The below terms and conditions applies for adamfayed.com, and any other products and services we are affiliated with, including I-AMG and Adam Fayed Brokers and any facilitation and referral agreements you engage in.
The names of our entities might sometimes be abbreviated for ease.
These terms and conditions apply to anybody who has been sent them on the bottom of email footers.
Disclaimer
The privacy and terms and conditions may not be printed, or distributed, to any third party or person, under any circumstances, unless you have the agreement of the owner (adamfayed.com) via writing or email.
Any communication between us also follows the same principle and is based on confidentiality.
Entering this website and indeed reading these terms and conditions, represents a signature of your consent.
If you can’t agree to that, you shouldn’t continue to engage with this website in any shape or form.
Who we are
Our website address is: https://adamfayed.com.
Using and entering adamfayed.com, and the aforementioned domains, constitutes a signature of your consent to the below information. If you disagree with any aspect of the below, entering and continuing to use this website is prohibited.
This website is not for American residents or expats, unless for informational purposes only, or unless it is specifically stated that you are eligible for any service.
Even for non-Americans, this website should not be considered as a solicitation to invest. We only accept expats, high-net-worth (and certified high-net-worth) individuals and people engaging with us on a non-solicitation basis – meaning you decided to engage with us and not the other way around.
The information contained on this website is for general guidance on matters of interest only, and educational purposes.
If you decide to engage with us, you do so, understanding that you have approached us out of your own free will and haven’t been forced to reach out.
Data Protection Laws
We comply with all data protection laws so we delete data whenever required.
We have no interest in holding data, unless we are abiding my laws which govern us.
You have a right to be asked to unsubscribe from our lists at any time, even if you originally opted in.
Regardless of where you first contacted us (even if it was off adamfayed.com), we always respect your data privacy.
We never spam clients and others.
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.
Analytics
Who we share your data with
At any time, you can request us to get rid of your data.
We don’t sell data to third parties, and comply with all data protection rules.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data and how you can contact me about your data.
Visitor comments may be checked through an automated spam detection service. You can contact me by email about your data – advice@adamfayed.com
Terms and Conditions
This pages outlines the terms and conditions which adamfayed.com wants to make you aware of. These terms and conditions also apply to the Investing Right App. By making use of this website, or the app, you are bound by the terms and conditions.
We have never knowingly had a client complaint to any regulatory body and our customer satisfaction rate is excellent.
However, as we are getting bigger, it is important to speak about some terms and conditions for your attention.
Definitions
Directors – this means Adam Fayed and any directors associates with adamfayed.com or affiliated companies, such as International AMG, Adam Fayed Brokers etc.
Staff – anybody who works directly or indirectly for adamfayed.com, Adam Fayed or affiliates companies.
Affiliates – anybody who informally collaborates with Adam Fayed or adamfayed.com
Third parties – this means investment platforms, investment providers, both regulated and unregulated, life and health insurance companies, currency companies and property firms.
Marketing company
We are a marketing website which supports financial advisory companies such as Imperium AMG, I-AMG, Adam Fayed Brokers, International AMG and others. We never put through clients under our name (adamfayed.com), even though our directors might be the same in some instances.
Reverse solicitation
We never “actively” seek clients via cold calling people we don’t know.
We only provide information and it is up to you if you want to engage our services after receiving that information.
If you use our services in any way, you were the ones to reach out to us, and not the only way around.
Nothing on this website represents an offer to buy or sell any insurance or investment product.
After mifid ii, we make certain that all European investors only approach us from their own accord.
We aren’t responsible for any investment losses caused if we recommend any outside/third party solutions that aren’t regulated according to mifid ii standards.
Investments and tax
This website and the information on here is not intended for distribution or publication in any country or jurisdiction where such use is contrary to any applicable laws
We never approach people directly on a one-on-one basis, and it is up to you if you approach use.
Information on this website should not be considered investment advice, tax or legal advice advice nor a solicitation to invest.
Some of our products and services won’t be available in your jurisdiction. None are available in the United States as an example.
If you engage with us, it is your responsible to check if the services are compliant with the laws where you live.
You shouldn’t assume that just because one of our consultants lives in country A, that automatically means we are regulated in that country.
We never claim our services or products are regulated in the jurisdiction where you live. Investments can go up or down, so we can’t be held liable for any falls in your investment account, if you implement what you perceive to be guidance from us, or indeed eventually take guidance from us.
Even if we engage in an investment relationship, you should consider what we are offering as guidance rather than investment advice, and it should be understood that you have approach us on a referral agreement basis where we refer you to suitable investment providers, rather than us approaching you.
Any views or opinions expressed are those of the author and do not necessarily reflect the official position or policy of adamfayed.com, or for that matter, Adam Fayed, who uses third party staff extensively.
We do not claim that we intentionally want to distribute through the internet and in places where it isn’t available to do so by law.
Investments are best done long-term and can rise or fall and you can lose more than you put in. We cannot be held responsible for any loses.
Investors should seek financial advice in regards to the appropriateness of investing in any securities, investments or insurance from this website, and should realise that statements regarding future returns may not be realized.
Any average returns are merely that; past averages. Past returns are not guarantees of future returns.
Before making any decision or taking any action, you should consult, investors are urged to seek independent tax or financial advice.
For some nationalities it makes sense to seek advice in your home country as well.
All advice or guidance is being given outside of your country of residency and citizenship unless otherwise stated.
So for example, if you are living in Malaysia, you should assume the advice is coming outside of Malaysia. The same for a European Union country or any other place.
Accuracy
Whilst we try to make sure our information provided is accurate and up to date, we can’t be held responsible for any inaccurate information. This website is for general information only.
Third parties
We cannot be held legally responsible, in any jurisdiction, for third party suggestions or their terms and conditions, including surrender penalties, charges, fees and legal terms.
You have read and understood the terms and conditions on these investment platforms including Custodian Life, Dominion Strategies, Investors Trust, Premier Trust, Capital Platforms, Woodville, the 79th Group, Godwin Capital, Fenchurch, Logbook Loans and various other investment websites.
That has included the admin and other costs, surrender charges.
It is your responsibility to read those terms and conditions. It is the official policy of adamfayed.com and Adam Fayed himself that regardless of what is suggested to you, you should do your own due diligence.
By agreeing to these terms and conditions, you agree to not only to not take our directors, affiliates and staff to court in any jurisdiction, but also those third parties themselves.
You also agree not to complain to those third parties about us.
Any information posted online, by third parties, should not be considered our official position.
Third party apps, including the Investing Right App, shouldn’t automatically be considered the official position of adamfayed.com
We cannot be held legally responsible for that.
With our third party provider contracts, you are bound by contract governing law and jurisdiction of the provider, and not your home country.
You only have a contract with the third party, not ourselves directly.
Events outside out control
We cannot be held responsible for investing losses period. You should especially be aware that we can’t control events like pandemics, lockdowns, the economy, terrorist attacks and so on.
We also can’t control if a platform, bank, investment provider or trustees goes out of business.
Even though there are protections like a segregated account system, the only two certainties in life are death and taxes.
Buy outs
If we sell our investment book to another investment management company, you also agree not to make any legal claim against us.
Networks
We sometimes use investment networks to manage our clients policy.
Your agreement is therefore between the network and yourself, rather than adamfayed.com.
Associate agreements
Almost all our staff have associate agreements with persons that use our emails and branding.
In other words, they have their own companies or are freelancers, and use our emails and branding.
The positions they take shouldn’t be considered our official position and we can’t be held legally responsible for their guidance.
If you decide to engage in an investment policy on their suggestion, even if they are using our branded email, you shouldn’t consider it the official advice of adamfayed.com or Adam Fayed himself as we can’t police all our staff.
It is your responsibility to read all third party terms and conditions.
If any of our staff members or affiliates break any of these terms and conditions, such as the reverse solicitation one, please bring it to our attention.
We will act as needed. We cannot, however, be held legally responsible for the actions of associates on associate agreements.
It is simply impossible to police everybody 24/7.
Change to rights
We can change our terms and conditions at any time.
Your continue use of this website will be deemed your acceptance, unconditionally , of these conditions. It is your responsibility to review the terms and conditions every time you access this website and associated apps. You are always bound by the current, and updated, versions of the terms and conditions and applicable laws.
However, we can never change investment terms and conditions, as we don’t hold your money directly. The provider does.
Distribution
All the images, texts and other information on this website, should not be distributed, unless otherwise accepted by the owners.
All email information is confidential and it isn’t allowed to forward any communication, without our prior consent.
These terms and conditions may not be distributed to third parties without our consent.
Legal action
Anybody engaging with us, in any form whatsoever, agrees to not bring about any legal claim against any of our companies or affiliations, its directors, affiliates or employees in respect of such losses.
All contracts are between you and the third-party providers we introduced, not us directly.
International AMG Ltd
As of 2024, International AMG Ltd in the UK is not taking on new clients for our fully managed service.
All new clients are put through our international operations.
FCA, FSCS and other regulators and protections
Our providers are usually regulated, as our the funds within them.
This often includes tier one regulations such as UCITS funds, which are often held by some of the largest custodian banks in the world like JP Morgan with trillions of dollars of assets.
If any solution is ever unregulated we will always tell you, and it will be in the wording of the application form.
The biggest protection we can offer is creating third-party accounts on regulated third parties.
That means if, god forbid, I died and so did my company, your money is safe provided those third parties are safe.
That is enough protection for 99% of people’s cases. After all, those who are holding the money are responsible for the safety of that money.
However, when it comes to us personally sometimes our readers ask us if we are regulated by X and Y regulator.
We aren’t FCA regulated, nor are any of our solutions regulated by the Financial Services Compensation Scheme (FSCS).
Unless otherwise stated during the buying, it should be assumed that our company nor directors aren’t subject to regulation by the FCA or any other financial services regulator including MIFID 11 in Europe or any other regulators globally.
At most, our partners (such as networks and referral partners) can be, but it should only be assumed this is the case if you are specifically told that you are dealing with a company which is regulated in a specific country.
We do offer solutions which are regulated by governments, such as a Luxembourg-based provider we utilize, but that means our provider and the funds are regulated, nor our company or directors.
If engaging with any investment provider, you shouldn’t rely on recourse for losses, and instead focus on the risk:return fundamentals.
You may not complain to any regulator, in any country. If you can’t agree with that term, you shouldn’t engage with adamfayed.com or any of our direct or indirect subsidiaries, including Imperium AMG, I-AMG, Adam Fayed Brokers, and International AMG or Adam Fayed himself.
You agree not to take adamfayed.com, associated companies and directors to court, and understand the contract is between you and the third party provider.
We are not FCA regulated, and don’t market into the UK actively. We only accept UK expats, certified and high-net-worth individuals and clients on a non-solicitation basis.
Our UK company is not involved in new sales globally, and merely supports our global operations.
Singapore, UAE and Hong Kong
We only take clients living in Singapore, the UAE and Hong Kong on a non-solicitation basis or through referral partners such as locally-licensed networks..
We do not claim to be regulated by the MAS or DIFC or any regulatory body.
Regulatory requirements
Whilst the official position of adamfayed.com is that all our suggestions is coming outside of your country of residency and we can’t be held legally responsible for those suggestions, we might sometimes we required to collect information such as tax numbers for legal reasons.
If you lie or fail to update us on any matter, such as your tax number, address and any anti-money laundering matter, we cannot be held legally responsible for that.
Our referral partners
Whilst we train most of our partners, we can’t be held responsible for any failures on their part, as it is impossible to police every staff member to ensure they are complying with our requests in terms of ethical and proper conduct.
What is more, all our staff are actually referral partners who have their own legal entities or are self-employed.
Therefore, any agreements are between you and that entity, or directly with the investment providers.
As all our advisory or sales staff are independent contractors – either they have their own companies or work as self-employed consultants – so we can’t be held accountable for that.
We have never had a miss-selling claim against us, but we can’t be held legally responsible for our staff’s behaviour as we can’t police every actions they take.
Dispute resolution and jurisdiction
I am proud about the high client satisfaction rate we have, and the strong relationships we have with the vast majority of our clients, as see by our positive online reviews.
So, it is very unlikely there will be a dispute.
But all disputes will be handled between ourselves and you have no legal recourse, in any country, arising from the investment suggested.
You do not have legal jurisdiction over Adam Fayed personally, nor any associated companies such as International AMG or Adam Fayed Bokrers.
In the unlikely event of a dispute, your country of residence will not be used for disputes resolution, nor will Adam Fayed’s country of residence at the time you make the claim, nor any of the jurisdictions where we are incorporated at that time.
All disputes will be handled between ourselves and you have no legal recourse nor jurisdiction, in any country, arising from the investments you undertake.
In the first instance you will approach Adam Fayed to resolve any disputes or complaints. In the second instance, you will speak to the investment provider he has introduced you to.
You will never take it further than that.
As most of the agreements are between yourself and the life assurance or investment platform, it is stated in the documents you sign that the dispute resolution between yourself and that investment company will be in a specific country – usually where the investment or insurance company is domiciled in.
Erros on our websites, emails we send after you reach out to us etc.
We cannot take any responsibility for errors, omissions, infringing material and any responsibility associated with relying on the information provided on this website.
How we collect, store, protect, use and access collected information
We only collect customer information if you have contacted us. We don’t store information of anybody who has contacted us on this server.
We only store information if you have specifically asked for us to store your information. For example, if you sign up for our mailing list, then we store your email as per your request. You may unsubscribe at any time, at the bottom of the email, which will automatically mean we haven’t stored your information.
In other words, you are in full control of how you use our information, and we always protect your data privacy. That includes a policy of never selling your data.
Third party reviews
We regularly review third party investment solutions. Even if we give positive reviews, this shouldn’t be seen as a solicitation to invest and we can’t be held responsible for investment losses.
Unless stated otherwise, any of the solutions discussed on this website should be considered as not registered as a broker-dealer in any jurisdiction unless specified otherwise and the products discussed have not been registered or approved by any central bank, governmental or regulatory authority in any jurisdiction unless we state that they have been.
We never hold money ourselves and can’t be held responsible for third party losses if those financial institutions go bankrupt.
It is the exclusive responsibility of the investor to consider carefully the material circumstances of each investment prior to making an investment decision.
With any investment or insurance product, we recommend that you read all terms and conditions and the latest documentation available and seek professional investment advice if considering making an investment.
Reviewing us
We regularly ask clients for feedback, which is why we have the 4.9 star client review, and over thirty linkedin recommendations.
However, you are not obligated to give us any review or feedback.
Emails
If you contact us asking us for more information about any topic, you may not send those emails onto anybody without prior agreement from us, for any reason.
The advice@adamfayed.com email may be controlled by numerous people so it shouldn’t automatically be considered to be the official view of adamfayed.com or Adam Fayed, and is usually for guidance.
We try to send out all emails from the adamfayed.com domain, for example advice@adamfayed.com. However, sometimes we may use personal emails or emails associated with our other business activity.
Therefore, in these situations, the terms and conditions here also apply to any communication sent out from adamfayed@hotmail.co.uk, adamfayed@iamgltd.com, adamfayed@int-amg.com, jenny@adamfayed.com, alex@adamfayed.com or any email associated with Adam Fayed or adamfayed.com.
Honestly, criminal behaviour including past criminal behaviour
As a client engaging in any third party solution, you will comply with international anti-money laundering requirements and won’t try to lauder money or engage in legal behaviour.
You will also tell us if you have been convicted of any crime. We cannot be held responsible if you have provided false information even though we always do our due diligence.
Political exposed persons
You will tell us, where necessary, if you are a politically exposed person (PEP).
We cannot be held responsible for this.
Translated content
This website regularly has content in non-English language . This includes Chinese, Korean and many other languages. We cannot be held responsible for any false translation or statements coming from these articles as we don’t can’t speak these languages ourselves, hence the need and reliant on staff members.
Third party campaigns
We sometimes outsource our marketing campaigns to third parties. Whilst we tell them not to create campaigns in specific countries, and to certain people, we cannot be held responsible for any campaigns they do which are not compliant with our own standards.
Third party campaigns on any third party channel (Youtube, Facebook etc) or directly on adamfayed.com, shouldn’t be seen as a solicitation to invest.
American sanctioned countries
We don’t take anybody from “American sanctioned countries” such as people living in Iran.
We have the right to refuse any client, in any country, and for any reason.
We don’t automatically exclude many countries apart from US residents, Iran and other US sanctioned places.
However, if you do manage to sign up, for example due to lying about your country of residency or you move to one of these countries after signing up but don’t mention it to us, we can’t be held legally responsible for that.
Likewise, we can’t be held legally responsible if one of our affiliates signs up somebody from one of these countries, including the US and US sanctioned countries.
In such instances, you should inform us, and we will take action, but we cannot be held legally responsible for that.
The official position of adamfayed.com is that if you are an American resident, or a resident or citizen of American-sanctioned countries, you shouldn’t deal with us for investment guidance or advice.
You should merely read this website and not engage with us.
United Arab Emirates residents
We do not solicit business in the United Arab Emirates, and partner with locally regulated firms if clients who approach us on a non-solicitation basis want to deal with locally-licensed products and services.
Third party terms and conditions
You have read and understood all third party terms and conditions to investment solutions we suggest and we can’t be held legally accountable if you don’t.
You will not have any claim against us if you go ahead without reading those terms and conditions.
You will not attempt to take legal action against us in any jurisdiction based on those terms and conditions, or failing to read those terms.
You will not say anything negative about us offline or online, based on those terms and conditions.
Third party fees on mutual funds and other assets
Some of the funds we have access to have entry and exit charges. No fund choices are made before you sign an advisory form allowing us to make trades.
Once that form has been completed, you are aware that fund classes with commissions might be picked.
If you make your own trades, you are aware we might pick commission-paying trades.
Previous companies I have been employed at
Those that transfer their policy to me, regardless of whether that is ex-clients, current clients of mine or clients from other advisory firms that have transferred their policies to me, have no claim against me in terms of the original advice that was given.
adamfayed.wordpress.com, adamfayed@hotmail.co.uk and medium.com
These terms and conditions also apply to adamfayed.wordpress.com, my profiles at medium.com and any communication coming from adamfayed@hotmail.co.uk.
Engaging me with on those mediums represents a signature of your consent to these terms and conditions
Third party app and Mailchimp
Those that have completed the Investing Right App have usually asked to be subscribed to our newsletter.
Everybody has the right to unsubscribe at any time. We can’t be legally held responsible for third party apps.
Fraudulent investments and investment fund failures.
We do extensive due diligence on investment opportunities around the world.
Fortunately, we have never been in the position whereby an investment has been fraudulent.
However, it has happened before, where good investments have turned bad for other investment brokers.
For example, private investments, that were initially producing excellent returns, only for the owner to start a Ponzi scheme.
Bernie Madoff is the most famous example. Investment advisors, even those that did a lot of due diligence on him, couldn’t see anything wrong with his funds.
We can’t be held responsible for any fund failures and fraudulent funds even though we have never been in this position.
Likewise, we cannot be held legally responsible for any IT hacks against your personal information, even though it has never happened and we take it very seriously.
Populating investment or insurance platforms
On occasion, our staff might ask you to complete forms which we will use to populate application forms.
By signing those forms, you have given us legal authority to do so, and you should consider your signature as consent for us to do that, if applicable.
Unregulated investments
Sometimes we offer unregulated investments if they are in line with your risk appetite.
Those investments, including Godin Capital, could go down to 0. You will have no recourse, in any court of law, for any losses.
That is fully explained in the application form.
Complaints procedures
All complaints will go to clientservices@adamfayed.com only. No client will complain to outside individuals, companies or bodies.
If you cannot agree to that term, you shouldn’t engage with this website, or any of its advisors, directors or affiliates.
No disputes may take place in the UK, EU, Australia, New Zealand, South Africa, Hong Kong, Singapore, Canada, the US or your country of residency or citizenship, or in any country globally, because your agreement is with the investment provider and not us directly.
Quora and other online activities
Nobody may republish my content from Quora, adamfayed.com or any other website, without first gaining my approval.
All articles associated with adamfayed.com, including Quora, Medium etc, cannot be considered a solicitation to invest.
Every client that engages with us, in any form or on any forum, must agree to the terms and conditions of this website.
We will not accept clients who haven’t visited our website or read one of our emails which has the terms and conditions in the footer as a link.
We cannot be held legally responsible, in any jurisdiction or court, if you have failed to come to this website’s terms and conditions page for any reason.
Likewise, if you have decided not to read these terms and conditions in full, you do so at your own risk and we can’t be held responsible for that.
WhatsApp communication
WhatsApp messages from Adam Fayed or his staff and affiliates, do not necessarily represent the official position of adamfayed.com or Adam Fayed himself, nor any of our affiliated companies, third parties or staff.
Those messages are for guidance only and we cannot be held legally responsible for those messages.
You agree to not distribute those messages to any third parties, businesses, companies or bodies.
The same applies to any other messenger apps, such as Facebook Messenger, Line, WeChat etc.
Phone numbers
Just because one of our associates uses a number, it shouldn’t be assumed that he or she is regulated in that area.
For example, Adam Fayed uses a UK WhatsApp number, but it shouldn’t be assumed that he is regulated in UK, just because his number is from the UK.
Likewise, somebody with a UK number, shouldn’t be considered as a regulated UK advisor.
We cannot be held legally responsible for any assumptions you make.
If anybody affiliates with us, or even a random person online, claims we are regulated in a location, you should assume that we are not.
We never hold money, we regularly use unregulated solutions and our regulated solutions are never regulated in the UK, EU or other highly regulated places.
All our suggestions should be considered therefore be considered unregulated suggestions, and not regulated advice, unless you are explicitly told that you are getting advice from one of the regulated entities we co-operate with.
As we ourselves conduct our business based on trust when we are the consumer, we expect you to do the same.
Guarantees
The only guarantees in life are death and taxes. Even A rated financial institutions, like Lehman Brothers, can go bankrupt.
If any of our staff, affiliates or anybody else uses the word guaranteed, it should be assumed as “capital guaranteed subject to x and y terms and conditions”.
It also isn’t the official position of Adam Fayed or adamfayed.com. Our official position is that there is no such thing as guarantees in life or investing, and our staff can be sacked for such an offense.
Capital-protected and insured investments are also not the same thing as being a guaranteed investment.
Admin and compliance
We might outsource some of our admin and compliance paperwork. We can’t be held legally responsible for any mistakes made by back office.
You may not request any documentation from us which are connected to any sign ups, including on third parties, associated with that sign up or dealing with the accounts in general.
You may not seek to get any internal or external documents from anybody else.
Podcast appearances
If Adam Fayed, or anybody associated with Adam Fayed, appears on podcasts, Youtube etc, that doesn’t represent the official position of Adam Fayed or adamfayed.com and associated companies.
We can’t be held legally responsible for those comments and appearances and any comments shouldn’t be considered as investment advice.
Journalists or competitors
No journalist, competitor company or anybody else might approach this website under false pretence. If you want to ask me something openly, that is fine, but we have a right to refuse.
Any information obtained from such means, isn’t the official position of adamfayed.com, its directors, affiliated companies or Adam Fayed himself.
Mass mailing
We do not mass mail unless you sign up for our newsletter or through the Investing Right App.
If you believe you have been added by mistake, please unsubscribe, which is available on each email.
If our independent sales staff mass mail you, this isn’t our official company policy, and isn’t the official position of our brand.
Changes to terms and conditions
adamfayed.com or any of our third parties and associates, retains the right to change any of these terms and conditions in the future.
By agreeing to these terms and conditions, you accept that, and engaging with us represents a signature of your consent.
Currency companies
We cannot be held legally responsible for anybody that engages with our this party currency conversation providers.
Rules are always changing around the world, including in Hong Kong.
What you discuss and agree with the providers is up to you, and any losses can’t be blamed on us in any jurisdiction.
Fake profiles
Adamfayed.com, Adam Fayed and our directors, affiliates and third parties, cannot be held legally responsible for fake third party websites on the internet, including on Quora, Medium and other social media platforms.
Likewise, if you engage with another contributor from adamfayed.com, after seeing their content on this website or whilst attending a webinar, we cannot be held legally responsible for that.
Recording and videos
You may not record our communication, or distribute it. That includes on Zoom webinars or any medium where adamfayed.com is represented, either directly or indirectly.
We may, on occasion, get third parties to make sales calls. These calls may be recorded as may our conversations with you.
Legal recourse in general/capital at risk
There will be no legal recourse, in any country, for any of the things mentioned above.
You deal with us at your own risk and based on trust. If you feel as though you want access to legal recourse, and even think there is a chance you would want to pursue a case against an advisor, you should only deal with an advisor that is regulated in your home country or country of residency.
For example, if you are British, only deal with a UK Financial Conduct Authority regulated advisor.
It should be assumed that your capital is at risk when investing, that you could experience an 100% loss in an extreme situation and you have no legal recourse if something happens to the contrary.
By agreeing with all of the above terms and conditions, you agree not to take the directors, staff, affiliates and partners to court in any country, or to defame us on any online or offline platform.
Neither Adam Fayed, adamfayed.com, affiliates, staff or anybody else even loosely connected to this website, will take legal responsible for any of the above or any other claim made against it.
You also agree not to seek “legal loopholes” or legal advice, in any country, which aims to run counter to this agreement.
If you cannot accept that you have no legal recourse available to you against any entity, business or individual in any country, court or regulator, you should not engage with us in the first place.
DMCA Requests
All DMCA take down service requests and notices should be sent to advice@adamfayed.com and specify the exact URL of the page that requires action – otherwise it will be too difficult for our staff to help you with any request.
Legitimate requests will be given the proper consideration.
Refunds
You will not seek refunds for any of our products or services.
Staff
All staff and affiliates, including on third part platforms, are bound by confidentiality agreements by engaging with us.
Loan notes, individual shares and bonds and private investments
All the following investments carry a lot of risk in most cases:
- Loan notes and other forms of private debt
- Individual stocks and bonds
- Private equity
We can also be paid a commission, or fee, for offering such investments.
In many cases, these investments aren’t part of any compensation schemes. Loan notes can easily default and are high-risk investments in most cases.
If you want low or medium risk investments, you should avoid these investments, and instead invest with lower risk offerings.
You understand that by investing in these instruments that you have no legal recourse against anybody affiliated with any of our companies, or the providers.
We are not regulated by the FCA (Financial Conduct Authority). We only acts as an introducer to the above mentioned investment companies. We will not be responsible or liable of any looses.
Rejecting clients
We have a right to reject any clients if:
- It goes against our providers terms and conditions
- Our providers reject you for any reason.
Investing right app
As of 2024, the Adam Fayed Investing Right App is now inactive and we won’t respond to people who fill out the questionnaire.
