Headline vs Quiet Digital Nomad Visas: Bulgaria, Portugal, and Spain Compared
As digital nomad visas spread across Europe, two models have emerged: high-visibility, lifestyle-driven programs designed to attract attention, and quieter, legislated residencies built for structural durability. Bulgaria’s newly launched digital nomad visa exemplifies the latter, offering legal clarity and predictability that contrasts with the more saturated, media-focused programs in Portugal and Spain. Comparing these regimes […]
OECD Tax Transparency: Property Joins Global Compliance Spotlight
The OECD real estate reporting framework represents a structural expansion of global tax transparency, bringing immovable property into automatic cross-border information exchange. Through the Multilateral Competent Authority Agreement on the Exchange of Readily Available Information on Immovable Property (IPI MCAA), tax authorities can now systematically share data on foreign-owned real estate. This reduces opacity in […]
International Business Magazine Names Adamfayed.com Best Expat Wealth Advisory Firm – Global 2026
Adamfayed.com has been recognized as Best Expat Wealth Advisory Firm – Global 2026 by International Business Magazine, as part of the publication’s annual awards program. The award recognizes firms demonstrating consistent performance and expertise in advising expatriates and globally mobile clients on wealth planning and cross-border financial matters. International Business Magazine is a UAE-based online […]
Why Holistic Wealth Management Outperforms Siloed Financial Advice
Most investors rely on siloed financial advice—separate advisors for investments, tax, estate, or insurance. Holistic wealth management, in contrast, integrates all aspects of a client’s financial life. The difference is not just convenience. Evidence shows coordinated planning reduces risk, improves returns, and ensures long-term financial resilience. Key Takeaways: My contact details are hello@adamfayed.com and WhatsApp […]
FATCA, CRS & CARF: What Wealth Planning Still Requires
For high-net-worth investors, FATCA, CRS, and CARF compliance isn’t just mandatory—it can be leveraged strategically for structuring investments efficiently. This involves designing entities and beneficiary arrangements with reporting outcomes in mind, embedding bank-ready data flows with annual reconciliations, and maintaining a fast-response tax and support channel for multi-country issues. When these processes are in place, […]
Why Compliance Is No Longer Optional in International Wealth Planning
Cross-border wealth management has entered a new era where optional compliance no longer exists. CRS, FATCA, and CARF make transparency mandatory for high-net-worth individuals. Beyond avoiding penalties, proactive compliance strengthens credibility, opens doors to international banking and investments, and positions investors to navigate complex jurisdictions confidently. Ignoring these requirements exposes investors to severe financial, legal, […]
Expat Realities: Why Some Moves Abroad Don’t Last
A growing number of expats move abroad chasing higher income, better lifestyles, or a sense of adventure—only to discover that the emotional and financial realities are very different from expectations. In many cases, the pull of home, rising living costs, or tax complexity eventually brings them back. This situation mirrors a recent example I shared […]
Digital Nomad Visa in Bulgaria: A New EU Option for Remote Workers
Bulgaria officially launched its Digital Nomad Visa, a dedicated long-stay residence permit for remote workers earning income from abroad. The visa is valid for one year and can be renewed once, providing non-EU/EEA/Swiss nationals with a legal way to live in Bulgaria while working remotely. This article covers: Key Takeaways: My contact details are hello@adamfayed.com […]
Bolivia Zero Tax on Foreign Income: Opportunities and Realities for Residents
Bolivia does not tax most foreign-sourced income for residents under its territorial tax system. This means expats earning income abroad may legally pay 0% income tax in Bolivia, but the reality is more nuanced. Residency rules, domestic income definitions, and compliance obligations all affect who truly benefits. Misunderstanding these subtleties can lead to unintended tax […]
Japan’s Debt Crisis: Why It Matters for Global Markets and Investors
Japan’s debt has long been massive yet manageable—until 2026. Recent shifts in interest rates, political policy, and global capital flows are exposing vulnerabilities that could ripple worldwide. Japan carries one of the world’s highest debt levels, yet continues to avoid default. How did it get here, and what does the future hold? Prefer listening over […]
What Does Private Banking Cost? Typical Fees and How to Reduce Them
Private banks usually charge around 2% per year in total costs, layered across custody fees, advisory fees, transaction charges, and investment products rather than as a single transparent fee. Even conservatively managed portfolios can see costs add up. Lower-cost private banks and smarter strategies can materially reduce these fees—and we have access to both. This […]
Planificación de la sucesión en la India: Buenas prácticas, orientación jurídica y estrategias de liderazgo
Succession planning in India operates within a hybrid legal framework shaped by personal inheritance laws, corporate governance rules, and evolving tax structures. It ensures continuity, minimizes disputes, and complies with laws such as the Hindu Succession Act, Indian Succession Act, and Companies Act. For families and business owners, the challenge is not just asset transfer, […]
Planificación sucesoria en Francia: Guía de normas sucesorias, impuestos y transmisión de empresas
Succession planning in France is governed by a rigid civil law framework that prioritizes family protection, tax collection, and administrative certainty. Unlike common law systems, French law restricts how wealth can be transferred at death through mandatory inheritance rules and progressive taxation. French succession operates under the authority of the French Civil Code, enforced through […]
Canada Succession Planning: Protect Your Business and Wealth
In Canada, succession planning has become increasingly urgent as aging business owners approach retirement, and private business assets are being prepared for transfer. As of 2026, this landscape is shaped by evolving tax rules, higher capital gains inclusion rates, and reformed intergenerational transfer legislation under Bill C-59. New tools such as Employee Ownership Trusts and […]
Succession Planning in Australia for Businesses
Succession planning in Australia is the structured process of transferring business ownership and leadership while protecting legal, financial, and operational continuity. It ensures a company can continue functioning smoothly when founders retire, exit, or pass control, and is shaped by Australian corporate, tax, and governance rules. This article covers: Key Takeaways: My contact details are […]
Bendura Bank Liechtenstein Review
Bendura Bank is a specialist wealth management firm targeting clients who want capital preservation, discretion, and custom private banking, but limited for anyone looking for everyday banking or broad public access. Bendura does not offer standard retail checking accounts or consumer banking products. Its services focus on asset management, structured lending, and issuer services, among […]
Aditum Focus Structured Loan Fund SPC Review
Focus Structured Loan Fund SPC Segregated Portfolio No.1 is an alternative investment fund domiciled in the Cayman Islands, offering exposure to private loans secured against UK real estate. While it targets regular income for investors through short-term, bridge, and development loans, it carries risks typical of private credit and real estate markets. This article covers: […]
Woodville Litigation Funding Bond Repayment Delay
Investors, particularly non-UK residents, should note that repayment of the Woodville 2025 bond has been delayed beyond the original target of 23 January 2026. This update is for informational purposes only and affects the bond only, not the loan note. According to Woodville, whilst the funding process is reportedly progressing, legal and administrative steps, including […]
Los 10 mejores asesores financieros para inversores expatriados
Los mejores asesores financieros para expatriados en 2026 son profesionales y empresas con experiencia demostrada, conocimiento de la normativa y capacidad para gestionar inversiones, coordinación fiscal y planificación a largo plazo en varios países. Notas de transparencia: Esta lista incluye a Adam Fayed debido al interés sostenido de los lectores por los modelos de asesoramiento centrados en los expatriados. La lista no es una clasificación y refleja [...]
Adam Fayed anuncia que la licencia de Mauricio será regulada por la FSC
El empresario británico Adam Fayed, que se dedica principalmente a ayudar a expatriados y personas con grandes patrimonios, ha anunciado que una entidad financiada por él ha obtenido una Licencia Comercial Global. La entidad obtuvo la licencia a finales de 2025 y comenzará a operar en 2026. Estará autorizada en Mauricio y regulada por la FSC.
Liquidación de Katch Litigation Fund: Por qué el capital está revalorizando el riesgo en los litigios de consumo
The decision by Katch Fund Solutions to place its litigation fund into liquidation has been widely reported as a reaction to delayed motor finance claims. But the implications go far beyond one fund or one category of cases. Katch has reportedly decided to wind down its consumer litigation fund due to prolonged delays in motor […]
