Expat financial advisor in Mozambique part 2 – Part one is aquí.
How you can invest in property in Mozambique?
Real estate in Mozambique is of great interest to the citizens of the Russian Federation. The country’s economic success clearly affects the number of investors who want to buy real estate in this state.
Note that the Mozambican real estate market has not yet been fully explored, so some parts of it remain a mystery to many foreign citizens.
Almost one-fifth of the country’s territory is occupied by national parks. They are amazingly beautiful. The park area is inhabited by lions, antelopes, elephants, buffaloes, rhinos, and other African animals, including feathered representatives of the fauna.
Numerous international funds help to preserve and maintain park infrastructure. For example, the Carr Foundation began rebuilding Gorongos Park, which was badly damaged during the civil war.
If we talk about the housing sector, then there are no clear price characteristics for the cost of “squares” in this country. In addition, the usual statistics and trend analysis are lacking. A plot of land or a house cost as much as the buyers are willing to give for them, and the tax on the transaction is 2.2% of the total cost.
Prices for city apartments are especially high, particularly in Maputo. For example, a two or three-room apartment in the most “proletarian” area will cost 50 thousand dollars. In Altu Mae (low middle class) such an apartment will cost 75 thousand dollars, such an apartment in the Polana zone (this is the upper-middle class) will cost about 100 thousand dollars. Note that in this country the number of rooms is considered differently: a 2-room apartment or a 3-room apartment will correspond to T1 and T2 (the hall is not counted when counting rooms).
Almost all buildings in Maputo were built before 1976, that is, during the Portuguese period. After the citizenship of the war (after 1992), practically no objects were built. The construction of new buildings began only in the new millennium, and, as a rule, they began to build not multi-storey buildings, but villas and condominiums (these are closed guarded complexes). Therefore, the country lacks housing (especially new).
The main buyers of real estate are above-average civil servants, as well as managers and businessmen. This category of people, as a rule, cannot immediately “layout” the entire amount of money for the object. Therefore, they are forced to take out a loan from mortgage banks in Portugal, since there is practically no local mortgage market.
Foreigners pay attention to business premises and city apartments (large in size), but most of all foreign citizens are interested in villas with land plots in an area provided with modern infrastructure. For example, a villa in Matola costs about 100 thousand dollars, a villa with a garage and a swimming pool – 200 thousand euros.
Asesores financieros en línea
Here is the main service, where we are specialized – you can apply here.
Los planificadores financieros o asesores en línea son personas con experiencia y conocimientos para ayudar a sus clientes a alcanzar objetivos financieros concretos.
Se esfuerzan por comprender sus circunstancias financieras personales actuales y sus objetivos futuros, y luego desarrollan estrategias financieras para ayudarle a alcanzarlos.
These professionals are now assisted by the addition of a range of digital planificación financiera tools that help minimize risk and automate critical financial and accounting processes such as Know Your Customer, portfolio recommendations, portfolio rebalancing, and dividend reinvestment.
En otras palabras, los planificadores financieros en Internet utilizan las nuevas tecnologías para transportarle mejor desde donde está (financieramente) hasta donde quiere estar. Esto les permite recortar costes que, en última instancia, repercutirán en sus ingresos y acortar el tiempo que tardan en captar clientes. El tiempo es un bien importante a la hora de invertir: cuanto antes empiece, más tiempo trabajará su dinero para usted.
This approach to the profession creates a technology-driven financial dimension around important life decisions that help plan actions and achieve personal goals, whether it’s early retirement, a new business, a new home, or a dream vacation.
Below are some of the benefits that you will get by working with an online financial advisor.
Ahorre tiempo y dinero
Nunca tendrá que interrumpir su jornada ni desplazarse para asistir a una reunión. Todo en línea, desde las reuniones semanales hasta la documentación. Por supuesto, todo será confidencial y seguro. Esto significa no imprimir documentos ni notas escritas de las reuniones.
La comunicación es más fácil
In a stuffy office, you might be hesitant to tell your financial planner that you want to save money on a car or whatever. It’s hard to beat slang when looking at a suit in a conference room.
Participar en una reunión virtual desde un lugar conocido le permite ser sincero sobre su situación, sus objetivos y las cosas que desconoce. Y para tener éxito en su plan financiero, debe ser sincero con su asesor financiero. Con nosotros, cada reunión de planificación financiera en línea es sin prejuicios y el asesoramiento simple es nuestro pan de cada día.
La comunicación en línea es adecuada
Tampoco hay que confundir un consejo virtual con un centro de llamadas de alto nivel o un centro de atención al cliente de bajo coste. No se trata de una edición digital. Se trata más bien de un modelo de asesoramiento financiero continuo que sustituye al asesor personal y ofrece una propuesta de valor diferente para un segmento específico de consumidores.
De hecho, la experiencia ideal es bastante sencilla: quieres sentirte como si estuvieras charlando con un buen amigo que simplemente tiene talento para el dinero. No hace falta una gran sala de conferencias.
They are on your side, they are fun to talk to, and they tell you everything you need to know in easy-to-understand language. Because if you are truly an expert, can’t you drop the jargon and just explain things?
Tampoco hay que confundir una propina virtual con un centro de llamadas de calidad o un centro de servicios para clientes de poco valor.
¿Le duele la indecisión financiera? ¿Quiere invertir con Adam?
Adam es un autor reconocido internacionalmente en temas financieros, con más de 336,6 millones de respuestas vistas en Quora.com y un libro muy vendido en Amazon.
