+44 7393 450837
advice@adamfayed.com
Follow on

4 Assets That Can Make You Rich

Many people know that cash isn’t a good investment and that wealthier people work for assets rather than money for consumption alone, but what are the assets which are most likely to pay off?

This article will review four such assets.

Your Own Business

Working for yourself can be a great decision, compared to selling your time for money. However, countless people want to start their own business, so it is a competitive landscape. The statistics show that people who have industry experience, are far more likely to succeed.

The more industry experience you have, the more contacts, clients or knowledge you are likely to possess. That is one of the reasons for the stats below, which shows that older owners are more likely to succeed in business

Not that you would believe it, if you listened to the media, who like to tell stories about young founders, working out of their parents garage, who make it.

That doesn’t mean you need to be 50 before starting your own business, and young people can’t succeed. It merely means starting your own business is more likely to be a better investment after your late 20s/early 30s, compared to starting sooner.

Stocks

A $10,000 investment in the S&P500 in 1942 would be worth $50M today, and the same investment would be worth about $120,000, if you had made it 30 years ago.

The chart below illustrates how far stocks rise long-term, even during times like 1999-2008, which were challenging for global markets:

a1 47

The markets are a great way to increase your wealth long-term, provided you don’t care about the short-term volatility.

Real Estate

I have criticized real estate as an investment many times on this website. There is no doubt, however, that if you use leverage (by mortgaging a property properly) and yields properly, you can make decent money investing in the asset.

It is a huge time commitment though, which makes investments like real estate investment trusts (REITS) attractive. They have often beaten direct real estate and even some markets in recent decades:

The advantages of REITS is that they can be bought online, and together with your stock portfolios, are more liquid than a direct property.

Digital Assets

As the previous section illustrates, we live in different times now. The digital age has completely changed the landscape, making online and digital assets a new form of wealth.

Examples of digital assets include knowledge recorded in online books, your online personal brand, patents, designs that are protected and online music, to name but a few.

The fact that Cristiano Ronaldo now makes more money from Instagram than from in-person marketing visits, and there are countless young “influencers” who make more money than CEOs, should tell you the world is changing.

16 Responses

  1. Adam, I am very much interested in REITS & Stocks. I live in Melbourne & real estate prices here are impractical because of Chinese investors. I Do Not believe in talking a debt of 6-7,00,000 for a 30 years period & then keep paying the interest till you die.

    I’m from India & I used to invest in mutual funds & bonds back home but I’m not able to find those opportunities here in Australia.

    I’m 40 & father of 2. Have some savings which means I can afford to make monthly investments.

    What would you advice?

    Regards,
    Pete.

  2. This was very informative if you have any more info on REITS I would appreciate it, if you could send me some more material.. Thank you

  3. Quite informative article you have here,would appreciate more materials to help me as a total beginner with regards to investing in stocks.

  4. Hello would also love to be on your email list so that i can receive this educative information thank you.

Leave a Reply

Your email address will not be published. Required fields are marked *

This URL is merely a website and not a regulated entity, so shouldn’t be considered as directly related to any companies (including regulated ones) that Adam Fayed might be a part of.

This Website is not directed at and should not be accessed by any person in any jurisdiction – including the United States of America, the United Kingdom, the United Arab Emirates and the Hong Kong SAR – where (by reason of that person’s nationality, residence or otherwise) the publication or availability of this Website and/or its contents, materials and information available on or through this Website (together, the “Materials“) is prohibited.

Adam Fayed makes no representation that the contents of this Website is appropriate for use in all locations, or that the products or services discussed on this Website are available or appropriate for sale or use in all jurisdictions or countries, or by all types of investors. It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction.

The Website and the Material are intended to provide information solely to professional and sophisticated investors who are familiar with and capable of evaluating the merits and risks associated with financial products and services of the kind described herein and no other persons should access, act on it or rely on it. Nothing on this Website is intended to constitute (i) investment advice or any form of solicitation or recommendation or an offer, or solicitation of an offer, to purchase or sell any financial product or service, (ii) investment, legal, business or tax advice or an offer to provide any such advice, or (iii) a basis for making any investment decision. The Materials are provided for information purposes only and do not take into account any user’s individual circumstances.

The services described on the Website are intended solely for clients who have approached Adam Fayed on their own initiative and not as a result of any direct or indirect marketing or solicitation. Any engagement with clients is undertaken strictly on a reverse solicitation basis, meaning that the client initiated contact with Adam Fayed without any prior solicitation.

*Many of these assets are being managed by entities where Adam Fayed has personal shareholdings but whereby he is not providing personal advice.

Are you an expat or a high-net-worth individual?

If your investment portfolio is valued at $150,000 or more, you may qualify for one of our limited complimentary portfolio reviews.​

This is your opportunity to ensure your wealth is aligned with your long-term goals, optimized for tax efficiency, and protected against unnecessary risks.

Spaces are extremely limited — secure your free review today.

Click the button to book your slot

This website is maintained for personal branding purposes and is intended solely to share the personal views, experiences, as well as personal and professional journey of Adam Fayed. Personal Capacity All views, opinions, statements, insights, or declarations expressed on this website are made by Adam Fayed in a strictly personal capacity. They do not represent, reflect, or imply any official position, opinion, or endorsement of any organization, employer, client, or institution with which Adam Fayed is or has been affiliated. Nothing on this website should be construed as being made on behalf of, or with the authorization of, any such entity. Endorsements, Affiliations or Service Offerings Certain pages of this website may contain general information that could assist you in determining whether you might be eligible to engage the professional services of Adam Fayed or of any entity in which Adam Fayed is employed, holds a position (including as director, officer, employee or consultant), has a shareholding or financial interest, or with which Adam Fayed is otherwise professionally affiliated. However, any such services—whether offered by Adam Fayed in a professional capacity or by any affiliated entity—will be provided entirely separately from this website and will be subject to distinct terms, conditions, and formal engagement processes. Nothing on this website constitutes an offer to provide professional services, nor should it be interpreted as forming a client relationship of any kind. Any reference to third parties, services, or products does not imply endorsement or partnership unless explicitly stated. *Many of these assets are being managed by entities where Adam Fayed has personal shareholdings but whereby he is not providing personal advice. I confirm that I don’t currently reside in the United States, Puerto Rico, the United Arab Emirates, Iran, Cuba or any heavily-sanctioned countries. If you live in the UK, please confirm that you meet one of the following conditions: 1. High-net-worth I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-readily realisable securities. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me: I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement). I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include the property which is my primary residence or any money raised through a loan secured on that property. Or any rights of mine under a qualifying contract or insurance within the meaning of the Financial Services and Markets Act 2000 (Regulated Activities) order 2001;
  1. c) or Any benefits (in the form of pensions or otherwise) which are payable on the
termination of my service or on my death or retirement and to which I am (or my dependents are), or may be entitled. 2. Self certified investor I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-readily realisable securities. I understand that this means: i. I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-readily realisable securities; ii. The investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested. I am a self-certified sophisticated investor because at least one of the following applies: a. I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below; b. I have made more than one investment in an unlisted company in the two years prior to the date below; c. I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises; d. I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

Adam Fayed is not UK based nor FCA-regulated.

Adam Fayed uses cookies to enhance your browsing experience, deliver personalized content based on your preferences, and help us better understand how our website is used. By continuing to browse adamfayed.com, you consent to our use of cookies. If you do not consent, you’ll be redirected away from this site as we rely on cookies for core functionality. Learn more in our Privacy Policy & Terms & Conditions.