For expatriates and affluent individuals, security and stability are among the top priorities when living abroad in Africa. The safest cities in Africa are therefore worth looking into.
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The Global Peace Index (GPI) 2024 ranks countries based on crime rates, political stability, economic resilience, and overall safety.
Below are the eight safest African cities, based on the GPI rankings of their respective countries, with insights on what makes them attractive for expats and investors living abroad.
1. Port Louis, Mauritius (GPI Score: 1.577, Rank: 22)
Mauritius is the safest country in Africa, ranking 22nd globally. This island nation is a major financial hub with a stable economy, low crime rates, and a strong rule of law.
Port Louis, the capital, is home to a thriving business environment and an international expat community.
For HNWIs, Mauritius offers tax-friendly policies, including no capital gains tax, no inheritance tax, and a low corporate tax rate (15%).
The country also has one of the strongest banking sectors in Africa, making it an ideal destination for wealth management.
Expats benefit from residency-by-investment programs, which allow foreign investors to acquire permanent residency through real estate investment or business ownership.
The island’s high standard of living, political stability, and world-class beaches further enhance its appeal.
2. Gaborone, Botswana (GPI Score: 1.863, Rank: 50)
Botswana is one of Africa’s most politically stable countries, known for good governance, low corruption, and a business-friendly environment.
Gaborone, the capital, is a modern and well-developed city that serves as the economic hub of the country.
For expatriates, Botswana offers a low cost of living compared to many Western nations, while still providing excellent infrastructure and reliable public services.
HNWIs will find Botswana attractive for its strong financial sector and mineral wealth, particularly in the diamond industry.
Additionally, the country has a pro-business environment with low corporate taxes (22%) and no foreign exchange controls, making it an attractive place for wealth preservation and investment.
Gaborone is considered one of the safest cities in Africa, with low crime rates and a strong legal system.
The city has a growing community of expatriate professionals working in banking, mining, and conservation sectors, as Botswana is home to some of the world’s most luxurious safari lodges.
3. Accra, Ghana (GPI Score: 1.938, Rank: 55)
Ghana is one of the most politically stable and democratic countries in Africa, with a booming economy, strong banking sector, and a welcoming business climate.
Accra, the capital, is a major financial and technology hub, attracting international corporations and entrepreneurs.
For expats and HNWIs, Accra offers high-quality private healthcare, an English-speaking workforce, and a growing luxury real estate market.
Ghana’s citizenship-by-investment program makes it an attractive option for investors seeking African residency with access to global markets.
The city is known for its vibrant cultural scene, upscale neighborhoods, and business-friendly policies.
While the cost of living can be high in elite areas like Airport Residential and Cantonments, Ghana remains one of the safest and most welcoming countries in West Africa for expatriates.
4. Lusaka, Zambia (GPI Score: 1.948, Rank: 57)
Zambia is often overlooked but remains one of Africa’s safest and most politically stable nations.
Lusaka, the capital, is a rapidly growing business hub with a strong mining industry, a stable financial sector, and increasing foreign investment in real estate.
For expatriates, Zambia offers low living costs, straightforward visa processes, and a relaxed lifestyle.
The country is also home to Victoria Falls, one of Africa’s most famous natural attractions, adding to its appeal as a destination for luxury tourism and investment.
Zambia does not impose capital gains tax on international investments, making it attractive for HNWIs looking to establish holdings in Africa.
Lusaka is known for its low violent crime rates, though petty crimes exist, as in any major city. Many expats reside in secure neighborhoods such as Leopards Hill and Roma Park, which offer high-end housing options.
5. Windhoek, Namibia (GPI Score: 1.972, Rank: 62)
Namibia is widely regarded as one of the safest and best-governed countries in Africa, boasting low crime rates, political stability, and an excellent infrastructure system.
Windhoek, the capital, is a small but modern city that provides high-quality living standards for expatriates and foreign investors.
For HNWIs, Namibia offers favorable tax policies, a strong mining and tourism sector, and minimal restrictions on foreign property ownership.
The country’s real estate market is growing, with luxury properties available in areas like Klein Windhoek and Ludwigsdorf.
Expats in Windhoek benefit from a safe and relaxed environment, with high-quality healthcare facilities and good road networks.
The city also provides a unique mix of European and African influences, making it an attractive location for those seeking a blend of modernity and natural beauty.
6. Kigali, Rwanda (GPI Score: 2.120, Rank: 92)
Rwanda has transformed into one of Africa’s safest and most business-friendly countries, with strict security measures, low corruption, and a growing economy.
Kigali, the capital, is known for its clean streets, well-planned infrastructure, and efficient government services.
For HNWIs, Rwanda offers business-friendly tax policies and strong incentives for investors, particularly in technology, renewable energy, and agriculture.
The Rwanda Development Board provides fast-tracked business registration, making it easier for foreign entrepreneurs to set up companies.
Kigali has a reputation for strict law enforcement and a highly disciplined society, resulting in low crime rates. The city is also emerging as a regional tech hub, with several startups attracting international venture capital.
Expats looking for a safe and structured environment will find Kigali one of the best options in East Africa.
7. Rabat, Morocco (GPI Score: 2.054, Rank: 78)
Morocco is one of the safest and most politically stable countries in North Africa, making it a preferred destination for expatriates and HNWIs.
Rabat, the capital, is safer and more relaxed than Casablanca, offering a high quality of life with modern amenities and cultural richness.
For investors, Morocco has favorable real estate policies, allowing foreigners to purchase property without restrictions.
The country has a strong banking system, a growing tourism sector, and expanding industrial zones, making it an attractive destination for business.
Expats benefit from affordable healthcare, excellent international schools, and a Mediterranean climate.
The city’s diplomatic presence and high-end neighborhoods make it particularly appealing for HNWIs seeking stability and luxury.
8. Tunis, Tunisia (GPI Score: 2.044, Rank: 73)
Tunisia offers one of the most stable environments in North Africa, with a relatively strong economy and a strategic location bridging Europe and Africa.
Tunis, the capital, has a well-developed financial sector, vibrant culture, and strong expatriate presence.
For HNWIs, Tunisia provides attractive real estate investments, low business setup costs, and growing industries in tourism and manufacturing.
The country has strong economic ties with Europe, making it a good base for companies operating across the Mediterranean region.
Tunis has lower crime rates than many North African cities, and its coastal location offers a desirable lifestyle with Mediterranean beaches and historic sites.
Expats enjoy a blend of modern urban life and rich cultural heritage, making it a top destination for those looking for security and investment opportunities in North Africa.
These eight cities offer a combination of safety, business opportunities, and high living standards, making them ideal destinations for expatriates and high-net-worth individuals looking to settle in Africa.
For more guidance on living abroad, consult an expat financial advisor.
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