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Reseña del Fondo de Ingresos PIMCO

🌐 English | Vedi in Italiano

Esta reseña del PIMCO Income Fund analiza sus características, cargos y rendimientos históricos.

Este fondo es ofrecido por PIMCO (Pacific Investment Management CO.), un actor clave en los mercados públicos y privados de renta fija. La firma, con sede en Newport Beach, California, fue fundada en 1971.

Si deseas invertir como expatriado o persona de alto patrimonio, que es mi especialidad, puedes escribirme (advice@adamfayed.com) o por WhatsApp (+44-7393-450-837).

La información aquí proviene de datos de Morningstar según lo reportado por el Financial Times.

¿Quién es PIMCO?

La compañía ofrece servicios de cuenta y fondos mutuos a clientes institucionales, de alto patrimonio e individuales.

PIMCO informó que administra 1.86 billones de USD al 31 de diciembre de 2023.

Todo sobre el Fondo de Ingresos PIMCO

¿Qué es un fondo de ingresos?

Son fondos mutuos o ETFs que generan ingresos regulares, e invierten en bonos, acciones con dividendos, acciones preferentes y otros activos de renta fija.

¿Qué es el PIMCO Income Fund?

El PIMCO Income Fund (PIMIX) fue lanzado el 30 de marzo de 2007. Es una opción a considerar para quienes buscan un flujo constante de ingresos.

Características de la Clase Institucional del Fondo

Al menos el 65% de los activos se invierte en valores de renta fija con diferentes vencimientos, incluidos derivados como opciones, futuros y swaps.

Puede invertir hasta el 50% en activos de alto rendimiento con calificación inferior al grado de inversión (según Moody’s, S&P o Fitch).

El fondo se centra en empresas de mediana capitalización, con estilo de inversión de valor o potencial de crecimiento.

Posee una estrategia de bonos con calificación media y exposición moderada a cambios en tasas de interés.

Los precios están en USD y se actualizan diariamente.

A diciembre de 2023, el fondo tenía activos netos de 137.46 mil millones USD, y su clase institucional era de 81.93 mil millones USD.

Asignación de Activos

El fondo invierte principalmente en bonos de EE.UU. (187,21%), con 0,27% en bienes raíces y 155,11% en el sector gubernamental.

Geográficamente, la principal inversión es en EE.UU. (0,56%).

Inversión Mínima

La inversión mínima inicial es de 1 millón de dólares. No hay límite para contribuciones adicionales. Solo está disponible para compra en EE.UU.

Rendimiento del Fondo

En 5 años, los rendimientos crecieron 3,40%; en el último año 9,32%; en seis meses 5,32%; y el último mes arrojó 3,14%.

En 2022 perdió 7,81%, pero en 2023 y hasta el cierre anual, subió 9,32%.

¿Es una buena inversión el Fondo PIMCO?

Ventajas

  1. Ideal para quienes buscan ingresos constantes y confiables.
  2. Estrategia diversificada entre distintos sectores de renta fija.
  3. Gestión sólida con experiencia y respaldo institucional.

Desventajas

  1. Riesgos por alzas en tasas, factores económicos o impagos.
  2. Sensible a la volatilidad del mercado.
  3. Exposición a sectores riesgosos como hipotecas residenciales no garantizadas.

Conclusión

Una asignación estratégica de activos es clave para obtener buenos resultados. El Fondo de Ingresos PIMCO representa una oportunidad valiosa para diversificar la renta fija en tu portafolio.

Vale la pena revisar tu estrategia de ingresos globales.

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