This review will focus on Go Asset Finance income bonds.
Go Asset Finance Ltd. is the Go Group’s specialized asset-backed finance business. Its only purpose is to supply capital to asset-backed lenders and pawnbrokers who hold and pledge assets like real estate, luxury automobiles, and metals.
The Go Group consists of two other specialist finance companies, Go Commercial Finance Ltd and RA-ESG PLC.
Go Asset Finance provides trade finance and business loans, among other services. In order to accommodate the large number of funding applications it receives, the firm produces income and growth bonds, which have appealing interest rates.
If you are looking to invest as an expat or high-net-worth individual, which is what I specialize in, you can email me (advice@adamfayed.com) or WhatsApp (+44-7393-450-837).
Any investing decision should not be made solely based on the information provided in this post; it is just meant to be informative. Please note that some facts may change after the time of writing.
Go Asset Finance investment opportunities
It is not possible for bondholders to switch from growth to income bonds, but they may always switch from income to growth.
Go Asset Finance may issue and deal in US dollars, euros, or British pounds. At any point during the bond’s term, the company may alter the denomination of your bond.
Go Asset Finance Income Bond Review
Fixed Interest Rolling Income Bond
This senior secured debt instrument is available for purchase with a minimum investment of 10,000 pounds and is backed by collateral. It may be purchased in GBP and has a 12-month term by default, though you can choose to extend it if you’d like.
You receive an annual interest rate of 12%, which translates to an effective annual rate of 12.68%. You’ll have received interest totaling 24% by the bond’s maturity date.
All of the fixed and floating assets of Go Asset Finance serves as collateral for the bond.
Fixed Interest Income Bond
This asset-secured offering is available for a 10,000 minimum investment. It is denominated in British pounds, US dollars, and euros.
The 2-year bond offers a 12.00% yearly interest rate, which becomes 12.55% annually when compounding is applied. Interest is disbursed every quarter.
You will receive your initial investment plus an additional 24% in aggregate interest at the conclusion of the 24-month term.
Perpetual Income Bond
This investment bond rolled out April 2, 2024 is listed on the Vienna Stock Exchange MTF. The USD-denominated bond has an investment minimum worth $100,000.
It provides a 12.00% annual interest rate, or an annual equivalent rate of 12.55%.
Interest is paid at a rate equal to three percent of the bond’s value every three months, or quarterly. The bond can be redeemed after two years of holding.
It is possible to transfer and trade the bond.
Who can invest with Go Asset Finance?
HNWIs, sophisticated investors, businesses, organizations, and authorized individuals can invest.
Are income bonds worth it?
Pros of Go Asset Finance income bonds
- When compared to ordinary market rates, savings accounts, corporate bonds, and government bonds, income bond rates are appealing.
- The investment being collateral-supported provides investors with an additional layer of protection.
- Monthly or quarterly interest payments offers investors with a consistent source of income, which is advantageous for individuals looking for a reliable source of cash flow.
- The business has a 100% payment record for all bond and share payments, demonstrating its dependability in fulfilling its financial obligations so far.
Fixed income bonds risk
- The income bonds have large minimum transaction amounts, just like the growth bonds.
- Interest rate risk affects income bonds, which means that if rates rise, their value could fall and hence impact the bonds’ resale value.
- Even though the bonds are tradeable, liquidity issues may still exist, particularly for the bigger minimum investment bonds. This might make it more difficult to sell the bonds promptly and for a reasonable price.
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