In this review of Regis Capital Fund (RCF), we’ll delve into the features and investment requirements of the investment option.
We’ll also identify some of the pros and cons of the fixed income fund and of fixed income investing, overall.
Investments that provide a consistent income stream, usually in the form of dividends or interest, are referred to as fixed income investments.
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It’s helpful to seek advice or guidance even while dealing with supposedly less risky fixed income option, so as to strike the right balance needed for your investment nest. They still contain certain risks, after all, particularly with investments that bear high interests.
The facts in this post can change from the time of writing. Don’t execute any investment considering only this review.
Regis Capital Fund Terms and Features
The Fund’s goal is to give investors a steady stream of income by making investments in premium fixed income instruments. Acknowledging the difficulties brought about by low interest rates in the past, RCF seeks to provide investors looking for income in this setting with a diverse fixed income portfolio that can yield positive returns.
A wide exposure to the fixed income market is offered by the fund’s diversified portfolio. It is spread across many issuers, sectors, and geographical locations. The fund is carefully chosen by a team of seasoned investors, taking into account the level of risk.
Investors are expected to receive quarterly dividend payouts as well as a consistent source of income. Furthermore, the fund provides liquidity, enabling investors to receive income on a quarterly basis after only a six-month initial capital lock-in period.
A minimum investment of $100,000 or its equivalent in British pounds and euros for at least six months are two of the Regis Capital Fund’s key requirements. These features offer flexibility similar to that of a high-yield savings plan.
The client’s capital is subject to a preliminary subscription fee of 2% for the fund.
An annual yield of up to 16% can be achieved by compounding the 4% quarterly dividend to investors, who can choose to take it as income.
The net asset value of the fund is determined on a quarterly basis by an impartial administrator. It is verified by Baker Tilly to guarantee precision and openness.
The fund is subject also to regulation by agencies like as the Cayman Islands Monetary Authority and the Monetary Authority of Singapore, which ensures strict security and control.
Regis Capital Fund eyes $100 million. It doesn’t charge redemption fees.
Who can invest in Regis Capital Fund Fixed Income Fund?
High-net-worth individuals, sophisticated investors, as well as institutions can subscribe to RCF.
How to invest in Regis Capital Fund
Investment platforms like CIG and Britannia provide access to the RCF; other platforms are being added during their onboarding period for investors.
Is Regis Capital Fund safe to invest?
Well in terms of regulations, all counterparties involved in the RCF are regulated, from the initial establishment to the continuous administration of client funds and profit payments.
The fund hires a third-party administrator to manage account operations, capital preservation, and NAV computations.
Complete transparency is provided to clients through a secure web site where they may view quarterly NAV computations as well as capital balance information.
However, the fund having a payout of 16% per annum makes it an outlier and a rather risky investment. It’s better to seek guidance whether this kind of risk is something you’ll be comfortable to have or if it’s better to go with alternatives.
Advantages and disadvantages of fixed income investments
Fixed income investments benefits
Regular interest payments are one of the things that encourage retirees and anyone looking for stable sources of income to invest in fixed income securities.
Generally speaking, fixed income investments provide lower downside risk than stocks, which can aid in capital preservation.
A portfolio’s overall volatility can be decreased by increasing diversification through the inclusion of fixed income.
There may be tax benefits associated with some fixed-income options.
Fixed income investments risks
The Regis Capital fixed income fund offers high returns that make it a high-risk investment.
Fixed income assets typically have a declining market value as interest rates rise.
It could be challenging to sell some fixed income investments rapidly without losing money.
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