Saudi Premium Residency by Investment, commonly known as the Saudi Green Card, offers a pathway to long-term residence in the Kingdom. It costs between SAR 4,000 and SAR 800,000, depending on the chosen program.
The program provides permanent residency options for qualified investors and professionals.
The Investor Residency pathway offers residency to those willing to invest SAR 7 million and follow the relevant guidelines.
The Saudi Premium Residency program represents the Kingdom’s most ambitious initiative to attract global talent and investment.
Recent statistics show that Saudi Arabia’s real estate market is projected to grow through 2025.
This growth creates substantial opportunities for Premium Residency holders across multiple sectors.
In this guide, we will be talking about aspects like:
- What is Saudi Premium Residency?
- How to apply for Saudi Premium Residency?
- How much does Saudi Premium Residency cost?
My contact details are hello@adamfayed.com and WhatsApp +44-7393-450-837 if you have any questions.
The information in this article is for general guidance only. It does not constitute financial, legal, or tax advice, and is not a recommendation or solicitation to invest. Some facts may have changed since the time of writing.
What is Premium Residency in Saudi Arabia?
Launched in 2019 as part of Vision 2030, the Premium Residency scheme allows foreign nationals to live and work without local sponsorship.
This marks a fundamental shift from the traditional Kafeel system that previously governed foreign residency.
The program has expanded significantly since its inception, now offering seven distinct pathways tailored to different investor profiles and professional backgrounds.
It aims to reduce dependency on oil revenues while attracting skilled professionals, entrepreneurs, and investors.
The Saudi Premium Residency Center, an independent administrative agency, oversees all applications and implementations.
Unlike traditional residency permits, Premium Residency provides extensive rights similar to permanent residents in other countries.
Holders enjoy freedom of movement, business ownership, and property investment opportunities.
The system eliminates the restrictive sponsorship requirements that previously limited expat autonomy in the Kingdom.
Types of Premium Residency in Saudi Arabia
The program offers seven distinct residency products, each designed for specific applicant categories:
Traditional Options:
- Limited Duration Premium Residency (1-5 years, renewable)
- Unlimited Duration Premium Residency (permanent, one-time payment)
Category-Based Options (introduced in 2024):
- Special Talent Residency (healthcare, science, research professionals)
- Gifted Residency (cultural, sports, artistic talents)
- Investor Residency (business investment focus)
- Entrepreneur Residency (startup and innovation focus)
- Real Estate Owner Residency (property investment pathway)
Each category has specific eligibility criteria and benefits tailored to different professional backgrounds. The traditional options require substantial financial commitment, while category-based options focus on skills and qualifications.
Saudi Premium Residency costs vary significantly, with unlimited duration costing SAR 800,000 while category-based options cost only SAR 4,000.
Below is a detailed breakdown of the investor and non-investor residency options.
Saudi Premium Residency – Investor Residency Option
Investor Residency offers the most attractive pathway for business-focused applicants. It provides direct permanent residency for qualifying investors.
Investment Requirements:
- Minimum SAR 7 million investment in the economic activities of Saudi Arabia
- Valid investment license from the Ministry of Investment
- Commercial registration in Saudi Arabia
- Memorandum of Association showing investor shares
Job Creation Mandate:
Investors must create at least 10 jobs for Saudi nationals within two years.
This requirement supports the Kingdom’s employment objectives under Vision 2030.
Job creation must be documented and verified by relevant authorities.
Permanent Residency Path:
Unlike other categories, Investor Residency grants permanent status. This eliminates renewal requirements and provides long-term security.
While permanent status is the goal, it is conditional on meeting investment and job creation benchmarks within two years, not automatically granted on application
Sector Opportunities:
Vision 2030 prioritizes diversification across multiple sectors.
Technology, healthcare, renewable energy, and tourism offer significant investment potential.
The government provides incentives for investments in strategic sectors.
Business Benefits:
Investor Residency holders can establish a regional headquarters in Saudi Arabia.
They benefit from new free zones and simplified business registration processes.
The Kingdom’s strategic location provides access to African, Asian, and European markets.
Real estate investment opportunities are expanding rapidly.
Foreign ownership laws are being liberalized starting January 2026.
Commercial real estate investments require a minimum SAR 30 million with development obligations.
Below are the non-investor paths, their eligibility criteria, and key features.
Saudi Premium Residency Special Talent
Designed for exceptional professionals in leadership, research, healthcare, and science, this five-year fixed-term residency rewards those who can bolster Saudi Arabia’s knowledge economy.
Eligibility
- Researchers: Bachelor’s degree, three years’ relevant experience, employment contract with an approved institution, SAR 14,000 minimum monthly salary, at least three published works, and a recommendation letter.
- Healthcare & Science Professionals: Bachelor’s degree, three years’ experience, employment contract, SAR 35,000 minimum monthly salary, plus recommendation.
- Executives: Employment contract at executive level 1 or 2, SAR 80,000 minimum monthly salary, and a recommendation letter for Level 2.
Renewal & Permanent Residency
Renewable for one additional five-year term if criteria remain satisfied.
After 30 months of lawful residence within five years, holders may apply for permanent residency.
Saudi Gifted Residency
Aimed at cultural and sports luminaries like artists, athletes, and creators, the five-year gifted residency recognizes exceptional accomplishments.
Eligibility
- Category A: Nominees or recipients of distinguished awards, endorsement from the Ministry of Culture or Sport, and proof of financial capability.
- Category B: Individuals meeting ministry-approved standards in their field, ministry recommendation, and financial solvency.
Renewal & Permanent Residency
One five-year renewal, provided the resident has lived in the Kingdom for at least 30 months during the initial term.
Permanent residency becomes possible with continued endorsement and residency compliance.
Saudi Entrepreneur Residency
For startup founders and innovators, the entrepreneur residency in Saudi Arabia fosters the country’s transformation into a knowledge-driven economy.
Entrepreneurs can even sponsor two staff members under the Special Talent track, exempting them from normal eligibility requirements.
Eligibility
- First Category: Accredited entrepreneur license, SAR 400,000 minimum capital from an approved entity, 20% equity stake, and a recommendation letter.
- Second Category: Accredited license, SAR 15 million minimum investment, 10% equity, recommendation letter, and creation of at least 20 jobs within two years (10 in year one, 10 in year two).
Duration & Transition
- First Category: Five-year term, renewable once after 30 months of residence.
- Second Category: Pathway to permanent residency upon meeting job-creation requirements.
Saudi Real Estate Owner Residency
Tailored to foreigners owning developed residential property in Saudi Arabia, the real estate residency leverages the Kingdom’s burgeoning real-estate market.
Eligibility
Ownership (or usufruct) of developed residential real estate valued at SAR 4 million or more, unencumbered by mortgages, and appraised by an accredited valuer.
Duration & Renewal
Residency is tied to the ownership period; indefinite renewals are granted as long as ownership and eligibility are maintained.
Limited Duration Premium Residency Saudi Arabia
Ideal for individuals on short-term assignments, projects, or exploratory stays, the limited duration premium residency category offers flexible terms ranging from one to five years.
Eligibility
Valid reason for temporary residency (business, education, medical treatment), plus general Premium Residency requirements (age, health, clean record, financial solvency).
Renewal
Possible extensions depending on the purpose of stay and compliance with residency regulations.
Unlimited Duration Premium Residency Saudi Arabia
The ultimate pathway for those wishing to put down permanent roots, this residency confers indefinite stay rights.
Eligibility
Demonstrated economic contribution through capital investment, business operations, or other means, plus adherence to standard residency criteria.
Duration
Permanent, with no expiration date, enabling holders to integrate fully into Saudi society.
Saudi Premium Residency Requirements
General requirements apply to all Premium Residency applications, regardless of category. Given below are the basic requirements to apply for the Saudi Premium Residency program:
- Minimum age of 21 years for primary applicants
- Valid passport with at least 6 months remaining validity
- Clean criminal record from all countries of residence
- Medical examination certificate from authorized healthcare providers
- Proof of financial solvency through bank statements
Applicants already in Saudi Arabia must hold valid legal residency. The existing residency must have at least 90 days’ validity remaining at application time.
Documents Required for Saudi Premium Residency
To apply for Saudi Premium Residency, applicants must provide a comprehensive set of documents to verify identity, financial standing, health, and residency status.
Below is a detailed list of the essential paperwork you will need to submit:
Passport Copies. Clear scans of your passport’s identification pages, showing your personal details and validity dates.
Recent Photographs. Two color passport-sized photos taken within the last six months. Each should be against a white background, sharply focused, and evenly lit.
Evidence of Financial Capacity. Certified by a Saudi diplomatic mission, such as:
- Proof of income (for salaried applicants)
- Commercial registration certificate (for investors)
- Audited financial statements from the past two years, sealed by a certified public accountant (for investors)
- Investment portfolio details
- Bank statements covering the last 12 months
Medical Certificate. An official health report from an authorized provider confirming you are free of contagious diseases and in good health.
Saudi Iqama Number. If you currently hold, or have previously held, an Iqama, include that number.
Proof of Residence. A document, such as a recent utility bill, showing your current address.
Previous Saudi Visas. Copies of any Saudi visas issued to you over the past 15 years.
Family Members. If you are sponsoring dependents, also include for each: passport copies, two recent passport-sized photos, and a certified medical report. Marriage and birth certificates are also necessary for family inclusion. A family portrait may also be requested.
Other Cases. Educational certificates and professional qualifications, employment contracts or business documentation (category-specific), etc.Property ownership documents might be necessary for Real Estate Owner Residency.
Saudi Premium Residency Dependents
Premium Residency holders may sponsor select relatives to join them in Saudi Arabia. Those eligible include:
- Legally married spouse. Residents with Premium Residency can bring their lawfully wedded partner to live with them in the Kingdom.
- Unmarried children under 25. Children who have not married and are younger than 25 years old qualify for sponsorship.
- Dependent parents. Under certain circumstances, such as demonstrating financial support and dependency, Premium Residency holders may also sponsor their parents.
Note: Sponsorship criteria can differ depending on the specific Premium Residency category held.
How much does the Saudi premium residency cost?
Premium Residency costs vary significantly based on the chosen pathway:
Traditional Options:
- Limited Duration: SAR 100,000 annually (renewable)
- Unlimited Duration: SAR 800,000 one-time payment
Category-Based Options:
- All five categories: SAR 4,000 one-time fee for 5-year validity
- Application processing fee: USD 170 for all programs
The category-based options represent a 96% cost reduction compared to traditional pathways.
This makes Premium Residency accessible to a broader range of qualified professionals and investors.
Multi-year Limited Duration applications receive a 2% discount when paid in advance. However, payment must be made in full to qualify for this benefit.
Benefits of Premium Residency in Saudi Arabia
Premium Residency holders enjoy comprehensive benefits that rival those of Saudi citizens in many areas:
Family Benefits:
Residency extends to immediate family members including spouses, children under 25, and parents.
No additional fees apply for family inclusion under most programs.
Family members receive equal residency rights and can work in the private sector.
Property and Business Rights:
Holders can own residential, commercial, and industrial real estate throughout the Kingdom.
Restrictions apply only in Mecca and Medina, where usufruct rights are available for up to 99 years.
Business ownership and investment rights allow establishment of companies without local partners.
Travel and Mobility:
Unlimited exit and re-entry privileges eliminate visa requirements for travel.
Holders use dedicated citizen lanes at airports and borders.
Visit visas can be issued for extended family members and relatives.
Employment Flexibility:
Complete freedom to change jobs within the private sector without sponsor approval.
Work permits transfer automatically between employers.
Spouses and children can work independently under their residency status.
Tax Advantages:
Premium Residency holders are exempt from personal income tax on salaries and wages.
They also avoid the monthly fees typically imposed on expatriate workers.
These exemptions provide significant financial advantages over traditional residency.
Conclusion
Saudi Premium Residency 2025 represents an unprecedented opportunity for global investors and professionals.
The program’s expansion to seven distinct pathways accommodates diverse applicant profiles while maintaining rigorous standards.
Category-based options at SAR 4,000 provide exceptional value compared to traditional high-cost alternatives.
The Kingdom’s commitment to economic diversification, coupled with substantial infrastructure investments exceeding $1 trillion, creates a favorable environment for Premium Residency holders.
Foreign Direct Investment growth projections of 22% annually through 2030 demonstrate the program’s alignment with broader economic objectives.
Success in securing Premium Residency requires careful preparation and understanding of specific category requirements.
Professional consultation is recommended to navigate the application process effectively and maximize approval chances.
The program represents not just residency but participation in one of the world’s most ambitious economic transformation initiatives.
FAQs
Is Saudi Premium Residency worth it?
Yes, Premium Residency offers exceptional value for qualified applicants.
Category-based options cost only SAR 4,000 for five-year validity, providing comprehensive benefits including property ownership, business establishment, and family inclusion.
The program eliminates sponsorship requirements and offers tax advantages that offset the initial investment costs significantly.
Can I get Saudi citizenship by investment?
No, Premium Residency does not lead directly to Saudi citizenship. Saudi nationality law requires ten consecutive years of permanent residency, specific profession requirements, and additional qualifying criteria.
Premium Residency provides a pathway to long-term residence but citizenship requires separate naturalization processes under strict government discretion.
How long does a Saudi premium residency last?
Duration varies by category: Limited Duration lasts 1-5 years (renewable), Unlimited Duration is permanent, and category-based options provide 5-year validity with renewal potential.
Investor Residency offers immediate permanent status, while Real Estate Owner Residency remains valid throughout property ownership duration.
How much money do I need to invest to get permanent residency in Saudi Arabia?
Unlimited Duration Premium Residency requires a SAR 800,000 one-time payment.
Investor Residency needs SAR 7 million business investment plus 10 job creation within two years for permanent status.
Real Estate Owner Residency requires SAR 4 million in property ownership. Category-based options cost SAR 4,000 but provide renewable 5-year terms.
How to get permanent citizenship in Saudi Arabia?
Saudi citizenship requires 10 consecutive years of legal residency, demonstrated professional needs, Arabic language proficiency, and a clean criminal record.
Applicants must apply through Civil Affairs departments with committee review.
The process is highly selective with strict criteria, including cultural integration requirements and government discretionary approval.
Pained by financial indecision?
Adam is an internationally recognised author on financial matters with over 830million answer views on Quora, a widely sold book on Amazon, and a contributor on Forbes.
