This article was updated on January 10, 2019
(Quick note; this is a very short review, telling you the basics. For a more in-depth review of Ardan and similar plans, alongside customer reviews and questions at the bottom of the page, please visit here – https://adamfayed.com/zurich-vista-review-rl360-quantum-friends-provident-hansard/).
Who are Praemium?
Praemium International Ltd is an international investment platform. This article will review the platform.
Where is the platform sold?
Worldwide, but often in expat-focused areas such as Dubai, Shanghai, Saudi Arabia, Hong Kong, Singapore, Brussels, Bangkok, Kuala Lumpur, Qatar and various other locations. They have offices in Australia, Hong Kong, the UK and elsewhere.
What are the investment options available on the platform?
Pretty much any tradable assets can be held within the platform, including ETFs, bonds and fixed income. Praemium also have their own Smartfunds, which are 80% protected.
What are the costs of the platform?
The platform costs starts at around 0.50%, but total costs depends on many factors, including which investments are picked.
What are the positives of the platform?
The technology is good, whilst the Australia-base does make teh platform well-regulated.
What are the negatives of the platform?
The platform can be used well, but all too often many complicated and expensive products are chosen. That increases costs, and lowers returns.
Moreover, the Smartfunds do come with numerous risks, including counterparts dangers, like most structured products.
What can you do if you have an Praemium International plan?
If you have an Arden plan and you aren’t satisfied with the returns, don’t hesitate to contact me below or via my contact form.