The goal of Peninsula Capital Trust is to offer investors options outside of the usual asset classes of stocks and bonds.
That’s why the firm provides short-term notes that allow investors to tap and diversify into the private credit market. This developing alternative sector generally yields greater returns and has less association with conventional market fluctuations.
However, this kind of investment carries huge risks and you could lose all your money.
If you are looking to invest as an expat or high-net-worth individual, which is what I specialize in, you can email me (advice@adamfayed.com) or WhatsApp (+44-7393-450-837).
This includes if you are looking for a free expat portfolio review service to optimize your investments and identify growth prospects.
Some facts might change from the time of writing. Nothing written here is financial, legal, tax, or any kind of individual advice or a solicitation to invest.
Peninsula Capital Trust Investment
Peninsula Capital Trust is a provider of private credit market alternatives.
In the fourth quarter of 2024, the firm rolled out a short-term notes offering to address investor liquidity needs and back four investment funds’ pre-funding. Such funds target a 2025 kick off.
The Peninsula Capital Trust loan notes offer a 10% coupon and a term of 145 days. The opportunity accepts investments worth $100,000 to $1 million.
The notes feature rolling 145-day maturities, which let investors reinvest proceeds and benefit from compounding returns. The short duration offers greater flexibility vs long-term investments.
To accommodate global investors, subscriptions are available in:
- Australian dollars
- British pounds
- Canadian dollars
- Euros
- US dollars
No management fees apply.
Cash returns from the short-term notes will be credited straight to the investor’s specified bank account, offering convenience and liquidity.
Additionally, early note participants will get equity interests in Peninsula Capital Trust’s future funds, which could increase their upside by exposing them to future growth.
Pros and Cons of Peninsula Capital Trust Loan Notes
This product allows investors to diversify into private credit, with high interest payments.
Future fund equity participation is an additional advantage that increases long-term upside, and the lack of management fees aids in maximizing returns.
It helps to remember, though, that every loan note has risks.
Capital may be lost entirely or in part, if the issuer cannot fulfill their repayment obligations due to financial woes, market disruptions, or default.
When investing in this type of venture, diversification and seeking expert advice are crucial.
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