Why the wealthy spend less on luxury: the 70/30 rule in finance
This article was updated on January 26, 2021 Last year I started to take fitness and lifestyle more seriously. Quite a few experts I know talked about diet…
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Generali Vision Review: Charges and Problems
Generali Vision was perhaps the most commonly sold savings plan in the expat market, until a few years ago. But is the plan worth taking out, and what shou…
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Asset Allocation Strategy
Let us consider, for a moment, some facts. 1). There are many different asset classes such as property, bonds, commodities and equities. 2). Some of these …
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Stocks vs Real Estate: 10 reasons not to invest in real estate
During my time working in the investment industry, I have heard a lot of misconceptions about various financial instruments. However, some of the biggest m…
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`Guaranteed Returns` in mutual funds
During my time working overseas advising expats, many funds promising guaranteed returns, often with excellent track records, have collapsed. LM, an invest…
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