+44 7393 450837

advice@adamfayed.com

Follow on

Woodville Litigation Funding investment review – that will be the topic of today’s article.

During this article I will speak about the positives and negatives associated with this investment and why, for most investors, superior risk-adjusted options exist.

If you have been proposed Woodville Litigation Funding and want a second opinion, you can email me (advice@adamfayed.com) or contact me here.

We can sometimes offer discounts, and other benefits, if you want to invest in Woodville, compared to many other providers, or introduce alternatives which might be better for your situation.

If you are an advisor or introducer who is looking to distribute Woodville, or want to understand more about the terms, you can also contact me, as we co-operate with several people globally on alternative investments.

Woodville do not focus on UK-resident investors, so this review should be considered by people living outside the UK only.

Introductionwho are Woodville and what are the basics associated with this investment?

Woodviile are a UK-based company who specialize in litigation funding. The main focus is in consumer finance and personal injury.

The company makes a return of the proceeds if a successful claim is made by somebody who qualifies for one of the loans.

Woodville offer a one, two and three year bonds. The returns are 10%, 11% and 12% respectively.

I have heard reports from clients that they were only being offered 8% on Woodville one year by another provider, but the official return is 10% per annum.

The investment is available in Euros, USD and British Pounds.

The investment minimums are $10,000, with most investors doing much higher sums.

They have over 1,500 active investors and have raised over 37 million Pounds. They aim to raise over 200m.

Thus far, 30,000 claims have been funded.

Where is the investment sold?

The investment is sold globally, but especially in expat hotspots such as the UAE, Saudi Arabia, Qatar and beyond.

Often it is part of a wider portfolio, sold on platforms such as Custodian Life and Capital Platforms.

How does Woodville manage the risk?

Woodville selects cases based on three criteria according to materials they have produced

With that being said, it has to be remembered that many other litigation funds have gone bankrupt. This doesn’t mean that the same thing will happen to Woodville.

It merely means that the above considerations don’t negate the fact that this is a high-risk, alternative asset, which should only be considered by certified high-net-worth individuals and sophisticated investors.

What are the positives associated with this investment?

What are the negatives?

The main negatives are:

So, whilst considerable positives exist, the negatives outweigh them for most investors. This is especially the case now that fixed-income returns have gone up due to higher interest rates.

How does the insurance option work?

On investment amounts above a certain threshold, it is possible to add an insurance option, which we have done on many occasions.

If after two weeks of payment being due, Woodvile haven’t paid, the investor can first speak to Woodville.

If that doesn’t work, it is possible to speak to the insurer directly to make a claim, within 28 days.

However, it is a mistake to think that insured options are risk-free. There have been other insured options that have collapsed. Like all insurance, the terms and conditions don’t cover everything.

What are the challenging going forward for firms like this?

The more difficult economic conditions in 2023 and possibly 2024 could present opportunities and threats for firms like Woodville.

It could be argued that more difficult economic times will result in more people taking litigation action against others.

What is more, Woodville aren’t reliant on getting money from the banks, so higher interest rates shouldn’t affect the model.

With that being said, more difficult economic times always presents threats to any business model.

Conclusion

Higher returns in the fixed-return space in 2023 means that in the majority of cases better risk-adjusted returns are available in the market.

However, if kept as a small percentage of a larger portfolio, Woodville can sometimes offer a value-add.

This is especially the case if you are looking to diversify. The insured option also offers some value-added, even though it is a mistake to think that it is a risk-free option.

Given the massive risks but also opportunities in alternative assets, it is important to seek a second opinion, especially if you are not a financial expert.

If you are looking for a second opinion you can contact me directly.

Pained by financial indecision? Want to invest with Adam?

smile beige jacket 4 1024x604 1

Adam is an internationally recognised author on financial matters, with over 735.2 million answer views on Quora.com, a widely sold book on Amazon, and a contributor on Forbes.

Further Reading

On the article below, taken directly from my Quora.com answers, I speak about the FTX scandal and collapse, alongside numerous other topics.

19 Responses

  1. Please advice if these investments are genuine and if there is no risk if anyone invest between 10k to 50k and what is the status on coupons and if anyone wants to sell this investments

  2. Dear sir, l have just read your article n Woodville Litigation Funding and not with interest you comment in concluding that to secure the insurance cover then the investment needs to be on or over $100000 or currency equivalent… This is an important comment as on contacting an agent for Woodville was told its 100000 in either usd/Euro/GBP .. this seems odd to me so can you please confirm it is the equivalent in whatever currency.
    Kind Regards
    John Hipkiss

    1. Hi Adam, I was considering investing $100,000 in Woodville or are there still any A-rated banks offering close to 9%? Any advice? Best regards, Jonathan

  3. Dear Adam,
    I am considering investing 25’000Euros in the Woodville Litigation Funding, for 1 year, do you have any updates on the value for money of this investment since you first placed this YouTube blog earlier this year? How long has this funding been going for?
    Thanks in advance,
    Drew

  4. Hello Adam, I was reading the article and was planning to invest 25 K …. all business have their risks but Why mentioned that next year will be more risky than this one?

  5. I am looking to invest USD 30,000. But I am worried about which option I should consider – 1 year or 2 years?

  6. Dear Adam,
    You’re saying it’s a mistake to think that the insured option is risk-free. Could you kindly explain why? What are the risks?

  7. Hello Adam,

    Thank you for your review of Woodville. I am about to invest 27,000 USD for 1 year but looking for info to help me with my final decision.
    I’m not clear about your 2023 vs 2024 comment. Can you help me understand better?
    I’m also curious about the other safer products with almost similar returns that you seemed to mention.

    Thank you

Leave a Reply

Your email address will not be published. Required fields are marked *

SUBSCRIBE TO ADAM FAYED JOIN COUNTLESS HIGH NET WORTH SUBSCRIBERS

SUBSCRIBE TO ADAM FAYED JOIN COUNTLESS HIGH NET WORTH SUBSCRIBERS

Gain free access to Adam’s two expat books.

Gain free access to Adam’s two expat books.

Get more strategies every week on how to be more productive with your finances.