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Insurance Providers

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This page will present an extensive list of insurance providers catering to expats, offering an overview into their offerings, geographic reach, and reputation within the expat community.

Some of the insurance companies covered include:

  • Aetna
  • Allstate
  • Blue Cross Blue Shield
  • Farmers Insurance
  • Geico
  • Premier Trust
  • Regency for Expats
  • Utmost Worldwide
  • Zurich Insurance Group

If you are looking to invest as an expat or high-net-worth individual, which is what I specialize in, you can email me (advice@adamfayed.com) or WhatsApp (+44-7393-450-837).

The global insurance market offers a wide array of options for life insurance, auto insurance, health insurance, and other coverage.

This insurance providers list is a mixed bag, with industry giants and niche providers.

Insurance Providers List

Insurance Providers

Acko General Insurance

Acko General Insurance is a digital-first insurer in India, providing innovative and affordable insurance products directly to consumers. It specializes in car insurance, health insurance, and gadget insurance, focusing on a seamless online experience from purchase to claims.


Aetna, a CVS Health company, is a diversified health care benefits company, offering a broad range of traditional and consumer-directed health insurance products and related services, including medical, pharmacy, dental, and behavioral health.

AIG (American International Group, Inc.)

AIG is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer.

Allianz SE Group

Allianz SE is a global insurance company providing a wide range of property, casualty, life, and health insurance products to both retail and corporate customers. It is known for its financial strength, comprehensive services, and innovative insurance solutions.


Allstate Corporation is a Fortune 100 company and one of the largest insurance providers in the United States, offering an extensive portfolio of insurance products, including auto, homeowners, life, and business insurance, as well as a variety of financial services. Allstate leverages a vast network of exclusive agents, alongside digital and call center channels, to serve its diverse customer base.

AMA Insurance

AMA Insurance caters to the unique needs of physicians and their families, offering a wide range of insurance products including life, health, and disability insurance. It is affiliated with the American Medical Association and is dedicated to providing medical professionals with tailored insurance solutions.

American Continental Insurance

American Continental Insurance Company, acquired by Aetna, provides a range of insurance products including Medicare Supplement Insurance. It caters to the senior market, focusing on offering supplemental health coverage that complements Medicare’s benefits, ensuring comprehensive care and financial protection for older adults.

APRIL International

APRIL International provides international health insurance solutions for individuals, families, and businesses, with a strong focus on flexibility and personalized service to ensure policyholders receive coverage that best suits their needs.

Atlas Life

Atlas Life is a global life insurance provider specializing in the expatriate market, offering a variety of life insurance products designed to provide financial security and peace of mind for expats living and working abroad.

Aviva plc

Aviva is a British multinational insurance company headquartered in London, England, offering a wide range of insurance and savings products, including life insurance, health insurance, and general insurance, in Europe, Asia, and Canada.


Axa is a French multinational insurance firm that engages in global insurance, investment management, and other financial services, with a strong presence in Europe, North America, and the Asia Pacific region.

AXA Hong Kong

AXA Hong Kong, a member of the global AXA Group, offers a wide range of life, health, and general insurance products, distinguished by its innovative solutions and a holistic approach to customer service.

Bao Viet Insurance

Bao Viet Insurance, Vietnam’s first insurance company, offers a comprehensive range of insurance products including life, health, and property insurance.


Bupa is a global health insurance and healthcare group with over 70 years of experience, offering health insurance, medical subscription, and other health and wellness services to individuals, families, and businesses. It operates in over 190 countries, providing access to a wide network of healthcare providers and facilities.

Blue Cross Blue Shield

The 35 health insurance providers that make up Blue Cross Blue Shield (BCBS) in the US, US Virgin Islands, and Puerto Rico are all independently run by Blue Cross and/or Blue Shield organizations. Coverage for individuals, family, Medicare, dental, and vision are all part of the extensive healthcare plans offered by these organizations.

Cathay Life Insurance

Cathay Financial Holdings arm Cathay Life is the largest insurance provider in Taiwan. The company sells life, health, and annuities insurance.

Cayman Islands National Insurance Company (CINICO)

CINICO is a government-owned insurance company in the Cayman Islands offering health and workers’ compensation insurance, primarily serving civil servants, pensioners, and their dependents with comprehensive coverage.

China Life Insurance (Group) Company

China Life Insurance is the largest state-owned insurance and financial services provider in the People’s Republic of China, offering life insurance and annuity products.

China Pacific Insurance

China Pacific Insurance (Group) Co., Ltd. is among the leading insurance providers in China, offering life insurance, property and casualty insurance, and asset management services. It is known for its strong financial performance.

Chubb Insurance

One of the world’s largest publicly traded property and casualty insurer with operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance.

CNP Assurances

A French insurance firm offering life and health insurance products, CNP Assurances operates in several European countries and Latin America, providing risk coverage that is individual and collective.

Custodian Life

Whole life insurance plans from Custodian Life, a Bermuda-based life assurance company, have unit-linked characteristics. This means that policyholders can choose to put their premiums in a choice of funds within the underlying portfolio, which will generate a return.

international health insurance


DavidShield is an international health insurance company specializing in expatriate health insurance. It offers comprehensive global health insurance plans designed for individuals, families, and organizations worldwide, focusing on flexibility and personalized care.

Digit Insurance

Digit Insurance is an Indian general insurance company that offers a wide range of insurance products including health, car, bike, and travel insurance.

Erie Insurance Group

Erie Insurance is an American multi-line insurance company, offering auto, home, commercial, and life insurance through a network of independent insurance agents.


Expacare is one of the world’s leading providers of international health insurance, offering a wide range of global health insurance plans for individuals, families, and corporate clients. With over 30 years of experience, Expacare focuses on delivering flexible and comprehensive health insurance solutions to meet the diverse needs of expatriates and global citizens.

Farmers Insurance

Farmers Insurance is one of the leading insurance providers in the United States, providing a wide array of insurance products including auto, home, life, and business insurance.

Freedom Life Insurance

Freedom Life Insurance, a part of USHEALTH Group, offers a range of life and health insurance products tailored to the needs of individuals, families, and small business owners. The company focuses on innovative insurance solutions that provide value and flexibility, ensuring customers have access to affordable and comprehensive coverage options.


Geico (Government Employees Insurance Company) is the second-largest auto insurance provider in the United States, renowned for its direct-to-consumer sales model and iconic advertising campaigns featuring the Geico gecko. Founded in 1936 as an insurer for government employees, Geico Insurance has expanded its offerings to include a range of insurance products, such as automobile, homeowners, renters, and motorcycle insurance, serving a broad national customer base.

Generali Group

Generali is an Italian insurance company, the largest in Italy and third in the world. It offers a wide range of life and non-life insurance products and services.


HanseMerkur, based in Germany, specializes in travel and health insurance, offering a range of products for individuals and businesses, including comprehensive travel insurance plans known for their reliability and coverage.

Hartford Financial Services Group Inc.

Hartford is an American investment and insurance company based in Hartford, Connecticut. The Hartford is a Fortune 500 company that provides property and casualty insurance, group benefits, and mutual funds.


Humana is one of the leading health insurance providers in the United States, offering a wide range of health, dental, and vision insurance plans to meet the needs of individuals, families, and businesses.

ICICI Lombard General Insurance Co. Ltd.

ICICI Lombard is one of India’s leading private sector general insurance providers, offering a wide array of insurance products including motor, health, travel, and business insurance.

ING Group

ING Group is a global financial institution of Dutch origin offering banking, investments, life insurance, and retirement services. While it has scaled back its insurance operations through divestitures, it remains influential in the financial services sector, focusing on banking, investments, and wealth management.

Legal & General Group Plc

Legal & General is a multinational financial services company headquartered in London, offering a wide range of insurance, retirement, and investment products, known for its strong focus on innovation and sustainability.

Liberty Mutual Insurance

 Liberty Mutual Insurance offers a wide array of personal and commercial insurance products, making it one of the largest insurance providers globally.

LIC International

LIC International is a subsidiary of the Life Insurance Corporation of India, one of the largest and oldest insurance providers in India. It provides a range of life insurance products and investment plans to the Non-Resident Indian (NRI) community and others, focusing on long-term savings, protection, and retirement solutions.

Luma Health Insurance

Luma Health Insurance provides health and medical insurance in Southeast Asia, catering to expatriates and locals with a range of customizable health insurance solutions. Their plans are designed to offer comprehensive coverage and access to quality healthcare services in the region.

ManipalCigna Health Insurance

ManipalCigna, formerly Cigna TTK, is a joint venture between the global health service company Cigna Corporation and Indian conglomerate Manipal Group, offering a wide range of health insurance products and services in India, focusing on wellness and preventive care.

Manulife Financial Corporation

Manulife Financial is a Canadian multinational insurance company and financial services provider, offering life insurance, wealth management products, pension products, and asset management services globally.

Mapfre SA

Mapfre is a Spanish multinational insurance company based in Madrid, offering a wide range of insurance and reinsurance services across the globe, particularly in Spain, Latin America, and the United States.

Metropolitan Life Insurance Company (MetLife)

MetLife is one of the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries.

Morgan Price

Morgan Price is an international health insurance company known for its expatriate-focused health insurance plans, offering a range of flexible and comprehensive coverage options designed to meet the diverse needs of expats worldwide.

Munich Re Group

Based in Germany, Munich Re is one of the world’s leading reinsurance companies, also offering primary insurance and insurance-related risk solutions.

New York Life

New York Life is renowned for its comprehensive range of life insurance products and investment services, holding a superior A++ rating from AM Best for its financial strength and stability. As the largest mutual life insurance company in the United States, it has been serving policyholders for over 175 years.

Noor Takaful Insurance

Noor Takaful Insurance is one of the leading Islamic insurance (Takaful) providers in the UAE, offering a wide range of Sharia-compliant insurance products and services for individuals, families, and businesses, emphasizing ethical insurance solutions.

Oscar Insurance

Oscar Insurance is a technology-driven health insurance company founded in 2012, aiming to simplify health insurance by integrating technology into the customer experience. It offers individual, family, and business health insurance plans, emphasizing user-friendly interfaces and accessible healthcare services.

Optimum Global Insurance

Optimum Global Insurance is recognized for offering bespoke international health insurance solutions to individuals, families, and businesses in over 130 countries.

People’s Insurance Company of China (PICC)

PICC is one of China’s largest and oldest insurance companies, offering a comprehensive range of insurance products including property, casualty, and life insurance. It serves millions of customers across China, providing extensive coverage and financial protection.

Ping An Insurance (Group) Company of China Ltd.

Ping An Insurance is a Chinese holding conglomerate that deals with insurance, banking, and financial services.

Premier Trust

Premier Trust, a part of the Sagicor Financial Corporation, offers a variety of life insurance and trustee services designed to meet the needs of individuals seeking wealth management and estate planning solutions. The company is known for its personalized service and expertise in creating bespoke financial strategies for clients worldwide.

Prudential Financial Inc.

Prudential is an American Fortune Global 500 and Fortune 500 company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.

QBE Insurance Group Limited

An Australian multinational insurance company, QBE is one of the top 20 reinsurance and insurance providers worldwide, offering a broad range of insurance products.

RAC Insurance

RAC Insurance is part of the Royal Automobile Club in the UK, offering a variety of insurance products such as car, home, and travel insurance. Known for its comprehensive coverage options, RAC Insurance leverages its automotive expertise to provide policyholders with reliable and specialized insurance solutions.

Regency for Expats

Regency for Expats specializes in providing international health and life insurance for expatriates living and working abroad. With a focus on offering comprehensive coverage and flexible plans, Regency for Expats ensures that individuals and families have access to high-quality medical care worldwid.

RSA Insurance Group Ltd.

RSA is a British multinational general insurance company headquartered in London. RSA provides a range of insurance products, including commercial, personal, and specialty lines, in over 100 countries.

Singapore Life

life insurance for families

Singapore Life, now rebranded as Singlife, is a leading digital life insurance company in Singapore. It offers a range of life insurance, investment, and savings products.

Sompo Holdings Inc.

A Japanese insurance company, Sompo is one of the largest insurance providers in Japan and offers a variety of insurance products and services, including property, casualty, and life insurance, in several countries.

Sun Life Financial Inc

Sun Life is a leading international financial services organization providing insurance, wealth, and asset management solutions to individual and corporate Clients. It is known for its strong presence in Canada, the United States, and Asia.

Suncorp Group Limited

Suncorp is an Australian finance, insurance, and banking corporation based in Brisbane, Queensland. Suncorp offers a range of financial products and services, including insurance, in Australia and New Zealand.

Swiss Re

A leading global reinsurance company based in Zurich, Switzerland, Swiss Re provides reinsurance, insurance, and other insurance-based forms of risk transfer, working directly with brokers and insurers.

Talanx AG

Talanx is a German multinational financial services company headquartered in Hanover, specializing in insurance and asset management. Talanx operates as a multi-brand provider with a focus on B2B insurance.

TieCare International

TieCare International specializes in providing health insurance for the educational community, offering comprehensive group health insurance plans with a focus on international schools and educators. Their services are characterized by multilingual support and a wide network of healthcare providers.

Tokio Marine Holdings Inc.

A Japanese multinational insurance holding company headquartered in Tokyo, Japan, Tokio Marine is among the largest property/casualty insurance providers in Japan in terms of revenue and offers a wide range of insurance products and services.

United American Insurance

United American Insurance Company specializes in providing supplemental health and life insurance products to individuals, families, and businesses in the United States. The firm was established in 1947.

UnitedHealth Group

UnitedHealth Group is a diversified health care company that offers a broad spectrum of products and services through two distinct platforms: UnitedHealthcare, which provides healthcare coverage and benefits services, and Optum, which provides information and technology-enabled health services.

United World Life Insurance

United World Life Insurance Company, a subsidiary of Mutual of Omaha, offers a variety of supplemental health and life insurance products. It specializes in Medicare supplement insurance, catering to the needs of the senior market with a focus on providing additional coverage options and financial security.

Union Insurance

Based in Dubai, Union Insurance offers innovative, customer-oriented insurance products and services across the UAE, including motor, health, and property insurance, backed by exceptional customer service.

Utmost Worldwide

Utmost Worldwide is part of the Utmost Group, offering international life insurance and savings solutions for expatriates and global citizens.

Vienna Insurance Group

One of the largest international insurance groups in Central and Eastern Europe, VIG offers a wide range of insurance products and services, including life, health, and property insurance.

White Mountains Insurance Group

White Mountains Insurance Group is a Bermuda-domiciled financial services holding company offering insurance and reinsurance products and services.

William Russell

William Russell is an independent provider of international health, life, and income protection insurance, catering specifically to expats and global citizens.

Zurich Insurance Group

Zurich Insurance is a Swiss company that provides a wide range of insurance products and services, including life and property and casualty insurance, to individuals and businesses in more than 210 countries and territories.

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