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Reseña de Dominion Capital Strategies – Guernsey (translated article)

(esta es una versión traducida del artículo en inglés anterior de Adam).. Ese será el tema del artículo de hoy. Si está buscando invertir y quiere una segunda opinión, envíeme un correo electrónico a (advice@adamfayed.com) o use la función de WhatsApp a continuación.

¿Quiénes son Dominion y dónde se venden?

 Dominion es una empresa de gestión de inversiones con sede en Guernsey con oficinas en Uruguay y más allá. Se venden a nivel mundial, pero son especialmente fuertes en América Latina, incluidos Uruguay, Brasil y Chile. Pueden participar tanto clientes locales como expatriados.

¿Qué tipo de productos ofrecen?

 Ofrecen una suma global y una solución de inversión regular. Se llaman Mi estrategia de ahorro + Mi estrategia de inversión. Los planes de ahorro están diseñados para personas que desean invertir por un período de 5 a 20 años, mientras que las sumas globales se pueden utilizar por un período de 5 años. Los fondos que se ofrecen dependen de lo “agresivo” que sea el inversor. Teniendo en cuenta esto, ofrecen fondos agresivos, equilibrados y cautelosos.

¿Hay algún cargo por salir del producto?

Hay cargos por salir de la inversión regular, pero eso depende de cuánto tiempo haya estado en el producto y cuánto tiempo más se haya comprometido a pagar. En otras palabras, si invierte durante 10 años, tras 5 años, su valor de rescate será relativamente alto, en comparación con el año 2.

¿Cuáles son los puntos positivos asociados con Dominion?

• La estructura de cobro es mejor que algunas otras disponibles en el mercado – solo 25$ al principio + tarifas continuas. Sin embargo, esas tarifas continuas dependen de la estructura de cargos que establezca su corredor el primer día.

• Es una estructura bastante transparente

. • Pueden aceptar clientes en la mayoría de las ubicaciones con algunas excepciones. Por lo tanto, son más flexibles que algunos proveedores de inversión en este sentido.

  • Es eficiente desde una perspectiva temporal. Todo se puede hacer en línea.

  • Están regulados por Guernsey. El administrador de activos también está regulado por la Financial Conduct Authority en el Reino Unido.

  • Una estructura buena y fiscalmente eficiente.

  • Está disponible en portugués, español y otros idiomas.

¿Cuáles son los puntos negativos?

 • Dominion no tiene tantas opciones de inversión como otras alternativas. Eso incluye opciones de inversión menos pasivas. Esto aumenta indirectamente los costes y el cliente paga más dinero. Sin embargo, el rendimiento de estos fondos que ofrecen,  no ha sido para nada malo.

 • Dado que están vendiendo sus propios fondos en la plataforma, esto es potencialmente un conflicto de intereses.

 • A menudo, el rendimiento de la inversión en los primeros años no es tan bueno como en los años posteriores, debido a los cargos iniciales.

 • Depende en gran medida de su corredor. El corredor A puede obtener mayores rendimientos que el corredor B, dependiendo de varios factores, incluidas las opciones de inversión y la estructura de cobro inicial. Si contrata un asesor profesional, es probable que sus ganancias sean mucho mayores.

 • Es una solución flexible, sin embargo, es mejor pagar todos los meses hasta el final del ahorro mensual. Por lo tanto, es mejor elegir una prima que le resulte cómoda y continuar invirtiendo mensualmente. 

Conclusión

Dominion es una buena empresa y, cuando se usa correctamente, puede generar buenos rendimientos. Sin embargo, debe considerar las segundas opciones y también mirar la estructura de cargos propuesta.

  ¿Y si quiere una segunda opinión?

 Si le han propuesto este producto y desea una segunda opinión o cargos más económicos dentro de Dominion, puede enviarme un correo electrónico a (advice@adamfayed.com) o contactarme en la función de WhatsApp a continuación.

Pained by financial indecision? Want to invest with Adam?

Financial Planner - Adam Fayed

Adam is an internationally recognised author on financial matters, with over 232.6million answers views on Quora.com and a widely sold book on Amazon

5 Responses

  1. Hola muy buenas tardes, mi nombre es David Daniel Lazaro Mora, y mi número de cuenta es MSS-186132

    Sólo quiero estar en contacto con alguien para reafirmarme que me ahorro. Está en buenas manos.

  2. Buenos días, mi nombre es Julio Cesar González, deseo ahorrar en el plan de Dominion, que puede decirme de positivo para convencerme, gracias

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