Godwin Capital review

In this article I will provide a comprehensive Godwin Capital review with insights and analysis relevant for 2024 and beyond.

In an era of negative real interest rates and low government bond yields, many people are looking for alternatives for their money.

We can sometimes offer discounts, and other benefits, if you want to invest in Godwin capt, compared to many other brokers.

If you are an advisor or introducer who is looking to distribute Godwin capital, or want to understand more about the Godwin capital terms, you can also contact me, as we co-operate with several people globally on alternative investments.

What are the basics about investing with Godwin Capital

Godwin capital developments are property develops who are involved in property developments around the UK.

They have been in the property development market for close to twenty years, and have offered this investment for over seven years.

They offer a loan note structure which is two years in length. The returns on offer are 5% every 6 months for two years (10% yearly gains), or 24% after two years.

Godwin capital is available directly from the UK, or sold via various offshore investment platforms such as Custodian Life.

The Godwin capital investment is available in USD, Pounds and Euros with minimums of 5,000 Pounds/10,000 Euros/10,000 USD.

If you have been proposed Godwin and want a second opinion, you can email me (advice@adamfayed.com) or contact me here.

This includes if you are interested in updated news about the company and if you are considering whether to reinvest.

What are some examples of Godwin capital’s projects?

• Stafford Rugby Club. Godwin start co-operating with Lord Stafford to redevelop the former Rugby Club in the Staffordshire region. The redevelopment is expected to include a car park, a hotel and residential properties.

• As reported by Insider Media, Godwin have recently secured a site which will include a Starbucks drive-thru store, which will include six EV charging points. It will be in Uttoxeter.

What are the positives associated with Godwin Capital’s offerings?

The positives associated with Godwin capital’s offering are:

• A clear structure. They don’t have companies in multiple countries. They only develop in the UK.
• The structure has been going on for years now, and clients have been paid on time.
• There isn’t a big lock-in period, at least with the two-year option
• Reasonable minimums
• It is now possible to reinvest the money automatically without withdrawing your money. For example, if you invest $25,000, getting 24% after two years, it is possible to reinvest $31,000 in two years.
• As it is available on some offshore investment platforms for expats, you can hold it as part of a wider, diversified portfolio.
• There are no additional fees that Godwin charge for this investment. The costs associated are already baked into the return.
• Godwin develop for big blue-chip clients such as Aldi and KFC, which reduces the risks associated with this investment, as does their portfolio of residential and commercial real estate.
• You aren’t taking on project-specific risk. If you buy a property in London, you can lose money if something goes wrong with your property and you can’t find a renter or buyer, even if the general market is doing well. With Godwin, provided the company is doing OK, you don’t face individual project risk, as an investor.
• Godwin are expanding considerably, which shows how well the company is doing.
• They use an FCA-regulated third party company, Bluewater Capital, to be the trustees, and they also handle the money. In addition to other safeguards, such as only using the investors money in the early stages of the project, this increases the security.
• The existence of blue-chip clients is another reassuring factor, because they did their own due diligence on Godwin. It would cost them a lot of money if projects are delayed.

What are the negative of Godwin capital’s investment products?

The main drawbacks are:

• You are locked in for two years. This isn’t a big issue for most people though.
• Like any debt structure, there are risks associated with this investment, even if Godwin have managed them well thus far. Any investment like this can default and you can lose all your money.
• This investment is usually offered through advisors. Therefore, you should only go into it if it is inline with what you want to achieve. Few clients want to put 90%-100% of their wealth into Godwin. It is more of a diversification and income play.
• The fact that Godwin is only in the UK decreases risks, as they can communicate with the developers, it reduces complexity and they don’t outsource the projects – they develop from start to end. However, if the UK ever got into a very serious economic issue, this could be a problem. It is very unlikely, considering they had experience during the 2008-2009 Financial Crisis, 2020 Covid-19 lockdowns and the current economic slowdown. This risk is only likely to pass if there is a recession which is bigger, and longer, than any we have ever see. Many of their clients, such as KFC and Lidl, are largely recession-proof anyway, unlike the more luxury retailers. People still eat burgers, and buy budget shopping, in recessions.
• With interest rates staying higher for longer, and UK planning permission taking longer than before, the risks are arguably higher than pre-2022.

Conclusion of our Godwin Capital Analysis

Overall, Godwin has had a great track record, but risks remain, especially in a post-2022 environment where interest rates are higher. Planning permission is also taking longer than before.

All investments like this can default.

If you are looking for a second opinion you can contact me.

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Adam is an internationally recognised author on financial matters, with over 760.2 million answer views on Quora.com, a widely sold book on Amazon, and a contributor on Forbes.