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Reseña de Linqto

En esta reseña de Linqto analizaremos el origen de la plataforma de capital privado, sus opciones de inversión, mínimos requeridos y comisiones.

Nos centraremos no solo en los beneficios y riesgos del proveedor, sino también en los pros y contras de invertir en private equity.

Linqto no ofrece otros servicios financieros; se enfoca exclusivamente en inversiones privadas en empresas pre-IPO. Esta especialización puede ser útil para algunos, pero no para quienes buscan una plataforma con servicios bancarios e inversión combinados.

Si deseas invertir como expatriado o persona con alto patrimonio, puedes escribirme (hello@adamfayed.com) o por WhatsApp (+44‑7393‑450‑837).

También aplica si estás interesado en una revisión gratuita de tu portafolio como expatriado para mejorar tus inversiones y encontrar oportunidades de crecimiento.

Algunos datos pueden haber cambiado desde la redacción. Esto no constituye asesoramiento financiero, legal o fiscal, ni una invitación a invertir.

Este tipo de inversión conlleva riesgos, por lo cual es recomendable buscar orientación profesional.

¿Qué es Linqto?

Linqto es una plataforma de capital privado que permite a inversores acreditados y comunes invertir en empresas privadas pre-IPO. Facilita el acceso al mercado privado con montos bajos, sin comisiones extras y un proceso de inversión sencillo.

Linqto realiza un análisis interno riguroso de cada empresa y permite transacciones directas en su sitio web, haciendo que el mercado privado sea más líquido.

Aunque su aplicación es fácil de usar, la atención al cliente es limitada a correo electrónico y formularios online.

Es importante saber que la custodia de las acciones permanece en Linqto hasta que la empresa haga su salida a bolsa (IPO). Si Linqto enfrenta dificultades antes de eso, las acciones podrían perderse.

Linqto: Inversiones

Linqto Inversiones

¿Qué opciones de inversión hay en Linqto?

Ofrece acceso a capital privado de empresas tecnológicas pre-IPO y unicornios como Zipline, Epic Games, Polysign y Ripple.

Los inversores compran acciones en un vehículo de propósito especial (SPV) administrado por Linqto, pero propiedad de los inversores, lo cual los protege en caso de quiebra.

Mínimo de inversión

Linqto es solo para inversores acreditados (patrimonio mínimo: 1 millón USD). El aporte mínimo es de 5.000 USD.

Se pueden usar Linqto Bucks como crédito de descuento. Si refieres a alguien que invierte, obtienes 1.000 USD en créditos aplicables a futuras inversiones.

¿Hay período de retención?

Sí, las acciones deben mantenerse al menos 90 días antes de venderse. No pueden transferirse a otros títulos. La oferta mínima de venta debe ser de 5.000 USD o el total de las acciones poseídas.

Comisiones

No se cobran comisiones de gestión, corretaje ni intereses. Solo puede haber comisiones iniciales y cargos por transacción al vender acciones.

Cómo invertir

  1. Sube una foto de tu documento oficial y una selfie.
  2. Declara si eres un inversor acreditado y entrega pruebas.
  3. Puedes invertir desde una empresa o fondo de retiro.
  4. Fondos mediante Uphold Wallet o transferencia bancaria.

Pros y contras de Linqto

Ventajas

  • Antes se requerían $100.000 USD; ahora puedes invertir desde $5.000 USD.
  • Bonos de referidos (Linqto Bucks).
  • Diseño fácil de usar y navegación sencilla.
  • Sin comisiones de gestión o intereses.
  • Empresas con alto potencial de crecimiento.
  • Inversión con visión de largo plazo.
  • Acceso a sectores fuera del mercado público.

Desventajas

  • No ofrece productos adicionales ni servicios bancarios.
  • Soporte al cliente limitado.
  • Exclusivo para inversores acreditados.
  • Requiere montos elevados y tiene riesgo inherente.
  • Depende del éxito de futuras salidas a bolsa (IPO).

Pained by financial indecision?

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