Expat Guide For Living In Grenada

Starlord - Living in Grenada

Living in Grenada has a remarkable similarity to inhabiting a picture-perfect paradise.

The area is characterized by its green forests, steep slopes that lead to unspoiled beach coves, azure waters, and a community that is known for being very friendly.

There are slightly more than 100,000 people living in this region, which covers an area of around 134 square miles.

Liming is a major part of the culture and is also recognized as a national sport, thus it is crucial that this aspect of the culture is acknowledged.

Keep reading to find out why people who live in other countries have an interest in visiting Grenada, which is also known as the “Spice Island.”

If you want to invest as an expat or high-net-worth individual, you can email me (advice@adamfayed.com) or use these contact options.

Facts About Grenada

Language in Grenada

As a result of its history of being governed by British colonial control, Grenada maintains English status as the country’s official language.

Convenience and happiness are two words that come to mind when describing life in this region.

There is a wide variety of dialects spoken today, one of which is a combination of English and French called patois.

If, on the other hand, you are able to speak in English, there shouldn’t be any problems with people understanding what you are saying in the context of this discussion.

Climate in Grenada

The climate of Grenada may be described as tropical. The climate is characterized by high temperatures and high levels of humidity all year round.

Nevertheless, there is a season that is marked by high temperatures and precipitation that occurs from June to November, while the months of December through March have temperatures that are somewhat lower than the rest of the year.

Temperatures during the day fluctuate throughout the year, with values ranging from 25 degrees Celsius during the months of January and February to 31 degrees Celsius during the months of July and August on average.

Because of the consistent pattern of blowing that the trade winds demonstrate, they are able to provide some relief from the suffocating heat.

Starlord - Living in Grenada
Map of Grenada

Are people concerned about the possibility of hurricanes? Given that Grenada is located outside the southern rim of the hurricane zone, the island country may be considered a risk-free location for tourists and anyone looking to immigrate there.

However, due to the fact that many countries in the Caribbean area are prone to being affected by hurricanes of a severe kind, it is essential to take extreme caution.

Storm Ivan, which struck Grenada in 2004, was the only storm of any significance to make landfall on the island in the last sixty years.

Outside of the beaches along the shore, there is a diverse landscape to discover in all directions.

Grenada’s climate fosters the growth of a richly varied and actively changing natural environment, which is largely due to the island’s geographic location.

Local Currency in Grenada

Grenada uses the Eastern Caribbean dollar (XCD), which is a currency unit that may be subdivided into 100 cents.

This dollar is the country’s official form of legal cash. The United States dollar (USD) is pegged to the Eastern Caribbean dollar (XCD) at a rate of XCD 2.70 for every USD 1.

The Eastern Caribbean dollar, sometimes known as the Eastern Caribbean dollar (XCD), is the currency used in the Eastern Caribbean.

In addition, the United States dollar has a substantial amount of acceptance, in addition to the normal use of a variety of credit and debit cards.

Political System in Grenada

Within the framework of its area, Grenada has an impressively high level of political stability. The administration of the state in question is modelled after the Westminster form of parliamentary government, and it functions under a democratic framework.

In addition to this, it abides by a constitutional framework that requires elections to be held once every five years.

The political system of the nation consists of a governor-general, who is responsible for acting as the representative of Queen Elizabeth II, who is the head of state.

In addition, there is a prime minister and a cabinet that together make up the executive arm of government.

The House of Representatives and the Senate are the two chambers that make up the legislative arm of the government, which is a bicameral legislature.

There are a total of fifteen members that make up the House of Representatives. Each representative serves in the House for a period of five years and is elected to the seat by a single-seat constituency.

The Senate is made up of a total of thirteen individuals, ten of which are appointed by the administration and the remaining three of which are appointed by the leader of the opposition.

The jurisdiction in question is a part of the legal system that operates throughout the eastern Caribbean area.

A key premise is that the Judiciary should be completely separate from both the executive and legislative branches of government.

The precepts and cases that have been decided under English common law serve as the cornerstone upon which jurisprudence is built.

The Privy Council of the United Kingdom is the highest court that may be reached by appeal in the country.

The New National Party and the National Democratic Congress are two important political parties that have recently formed within the political scene.

These parties are known as the New National Party and the National Democratic Congress, respectively.

The Maurice Bishop Patriotic Movement (MBPM) and the Guyana United Labor Party (GULP), which was led by former Prime Minister Gairy, are both examples of tiny parties.

The constitutional guarantees protect a number of fundamental rights, including freedom of speech and the press, freedom of worship, freedom of movement, and freedom of association. 

The residents of this country are guaranteed a wide range of civil and political rights thanks to the provisions of the Constitution.

Economy of Grenada

The nation has seen growth at a pace of around 3.4 per cent on an annual basis on average during the course of the preceding three decades.

The yearly growth rate of GDP was reported at 3.4 per cent over the period from 1975 to 2005, which exceeded the relatively lower growth rate of 2.5 per cent per annum seen in the more recent era from 1990 to 2005.

The period from 1975 to 2005 was covered by the GDP data set. 2008 was a year in which the economy managed to develop at a pace of 1.6%, despite the ongoing global financial crisis.

The level of labour productivity is rather high when compared to other levels. Grenada is considered to be one of the nations with one of the highest rates of productivity growth in the region as a result of its remarkable annual average productivity performance of 4.62 per cent throughout the period of time spanning from 1981 to 2000.

The workforce possesses a high degree of trainability as a result of its relatively youthful mix of English-speaking citizens and impressive adult literacy rates, which approach 96%.

Additionally, the adult literacy rates are relatively high. A little more than half of Grenada’s workforce owns a high school diploma, and an additional 13% of workers there have completed some level of postsecondary education.

The ‘tax wedge’ that is reduced in size increases the incentive to participate in productive labour. Positive labour relations may be observed in spite of the high amount of unionization that exists in the workforce, which is estimated to be at 80%.

Grenada has a high degree of cost competitiveness, both in terms of its prices and its overall costs.

When compared to the average prices seen throughout the region, the cost of the power demonstrates a substantial improvement.

The prices that businesses have to pay for broadband services have been going down recently. 

When measured against standards from both the area and the rest of the world, the tax rates that are levied on workers are quite low.

The minimum wage of the country in question is comparable to that of other countries that are located in the same region.

The cost of borrowing money is lower than the average in the region, and the cost of a standardized consumer shopping basket is tied for the second lowest throughout the currency union. The cost of borrowing money is lower than the average in the region.

In addition to this, Grenada’s currency rate is very steady and its inflation rate is among the lowest in the region.

Since the year 2000, Grenada has regularly had one of the lowest rates of inflation in the region, with an average annual rise in prices of roughly 2%.

This has allowed Grenada to constantly maintain one of the lowest rates of inflation. This pattern has led to salary increases that are more moderate than average and has generated favourable ties between management and labour.

In 2008, the nation had a considerable increase in inflation, which was recorded at an average rate of 8.2% for the year.

This increase may be linked to the rising expenses of food and petroleum throughout the world, in addition to the devaluation of the value of the currency in the United States.

The major increases seen in the costs of food items, which have climbed by 14.0%, as well as the substantial jump in the prices of petroleum products, which have suffered a substantial increase of 24.7%, are likely the key contributors to the current excessive inflation levels. 

The decline in the price of oil and the economic contraction now being experienced in the United States are both potential contributors to the 4.5 per cent inflation rate that is forecasted to take place in the year 2009.

Grenada has had improvements in both the Institutional Investor Country Credit Rating and the Control of Corruption Index during the course of the last year. 

Both of these rankings are maintained by the World Bank Institute. In addition, it is important to note that Grenada was ranked as one of the top ten economies that saw considerable advances in the ease of conducting business for the fiscal year 2009/10. 

This is an accomplishment that is worthy of being highlighted. When compared to a total of 183 economies, Grenada’s score for ease of establishing a company places it in the 49th position overall.

Life in Grenada

Grocery in Grenada

The hours of operation of supermarkets frequently change, although it is customary for them to open at or before 8:00 a.m. and stay open until as late as 9:00 p.m., and this schedule applies from Monday through Saturday. 

The majority of supermarkets are open for a shorter period of time on Sundays. The Real Value Supermarket can be found inside the Grand Anse Spiceland Mall, and it provides customers with an extensive selection of international goods in addition to a delicatessen department. 

Starlord - Living in Grenada
Grenada Central Market

Notably, the grocery store stays open later on Fridays and Saturdays, staying open until 10:00 p.m., and stays open later on Sundays, staying open until 7:00 p.m.

The majority of the goods sold in the market area of St. George’s are fresh produce, including a varied assortment of fruits, vegetables, and spices. 

During the early hours of both Friday and Saturday mornings, it is possible to determine which option is the best one to go with. 

In addition, St. George’s is home to a fish market that is held outdoors and is open from Monday through Saturday.

Electricity in Grenada

The island’s electrical supply operates at a voltage of 220 volts and a frequency of 50 Hertz, which are both standards that are common in England. Additionally, the frequency of the current is 50 Hertz. 

The standard electrical current in the United States is 110 volts, and the frequency is 60 Hertz. The vast majority of the appliances that are available for purchase here are intended to work with this voltage and frequency. 

Every structure on the True Blue Campus has access to electrical outlets that can accommodate either 110 or 220 volts of usage; these outlets are standard.

Water in Grenada

By drawing water from a variety of catchments, rivers, and deep wells, the National Water and Sewerage Authority (NAWASA) is able to ensure that the island’s residents have access to piped-in water that is both clean and safe. 

This service is provided to residents of the island. Additionally, bottled water is quite simple to get.

Telecommunications in Grenada

Grenada’s telecommunications industry has, like that of other emerging nations, witnessed tremendous expansion as a result of fierce competition in the mobile market and programs targeted at boosting internet service coverage. 

In order to adapt to the shifting environment and the impending convergence, both new entrants and established service providers are in the process of putting in place contemporary communication networks and infrastructure.

Grenada and other Caribbean nations have been integrated into the global Internet infrastructure as a result of the installation of a recently deployed undersea cable that was built for the transmission of fibre optic data. 

This cable was specially constructed for the purpose of facilitating increased interconnectivity between Grenada and other Caribbean nations. 

As a consequence of this innovation, international connections have been significantly strengthened, and now have the potential to send data at a speed of up to 30 Gbps per fibre pair. At the very least, there are four different fibre pairs present. 

Because of the increase in capacity, the cost of IP bandwidth has gone down, and as a result, retail costs for high-speed internet access and international telephone calls have dropped by as much as fifty per cent. 

In addition to this, it has improved the quality while simultaneously increasing the level of safety. Numerous industries stand to gain significantly from the implementation of the proposed island-wide fibre network, which would cover the whole landmass of the island. 

Although it would focus primarily on meeting the requirements of government buildings, the network would also make its services available in residential areas. e-Government operations, economic growth, tourism, healthcare and educational provisioning, police services, national security, and disaster recovery efforts might all stand to benefit significantly from this new breakthrough, which offers the possibility of enormous beneficial effects.

Investing in digital infrastructure has made it possible for fresh opportunities to materialize and has attracted the interest of businesses that are dependent on data and telecommunications. 

Significant new investments in the mobile sector have recently been made, which have improved the overall quality of mobile service and led to a complete penetration rate of one hundred per cent across the country. 

With respect to the fixed-line market, it is interesting to note that despite the granting of five licenses, the incumbent firm, Cable and Wireless, continues to be the only provider of fixed-line services. 

This is the case even though the business has remained the single supplier of fixed-line services.

Officially, a total of six different licenses have been granted for the operation of Internet networks and the supply of Internet services. 

There are now two companies that operate as Internet service providers. There has been a discernible shift away from dial-up Internet access and toward high-speed Internet connectivity in these modern times.

Living in Grenada

Quality of Life in Grenada

As a result of its exceptionally pristine natural environment in comparison to the rest of the Caribbean, Grenada is a desirable location for a variety of different types of visitors, including tourists, migrant workers, international students, and investors. 

The nation has a high quality of life, low levels of violent and property crime, and a natural environment that is, for the most part, undisturbed. 

When compared to both the United States and a number of other countries located in the Caribbean region, this country’s per capita incarceration rate is significantly higher than those of both of those countries. 

While the average life expectancy is expected to be about 68.2 years, the per capita energy consumption and carbon emissions both reflect relatively low levels.

The nation’s rich historical past and vibrant cultural legacy in the present day contribute significantly to the visual appeal that the nation exudes. 

An atmosphere comparable to that of the island, which is brought about by its residents’ calm rhythms and general goodwill, has been missing from other places for a very long time. The people who live there have a well-deserved reputation for being kind and hospitable.

Starting a Business in Grenada

People who live in other countries but are considering making Grenada their permanent home in order to launch their own businesses may find that the country’s thriving commercial scene is to their advantage. 

Aspiring business owners who are interested in starting their own companies will find Grenada to be an attractive location because of the island nation’s low, uniform income tax rate and the absence of a capital gains tax.

Investing in Real Estate in Grenada

People who live in other countries but are interested in making real estate investments have the chance to reap the benefits of Grenada’s highly developed property market even if they are not physically present in the country. 

The country offers a varied assortment of real estate alternatives, which range from luxurious villas to cost-effective condominiums and are appropriate for both personal occupancy and investment purposes. 

In addition, the Citizenship by Investment Program (CBI) in Grenada offers expats the opportunity to make an investment in the country and receive citizenship in exchange for that investment. 

Citizenship provides access to further investment opportunities as well as possible advantages in terms of taxation.

Activities to Do in Grenada

People who have a deep connection to the ocean and a passion for beaches will find that Grenada is an ideal vacation spot. In light of the fact that there are more than 45 different beaches to choose from, making a decision might prove difficult. 

There is a strong possibility that Grand Anse will end up becoming one of the previously listed choices. 

The beach is almost two miles long and has pure golden sand, which makes it a great place for both relaxing strolls and exhilarating jogs due to its length and quality.

In addition, tourists have the opportunity to engage in water sports such as swimming or snorkelling in the gin-clear seas, which may be followed by a potential visit to one of the restaurants or bars that are discretely located along the beachfront.

This position offers a fantastic vantage point from which to enjoy gorgeous sunsets while indulging in a refreshing beverage such as an ice-cold beer or rum punch, the price of which can range anywhere from $2 to $5. 

Pink Gin, Magazine Beach, and the world-famous Morne Rouge, also known as BBC and situated beyond the promontory close to Grand Anse, are a few other places that are high on travellers’ lists of favourite destinations.

Grenada is a well-known destination for snorkelers and scuba divers due to the fact that its waters are crystal clear, it has shallow bays, a diverse selection of dive sites, and it holds the distinction of being the first place in the world to host an underwater art gallery. 

The tranquil and peaceful waters that may be found in a number of bays have contributed to the rise in popularity of paddle boarding and kayaking as recreational sports.

In Grenada, hiking is one of the most well-liked types of outdoor leisure, and the island is home to an extensive trail network that allows hikers to explore the island’s undulating and green topography. 

Due to the participation of a number of people from Grenada in the Hash House Harriers, the sport of hiking has been taken to a higher level on the island. 

People who live in the neighbourhood, people who live in other countries, and visitors get together on a weekly basis on Saturday afternoons to take part in either running or walking activities along a designated trail that is spread out around the island in a number of different locations. 

After the ceremony is over, the participants are often offered some refreshments, such as a helping of the traditional dish known as “oil down” or fried chicken, which may be purchased for a little cost ranging from $2 to $3. 

In addition, for the price of $4, customers can purchase their choice of three Carib beers to drink. 

Participating in this activity not only enables one to discover the numerous features of the island but also affords one an amazing opportunity to meet people from a diverse range of life experiences who are already a part of the community in the Grenadines.

It is a well-known fact that Belmont Estate, which is found on the island of Grenada and is around an hour’s drive from the main city of St. George, is considered to be one of the most popular tourist sites there. 

Embark on a journey of discovery through the gardens, where you may see a diverse range of flora and fruits that are native to our itty-bitty island. 

After that, you will participate in a cocoa tour, during which you will be able to observe the planting, harvesting, and processing of the cocoa bean. 

In addition, a personal supply for one’s own use is anything that may be purchased and used privately. When you are there, you shouldn’t leave without trying at least one of the artisan goat cheeses.

In addition to this, the Belmont Estate is home to one of the most exclusive restaurants found anywhere on the island. 

The restaurant’s expansive layout provides many possibilities for guests to enjoy panoramic views of the surrounding countryside, which is also the location of the establishment’s primary source of food and other supplies. 

Callaloo soup and papaya salad are just two of the many traditional island specialities that are showcased on the extensive menu, which features a wide variety of other island specialities as well.

The Dodgy Dock is a prominent restaurant that can be found on the grounds of the True Blue Bay Resort. 

It is well-known for the variety of beverages it offers, as well as the mouthwatering cuisine it serves, the happy hour specials it offers, the live musical acts it hosts, and the breathtaking views it provides of the breathtaking True Blue Bay. 

In addition, it is possible to bring your dog here as long as they are securely controlled by a leash the entire time.

Retirement in Grenada

Grenada is a very desirable location for expatriates who are searching for somewhere to spend their retirement years. Retire in Grenada now.

A moderate temperature, gorgeous coasts, and a laid-back way of life contribute to the nation’s high level of living, which is typified by the nation’s attractive coastlines. 

In addition, the laws of taxes in Grenada have the potential to provide major benefits to retirees who are looking to get the most out of their retirement savings by making the most of the opportunities available to them.

Tourism in Grenada

Grenada is a destination that is very desirable for tourists due to the allure it exudes as a result of its picture-perfect coastlines, lush tropical forests, and vibrant cultural atmosphere.

Creating a company that is directly tied to tourism, such as a restaurant, hotel, or tour agency, provides expatriates with the option to profit from the tourist sector of the country in which they are living by setting up a business in the host nation. 

People have the chance to seek work within the relevant industry or to participate in the numerous activities and attractions that the nation has to provide for its citizens.

Cost of Living in Grenada

Grenada has a relatively low cost of living compared to other countries. The individual’s country of birth will determine the result of the situation. 

People moving to Canada from the United Kingdom or the United States will find that their day-to-day living costs are far lower than they were in their previous countries. 

In addition, the tax system offers a number of benefits. Gains on investments, inheritances, and income earned outside the country are not subject to taxation by the government. 

The medical treatment available in Grenada is of a very high standard and degree of sophistication. The Saint George General Hospital is the most important medical facility located in the nation’s capital city. 

There has been a significant expansion of networked public transportation systems. There is a diverse selection of alternate modes of transportation accessible, including taxi services, train networks, and bus systems, amongst others. 

Certainly, individuals also have the option to utilize a personal car for the purpose of transportation, and this choice is available to them. 

Approximately $400 is what a month’s worth of rent would set you back for a studio apartment located in the heart of the city. 

People who choose to make their homes outside of metropolitan regions may have larger financial benefits, measured in terms of the value they obtain for the amount of money they spend. 

There is a wide variety of other housing options available, even if the idea of having your own house seems to have more positive connotations. 

The option to purchase one’s own real estate may be had for an investment of around 160,000 dollars. 

It is essential to take note of the fact that, within the framework of Grenada’s citizenship-by-investment program, the investment of money into real estate stands as a potential option. 

You will be able to accomplish two goals at the same time if you follow this strategy and apply it. Acquiring citizenship and the ability to legally own property are the two key results that may be anticipated as a direct result of participating in this procedure. 

The cost of living in this country is determined, like it is in other countries, in large part by the qualities and circumstances of the individual. 

Rather than eating out at restaurants, it could be more cost-effective to prepare meals at home. This is one of the potential cost-saving measures. 

The cost of using public transportation is comparatively low. If at all possible, you should avoid using taxis and private autos in locations where there is an extensive road infrastructure because this is the best option for saving money.  

Immersing in Grenada Culture

Starlord - Living in Grenada
Grenada culture

Expats who choose to settle in Grenada will find that the country offers a unique and diversified environment in which they are given the opportunity to fully interact with the country’s rich historical and cultural legacy. 

Participating actively in cultural events, actively exploring museums and historical sites, and engaging in conversation with indigenous people are all excellent ways to obtain knowledge regarding the historical backdrop, traditional customs, and customary norms of a nation. 

Immersion in a new culture has the ability to enrich not only the personal lives but also the professional lives of expatriates, as well as to broaden their worldviews.

Pursuing Personal Development in Grenada

Additionally, individuals may engage in the pursuit of their particular interests and hobbies in Grenada thanks to the island’s provision of a wide variety of opportunities. 

Grenada has a wide variety of activities and sights to see, making it suitable for visitors with a variety of interests and tastes. These include going on a hike in the forest, going to a number of different beaches, and getting involved in the local music and arts scene.

Expat Living in Grenada

Expat Jobs in Grenada

Individuals from other countries have the ability to apply for a work visa that is valid for one year and can be renewed or extended beyond that time. 

The individuals will be expected to produce evidence to support their employment offer as well as the relevant contractual agreement that goes along with it. 

It is obligatory for the firm to publicize the available position for a period of three weeks prior to the hiring of a foreign employee, and it is needed that the company present a good justification for the employment of persons who are not citizens of the country in which the company is located. 

At the moment, Grenada acts as a dependable and important resource for collecting information pertaining to jobs all around the area. 

On the other hand, it is quite likely that the majority of people who go abroad will have extra sources of income that originate in their new countries of residence.

Healthcare for Expats in Grenada

The World Health Organization has recognized Grenada’s healthcare system as being among the most exceptional in all of the Caribbean countries. 

Grenada is located in the Caribbean. The monitoring and regulation of healthcare services, including both public and private healthcare facilities, falls under the purview of the Ministry of Health. 

Because of the way the architecture of the system was designed, it is possible to guarantee that every household will be located no farther than three miles away from a medical professional.

There are around thirty medical stations, six healthcare units, and eight hospitals out of a total count of approximately thirty. 

The most important facility providing access to public health services anywhere in the country is St. George’s General Hospital. 

In addition, those who are moving to this specific place have a wide variety of options available to them in the form of private health insurance plans from which to select.

International Schools in Grenada for Expats

Those moving to Grenada with their family should place a high priority on obtaining a quality education there. 

It is essential for children, between the ages of five and fifteen, to be enrolled in some sort of organized educational program. 

Both publicly sponsored education, which is available to everyone free of charge, and a parallel private education system, which needs monetary reimbursement for enrollment may be found in today’s educational environment. Both types of education are supported by the government.

The education system that is used in Grenada’s public schools is modelled after the one used in the United Kingdom. 

Therefore, relocation to Grenada does not need lowering one’s own or one’s children’s educational standards in order to accommodate the country’s educational system. 

As a result of the prominence of English as the official language in the country, the relocation process for expat families is relatively painless and uncomplicated. 

There is a clear preference among the expat population for a number of different international schools.

St. George’s University is widely acknowledged and highly regarded as a preeminent school in the Caribbean area. 

The university places a special emphasis on the fields of veterinary and medical studies, which contribute significantly to its reputation.

Retiring in Grenada as an Expat

The area under consideration has a beneficial combination of qualities, such as a tropical setting, a cost of living that is reasonably inexpensive, and the availability of high-quality healthcare facilities, all of which may add to the region’s attraction as a potential ideal location. 

In addition to the easy accessibility of sailing, hiking, and diving chances, the aforementioned aspects all contribute to a lifestyle that is excellent for a carefree and youthful retiree. This kind of person would benefit much from this kind of lifestyle.

People living in the United States who are contemplating retiring in Grenada will be forced to obtain immigration authorization in order to do so. 

There are different routes available for obtaining a workable investor visa, which ultimately leads to the acquisition of permanent residence status. 

Additionally, one may choose to investigate the meaning of citizenship through the naturalization procedure, or as an alternative, one may think about the possibility of earning Grenada citizenship by investing. Both of these options are available to individuals.

Living in Grenada as an American Expat

In comparison to other places, the cost of living is significantly lower, particularly when it comes to the cost of renting a place to live. 

An additional feature that distinguishes private healthcare is its relatively low cost. The country’s taxation system, in conjunction with its Citizenship by Investment Program, makes Grenada a particularly desirable site for anyone looking to relocate their businesses or families. 

The area of the island known as the “expatriate community” is located in the southern part of the island. 

If you and the locals speak the same language, it will be much simpler for you to make friends with both of these groups, which will make it much easier for you to develop social relationships.

Final Thoughts

Expats who are looking for more freedom to pursue their own interests may find Grenada to be an attractive option because of the unique way in which its economic and personal rights are combined. 

Expats in Grenada have a variety of opportunities available to them to launch their own businesses, make investments inside the country, and take advantage of the country’s high level of living. 

People who live in other countries have the opportunity to achieve financial independence, free themselves from the tedious routine of everyday life, and create a way of life that is congruent with their particular tastes by making use of the economic and personal liberties that are granted in Grenada. 

Grenada is deserving of attention due to the fact that it has the ability to make the achievement of greater degrees of independence and satisfaction more straightforward.

Pained by financial indecision? Want to invest with Adam?

Adam is an internationally recognised author on financial matters, with over 669.2 million answer views on Quora.com, a widely sold book on Amazon, and a contributor on Forbes.

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