Reseña de los Bonos ZP Secured Direct Lending

En esta reseña de los bonos ZP Secured Direct Lending, revisaremos las características y condiciones de esta opción de inversión, así como sus ventajas y desventajas.

ZP Secured Direct Lending PLC, emisor de los bonos, es una firma del sector de préstamos con sede en Londres. La compañía busca rendimientos atractivos y regulares invirtiendo en un portafolio diversificado de deuda garantizada emitida por pymes británicas.

Entre los colaterales posibles: propiedades, equipos y cuentas por cobrar.

Si deseas invertir como expatriado o persona con alto patrimonio neto, mi área de especialización, puedes contactarme por email (hello@adamfayed.com) o WhatsApp (+44‑7393‑450‑837).

Si posees estos bonos en tu cartera, tiene sentido realizar una revisión del portafolio, ya que este tipo de inversión no es adecuado para todos.

Términos y Características de los Bonos

ZP 8% Senior Secured Bonds con vencimiento en 2024

Invertores profesionales reciben cupones trimestrales con interés fijo del 8% sobre bonos senior secured que vencen en septiembre de 2024.

La oferta alcanza hasta 150 millones, en libras y dólares estadounidenses.

Bonos cotizados en Euronext Dublín, fácilmente negociables; compatibles con plataformas como UCITS, ISA, SIPP, SSAS, QROPS y portfolio bonds.

Emitidos en septiembre de 2019.

Parte del programa secured medium term note de 500 millones de GBP de ZP.

ZP 7,25% Fixed Rate Bonds con vencimiento en 2026

También se ofrecen bonos garantizados hasta 50 millones de GBP con tasa fija del 7,25%. Emitidos el 23 de diciembre de 2021, vencerán en la misma fecha en 2026.

Cotizados en Vienna MTF.

Valor nominal unitario: 500,000 GBP; comprables o vendibles en múltiplos de 1.000 GBP.

También forman parte del programa de notas garantizadas a medio plazo de ZP.

Pros y Contras de los Bonos a Tasa Fija Garantizados

Ventajas

En caso de incumplimiento del emisor, los bonos garantizados protegen al bonista gracias al respaldo de activos.
Menor riesgo frente a bonos sin garantía: los inversores tienen prioridad sobre el colateral en caso de impago.
Los cupones garantizan ingresos estables y predecibles.
Incluir bonos garantizados en una estrategia diversificada reduce riesgos y aporta estabilidad, especialmente en mercados inestables.

Desventajas

Con inflación o tasas altas, el rendimiento fijo puede quedar rezagado y el valor del bono puede bajar.
Riesgo crediticio: el prestatario podría no pagar principal o intereses.
Si la inflación sube más rápido que el rendimiento del bono, el valor real de los cupones se erosiona con el tiempo.

Reflexiones Finales

Estos bonos, al cotizar en bolsa, ofrecen liquidez, pagos previsibles y respaldo explícito con activos.

Además, ZP Secured Direct Lending PLC continúa operativa como going concern y no planea liquidar activos, por lo que puede cumplir sus obligaciones financieras.

No obstante, se recomienda precaución y realizar la debida diligencia; el rendimiento pasado no garantiza los resultados futuros.

Pained by financial indecision?

Become my client

Take client eligibility quiz

Contact

Adam is an internationally recognised author on financial matters with over 830million answer views on Quora, a widely sold book on Amazon, and a contributor on Forbes.

This website is maintained for personal branding purposes and is intended solely to share the personal views, experiences, as well as personal and professional journey of Adam Fayed.

Personal Capacity
All views, opinions, statements, insights, or declarations expressed on this website are made by Adam Fayed in a strictly personal capacity. They do not represent, reflect, or imply any official position, opinion, or endorsement of any organization, employer, client, or institution with which Adam Fayed is or has been affiliated. Nothing on this website should be construed as being made on behalf of, or with the authorization of, any such entity.

Endorsements, Affiliations or Service Offerings
Certain pages of this website may contain general information that could assist you in determining whether you might be eligible to engage the professional services of Adam Fayed or of any entity in which Adam Fayed is employed, holds a position (including as director, officer, employee or consultant), has a shareholding or financial interest, or with which Adam Fayed is otherwise professionally affiliated. However, any such services—whether offered by Adam Fayed in a professional capacity or by any affiliated entity—will be provided entirely separately from this website and will be subject to distinct terms, conditions, and formal engagement processes. Nothing on this website constitutes an offer to provide professional services, nor should it be interpreted as forming a client relationship of any kind. Any reference to third parties, services, or products does not imply endorsement or partnership unless explicitly stated.

*Many of these assets are being managed by entities where Adam Fayed has personal shareholdings but whereby he is not providing personal advice.

I confirm that I don’t currently reside in the United States, Puerto Rico, the United Arab Emirates, Iran, Cuba or any heavily-sanctioned countries.

If you live in the UK, please confirm that you meet one of the following conditions:

1. High-net-worth

I make this statement so that I can receive promotional communications which are exempt

from the restriction on promotion of non-readily realisable securities.

The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income

to the value of £100,000 or more. Annual income for these purposes does not include money

withdrawn from my pension savings (except where the withdrawals are used directly for

income in retirement).

I held, throughout the financial year immediately preceding the date below, net assets to the

value of £250,000 or more. Net assets for these purposes do not include the property which is my primary residence or any money raised through a loan secured on that property. Or any rights of mine under a qualifying contract or insurance within the meaning of the Financial Services and Markets Act 2000 (Regulated Activities) order 2001;

c) or Any benefits (in the form of pensions or otherwise) which are payable on the

termination of my service or on my death or retirement and to which I am (or my

dependents are), or may be entitled.

2. Self certified investor

I declare that I am a self-certified sophisticated investor for the purposes of the

restriction on promotion of non-readily realisable securities. I understand that this

means:

i. I can receive promotional communications made by a person who is authorised by

the Financial Conduct Authority which relate to investment activity in non-readily

realisable securities;

ii. The investments to which the promotions will relate may expose me to a significant

risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

a. I am a member of a network or syndicate of business angels and have been so for

at least the last six months prior to the date below;

b. I have made more than one investment in an unlisted company in the two years

prior to the date below;

c. I am working, or have worked in the two years prior to the date below, in a

professional capacity in the private equity sector, or in the provision of finance for

small and medium enterprises;

d. I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

Adam Fayed is not UK based nor FCA-regulated.

Adam Fayed uses cookies to enhance your browsing experience, deliver personalized content based on your preferences, and help us better understand how our website is used. By continuing to browse adamfayed.com, you consent to our use of cookies.

Learn more in our Privacy Policy & Terms & Conditions.