Expat financial advisor in Madagascar part 2 – Part one is qui.
What is the difference between a local financial advisor and an online advisor?
To understand this, you must continue reading, we will go over each type and give you a clear idea of what you will need in Madagascar.
Consulenti finanziari locali
La differenza tra un consulente finanziario locale e altri tipi di consulenti finanziari è in realtà la differenza tra un approccio basato sui servizi professionali e uno specifico sui prodotti. Naturalmente, la ricca esperienza locale è un vantaggio.
Having a local financial advisor provides one key benefit. Selecting a local financial advisor allows you to meet with someone who will advise you on the rules for a particular location.
National firms cannot afford this. Even if you are comfortable doing business online, there will inevitably be times when you want to meet and speak honestly with the person who is giving you advice.
Other financial consulting companies usually distribute their workload among separate departments. Your “advisor” is most likely an account manager who acts as a buffer between you and some of the other people in the back office who are actually doing the work.
La vostra “pianificazione” probabilmente proviene dall'ufficio pianificazione; la vostra analisi degli investimenti molto probabilmente proviene da un analista che è lontano da ciò che conta davvero nella vostra vita, e coloro che effettivamente implementano la strategia di solito vi vedono solo come un mucchio di “acquisti” e “vendite” che fanno ogni giorno di shopping. Semplicemente non potrete incontrare un vero “consulente” perché queste responsabilità sono state divise tra più persone in uffici diversi.
On the other hand, you should be able to meet with a consultant if you choose an independent service-oriented consulting firm. Again, hiring a local financial advisor is optional, but for most people there are many benefits to having in-person meetings.
Most “consultants” to large financial companies, such as banks, will receive some or all of the compensation for selling you a product, be it stocks, bonds, mutual funds, insurance policies, or annuities.
Questo crea un inevitabile conflitto di interessi. Le leggi sui titoli in questo Paese riconoscono questo fatto e richiedono a questi “consulenti” un livello inferiore. Si tratta del cosiddetto standard di “adeguatezza”, il che significa che devono solo valutare se i prodotti che vendono sono adatti al vostro profilo d'investimento generale.
The highest standard is the “fiduciary” standard. An independent consultant, whether online or local, who agrees to abide by this standard is required by law to always put you first.
These consultants never sell products, take commissions, or do anything else that might cause a conflict of interest. They weigh all the factors in your situation before making any recommendations. Their advice is 100% objective. Whether you hire a local financial advisor or not, what really matters is that he is objective and puts his clients first. Speaking of online financial advisors, let’s talk a little about them.
Consulenti finanziari online
This is what we can offer you, just fill in this forma and see your funds being properly managed.
This is by far the best option. The concept of having a financial advisor on the Internet is a relatively new concept.
This is a model that has successfully proven itself in all developed countries. Generations X and Y are used to interacting with people on the Internet. Whether you share selfies with friends and family on Facebook and Instagram, or via Skype video calls, we are open to daily online communication with those who matter to us.
So here’s the question: if your friends and family are online, why isn’t your financial advisor?
Ecco alcuni vantaggi di un consulente finanziario online che vi daranno un'idea dei vantaggi di un consulente finanziario che utilizza la tecnologia e vuole entrare in contatto con voi.
Prezzi più bassi
One of the biggest benefits of having an online financial advisor is cost. Financial advisors and other service professionals typically own and rent trendy offices in upmarket locations. The luxurious offices you see can certainly make a good first impression, but they are also very expensive. And you pay for it. With an online financial advisor, your office is your own couch and laptop.
We do not need to rent fancy offices – we need a beautiful site with useful information, it will be cheaper than the services of a bank or local financial consultants!
If you are currently working with another financial planner, we highly recommend that you recensione and compare the commissions you pay with ours.
We can provide you with quality advice from the comfort of your own home and we are quite confident that we can do it cheaper.
Persona reale
When people hear about online financial advisors, they immediately imagine robots. It doesn’t sound good anyway, because no one wants to trust a robot with their funds.
There are also articles showing the disadvantages of the “robo-advisor”. An advisor robot will not be able to help you when the markets are crashing or when you need to demand your Plan B.
With us you can be sure that you are working with a real person who has real families and real qualifications in the field of pianificazione finanziaria.
È importante sottolineare che state lavorando con persone che hanno esperienza e che capiscono che lavorare con il denaro è una cosa molto emotiva che richiede un fattore umano.
Il comfort di casa vostra
Today we all value comfort and time, because time is money. You can talk to a financial advisor online from the comfort of your home! You don’t have to get in your car and try to find parking.
No need to board crowded public transport. We can meet you wherever you have time, in a taxi, in the kitchen while eating, in the office, on the beach in the Maldives or if you need advice. If you have a gadget that can be connected to wi-fi, we can advise you.
Documentazione online
La pianificazione finanziaria richiede MOLTI documenti. Chi riceve una consulenza di base in materia di pianificazione finanziaria può facilmente ricevere più di 200 pagine di documentazione con la consulenza fornita.
There will be many documents that will also require your signature. Where do you keep all this documentation? Especially if you love to travel?
As an online finance consultant, we are taking advantage of technological advances. Therefore, we can safely send you all these documents online by email.
But the most interesting thing is that you can put your electronic signature! Use a few clicks to sign documents to flip your superuser, customize attachments, and implement Plan B.
Tutti questi documenti saranno pubblicati in modo sicuro su un portale online a cui solo voi e il vostro consulente finanziario online avrete accesso.
Molte persone possono approcciarsi a questo strumento con scetticismo, il che ha anche una sua spiegazione. È un concetto relativamente nuovo e per le persone è difficile abituarsi ad alcune cose che possono essere fatte anche su una piattaforma online, ma è un ottimo strumento che fa risparmiare tempo e vantaggi in primo luogo.
Have you already chosen what type of financial advisor do you need?
Siete afflitti dall'indecisione finanziaria? Volete investire con Adam?
Adam è un autore riconosciuto a livello internazionale in materia finanziaria, con oltre 336,6 milioni di risposte visualizzate su Quora.com e un libro molto venduto su Amazon.
