The Ajman Golden Visa is part of the UAE’s long-term residency framework, offering 10-year residence permits to qualified investors, property owners, entrepreneurs, and professionals.
While it operates under the federal UAE Golden Visa program, Ajman applies its own investment thresholds and local criteria, such as property value, business licensing, and income requirements.
These visas provide globally mobile individuals with renewable long-term residency, tax efficiency, and the ability to own property in one of the UAE’s most accessible emirates.
This article explores:
- Can I get a Golden Visa if I buy property in Ajman?
- How to apply for a Golden Visa in Ajman?
- How much do I need to invest in the UAE for a Golden Visa in Ajman?
- How much is the Golden Visa fee for Ajman?
- What are the pros and cons of getting a Golden Visa in Ajman?
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The information in this article is for general guidance only. It does not constitute financial, legal, or tax advice, and is not a recommendation or solicitation to invest. Some facts may have changed since the time of writing.
Does the UAE have a Golden Visa?
Yes, the UAE offers a Golden Visa program, part of its broader investment migration framework, granting long-term residency to investors, entrepreneurs, scientists, exceptional talents, and property owners.
Beyond Ajman, emirates such as Dubai, Abu Dhabi, and Sharjah also issue Golden Visas under the same federal framework, each setting its own eligibility criteria and processing systems.
Ajman Golden Visa Rules
Ajman follows the UAE’s federal framework for Golden Visas but applies its own implementation standards for investors, property buyers, and business owners.
These rules set the minimum property investment threshold, required trade licenses for entrepreneurs, and standard health and security checks for all applicants.
In early 2024 the UAE removed the AED 1,000,000 minimum down-payment requirement for property-based Golden Visas and tied eligibility to the property’s total value (commonly set at AED 2,000,000).
This federal change broadened access to the scheme for off-plan and mortgaged properties across the emirates, including Ajman.
In 2025, the emirate introduced a significant update under Law No. (1) of 2025, establishing a real estate contribution system.
This reform allows multiple investors to pool their funds for joint development projects such as undeveloped plots, older buildings slated for redevelopment, or ongoing constructions, to collectively meet the AED 2 million property value requirement for Golden Visa eligibility.
This change was designed to make the Golden Visa in Ajman more accessible and to encourage real estate investment collaboration, contributing to the emirate’s growing property sector.
What Are the Conditions for Golden Visa In Ajman?
To qualify for an investor visa in Ajman, applicants must meet specific criteria such as investing at least AED 2 million in property, owning a high-revenue business, or earning a monthly salary of AED 30,000 or more.
Below are the main qualification routes:
- Investment in Property (Investors):
Invest at least AED 2 million (approximately USD 545,000) in freehold property in Ajman, or maintain the same amount as a deposit in a UAE or Ajman-based bank to qualify for a Golden Visa for property owners. - Successful Business Ownership (Entrepreneurs):
Own a registered business that generates a minimum of AED 1 million in annual income, verified by the Ministry of Economy or local authorities. - Registered Project Requirement:
Entrepreneurs seeking a Golden Visa by investment must have a registered project with annual revenue of at least AED 1 million. - Business Incubation Project:
Applicants involved in real estate or other sectors may qualify if their incubated project generates at least AED 2 million in revenue. - Successful Project Sale:
Investors who have sold a pilot project valued at AED 7 million or more may be eligible for a Golden Visa under the investor category. - Employment with High Salary:
Individuals earning a monthly salary of AED 30,000 or more in Ajman may apply for a Golden Visa under the high-income employment route. - Specialized Skills:
Professionals in medicine, engineering, science, technology, or other specialized fields may qualify for the UAE Golden Visa based on their expertise. - Exceptional Students:
Outstanding academic achievers can also apply for the Golden Visa if they meet the UAE’s educational excellence criteria.
What Are The Ajman Golden Visa Requirements?
Applicants for the Ajman investor visa must prepare the following key documents and proof:
- Valid passport with at least 6 months of remaining validity
- Emirates ID (if already residing in the UAE)
- Copy of UAE residency visa (if applicable)
- Proof of investment, such as a property title deed, bank statement, or business ownership documents
- Valid trade or business license (for entrepreneurs or business investors)
- Audited financial statements for the previous year or proof of financial stability
- Employer’s salary certificate or proof of income (for employed applicants)
- Educational certificates (for professionals, students, or specialized skill applicants)
- Proof of specialized expertise (for doctors, engineers, scientists, and other skilled professionals)
- Marriage certificate (if applying with family members)
- Valid health insurance policy covering the UAE
- Minimum qualifying investment value, typically AED 2 million for real estate or equivalent capital in other investment routes
How Do You Obtain A Golden Visa in Ajman?
To obtain the Ajman Golden Visa, applicants must complete the following key steps:
- Decide under which category you’re applying (property investor, business/investment, specialized talent, etc.).
- Gather all required documents (passport, health insurance, title deeds or company documents, financials, etc.).
- Submit application via the relevant UAE authority (for Ajman this often involves the Ajman Land Department if property is involved, Immigration authorities, and ICP Federal Authority for Identity, Citizenship, Customs & Port Security).
- Undergo medical examination.
- Pay the required fees (visa processing fee, permit fee, medical, ID, admin).
- Wait for processing. Once approved, get your residence permit, Emirates ID, and visa issued.
How much is the Golden Visa fee in Ajman?
For a 10-year Golden Visa via property investment in Ajman: roughly AED 9,648.75 total for certain property investor categories (includes medical, visa permit, ID, land department/admin fees).
Other fees include medical examination (≈ AED 700), administrative costs, land department fees, visa permit/validation.
These fees are approximate and can vary over time / by category.
How Long is Ajman Golden Visa Processing Time?
The Ajman Golden Visa processing time can be as fast as 7 to 10 days for some property-investment cases once all paperwork is complete.
In many cases, processing takes between 3 to 6 weeks, depending on category, document completeness, verification, and any additional assessments.
What are the advantages of a UAE Golden Visa in Ajman?
- Long-Term Residency Stability: A renewable 10-year visa providing security, flexibility, and the freedom to plan your future in Ajman and the UAE.
- Exclusive Investment Opportunities: Access premium property and business investments under the UAE Golden Visa, designed for high-net-worth and global investors.
- Multiple Entry Privileges: Travel in and out of the UAE freely without losing residency status ideal for international investors and frequent travelers.
- Comprehensive Family Sponsorship: Sponsor your spouse, children, parents, siblings, and household staff under one Golden Visa.
- Streamlined Daily Living: Enjoy quick access to UAE banking services, a driver’s license, and essential utilities with minimal bureaucracy.
- Full Work and Business Freedom: Live, work, or operate a business anywhere in the UAE without needing a local sponsor.
- Access to Top-Tier Services: Take advantage of world-class healthcare, education, and lifestyle amenities across Ajman and other emirates.
- Tax Advantages: Benefit from the UAE’s tax-friendly policies—no income, capital gains, or inheritance taxes for Golden Visa holders.
- Profitable Real Estate Prospects: Invest in Ajman’s growing property market with strong rental yields and long-term appreciation potential.
What are the disadvantages of UAE Golden Visa in Ajman?
- High upfront cost of investment or purchase of property; minimum thresholds can be steep.
- Ongoing compliance requirements: maintaining property value, business activity, or other criteria to keep visa valid.
- Medical exams and other procedural steps may delay the process if documents are incomplete or not attested properly.
- Real estate market risk: property values can fluctuate; investing heavily just for visa may carry risk.
- Policy changes risk: rules (investment thresholds, eligibility, property value minimums) can and do change. Ajman has adjusted requirements recently.
Conclusion
Among the UAE’s emirates, Ajman stands out for blending accessibility with investor-friendly reforms.
The 2024 easing of Golden Visa rules, especially the inclusion of off-plan properties and flexible capital structures, has opened the door for a wider range of global investors seeking a foothold in the UAE.
While the AED 2 million investment threshold and associated fees remain substantial, Ajman offers one of the most cost-efficient paths to 10-year residency within the federation.
For expats and entrepreneurs seeking long-term stability, tax efficiency, and regional mobility, Ajman’s Golden Visa presents a practical balance between affordability and opportunity.
Applicants should, however, confirm the latest property and business eligibility criteria with Ajman’s local authorities or the Federal Identity and Citizenship portal before proceeding.
FAQs
Who has the cheapest Golden Visa?
Some of the cheapest Golden Visa programs are offered by Latvia, Vanuatu, and Dominica.
Latvia provides one of Europe’s most affordable residency-by-investment options starting at about €50,000.
Meanwhile, Vanuatu and Dominica offer citizenship-by-investment starting from roughly $100,000-$200,000, making them among the most cost-effective paths to second residency or citizenship compared to higher-cost programs in the UAE or Portugal.
What is the cheapest residence visa in UAE?
The cheapest residence visa in the UAE is usually a standard employment or family visa, which typically costs between AED 2,000 and AED 5,000.
These visas are more affordable because they are sponsored and valid for shorter durations. Exact costs depend on the emirate, employer, and documentation.
Among Golden Visa options, the most affordable categories are often for skilled professionals or exceptional talents, with total costs generally ranging from AED 4,500 to AED 7,000, including medical tests, Emirates ID, and other administrative fees.
Which Golden Visa is best?
-For long-term value and global mobility, Portugal’s Golden Visa remains one of the most popular, offering EU residency and a potential path to citizenship after five years with minimal stay requirements.
-For affordability, Latvia and Caribbean programs like Dominica or St. Lucia offer lower investment thresholds and quick processing.
-Meanwhile, the UAE Golden Visa stands out for expats seeking tax-free living and long-term residency in a stable economy, though it requires higher investment levels.
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