\n\n\n<p>The investment is available in USD and GBP, with the majority of investors going for USD offering.<\/p>\n\n\n\n<p>ZP is available on many expat-focused investment platforms, such as <a href=\"https:\/\/adamfayed.com\/it\/review-articles\/the-investment-platform-tip-mauritius-review\/\">TIPS<\/a> e <a href=\"https:\/\/adamfayed.com\/it\/moventum-platform-luxembourg-review\/\">Moventum\/Capital Platforms.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the positives associated with this investment<\/strong><\/h2>\n\n\n\n<p>The investment has the following positives<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>They have a good track records in terms of projects and paying out investors on time. <\/li>\n\n\n\n<li>It is focused on one market, the UK, which reduces risks compared to a multi-country approach, where they might have to take on currency and other risks.<\/li>\n\n\n\n<li>It is an uncorrelated asset, meaning that it can rise when markets fall, and vice versa.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Quali sono gli aspetti negativi associati a questo investimento?<\/strong><\/h2>\n\n\n\n<p>I principali aspetti negativi sono:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>On a risk-adjusted basis, there are better investment options for most investors, often in the same sector (UK property or land related investments). The 7.25%+ yield is lower than some other investments out there, with similar levels of risk.<\/li>\n\n\n\n<li>The investment is mainly locked in, and therefore isn\u2019t easy to sell.<\/li>\n\n\n\n<li>It isn\u2019t suitable for people who have a cautious attitude to risk.<\/li>\n\n\n\n<li>The UK is riskier these days than in the past, with Brexit, higher inflation than many other developed economies, lower growth in 2022 and political instability.  <\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusione<\/strong><\/h2>\n\n\n\n<p>Overall, better investments than this exist in the market, for the majority of investors, including in the same asset class.  <\/p>\n\n\n\n<p>It is highly likely that investors can get a better option in the market, even if there are positives associated with this investment.<\/p>\n\n\n\n<p><strong>Siete afflitti dall'indecisione finanziaria? <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/adamfayed.com\/it\/apply-now\/\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"604\" src=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/01\/smile-beige-jacket-4-1024x604.png\" alt=\"Financial Planner - Adam Fayed\" class=\"wp-image-25823\" srcset=\"https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/01\/smile-beige-jacket-4-1024x604.png 1024w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/01\/smile-beige-jacket-4-300x177.png 300w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/01\/smile-beige-jacket-4-768x453.png 768w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/01\/smile-beige-jacket-4-81x48.png 81w, https:\/\/adamfayed.com\/wp-content\/uploads\/2021\/01\/smile-beige-jacket-4.png 1406w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/become-adams-client\/\">Diventa mio cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/good-match-quiz\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fare il quiz sull'idoneit\u00e0 del cliente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/adamfayed.com\/it\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">Contatto<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Adam \u00e8 un autore riconosciuto a livello internazionale in materia finanziaria con oltre 830 milioni di visualizzazioni di risposte su Quora, un libro molto venduto su Amazon e un contributo su Forbes.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>This review of ZP secured direct lending plc investment will be a brief. It will answer a simple question: on a risk-adjusted basis, is this a good investment option? My contact details are hello@adamfayed.com and WhatsApp +44-7393-450-837 if you have any questions. The information in this article is for general guidance only. It does not [&hellip;]<\/p>","protected":false},"author":1,"featured_media":46925,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10166176115445471_100883565069113":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[11534],"tags":[],"class_list":["post-46924","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review-articles"],"_links":{"self":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/46924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/comments?post=46924"}],"version-history":[{"count":2,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/46924\/revisions"}],"predecessor-version":[{"id":235123,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/posts\/46924\/revisions\/235123"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media\/46925"}],"wp:attachment":[{"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/media?parent=46924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/categories?post=46924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamfayed.com\/it\/wp-json\/wp\/v2\/tags?post=46924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}