HSBC Expat Profile: What is HSBC Expat?

HSBC Expat, formerly known as HSBC International, serves as the offshore banking division of HSBC Holdings plc, headquartered in Saint Helier, Jersey, Channel Islands.

In this page, we will explore what is HSBC Expat, their offerings, who can open an HSBC Expat account, and where is HSBC Expat based.

If you are looking to invest as an expat or high-net-worth individual, which is what I specialize in, you can email me (advice@adamfayed.com) or WhatsApp (+44-7393-450-837).

Some of the facts might change from the time of writing. For updated guidance, please contact me.

Looking into what is HSBC Expat may help you decide whether its offerings are right for your particular expat needs or if they complement what you already have.

What is HSBC Expat?

HSBC Expat is a specialized offshore banking service tailored for individuals living, working, or managing finances internationally.

As a subsidiary of HSBC, HSBC Expat focuses on helping expatriates and globally mobile clients manage their money seamlessly across borders.

What does HSBC Expat offer?

HSBC Expat provides a comprehensive range of international banking services designed to meet the unique financial services needs of expatriates and individuals with cross-border interests and assets.

What is HSBC Expat Global Money Account?

Key to understanding what is HSBC Expat and what it offers is their unique accounts. The Global Money Account. It acts as a multi-currency digital account, allowing customers to manage their money across borders effortlessly, with fee-free transfers between HSBC accounts worldwide.

What is HSBC Expat Bank Account?

Their Expat Bank Account remains a secure and central offshore financial services solution, regardless of how often a client relocates. HSBC also offers for expat services to allow them to open accounts online before moving to a new destination and provide Premier status in every market where they bank.

HSBC Expat also offers offshore investment options and financial advice to help clients with wealth management and financial planning.

What is the advantage of HSBC Expat?

Beyond basic banking, HSBC Expat provides foreign exchange services for currency transactions, global money transfers, and credit cards for international customers to support everyday financial needs in new destinations.

They also offer tailored tax services, helping expats navigate complex international tax requirements and local regulations.

HSBC Expat’s international support services include relocation assistance, help with opening local accounts abroad, and a global banking directory.

HSBC Expat Leadership

HSBC Expat shares leadership with the HSBC Holdings Group. Its key executives are:

Georges Elhedery was Appointed as HSBC Group Chief Executive in September 2024

Georges Elhedery – Group Chief Executive
Appointed as Group Chief Executive in September 2024. Previously served as Group Chief Financial Officer (2023-2024) and has been with HSBC since 2005. He held senior roles in Global Markets and was CEO for HSBC Middle East, North Africa, and Türkiye.
Pam Kaur – Group Chief Financial Officer
Appointed Group CFO in January 2025 and is an Executive Director on HSBC Holdings’ Board. She oversees Global Finance, Sustainability, and External Communications. Joined HSBC in 2013 as Head of Internal Audit, later serving as Group Chief Risk and Compliance Officer.
David Liao – Co-CEO of Asia and Middle East
Co-Chief Executive of Asia and Middle East alongside Surendra Rosha. Joined HSBC in 1997 and held various leadership roles, including President and CEO of HSBC China (2015-2020). Liao serves on several government and regulatory bodies in Hong Kong, including the Hong Kong Monetary Authority’s advisory committees.
Barry O’Byrne – CEO of International Wealth and Premier Banking
Appointed CEO of International Wealth and Premier Banking in October 2024. Previously led Global Commercial Banking from 2019 to 2024. Joined HSBC in 2017 from GE Capital, where he held various senior roles.
Surendra Rosha – Co-CEO of Asia and Middle East
Co-Chief Executive of Asia and Middle East alongside David Liao. Joined HSBC as a graduate trainee in 1991 and held senior positions, including CEO for HSBC India (2018-2021). Rosha is responsible for implementing HSBC’s strategy across Asia-Pacific and the Middle East.

Where is HSBC Expat located?

Jersey Office

Address: HSBC Expat, HSBC House, Esplanade, St Helier, Jersey, JE1 1HS
Contact Numbers:
- HSBC Expat Premier: +44 1534 616 313
- HSBC Expat Advance: +44 1534 616 212
- HSBC Expat Hong Kong residents: +852 2822 3133 (local call rate)

Hong Kong Office

Address: HSBC Expat, Hong Kong Branch, HSBC Main Building, Level 5, 1 Queen’s Road Central, Hong Kong S.A.R.
Contact Number: +852 2822 3133 (local call rate)
Office Hours:
- Monday to Thursday: 9am to 4.30pm
- Friday: 9am to 5pm

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