Living in Zambia offers a unique blend of rich cultural experiences, diverse landscapes, and a welcoming community. As more expats discover the allure of living in Zambia, it’s essential to understand what awaits you in this beautiful African nation.
If you want to invest as an expat or high-net-worth individual, you can email me (advice@adamfayed.com) or use these contact options.
Table of Contents
Zambia as a Popular Expat Destination
Living in Zambia has become increasingly popular among expats seeking adventure and tranquility. The country boasts a stable political environment, friendly locals, and a relatively low cost of living.
Moreover, living in Zambia immerses you in its rich cultural tapestry and breathtaking natural wonders. With its strategic location at Central, Southern, and East African crossroads, Zambia offers a unique blend of cultures and experiences.
The capital, Lusaka, is a bustling hub, while the Copperbelt Province to the north is one of the country’s core economic regions.
Zambia’s Culture and Geography
Living in Zambia means embracing a diverse cultural heritage influenced by over 70 ethnic groups. The country’s geography, from the iconic Victoria Falls to its vast national parks, promises endless adventures for those living in Zambia.
Zambia’s history is a tapestry of cultural interactions and migrations. Originally inhabited by Khoisan peoples, the region underwent significant changes with the Bantu expansion in the thirteenth century. European explorers in the eighteenth century marked another phase, leading to British colonization.
The country achieved independence in 1964, with Kenneth Kaunda becoming its first president. Living in Zambia provides an opportunity to delve deep into this rich history, from its pre-colonial days to its post-independence era.
Zambia’s Natural Resources and Economic Potential
Zambia has abundant natural resources, including minerals, wildlife, forestry, freshwater, and arable land. In recent years, the World Bank recognized Zambia as one of the world’s fastest economically reformed countries.
Living in Zambia offers a chance to witness this economic transformation firsthand, especially with the country’s potential in sectors like mining and agriculture.
The Cultural Mosaic of Zambia
Living in Zambia introduces one to a myriad of cultures and traditions. With over 70 ethnic groups, the country is a melting pot of traditions, languages, and customs.
From the Bemba in the north to Tonga in the south, each group brings its unique flavor to the Zambian cultural mix. Festivals, dances, and traditional ceremonies are integral to life, offering expats a chance to experience Zambia’s rich cultural diversity.
The Geographical Wonders of Zambia
Zambia’s geography is as diverse as its culture. The iconic Victoria Falls, locally known as “Mosi-o-Tunya” or “thundering smoke,” is a must-visit for anyone living in Zambia.
The country’s national parks, teeming with wildlife, offer unparalleled safari experiences. Zambia’s landscapes are a treat for nature lovers, from the vast plains of Kafue National Park to the dense forests of South Luangwa.
Adapting to the Zambian Climate
For expats, living in Zambia presents an opportunity to experience a tropical climate that’s modified by altitude. The country’s weather patterns, influenced by its elevation, offer a unique blend of subtropical conditions rather than purely tropical ones.
Zambia’s Weather Patterns
Zambia, situated in Central and Southern Africa, boasts a tropical climate that’s influenced by its altitude.
The Köppen climate classification categorizes most parts of Zambia as humid subtropical or tropical wet and dry, with small patches of semi-arid steppe climate in the southwest. Living in Zambia, one will notice two primary seasons:
- The rainy season spans from November to April and aligns with the summer months.
- The dry season, which lasts from May to October or November, corresponds to winter. This dry season further divides into the cool, dry period (May to August) and the hot, dry stretch (September to October/November).
Preparing for the Rainy Season For Living in Zambia
When living in Zambia, it’s essential to be prepared for the rainy season. Rainfall can vary between 500 to 1,400 mm annually, with most regions receiving between 700 to 1,200 mm.
The distinction between the rainy and dry seasons is stark, with months like June, July, and August typically seeing no rainfall. The onset and end of the rainy season play a significant role in the country’s economic, cultural, and social life.
If the rains fail, it often leads to hunger. The average temperature during Zambia’s summer season hovers around 30°C, while the colder winter months can see temperatures drop to as low as 5°C.
The rains, brought by the Intertropical Convergence Zone (ITCZ), often manifest as thunderstorms, sometimes severe, accompanied by lightning, and occasionally hail.
Staying Cool During the Hot Months
The hot, dry season in Zambia can be challenging, especially with temperatures often soaring. For those living in Zambia, it’s crucial to:
- Stay hydrated by drinking plenty of water.
- Wear light and breathable clothing to combat the heat.
- Seek shade and avoid direct sunlight during the hottest parts of the day.
- Ensure homes are equipped with fans or air conditioning for added comfort.
Navigating the Dry Season
During the dry season, the landscape transforms. Deciduous trees, which shed their leaves to conserve water, have become more prevalent than evergreens.
These trees often sprout fresh green or reddish leaves just before the rainy season commences. Grasses and other herbaceous plants might appear dry on the surface, but they regenerate swiftly with the onset of rains, drawing from their roots and tubers.
The Impact of Bushfires
In the latter part of the dry season, bushfires become a common sight. These fires, ignited by various causes such as hunting, burning crop residue, or lightning strikes in the early rainy season, are a part of the natural cycle.
While these fires are typically not devastating due to the annual occurrence preventing a significant buildup of dry fuel, they can sometimes harm animals and crops, especially if the rains end early.
Water Sources During the Dry Months
Most of Zambia’s rivers, lakes, and swamps remain permanent, except in the far south and southwest. Dambos, grasslands that turn marshy during the rainy season, are prevalent nationwide.
These dambos often release groundwater to streams and rivers towards the end of the dry season, ensuring a continuous flow. For the local population, access to water during the dry season is crucial, influencing the location of rural settlements.
The ability to grow sufficient food during the rainy season to last through the long dry season also plays a role in population distribution.
Temperature Variations
Living in Zambia, one will experience temperature variations influenced by the elevation of the great plateau, which covers about 80% of the country. On this plateau, temperature ranges are:
- Cool and Dry (May–August): 21-26°C (70-79°F) during the day and 6-12°C (43-54°F) at night.
- Hot and Dry (September–October): 28-35°C (82-95°F) during the day and 17-22°C (63-72°F) at night.
- Rainy (November–April): 25-30°C (77-86°F) during the day and 14-19°C (57-66°F) at night.
By understanding and preparing for these climatic conditions, expats can make their living experience in Zambia comfortable and enjoyable.
Transportation and Getting Around
Living in Zambia offers a unique blend of natural beauty, diverse cultures, and a rapidly developing infrastructure. One of the essential aspects of settling in a new country is understanding its transportation system.
Here’s a detailed guide to help you navigate the transportation landscape of Zambia.
Public Transportation Options
Buses and Minibuses
Buses and minibusses are the primary means of public transportation in Zambia. They are affordable and accessible, making them a popular choice for daily commuting.
While they might not offer the comfort of private vehicles, they provide an authentic living experience in Zambia. Routes are extensive, covering both urban and rural areas, but knowing their schedules and stops is essential.
Taxis and Ride-Sharing
Taxis are widely available in major cities like Lusaka, Ndola, and Livingstone. They offer a more comfortable and private mode of transportation compared to buses.
While taxis don’t usually run on meters, it’s advisable to negotiate the fare before starting the journey. In recent years, ride-sharing services have also gained popularity, providing a modern and convenient way to get around while living in Zambia.
Driving in Zambia
Obtaining a Zambian Driver’s License
You’ll need a Zambian driver’s license if you plan to drive while living in Zambia. Expats can use their international driver’s licenses for a short period, but obtaining a local license for extended stays is advisable.
The process involves a written test, a practical driving test, and a vision test.
Road Conditions and Safety Tips
Zambia has a mix of paved and unpaved roads. Major highways, especially those connecting big cities, are generally in good condition. However, some rural and remote areas might have rough and challenging terrains.
When driving in Zambia, always be cautious of pedestrians, cyclists, and livestock. It’s also essential to know that Zambia follows the left-hand driving system.
Railways in Zambia
Rail transport plays a significant role in Zambia’s transportation system, especially for cargo.
The country boasts over 2,157 km of railway track. The principal lines include the Zambia Railways Limited, which connects cities like Kitwe, Ndola, Lusaka, and Livingstone, and the TAZARA Railway, linking Zambia to Dar es Salaam in Tanzania. Living in Zambia offers the opportunity to experience these rail journeys, which can be both scenic and efficient.
Roads in Zambia
Zambia has a total road network of 91,440 km, with 20,117 km paved. The country’s road infrastructure has significantly improved over the years, with major highways connecting key cities and regions.
The Lusaka-Copperbelt Road and the Great East Road in Lusaka are among the most-used highways in the country. When living in Zambia, one must familiarize oneself with the main roads and highways for smooth travel.
Air Transport
Zambia’s air transport sector has grown with several scheduled carriers based in the country, including Zambia Airways, Proflight Zambia, and Mahogany Air.
Major airports like Kenneth Kaunda International Airport in Lusaka and Harry Mwanga Nkumbula International Airport in Livingstone facilitate international flights, connecting Zambia to various global destinations.
Living in Zambia provides easy access to these airports, making international travel convenient.
Healthcare and Medical Facilities in Zambia
Living in Zambia offers a unique blend of natural beauty, cultural richness, and a sense of community. However, understanding the healthcare landscape is crucial for expats and those considering a move to this African nation.
Zambia’s Healthcare System
Zambia’s healthcare system has been improving over the years, with both the public and private sectors playing pivotal roles. The World Health Organization (WHO) actively collaborates with the Zambian government to enhance the nation’s health outcomes.
Public vs. Private Hospitals
Public Hospitals:
- Funded and operated by the government.
- Often crowded due to high patient numbers.
- Basic medical services are usually affordable or free for Zambian citizens.
Private Hospitals:
- Operate independently or as part of larger healthcare groups.
- Offer specialized services and modern medical equipment.
- Typically charge higher fees, making them a preferred choice for those with health insurance or the means to afford out-of-pocket expenses.
Health Insurance for Expats
Investing in a comprehensive health insurance plan is advisable for expats living in Zambia. While public hospitals provide essential services, private hospitals offer a broader range of treatments and often have shorter waiting times.
Many international insurance providers offer plans tailored to expats, covering medical evacuations, specialist treatments, and routine check-ups.
Common Health Concerns and Precautions
Vaccinations and Preventive Measures
Before moving to Zambia, ensure you’re up-to-date with all recommended vaccinations. Commonly advised vaccines for Zambia include:
- Yellow fever
- Typhoid
- Hepatitis A and B
- Meningitis
- Rabies
Routine vaccinations, such as measles, mumps, and rubella (MMR), diphtheria, tetanus, and pertussis, should also be current.
Staying Safe from Tropical Diseases
Zambia, like many African countries, has a risk of tropical diseases. Malaria is prevalent, especially during the rainy season. Expats living in Zambia should:
- Use mosquito nets and repellents.
- Take antimalarial medication as prescribed.
- Stay informed about local outbreaks and preventive measures.
Additionally, while the HIV/AIDS prevalence has decreased over the years, it remains a significant health concern. Regular testing and practicing safe behaviors are essential.
Education and Schools in Zambia
Education plays a pivotal role in the development of any nation, and living in Zambia is no exception. The Zambian education system has evolved over the years, catering to both local and international students.
International schools and their curricula
Living in Zambia offers expats a range of international schools that follow various global curricula. These schools cater to the diverse needs of the expatriate community, ensuring their children receive quality education comparable to their home countries.
Top international schools in Lusaka and other cities
Lusaka, the capital city, houses several renowned international schools. Some notable ones include the Lusaka International Community School, the American International School of Lusaka, and the British International School.
Other cities also boast reputable international schools, ensuring that no matter where you’re living in Zambia, quality education is accessible.
Understanding the admission process
Admission processes in international schools typically involve an application form, previous school reports, and sometimes an entrance test or interview.
It’s essential to start the admission process early, especially for popular schools, as they tend to have waiting lists.
Local schools and the Zambian education system
The structure of the Zambian education system
The Zambian education system comprises several levels:
- Early Childhood Education (ECE): This includes preschool and reception.
- Primary Education: Spanning from Grade 1 to 7, primary education forms the foundation for students in Zambia. After completing Grade 7, students take exams set by the Examination Council of Zambia.
- Junior Secondary: This covers Grades 8 and 9. Traditionally, these grades were part of the Basic school system.
- Senior Secondary: This includes Grades 10 to 12. After Grade 12, students can pursue higher education in universities or technical colleges.
Language of instruction and cultural immersion
English is the primary language of instruction in Zambian schools. However, living in Zambia also allows students to learn various local languages and engage in cultural immersion.
This exposure helps students appreciate the rich tapestry of Zambian traditions and customs.
Higher Education in Zambia
Zambia has seen significant growth in its higher education sector. The country boasts three government universities and several technical schools. The University of Zambia, located in Lusaka, is the largest public university, followed by the Copperbelt University in Kitwe.
Mulungushi University, north of Kabwe, is another notable institution. Private universities, such as the Texila American University and the University of Lusaka, also play a crucial role in the Zambian higher education landscape.
Opportunities and Challenges in Higher Education
While living in Zambia offers numerous educational opportunities, challenges persist. The introduction of fees in some institutions has made university education inaccessible for some.
However, the government provides state bursaries to aid deserving students. Competition for university places is intense, emphasizing the need for students to excel in their secondary education.
Pained by financial indecision? Want to invest with Adam?
Adam is an internationally recognised author on financial matters, with over 668.8 million answer views on Quora.com, a widely sold book on Amazon, and a contributor on Forbes.