Many choices that accommodate varying risk profiles and investing preferences are available on the best investment platforms for accredited investors.
It’s crucial to understand which investment platforms are best for accredited investors in order to take advantage of special offers, diversify portfolios, improve returns, see new trends, and get professional advice.
If you are looking to invest as an expat or high-net-worth individual, which is what I specialize in, you can email me (advice@adamfayed.com) or WhatsApp (+44-7393-450-837).
Let’s first define the term accredited investor before we get to our list of the best accredited investor platforms.
Accredited Investor Meaning
Individuals or organizations that fulfill certain financial requirements from regulators are what’s considered accredited investors.
This can be achieved through:
- satisfying annual income requirements, which vary by nation and usually range from $200,000 to $500,000
- reaching a specific threshold for net worth, typically established at $1 million or above, without counting their primary residence, either alone or in partnership with a spouse.
Because they are acknowledged as having a higher level of finance knowledge, these investors can participate in investment opportunities that are not available to others.
Certain organizations like banks, insurance providers, investment funds, and enterprises having assets over a predetermined threshold are also accredited investors.
Best Investment Platforms for Accredited Investors
- Yieldstreet provides chances in real estate, art, private credit, and other areas, catering to investors desiring a medium to high risk-reward profile with a $10,000 minimum commitment.
- Hiive focuses on private firms with a high risk-reward profile and requires authorized investors to invest at least $25,000 to qualify.
- Percent gives access to private credit investments for a minimal investment worth $500.
- CrowdStreet highlights commercial properties that require at least $25,000 as initial investment.
- Masterworks supports art investments by providing a risk-reward profile ranging from medium to high, with a minimum commitment of $15,000 available to any investor.
- EquityMultiple offers commercial real estate investments for $5,000 minimum.
- Arrived facilitates investments in single-family homes with $100 minimum investment.
- RealtyMogul provides opportunities to invest in commercial and multifamily real estate. The platform offers various fee structures.
- Equitybee provides private company investments for at least $10,000. Accredited investors are subject to a 5% platform fee.
- Propel(x) offers investments in science and tech startups. The investment minimum is also $5,000; it applies a platform fee for syndicated opportunities.
- Private Wealth Global mandates a minimum investment of $50,000 for various investment options.
- Fundrise offers commercial real estate investment properties. It offers automated investment management services and low investment thresholds.
Pros and cons of the best investment platforms for accredited investors
Benefits of accredited investor platforms
- Yieldstreet: Makes it easier to diversify among several asset classes.
- Hiive: Offers chances to invest in cutting-edge, maybe rapidly expanding businesses.
- Percent: Offers channels for obtaining personal loans and credit.
- CrowdStreet: Provides access to properties of institutional quality across multiple asset classes.
- Masterworks: Provides exposure to the art market by allowing investors to participate in shares of well-known artwork.
- EquityMultiple: Provides access to professionally managed properties of institutional caliber.
- Arrived: Provides access to different investment structures and properties.
- RealtyMogul: Offers access to both debt and equity investments, among other investing options.
- Equitybee: Offers significant profit potential in the event that the companies it invests in go public.
- Propel(x): Offers channels for funding possibly game-changing inventions.
- Private Wealth Global: Provides individualized portfolio management and investment advice.
Accredited investor platform risks
- Yieldstreet: Features restricted liquidity given investments typically lack liquidity and may involve lock-up periods.
- Hiive: Entails elevated risk due to the nature of early stage investments.
- Percent: Susceptible to credit risk, particularly during economic downturns.
- CrowdStreet: Imposes higher minimum investment requirements compared to some alternative platforms.
- Masterworks: Presents limited transparency and valuation challenges inherent in the art market.
- EquityMultiple: Entails higher fees compared to certain other real estate crowdfunding platforms.
- Arrived: Exhibits a limited track record and history compared to more established platforms.
- RealtyMogul: Involves illiquid investments with potentially lengthy holding periods.
- Equitybee: Carries higher risk due to investing in pre-IPO companies.
- Propel(x): Poses higher risk due to the early stage nature of investments.
- Private Wealth Global: Requires a substantial minimum investment.
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Adam is an internationally recognised author on financial matters, with over 760.2 million answer views on Quora.com, a widely sold book on Amazon, and a contributor on Forbes.
