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Proveedores de seguros

This page will present an extensive list of insurance providers catering to expats, offering an overview into their offerings, geographic reach, and reputation within the expat community.

Si desea invertir como expatriado o particular con un elevado patrimonio neto, que es en lo que estoy especializado, puede enviarme un correo electrónico (advice@adamfayed.com) o WhatsApp (+44-7393-450-837).

The global insurance market offers a wide array of options for life insurance, auto insurance, health insurance, and other coverage.

This insurance providers list is a mixed bag, with industry giants and niche firms.

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Insurance Providers List

Acko General Insurance

Acko General Insurance is a digital-first insurer in India, providing innovative and affordable insurance products directly to consumers. It specializes in car insurance, health insurance, and gadget insurance, focusing on a seamless online experience from purchase to claims.

Aetna

Aetna, a CVS Health company, is a diversified health care benefits company, offering a broad range of traditional and consumer-directed health insurance products and related services, including medical, pharmacy, dental, and behavioral health.

AIG (American International Group, Inc.)

AIG is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer.

Allianz SE Group

Allianz SE is a global insurance company providing a wide range of property, casualty, life, and health insurance products to both retail and corporate customers. It is known for its financial strength, comprehensive services, and innovative insurance solutions.

Allstate

Insurance Providers

Allstate Corporation is a Fortune 100 company and one of the largest insurance providers in the United States, offering an extensive portfolio of insurance products, including auto, homeowners, life, and business insurance, as well as a variety of financial services. Allstate leverages a vast network of exclusive agents, alongside digital and call center channels, to serve its diverse customer base.

AMA Insurance

AMA Insurance caters to the unique needs of physicians and their families, offering a wide range of insurance products including life, health, and disability insurance. It is affiliated with the American Medical Association and is dedicated to providing medical professionals with tailored insurance solutions.

American Continental Insurance

American Continental Insurance Company, acquired by Aetna, provides a range of insurance products including Medicare Supplement Insurance. It caters to the senior market, focusing on offering supplemental health coverage that complements Medicare’s benefits, ensuring comprehensive care and financial protection for older adults.

APRIL International

APRIL International provides international health insurance solutions for individuals, families, and businesses, with a strong focus on flexibility and personalized service to ensure policyholders receive coverage that best suits their needs.

Contenido relacionado: APRIL International health insurance: A 2023 review

Atlas Life

Atlas Life is a global life insurance provider specializing in the expatriate market, offering a variety of life insurance products designed to provide financial security and peace of mind for expats living and working abroad.

Contenido relacionado: Atlas Life Insurance Review

Aviva plc

Aviva is a British multinational insurance company headquartered in London, England, offering a wide range of insurance and savings products, including life insurance, health insurance, and general insurance, in Europe, Asia, and Canada.

AXA

Axa is a French multinational insurance firm that engages in global insurance, investment management, and other financial services, with a strong presence in Europe, North America, and the Asia Pacific region.

AXA Hong Kong

AXA Hong Kong, a member of the global AXA Group, offers a wide range of life, health, and general insurance products, distinguished by its innovative solutions and a holistic approach to customer service.

Contenido relacionado: AXA Hong Kong investments review 2023

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Bao Viet Insurance

Bao Viet Insurance, Vietnam’s first insurance company, offers a comprehensive range of insurance products including life, health, and property insurance.

Bupa

Bupa is a global health insurance and healthcare group with over 70 years of experience, offering health insurance, medical subscription, and other health and wellness services to individuals, families, and businesses. It operates in over 190 countries, providing access to a wide network of healthcare providers and facilities.

Contenido relacionado: Bupa Global Health Insurance Review

Blue Cross Blue Shield

The 35 health insurance providers that make up Blue Cross Blue Shield (BCBS) in the US, US Virgin Islands, and Puerto Rico are all independently run by Blue Cross and/or Blue Shield organizations. Coverage for individuals, family, Medicare, dental, and vision are all part of the extensive healthcare plans offered by these organizations.

Cathay Life Insurance

Cathay Financial Holdings arm Cathay Life is the largest insurance provider in Taiwan. The company sells life, health, and annuities insurance.

Cayman Islands National Insurance Company (CINICO)

CINICO is a government-owned insurance company in the Cayman Islands offering health and workers’ compensation insurance, primarily serving civil servants, pensioners, and their dependents with comprehensive coverage.

China Life Insurance (Group) Company

China Life Insurance is the largest state-owned insurance and financial services provider in the People’s Republic of China, offering life insurance and annuity products.

China Pacific Insurance

China Pacific Insurance (Group) Co., Ltd. is among the leading insurance providers in China, offering life insurance, property and casualty insurance, and asset management services. It is known for its strong financial performance.

Chubb Insurance

One of the world’s largest publicly traded property and casualty insurer with operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance.

CNP Assurances

A French insurance firm offering life and health insurance products, CNP Assurances operates in several European countries and Latin America, providing risk coverage that is individual and collective.

Custodian Life

Whole life insurance plans from Custodian Life, a Bermuda-based life assurance company, have unit-linked characteristics. This means that policyholders can choose to put their premiums in a choice of funds within the underlying portfolio, which will generate a return.

Contenido relacionado: Custodian Life Review 2023

DavidShield

DavidShield is an international health insurance company specializing in expatriate health insurance. It offers comprehensive global health insurance plans designed for individuals, families, and organizations worldwide, focusing on flexibility and personalized care.

Contenido relacionado: DavidShield Health Insurance Review 2023

Digit Insurance

Digit Insurance is an Indian general insurance company that offers a wide range of insurance products including health, car, bike, and travel insurance.

Erie Insurance Group

Erie Insurance is an American multi-line insurance company, offering auto, home, commercial, and life insurance through a network of independent insurance agents.

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Expacare

Expacare is one of the world’s leading providers of international health insurance, offering a wide range of global health insurance plans for individuals, families, and corporate clients. With over 30 years of experience, Expacare focuses on delivering flexible and comprehensive health insurance solutions to meet the diverse needs of expatriates and global citizens.

Contenido relacionado: Expacare Insurance: A 2023 Review

Farmers Insurance

Farmers Insurance is one of the leading insurance providers in the United States, providing a wide array of insurance products including auto, home, life, and business insurance.

Freedom Life Insurance

Freedom Life Insurance, a part of USHEALTH Group, offers a range of life and health insurance products tailored to the needs of individuals, families, and small business owners. The company focuses on innovative insurance solutions that provide value and flexibility, ensuring customers have access to affordable and comprehensive coverage options.

Geico

Geico (Government Employees Insurance Company) is the second-largest auto insurance provider in the United States, renowned for its direct-to-consumer sales model and iconic advertising campaigns featuring the Geico gecko. Founded in 1936 as an insurer for government employees, Geico Insurance has expanded its offerings to include a range of insurance products, such as automobile, homeowners, renters, and motorcycle insurance, serving a broad national customer base.

Generali Group

Generali is an Italian insurance company, the largest in Italy and third in the world. It offers a wide range of life and non-life insurance products and services.

HanseMerkur

HanseMerkur, based in Germany, specializes in travel and health insurance, offering a range of products for individuals and businesses, including comprehensive travel insurance plans known for their reliability and coverage.

Contenido relacionado: Hansemerkur Insurance Review 2022 – is this a good choice?

Hartford Financial Services Group Inc.

Hartford is an American investment and insurance company based in Hartford, Connecticut. The Hartford is a Fortune 500 company that provides property and casualty insurance, group benefits, and mutual funds.

Humana

Humana is one of the leading health insurance providers in the United States, offering a wide range of health, dental, and vision insurance plans to meet the needs of individuals, families, and businesses.

ICICI Lombard General Insurance Co. Ltd.

ICICI Lombard is one of India’s leading private sector general insurance providers, offering a wide array of insurance products including motor, health, travel, and business insurance.

ING Group

ING Group is a global financial institution of Dutch origin offering banking, investments, life insurance, and retirement services. While it has scaled back its insurance operations through divestitures, it remains influential in the financial services sector, focusing on banking, investments, and gestión de patrimonios.

Legal & General Group Plc

Legal & General is a multinational financial services company headquartered in London, offering a wide range of insurance, retirement, and investment products, known for its strong focus on innovation and sustainability.

Liberty Mutual Insurance

 Liberty Mutual Insurance offers a wide array of personal and commercial insurance products, making it one of the largest insurance providers globally.

Contenido relacionado: Liberty Mutual Insurance: 2023 review

LIC International

LIC International is a subsidiary of the Life Insurance Corporation of India, one of the largest and oldest insurance providers in India. It provides a range of life insurance products and investment plans to the Non-Resident Indian (NRI) community and others, focusing on long-term savings, protection, and retirement solutions.

Luma Health Insurance

Luma Health Insurance provides health and medical insurance in Southeast Asia, catering to expatriates and locals with a range of customizable health insurance solutions. Their plans are designed to offer comprehensive coverage and access to quality healthcare services in the region.

Contenido relacionado: Luma Health Insurance Review 2023

ManipalCigna Health Insurance

ManipalCigna, formerly Cigna TTK, is a joint venture between the global health service company Cigna Corporation and Indian conglomerate Manipal Group, offering a wide range of health insurance products and services in India, focusing on wellness and preventive care.

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Manulife Financial Corporation

Manulife Financial is a Canadian multinational insurance company and financial services provider, offering life insurance, wealth management products, pension products, and asset management services globally.

Mapfre SA

Mapfre is a Spanish multinational insurance company based in Madrid, offering a wide range of insurance and reinsurance services across the globe, particularly in Spain, Latin America, and the United States.

Metropolitan Life Insurance Company (MetLife)

MetLife is one of the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries.

Contenido relacionado: Metlife Educare Insurance Plan Review

Morgan Price

Morgan Price is an international health insurance company known for its expatriate-focused health insurance plans, offering a range of flexible and comprehensive coverage options designed to meet the diverse needs of expats worldwide.

Contenido relacionado: Morgan Price Health Insurance Review

Munich Re Group

Based in Germany, Munich Re is one of the world’s leading reinsurance companies, also offering primary insurance and insurance-related risk solutions.

New York Life

New York Life is renowned for its comprehensive range of life insurance products and investment services, holding a superior A++ rating from AM Best for its financial strength and stability. As the largest mutual life insurance company in the United States, it has been serving policyholders for over 175 years.

Noor Takaful Insurance

Noor Takaful Insurance is one of the leading Islamic insurance (Takaful) providers in the UAE, offering a wide range of Sharia-compliant insurance products and services for individuals, families, and businesses, emphasizing ethical insurance solutions.

Oscar Insurance

Oscar Insurance is a technology-driven health insurance company founded in 2012, aiming to simplify health insurance by integrating technology into the customer experience. It offers individual, family, and business health insurance plans, emphasizing user-friendly interfaces and accessible healthcare services.

Optimum Global Insurance

Optimum Global Insurance is recognized for offering bespoke international health insurance solutions to individuals, families, and businesses in over 130 countries.

Contenido relacionado: Optimum Global Insurance: 2023 review

People’s Insurance Company of China (PICC)

PICC is one of China’s largest and oldest insurance companies, offering a comprehensive range of insurance products including property, casualty, and life insurance. It serves millions of customers across China, providing extensive coverage and financial protection.

Ping An Insurance (Group) Company of China Ltd.

Ping An Insurance is a Chinese holding conglomerate that deals with insurance, banking, and financial services.

Premier Trust

Premier Trust, a part of the Sagicor Financial Corporation, offers a variety of life insurance and trustee services designed to meet the needs of individuals seeking wealth management and estate planning solutions. The company is known for its personalized service and expertise in creating bespoke financial strategies for clients worldwide.

Contenido relacionado: Premier Trust Review

Prudential Financial Inc.

Prudential is an American Fortune Global 500 and Fortune 500 company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.

QBE Insurance Group Limited

An Australian multinational insurance company, QBE is one of the top 20 reinsurance and insurance providers worldwide, offering a broad range of insurance products.

RAC Insurance

RAC Insurance is part of the Royal Automobile Club in the UK, offering a variety of insurance products such as car, home, and travel insurance. Known for its comprehensive coverage options, RAC Insurance leverages its automotive expertise to provide policyholders with reliable and specialized insurance solutions.

Regency for Expats

Regency for Expats specializes in providing international health and life insurance for expatriates living and working abroad. With a focus on offering comprehensive coverage and flexible plans, Regency for Expats ensures that individuals and families have access to high-quality medical care worldwide.

Contenido relacionado: Regency for Expats Review

RSA Insurance Group Ltd.

RSA is a British multinational general insurance company headquartered in London. RSA provides a range of insurance products, including commercial, personal, and specialty lines, in over 100 countries.

Singapore Life

life insurance for families

Singapore Life, now rebranded as Singlife, is a leading digital life insurance company in Singapore. It offers a range of life insurance, investment, and savings products.

Sompo Holdings Inc.

A Japanese insurance company, Sompo is one of the largest insurance providers in Japan and offers a variety of insurance products and services, including property, casualty, and life insurance, in several countries.

Sun Life Financial Inc

Sun Life is a leading international financial services organization providing insurance, wealth, and asset management solutions to individual and corporate Clients. It is known for its strong presence in Canada, the United States, and Asia.

Contenido relacionado: Sun Life Insurance: 2023 review

Suncorp Group Limited

Suncorp is an Australian finance, insurance, and banking corporation based in Brisbane, Queensland. Suncorp offers a range of financial products and services, including insurance, in Australia and New Zealand.

Swiss Re

A leading global reinsurance company based in Zurich, Switzerland, Swiss Re provides reinsurance, insurance, and other insurance-based forms of risk transfer, working directly with brokers and insurers.

Talanx AG

Talanx is a German multinational financial services company headquartered in Hanover, specializing in insurance and asset management. Talanx operates as a multi-brand provider with a focus on B2B insurance.

TieCare International

TieCare International specializes in providing health insurance for the educational community, offering comprehensive group health insurance plans with a focus on international schools and educators. Their services are characterized by multilingual support and a wide network of healthcare providers.

Contenido relacionado: TieCare International Review 2022 – TieCare Group Health Insurance

Tokio Marine Holdings Inc.

A Japanese multinational insurance holding company headquartered in Tokyo, Japan, Tokio Marine is among the largest property/casualty insurance providers in Japan in terms of revenue and offers a wide range of insurance products and services.

Transamerica Life Bermuda

Transamerica Life Bermuda is an arm of Transamerica Life Insurance Company in Bermuda that offers term and universal life policies. The insurer has branches in Singapore and Hong Kong.

Contenido relacionado: Transamerica Life Bermuda Review

United American Insurance

United American Insurance Company specializes in providing supplemental health and life insurance products to individuals, families, and businesses in the United States. The firm was established in 1947.

UnitedHealth Group

UnitedHealth Group is a diversified health care company that offers a broad spectrum of products and services through two distinct platforms: UnitedHealthcare, which provides healthcare coverage and benefits services, and Optum, which provides information and technology-enabled health services.

United World Life Insurance

United World Life Insurance Company, a subsidiary of Mutual of Omaha, offers a variety of supplemental health and life insurance products. It specializes in Medicare supplement insurance, catering to the needs of the senior market with a focus on providing additional coverage options and financial security.

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Union Insurance

Based in Dubai, Union Insurance offers innovative, customer-oriented insurance products and services across the UAE, including motor, health, and property insurance, backed by exceptional customer service.

Utmost Worldwide

Utmost Worldwide is part of the Utmost Group, offering international life insurance and savings solutions for expatriates and global citizens.

Contenido relacionado: Utmost International Professional Portfolio Plan Review

Vienna Insurance Group

One of the largest international insurance groups in Central and Eastern Europe, VIG offers a wide range of insurance products and services, including life, health, and property insurance.

White Mountains Insurance Group

White Mountains Insurance Group is a Bermuda-domiciled financial services holding company offering insurance and reinsurance products and services.

William Russell

William Russell is an independent provider of international health, life, and income protection insurance, catering specifically to expats and global citizens. It’s among the best global health insurance providers so far.

Contenido relacionado: William Russell Life Insurance Review + health and income protection

Zurich Insurance Group

Zurich Insurance is a Swiss company that provides a wide range of insurance products and services, including life and property and casualty insurance, to individuals and businesses in more than 210 countries and territories.

Contenido relacionado: Zurich International Vista Savings Plan Review

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Confirmo que no resido actualmente en Estados Unidos, Puerto Rico, Emiratos Árabes Unidos, Irán, Cuba ni ningún país fuertemente sancionado.

Si vive en el Reino Unido, confirme que cumple una de las siguientes condiciones:

1. Grandes patrimonios

Hago esta declaración para poder recibir comunicaciones promocionales exentas

de la restricción de promoción de valores no realizables inmediatamente.

La exención se refiere a los inversores certificados de alto patrimonio neto y declaro que reúno los requisitos para serlo porque se me aplica al menos una de las siguientes condiciones:

He tenido, durante todo el ejercicio inmediatamente anterior a la fecha que figura a continuación, unos ingresos anuales

por valor de 100.000 libras esterlinas o más. Los ingresos anuales a estos efectos no incluyen el dinero

retiradas de mis ahorros para pensiones (excepto cuando las retiradas se utilicen directamente para

ingresos en la jubilación).

Poseía, durante todo el ejercicio inmediatamente anterior a la fecha indicada a continuación, activos netos al

valor igual o superior a 250.000 libras esterlinas. A estos efectos, el patrimonio neto no incluye la propiedad que constituye mi residencia principal ni el dinero obtenido mediante un préstamo garantizado con dicha propiedad. Ni ningún derecho que me corresponda en virtud de un contrato o seguro admisible en el sentido de la Ley de Servicios y Mercados Financieros de 2000 (Actividades Reguladas) de 2001;

  1. c) o Cualesquiera prestaciones (en forma de pensiones o de otro tipo) que sean pagaderas sobre la

cese de mis funciones o en caso de fallecimiento o jubilación y a la que estoy (o mi

dependientes), o puede tener derecho a ello.

2. Inversor autocertificado

Declaro que soy un inversor sofisticado autocertificado a efectos de la

restricción a la promoción de valores no realizables inmediatamente. Entiendo que esta

significa:

i. Puedo recibir comunicaciones promocionales realizadas por una persona autorizada por

la Autoridad de Conducta Financiera que se refieren a la actividad de inversión en activos no listos para la venta.

valores realizables;

ii. Las inversiones a las que se refieran las promociones pueden exponerme a un importante

riesgo de perder todos los bienes invertidos.

Soy un inversor sofisticado autocertificado porque se da al menos una de las siguientes circunstancias:

a. Soy miembro de una red o sindicato de business angels y lo he sido durante

al menos los últimos seis meses anteriores a la fecha que figura a continuación;

b. He realizado más de una inversión en una empresa que no cotiza en bolsa en los dos años

antes de la fecha indicada a continuación;

c. Estoy trabajando, o he trabajado en los dos años anteriores a la fecha que figura a continuación, en un

profesional en el sector del capital privado, o en la provisión de financiación para

pequeñas y medianas empresas;

d. Actualmente soy, o he sido en los dos años anteriores a la fecha indicada a continuación, administrador de una empresa con un volumen de negocios anual de al menos 1 millón de libras esterlinas.

Adam Fayed no tiene su sede en el Reino Unido ni está autorizado por la FCA o la MiFID.

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SUSCRÍBETE A ADAM FAYED ÚNASE A INMENSA ABONADOS DE ALTO PODER ADQUISITIVO

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